OP Bancorp (OPBK) Competitors

MetroCity Bankshares (NASDAQ:MCBS) and OP Bancorp (NASDAQ:OPBK) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, risk, dividends, media sentiment, community ranking and earnings.

Is MCBS or OPBK more profitable?

MetroCity Bankshares has a net margin of 27.33% compared to OP Bancorp's net margin of 13.68%. MetroCity Bankshares' return on equity of 15.98% beat OP Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MetroCity Bankshares	27.33%	15.98%	1.79%
OP Bancorp	13.68%	10.64%	0.91%

Do analysts prefer MCBS or OPBK?

MetroCity Bankshares presently has a consensus price target of $34.00, suggesting a potential upside of 25.23%. OP Bancorp has a consensus price target of $18.00, suggesting a potential upside of 52.16%. Given OP Bancorp's higher probable upside, analysts plainly believe OP Bancorp is more favorable than MetroCity Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
OP Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Do institutionals & insiders believe in MCBS or OPBK?

25.3% of MetroCity Bankshares shares are owned by institutional investors. Comparatively, 53.6% of OP Bancorp shares are owned by institutional investors. 27.5% of MetroCity Bankshares shares are owned by insiders. Comparatively, 20.4% of OP Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Which has more volatility & risk, MCBS or OPBK?

MetroCity Bankshares has a beta of 0.63, indicating that its stock price is 37% less volatile than the S&P 500. Comparatively, OP Bancorp has a beta of 0.65, indicating that its stock price is 35% less volatile than the S&P 500.

Does the media refer more to MCBS or OPBK?

In the previous week, MetroCity Bankshares had 1 more articles in the media than OP Bancorp. MarketBeat recorded 2 mentions for MetroCity Bankshares and 1 mentions for OP Bancorp. OP Bancorp's average media sentiment score of 1.87 beat MetroCity Bankshares' score of 1.80 indicating that OP Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
MetroCity Bankshares	Very Positive
OP Bancorp	Very Positive

Does the MarketBeat Community prefer MCBS or OPBK?

OP Bancorp received 40 more outperform votes than MetroCity Bankshares when rated by MarketBeat users. Likewise, 53.70% of users gave OP Bancorp an outperform vote while only 42.86% of users gave MetroCity Bankshares an outperform vote.

Company	Underperform	Outperform
MetroCity Bankshares	Outperform Votes 18 42.86%	Underperform Votes 24 57.14%
OP Bancorp	Outperform Votes 58 53.70%	Underperform Votes 50 46.30%

Which has higher earnings and valuation, MCBS or OPBK?

MetroCity Bankshares has higher revenue and earnings than OP Bancorp. OP Bancorp is trading at a lower price-to-earnings ratio than MetroCity Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MetroCity Bankshares	$143.02M	4.82	$64.50M	$2.57	10.56
OP Bancorp	$84.70M	2.07	$21.07M	$1.42	8.33

Is MCBS or OPBK a better dividend stock?

MetroCity Bankshares pays an annual dividend of $0.92 per share and has a dividend yield of 3.4%. OP Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 4.1%. MetroCity Bankshares pays out 35.8% of its earnings in the form of a dividend. OP Bancorp pays out 33.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. OP Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

MetroCity Bankshares beats OP Bancorp on 10 of the 18 factors compared between the two stocks.