NASDAQ:OSBC

Old Second Bancorp - OSBC Stock Forecast, Price & News

$14.47

+0.19 (+1.33%)

(As of 08/11/2022 01:14 PM ET)

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Today's Range: $14.37
▼
$14.49
50-Day Range: $13.38
▼
$15.60
52-Week Range: $11.29
▼
$15.68

Volume: 728 shs
Average Volume: 202,686 shs
Market Capitalization: $644.78 million

P/E Ratio: 24.12
Dividend Yield: 1.43%
Price Target: $20.25

Old Second Bancorp MarketRank™ Forecast

Analyst Rating: Strong Buy
3.50 Rating Score
Upside/Downside: 39.8% Upside
$20.25 Price Target
Short Interest: Healthy
2.22% of Shares Sold Short
Dividend Strength: Moderate
Based on Four Factors
Sustainability: N/A
News Sentiment: 1.87
Based on 2 Articles This Week
Insider Trading: N/A
Proj. Earnings Growth: 21.48%
From $1.49 to $1.81 Per Share

Overall MarketRank^™

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

3.29 out of 5 stars

Finance Sector

27th out of 920 stocks

State Commercial Banks Industry

8th out of 191 stocks

3.8

Analyst's Opinion

Consensus Rating
Old Second Bancorp has received a consensus rating of Strong Buy. The company's average rating score is 3.50, and is based on 1 buy rating, no hold ratings, and no sell ratings.
Price Target Upside/Downside
According to analysts' consensus price target of $20.25, Old Second Bancorp has a forecasted upside of 39.8% from its current price of $14.49.
Amount of Analyst Coverage
Old Second Bancorp has only been the subject of 1 research reports in the past 90 days.

5.0

Short Interest

Percentage of Shares Shorted
2.22% of the outstanding shares of Old Second Bancorp have been sold short.
Short Interest Ratio / Days to Cover
Old Second Bancorp has a short interest ratio ("days to cover") of 3.8, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month
Short interest in Old Second Bancorp has recently decreased by 9.23%, indicating that investor sentiment is improving significantly.

2.5

Dividend Strength

Dividend Yield
Old Second Bancorp pays a meaningful dividend of 1.43%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
Old Second Bancorp has only been increasing its dividend for 1 years.
Dividend Coverage
The dividend payout ratio of Old Second Bancorp is 33.33%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Old Second Bancorp will have a dividend payout ratio of 11.05% next year. This indicates that Old Second Bancorp will be able to sustain or increase its dividend.

N/A

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
There is no current Upright™ data available for OSBC.

3.8

News and Social Media Coverage

News Sentiment
Old Second Bancorp has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.53 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 2 news articles for Old Second Bancorp this week, compared to 1 article on an average week.
Search Interest
Only 1 people have searched for OSBC on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days.
MarketBeat Follows
3 people have added Old Second Bancorp to their MarketBeat watchlist in the last 30 days. This is an increase of 50% compared to the previous 30 days.

0.8

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Old Second Bancorp insiders have not sold or bought any company stock.
Percentage Held by Insiders
Only 5.50% of the stock of Old Second Bancorp is held by insiders.
Percentage Held by Institutions
50.83% of the stock of Old Second Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

3.1

Earnings and Valuation

Earnings Growth
Earnings for Old Second Bancorp are expected to grow by 21.48% in the coming year, from $1.49 to $1.81 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Old Second Bancorp is 24.15, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 122.35.
Price to Earnings Ratio vs. Sector
The P/E ratio of Old Second Bancorp is 24.15, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 148.36.
Price to Book Value per Share Ratio
Old Second Bancorp has a P/B Ratio of 1.44. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

About Old Second Bancorp (NASDAQ:OSBC) Stock

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. The company also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. Further, it provides safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U.S. treasury notes and bonds. In addition, the company offers online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. It operates through 63 banking centers in Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties in Illinois. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois.

Analyst Upgrades and Downgrades

OSBC has been the subject of several analyst reports. Raymond James boosted their target price on shares of Old Second Bancorp from $18.00 to $18.50 and gave the company a "strong-buy" rating in a research note on Thursday, July 7th. TheStreet downgraded shares of Old Second Bancorp from a "b" rating to a "c+" rating in a research note on Thursday, July 28th.

Old Second Bancorp Stock Up 2.1 %

OSBC opened at $14.28 on Thursday. The company has a debt-to-equity ratio of 0.32, a current ratio of 0.72 and a quick ratio of 0.72. The stock has a market capitalization of $634.90 million, a price-to-earnings ratio of 23.80 and a beta of 1.10. The business has a 50-day moving average of $14.25 and a two-hundred day moving average of $14.23. Old Second Bancorp has a 12 month low of $11.29 and a 12 month high of $15.68.

Old Second Bancorp (NASDAQ:OSBC - Get Rating) last posted its quarterly earnings results on Wednesday, July 27th. The financial services provider reported $0.27 EPS for the quarter, missing the consensus estimate of $0.34 by ($0.07). Old Second Bancorp had a net margin of 12.26% and a return on equity of 11.41%. On average, research analysts expect that Old Second Bancorp will post 1.49 earnings per share for the current year.

Old Second Bancorp Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Monday, August 8th. Stockholders of record on Friday, July 29th were issued a dividend of $0.05 per share. This represents a $0.20 dividend on an annualized basis and a dividend yield of 1.40%. The ex-dividend date was Thursday, July 28th. Old Second Bancorp's payout ratio is currently 33.33%.

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OSBC Stock News Headlines

August 1, 2022 | americanbankingnews.com

Old Second Bancorp (NASDAQ:OSBC) Rating Lowered to C+ at TheStreet

July 28, 2022 | benzinga.com

Earnings Preview For Old Second Bancorp

August 11, 2022 | Investing Trends (Ad)

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July 28, 2022 | finance.yahoo.com

Wall Street Analysts Think Old Second Bancorp (OSBC) Could Surge 30%: Read This Before Placing a Bet

July 25, 2022 | nasdaq.com

Old Second Bancorp (NASDAQ:OSBC) Has Announced A Dividend Of $0.05

July 25, 2022 | msn.com

Wednesday Is Your Last Chance To Buy Old Second Bancorp Before The Dividend Payout

July 23, 2022 | americanbankingnews.com

Analyzing Old Second Bancorp (NASDAQ:OSBC) and Macatawa Bank (NASDAQ:MCBC)

July 22, 2022 | americanbankingnews.com

Head-To-Head Comparison: Old Second Bancorp (NASDAQ:OSBC) and Bank of Hawaii (NYSE:BOH)

August 11, 2022 | Investing Trends (Ad)

How High Can Copper Go?

July 17, 2022 | americanbankingnews.com

Equity Bancshares (NASDAQ:EQBK) vs. Old Second Bancorp (NASDAQ:OSBC) Critical Survey

July 12, 2022 | finance.yahoo.com

Wall Street Analysts Predict a 35% Upside in Old Second Bancorp (OSBC): Here's What You Should Know

July 11, 2022 | finance.yahoo.com

O2 Sponsor Finance Provides Over $22.8 Million of Secured Financing to Support Cairngorm Capital Partners LLP and SageHome Inc. in Their Acquisition of New Bath Today Inc.

June 23, 2022 | finance.yahoo.com

What Is The Ownership Structure Like For Old Second Bancorp, Inc. (NASDAQ:OSBC)?

June 22, 2022 | finance.yahoo.com

Best Momentum Stocks to Buy for June 22nd

June 9, 2022 | finance.yahoo.com

Wall Street Analysts Predict a 27% Upside in Old Second Bancorp (OSBC): Here's What You Should Know

May 25, 2022 | finance.yahoo.com

Old Second Bancorp (OSBC) is on the Move, Here's Why the Trend Could be Sustainable

April 29, 2022 | finanznachrichten.de

Old Second Bancorp Inc.: Pike Joins Old Second National Bank

April 27, 2022 | finance.yahoo.com

Old Second National Bank Expands Collaboration with Jack Henry

April 7, 2022 | finance.yahoo.com

Zacks Market Edge Highlights: IWM, Block, Old Second Bancorp, Comerica and JPMorgan Chase

April 6, 2022 | finance.yahoo.com

How to Invest as the Fed Raises Rates

April 5, 2022 | finanznachrichten.de

Old Second Bancorp Inc.: Old Second Receives "Outstanding" Community Reinvestment Act Rating

April 5, 2022 | finance.yahoo.com

Old Second Receives "Outstanding" Community Reinvestment Act Rating

March 23, 2022 | finance.yahoo.com

Those who invested in Old Second Bancorp (NASDAQ:OSBC) five years ago are up 47%

March 22, 2022 | finance.yahoo.com

Old Second Bancorp (OSBC) Surges 8%: Is This an Indication of Further Gains?

March 21, 2022 | benzinga.com

Here's How Much You Would Have Made Owning Old Second Bancorp Stock In The Last 10 Years

March 15, 2022 | benzinga.com

Old Second Bancorp's Return On Capital Employed Insights

January 24, 2022 | benzinga.com

Old Second Bancorp: Dividend Insights

See More Headlines

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OSBC Company Calendar

Last Earnings: 7/27/2022
Ex-Dividend for 8/8 Dividend: 7/28/2022
Dividend Payable: 8/08/2022
Today: 8/11/2022
Fiscal Year End: 12/31/2022

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NASDAQ
Industry: State commercial banks
Sub-Industry: N/A
Sector: Finance
Current Symbol: NASDAQ:OSBC
CUSIP: N/A
CIK: 357173
Web: www.oldsecond.com
Phone: (630) 892-0202
Fax: 630-892-9630
Employees: 891
Year Founded: 1871

Price Target and Rating

Average Stock Price Forecast: $20.25
High Stock Price Forecast: $22.00
Low Stock Price Forecast: $18.50
Forecasted Upside/Downside: +39.9%
Consensus Rating: Strong Buy
Rating Score (0-4): 3.50
Research Coverage: 2 Analysts

Profitability

EPS (Most Recent Fiscal Year): $0.60
Trailing P/E Ratio: 24.12
Forward P/E Ratio: 9.71
P/E Growth: N/A
Net Income: $20.04 million
Net Margins: 12.48%
Pretax Margin: 17.41%
Return on Equity: 11.32%
Return on Assets: 0.91%

Debt

Debt-to-Equity Ratio: 0.31
Current Ratio: 0.72
Quick Ratio: 0.72

Sales & Book Value

Annual Sales: $144.45 million
Price / Sales: 4.46
Cash Flow: $1.10 per share
Price / Cash Flow: 13.11
Book Value: $10.07 per share
Price / Book: 1.44

Miscellaneous

Outstanding Shares: 44,560,000
Free Float: 42,016,000
Market Cap: $644.78 million
Optionable: Optionable
Beta: 1.10

Social Links

Key Executives

Mr. James L. Eccher (Age 57)
Pres, CEO, COO & Chairman
Comp: $1.25M
Mr. Bradley S. Adams (Age 48)
Exec. VP & CFO
Comp: $642.88k
Mr. Richard A. Gartelmann Jr. (Age 53)
CFP, Head of Wealth Management & Exec. VP
Comp: $366.49k
Mr. Donald J. Pilmer (Age 57)
Chief Lending Officer & Exec. VP
Comp: $513.1k
Ms. Shirley Cantrell
Shareholder Relations Mang.
Mr. Andrew R. Crouch
Sr. VP, Head of Trust and Fiduciary Services, Trust Counsel
Bob DiCosola
Exec. VP of HR
Mr. Keith J. Gottschalk (Age 59)
Exec. VP of Digital Banking Services
Ms. Jacqueline Ann Runnberg
Sr. VP & Wealth Advisor
Mr. Steven C. Meves
Chief Investment Officer of Wealth Management Group

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

OSBC Stock - Frequently Asked Questions

Should I buy or sell Old Second Bancorp stock right now?: 2 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Old Second Bancorp in the last year. There are currently 1 buy rating and 1 strong buy rating for the stock. The consensus among Wall Street analysts is that investors should "strong buy" OSBC shares.
View OSBC analyst ratings or view top-rated stocks.
What is Old Second Bancorp's stock price forecast for 2022?: 2 equities research analysts have issued 1 year target prices for Old Second Bancorp's stock. Their OSBC share price forecasts range from $18.50 to $22.00. On average, they anticipate the company's share price to reach $20.25 in the next year. This suggests a possible upside of 41.8% from the stock's current price.
View analysts price targets for OSBC or view top-rated stocks among Wall Street analysts.
How have OSBC shares performed in 2022?: Old Second Bancorp's stock was trading at $12.59 on January 1st, 2022. Since then, OSBC shares have increased by 13.4% and is now trading at $14.28.
View the best growth stocks for 2022 here.
How were Old Second Bancorp's earnings last quarter?: Old Second Bancorp, Inc. (NASDAQ:OSBC) released its quarterly earnings results on Wednesday, July, 27th. The financial services provider reported $0.27 EPS for the quarter, missing the consensus estimate of $0.34 by $0.07. Old Second Bancorp had a net margin of 12.26% and a trailing twelve-month return on equity of 11.41%.
How often does Old Second Bancorp pay dividends? What is the dividend yield for Old Second Bancorp?: Old Second Bancorp declared a quarterly dividend on Thursday, July 21st. Stockholders of record on Friday, July 29th will be paid a dividend of $0.05 per share on Monday, August 8th. This represents a $0.20 annualized dividend and a dividend yield of 1.40%. The ex-dividend date is Thursday, July 28th.
Read our dividend analysis for OSBC.
Is Old Second Bancorp a good dividend stock?: Old Second Bancorp (NASDAQ:OSBC) pays an annual dividend of $0.20 per share and currently has a dividend yield of 1.43%. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 33.33%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, OSBC will have a dividend payout ratio of 11.05% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for OSBC.

What other stocks do shareholders of Old Second Bancorp own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Old Second Bancorp investors own include Advanced Micro Devices (AMD), Antares Pharma (ATRS), Coeur Mining (CDE), Primo Water (PRMW), RTI Surgical (RTIX), Sangamo Therapeutics (SGMO), Trevena (TRVN), Ampio Pharmaceuticals (AMPE), Aqua Metals (AQMS) and CNH Industrial (CNHI).
What is Old Second Bancorp's stock symbol?: Old Second Bancorp trades on the NASDAQ under the ticker symbol "OSBC."
Who are Old Second Bancorp's major shareholders?: Old Second Bancorp's stock is owned by a number of institutional and retail investors. Top institutional shareholders include Patriot Financial Partners GP LP (1.36%), Kennedy Capital Management Inc. (1.32%), Victory Capital Management Inc. (1.08%), River Oaks Capital LLC (0.89%), Russell Investments Group Ltd. (0.81%) and Wedge Capital Management L L P NC (0.67%). Insiders that own company stock include Billy J Jr Lyons, Billy J Jr Lyons, Bradley S Adams, Bradley S Adams, Dennis L Klaeser, Gary S Collins, Gary S Collins, Hugh H Mclean, Hugh H Mclean, James Eccher, Jill E York, John Ladowicz, Richard A Gartelmann Jr, Rocks Patti Temple, William B Skoglund and William B Skoglund.
View institutional ownership trends.
How do I buy shares of Old Second Bancorp?: Shares of OSBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.
What is Old Second Bancorp's stock price today?: One share of OSBC stock can currently be purchased for approximately $14.28.
How much money does Old Second Bancorp make?: Old Second Bancorp (NASDAQ:OSBC) has a market capitalization of $634.90 million and generates $144.45 million in revenue each year. The financial services provider earns $20.04 million in net income (profit) each year or $0.60 on an earnings per share basis.
How many employees does Old Second Bancorp have?: The company employs 891 workers across the globe.
When was Old Second Bancorp founded?: Old Second Bancorp was founded in 1871.
How can I contact Old Second Bancorp?: Old Second Bancorp's mailing address is 37 SOUTH RIVER STREET, AURORA IL, 60507. The official website for the company is www.oldsecond.com. The financial services provider can be reached via phone at (630) 892-0202, via email at scantrell@oldsecond.com, or via fax at 630-892-9630.

This page (NASDAQ:OSBC) was last updated on 8/11/2022 by MarketBeat.com Staff

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Old Second Bancorp - OSBC Stock Forecast, Price & News

Old Second Bancorp MarketRank™ Forecast

Overall MarketRank™

Analyst's Opinion

Short Interest

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Change versus previous month

Dividend Strength

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score

News and Social Media Coverage

News Sentiment

News Coverage This Week

Search Interest

MarketBeat Follows

Company Ownership

Earnings and Valuation

About Old Second Bancorp (NASDAQ:OSBC) Stock

Analyst Upgrades and Downgrades

Old Second Bancorp Stock Up 2.1 %

Old Second Bancorp Dividend Announcement

OSBC Stock News Headlines

OSBC Company Calendar

Industry, Sector and Symbol

Price Target and Rating

Profitability

Debt

Sales & Book Value

Miscellaneous

Social Links

Key Executives

Key Competitors

Insiders & Institutions

OSBC Stock - Frequently Asked Questions

Should I buy or sell Old Second Bancorp stock right now?

What is Old Second Bancorp's stock price forecast for 2022?

How have OSBC shares performed in 2022?

How were Old Second Bancorp's earnings last quarter?

How often does Old Second Bancorp pay dividends? What is the dividend yield for Old Second Bancorp?

Is Old Second Bancorp a good dividend stock?

What other stocks do shareholders of Old Second Bancorp own?

What is Old Second Bancorp's stock symbol?

Who are Old Second Bancorp's major shareholders?

How do I buy shares of Old Second Bancorp?

What is Old Second Bancorp's stock price today?

How much money does Old Second Bancorp make?

How many employees does Old Second Bancorp have?

When was Old Second Bancorp founded?

How can I contact Old Second Bancorp?

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