OP Bancorp (OPBK) Competitors

Northeast Bancorp (NASDAQ:NBN) and OP Bancorp (NASDAQ:OPBK) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their dividends, earnings, analyst recommendations, institutional ownership, risk, media sentiment, profitability and valuation.

Is NBN or OPBK more profitable?

Northeast Bancorp has a net margin of 23.77% compared to OP Bancorp's net margin of 13.91%. Northeast Bancorp's return on equity of 18.56% beat OP Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Northeast Bancorp	23.77%	18.56%	2.02%
OP Bancorp	13.91%	10.72%	0.91%

Does the media favor NBN or OPBK?

In the previous week, Northeast Bancorp had 2 more articles in the media than OP Bancorp. MarketBeat recorded 6 mentions for Northeast Bancorp and 4 mentions for OP Bancorp. Northeast Bancorp's average media sentiment score of 0.28 beat OP Bancorp's score of 0.26 indicating that Northeast Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Northeast Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
OP Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more risk & volatility, NBN or OPBK?

Northeast Bancorp has a beta of 0.6, indicating that its share price is 40% less volatile than the S&P 500. Comparatively, OP Bancorp has a beta of 0.7, indicating that its share price is 30% less volatile than the S&P 500.

Do analysts prefer NBN or OPBK?

Northeast Bancorp currently has a consensus price target of $115.00, indicating a potential upside of 21.50%. OP Bancorp has a consensus price target of $15.50, indicating a potential upside of 12.40%. Given Northeast Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Northeast Bancorp is more favorable than OP Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Northeast Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
OP Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Do insiders & institutionals have more ownership in NBN or OPBK?

53.6% of OP Bancorp shares are owned by institutional investors. 14.2% of Northeast Bancorp shares are owned by insiders. Comparatively, 20.4% of OP Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Is NBN or OPBK a better dividend stock?

Northeast Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.0%. OP Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 3.5%. Northeast Bancorp pays out 0.4% of its earnings in the form of a dividend. OP Bancorp pays out 32.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has preferable earnings & valuation, NBN or OPBK?

Northeast Bancorp has higher revenue and earnings than OP Bancorp. OP Bancorp is trading at a lower price-to-earnings ratio than Northeast Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Northeast Bancorp	$351M	2.21	$83.44M	$10.08	9.39
OP Bancorp	$154.05M	1.33	$21.07M	$1.48	9.32

Summary

Northeast Bancorp beats OP Bancorp on 13 of the 17 factors compared between the two stocks.