OP Bancorp (OPBK) Competitors

OP Bancorp (NASDAQ:OPBK) and Metropolitan Bank (NYSE:MCB) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their dividends, media sentiment, risk, institutional ownership, earnings, analyst recommendations, profitability and valuation.

Is OPBK or MCB a better dividend stock?

OP Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 3.4%. Metropolitan Bank pays an annual dividend of $0.60 per share and has a dividend yield of 0.8%. OP Bancorp pays out 32.4% of its earnings in the form of a dividend. Metropolitan Bank pays out 9.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do institutionals & insiders have more ownership in OPBK or MCB?

53.6% of OP Bancorp shares are owned by institutional investors. Comparatively, 79.8% of Metropolitan Bank shares are owned by institutional investors. 20.4% of OP Bancorp shares are owned by insiders. Comparatively, 6.1% of Metropolitan Bank shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Does the media refer more to OPBK or MCB?

In the previous week, Metropolitan Bank had 4 more articles in the media than OP Bancorp. MarketBeat recorded 5 mentions for Metropolitan Bank and 1 mentions for OP Bancorp. OP Bancorp's average media sentiment score of 0.88 beat Metropolitan Bank's score of -0.09 indicating that OP Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
OP Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Metropolitan Bank	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts rate OPBK or MCB?

OP Bancorp currently has a consensus price target of $15.50, indicating a potential upside of 8.39%. Metropolitan Bank has a consensus price target of $82.67, indicating a potential upside of 7.36%. Given OP Bancorp's higher possible upside, research analysts clearly believe OP Bancorp is more favorable than Metropolitan Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OP Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Metropolitan Bank	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more risk and volatility, OPBK or MCB?

OP Bancorp has a beta of 0.7, indicating that its stock price is 30% less volatile than the S&P 500. Comparatively, Metropolitan Bank has a beta of 1.13, indicating that its stock price is 13% more volatile than the S&P 500.

Which has higher earnings & valuation, OPBK or MCB?

Metropolitan Bank has higher revenue and earnings than OP Bancorp. OP Bancorp is trading at a lower price-to-earnings ratio than Metropolitan Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OP Bancorp	$154.05M	1.38	$21.07M	$1.48	9.66
Metropolitan Bank	$492.21M	1.63	$66.69M	$6.17	12.48

Is OPBK or MCB more profitable?

OP Bancorp has a net margin of 13.91% compared to Metropolitan Bank's net margin of 13.68%. OP Bancorp's return on equity of 10.72% beat Metropolitan Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
OP Bancorp	13.91%	10.72%	0.91%
Metropolitan Bank	13.68%	10.69%	1.03%

Summary

Metropolitan Bank beats OP Bancorp on 12 of the 18 factors compared between the two stocks.