OP Bancorp (OPBK) Competitors

Esquire Financial (NASDAQ:ESQ) and OP Bancorp (NASDAQ:OPBK) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, media sentiment, earnings, profitability, valuation, community ranking, analyst recommendations, institutional ownership and risk.

Is ESQ or OPBK a better dividend stock?

Esquire Financial pays an annual dividend of $0.70 per share and has a dividend yield of 0.8%. OP Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 3.7%. Esquire Financial pays out 13.2% of its earnings in the form of a dividend. OP Bancorp pays out 33.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Esquire Financial has increased its dividend for 4 consecutive years.

Does the media favor ESQ or OPBK?

In the previous week, Esquire Financial and Esquire Financial both had 1 articles in the media. Esquire Financial's average media sentiment score of 1.67 beat OP Bancorp's score of 0.00 indicating that Esquire Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Esquire Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
OP Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts rate ESQ or OPBK?

Esquire Financial presently has a consensus price target of $92.50, suggesting a potential upside of 3.45%. OP Bancorp has a consensus price target of $18.00, suggesting a potential upside of 39.86%. Given OP Bancorp's higher probable upside, analysts plainly believe OP Bancorp is more favorable than Esquire Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Esquire Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
OP Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has higher valuation & earnings, ESQ or OPBK?

Esquire Financial has higher revenue and earnings than OP Bancorp. OP Bancorp is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Esquire Financial	$129.33M	5.85	$43.66M	$5.29	16.90
OP Bancorp	$84.70M	2.25	$21.07M	$1.42	9.06

Do institutionals & insiders have more ownership in ESQ or OPBK?

54.7% of Esquire Financial shares are held by institutional investors. Comparatively, 53.6% of OP Bancorp shares are held by institutional investors. 18.0% of Esquire Financial shares are held by company insiders. Comparatively, 21.3% of OP Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Is ESQ or OPBK more profitable?

Esquire Financial has a net margin of 31.58% compared to OP Bancorp's net margin of 13.68%. Esquire Financial's return on equity of 19.93% beat OP Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Esquire Financial	31.58%	19.93%	2.54%
OP Bancorp	13.68%	10.64%	0.91%

Which has more risk and volatility, ESQ or OPBK?

Esquire Financial has a beta of 0.51, indicating that its stock price is 49% less volatile than the S&P 500. Comparatively, OP Bancorp has a beta of 0.65, indicating that its stock price is 35% less volatile than the S&P 500.

Does the MarketBeat Community favor ESQ or OPBK?

Esquire Financial received 138 more outperform votes than OP Bancorp when rated by MarketBeat users. Likewise, 57.31% of users gave Esquire Financial an outperform vote while only 53.70% of users gave OP Bancorp an outperform vote.

Company	Underperform	Outperform
Esquire Financial	Outperform Votes 196 57.31%	Underperform Votes 146 42.69%
OP Bancorp	Outperform Votes 58 53.70%	Underperform Votes 50 46.30%

Summary

Esquire Financial beats OP Bancorp on 16 of the 20 factors compared between the two stocks.