OP Bancorp (OPBK) Competitors

Metropolitan Bank (NYSE:MCB) and OP Bancorp (NASDAQ:OPBK) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, risk, dividends, media sentiment, analyst recommendations, profitability, institutional ownership and valuation.

Is MCB or OPBK a better dividend stock?

Metropolitan Bank pays an annual dividend of $0.60 per share and has a dividend yield of 0.8%. OP Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 3.7%. Metropolitan Bank pays out 9.7% of its earnings in the form of a dividend. OP Bancorp pays out 32.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media prefer MCB or OPBK?

In the previous week, Metropolitan Bank had 1 more articles in the media than OP Bancorp. MarketBeat recorded 2 mentions for Metropolitan Bank and 1 mentions for OP Bancorp. OP Bancorp's average media sentiment score of 0.30 beat Metropolitan Bank's score of 0.20 indicating that OP Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Metropolitan Bank	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
OP Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do insiders & institutionals believe in MCB or OPBK?

79.8% of Metropolitan Bank shares are owned by institutional investors. Comparatively, 53.6% of OP Bancorp shares are owned by institutional investors. 6.1% of Metropolitan Bank shares are owned by company insiders. Comparatively, 20.4% of OP Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has preferable earnings & valuation, MCB or OPBK?

Metropolitan Bank has higher revenue and earnings than OP Bancorp. OP Bancorp is trading at a lower price-to-earnings ratio than Metropolitan Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Metropolitan Bank	$492.21M	1.52	$66.69M	$6.17	11.64
OP Bancorp	$154.05M	1.27	$21.07M	$1.48	8.86

Do analysts prefer MCB or OPBK?

Metropolitan Bank presently has a consensus price target of $82.67, indicating a potential upside of 15.07%. OP Bancorp has a consensus price target of $15.50, indicating a potential upside of 18.14%. Given OP Bancorp's higher possible upside, analysts clearly believe OP Bancorp is more favorable than Metropolitan Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Metropolitan Bank	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60
OP Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Is MCB or OPBK more profitable?

OP Bancorp has a net margin of 13.91% compared to Metropolitan Bank's net margin of 13.68%. OP Bancorp's return on equity of 10.72% beat Metropolitan Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Metropolitan Bank	13.68%	10.69%	1.03%
OP Bancorp	13.91%	10.72%	0.91%

Which has more risk and volatility, MCB or OPBK?

Metropolitan Bank has a beta of 1.11, suggesting that its share price is 11% more volatile than the S&P 500. Comparatively, OP Bancorp has a beta of 0.7, suggesting that its share price is 30% less volatile than the S&P 500.

Summary

Metropolitan Bank beats OP Bancorp on 12 of the 18 factors compared between the two stocks.