Old Second Bancorp Company Profile (NASDAQ:OSBC)

About Old Second Bancorp (NASDAQ:OSBC)

Old Second Bancorp, Inc. is a bank holding company. The Company conducts a full service community banking and trust business through its subsidiaries, including Old Second National Bank (the Bank), Old Second Capital Trust I, Old Second Capital Trust II and Old Second Affordable Housing Fund, L.L.C. The Bank's full service banking businesses include the customary consumer and commercial products and services that banking institutions provide, including demand, negotiable order of withdrawal, money market and individual retirement accounts; commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit and overdraft checking; safe deposit operations, and a range of additional services tailored to the needs of individual customers, such as the acquisition of the United States Treasury notes and bonds, money orders, cashiers' checks and foreign currency, direct deposit, debit cards, credit cards and other special services.

Industry, Sector and Symbol:

Sector: Finance
Industry: Commercial Banks
Sub-Industry: N/A
Symbol: NASDAQ:OSBC
CUSIP: N/A
Web: www.oldsecond.com

Capitalization:

Market Cap: $389.6 million
Outstanding Shares: 29,627,000

Average Prices:

50 Day Moving Avg: $12.31
200 Day Moving Avg: $11.80
52 Week Range: $7.45 - $13.55

P/E:

Trailing P/E Ratio: 21.21
Foreward P/E Ratio: 15.65
P/E Growth: 2.60

Sales & Book Value:

Annual Revenue: $97.41 million
Price / Sales: 4.00
Book Value: $6.45 per share
Price / Book: 2.04

Dividend:

Annual Dividend: $0.04
Dividend Yield: 0.3%

Profitability:

Net Margins: 16.82%
Return on Equity: 10.30%
Return on Assets: 0.82%

Debt:

Debt-to-Equity Ratio: 0.53%
Current Ratio: 0.78%
Quick Ratio: 0.78%

Misc:

Average Volume: 81,420 shs.
Beta: 1.37
Short Ratio: 5.09

Frequently Asked Questions for Old Second Bancorp (NASDAQ:OSBC)

What is Old Second Bancorp's stock symbol?

Old Second Bancorp trades on the NASDAQ under the ticker symbol "OSBC."

How often does Old Second Bancorp pay dividends? What is the dividend yield for Old Second Bancorp?

Old Second Bancorp declared a quarterly dividend on Wednesday, July 19th. Investors of record on Friday, July 28th will be given a dividend of $0.01 per share on Monday, August 7th. This represents a $0.04 annualized dividend and a yield of 0.30%. The ex-dividend date is Wednesday, July 26th. View Old Second Bancorp's Dividend History.

How were Old Second Bancorp's earnings last quarter?

Old Second Bancorp, Inc. (NASDAQ:OSBC) issued its quarterly earnings data on Wednesday, April, 26th. The company reported $0.15 earnings per share (EPS) for the quarter, topping the Zacks' consensus estimate of $0.14 by $0.01. The company earned $24.73 million during the quarter, compared to analyst estimates of $22.60 million. Old Second Bancorp had a net margin of 16.82% and a return on equity of 10.30%. View Old Second Bancorp's Earnings History.

When will Old Second Bancorp make its next earnings announcement?

Old Second Bancorp is scheduled to release their next quarterly earnings announcement on Wednesday, October, 18th 2017. View Earnings Estimates for Old Second Bancorp.

Where is Old Second Bancorp's stock going? Where will Old Second Bancorp's stock price be in 2017?

2 brokerages have issued 12-month target prices for Old Second Bancorp's shares. Their predictions range from $11.50 to $13.00. On average, they expect Old Second Bancorp's share price to reach $12.25 in the next twelve months. View Analyst Ratings for Old Second Bancorp.

Who are some of Old Second Bancorp's key competitors?

Some companies that are related to Old Second Bancorp include TriState Capital Holdings (TSC), Midland States Bancorp (MSBI), QCR Holdings (QCRH), Horizon Bancorp (IN) (HBNC), Pacific Continental Corporation (Ore) (PCBK), Peapack-Gladstone Financial Corporation (PGC), Byline Bancorp (BY), National Commerce Corporation (NCOM), Mercantile Bank Corporation (MBWM), Triumph Bancorp (TBK), Heritage Commerce Corp (HTBK), Republic First Bancorp (FRBK), First Community Bancshares (FCBC), First Mid-Illinois Bancshares (FMBH), Sun Bancorp (SNBC), WashingtonFirst Bankshares (WFBI), Bank Mutual (BKMU) and Financial Institutions (FISI).

Who are Old Second Bancorp's key executives?

Old Second Bancorp's management team includes the folowing people:

James L. Eccher, President, Chief Executive Officer, Director
Gary S. Collins, Vice Chairman of the Board
Bradley S. Adams, Chief Financial Officer, Executive Vice President, Principal Accounting Officer, Principal Financial Officer
Melissa Jordan, Vice President, Controller
William B. Skoglund, Chairman of the Board
James F. Tapscott, Lead Independent Director
Patti Temple Rocks, Director
Edward R Bonifas, Independent Director
Barry Finn, Independent Director
William Kane, Independent Director

How do I buy Old Second Bancorp stock?

Shares of Old Second Bancorp can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Old Second Bancorp's stock price today?

One share of Old Second Bancorp stock can currently be purchased for approximately $13.15.

MarketBeat Community Rating for Old Second Bancorp (NASDAQ OSBC)

Community Ranking:		1.9 out of 5 ()
Outperform Votes:		70 (Vote Outperform)
Underperform Votes:		111 (Vote Underperform)
Total Votes:		181

MarketBeat's community ratings are surveys of what our community members think about Old Second Bancorp and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Consensus Ratings for Old Second Bancorp (NASDAQ:OSBC) (How are Consensus Ratings Calculated?)

Ratings Breakdown:	2 Hold Ratings
Consensus Rating:	Hold (Score: 2.00)
Consensus Price Target:	$12.25 (6.84% downside)

Consensus Price Target History for Old Second Bancorp (NASDAQ:OSBC)

Analysts' Ratings History for Old Second Bancorp (NASDAQ:OSBC)

Show:

Date	Firm	Action	Rating	Price Target	Impact on Share Price	Details
10/3/2017	Keefe, Bruyette & Woods	Reiterated Rating	Hold	$11.50	Low
9/1/2017	DA Davidson	Initiated Coverage	Neutral	$13.00	Low

(Data available from 10/17/2015 forward)

Earnings History for Old Second Bancorp (NASDAQ:OSBC)

Earnings by Quarter for Old Second Bancorp (NASDAQ:OSBC)

Earnings History by Quarter for Old Second Bancorp (NASDAQ OSBC)

Date	Quarter	Consensus Estimate	Actual EPS	Revenue Estimate	Actual Revenue	Release Link	Conference Call
10/17/2017							N/A
4/26/2017	Q1 2017	$0.14	$0.15	$22.60 million	$24.73 million	View	N/A
7/26/2016	Q2	$0.13	$0.13	$23.20 million	$22.64 million	View	N/A
4/20/2016	Q1	$0.11	$0.11	$21.30 million	$21.50 million	View	N/A
1/20/2016	Q4	$0.13	$0.13	$22.30 million	$22.16 million	View	Listen
10/21/2015	Q3	$0.11	$0.12	$23.00 million	$20.45 million	View	Listen
7/22/2015	Q2	$0.08	$0.12	$22.10 million	$23.20 million	View	Listen
4/22/2015		$0.07	$0.09	$21.00 million	$22.57 million	View	N/A
1/21/2015		$0.05	$0.06	$21.60 million	$22.23 million	View	N/A
10/22/2014	Q3	$0.05	$0.06	$21.40 million	$22.99 million	View	N/A
7/23/2014	Q2 14	$0.06	$0.26	$21.50 million	$21.13 million	View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for Old Second Bancorp (NASDAQ:OSBC)

2017 EPS Consensus Estimate: $0.69
2018 EPS Consensus Estimate: $0.82

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate
Q1 2017	1	$0.13	$0.13	$0.13
Q2 2017	1	$0.15	$0.15	$0.15
Q3 2017	1	$0.21	$0.21	$0.21
Q4 2017	1	$0.20	$0.20	$0.20
Q1 2018	1	$0.19	$0.19	$0.19
Q2 2018	1	$0.20	$0.20	$0.20
Q3 2018	1	$0.22	$0.22	$0.22
Q4 2018	1	$0.21	$0.21	$0.21

(Data provided by Zacks Investment Research)

Current Dividend Information for Old Second Bancorp (NASDAQ:OSBC)

Most Recent Dividend:	8/7/2017
Annual Dividend:	$0.04
Dividend Yield:	0.30%
Payout Ratio:	6.45% (Trailing 12 Months of Earnings) 5.48% (Based on This Year's Estimates) 4.76% (Based on Next Year's Estimates)

Dividend Payments by Quarter for Old Second Bancorp (NASDAQ:OSBC)

Dividend History by Quarter for Old Second Bancorp (NASDAQ OSBC)

Announced	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
7/19/2017	Quarterly	$0.01	0.35%	7/26/2017	7/28/2017	8/7/2017
4/19/2017	Quarterly	$0.01	0.35%	4/26/2017	4/28/2017	5/8/2017
1/18/2017	Quarterly	$0.01	0.39%	1/25/2017	1/27/2017	2/6/2017
10/19/2016	Quarterly	$0.01	0.51%	10/26/2016	10/28/2016	11/7/2016
7/21/2016	quarterly	$0.01	0.56%	7/27/2016	7/29/2016	8/9/2016
4/22/2016	quarterly	$0.01	0.54%	4/27/2016	4/29/2016	5/9/2016

(Data available from 1/1/2013 forward)

Insider Trading and Institutional Ownership History for Old Second Bancorp (NASDAQ:OSBC)

Insider Ownership Percentage: 3.60%
Institutional Ownership Percentage: 65.57%

Institutional Ownership by Quarter for Old Second Bancorp (NASDAQ:OSBC)

Insider Trades by Quarter for Old Second Bancorp (NASDAQ:OSBC)

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
9/20/2017	John Ladowicz	Director	Sell	8,450	$12.11	$102,329.50
9/20/2017	William B. Skoglund	CEO	Sell	700	$12.13	$8,491.00
9/19/2017	John Ladowicz	Director	Sell	10,350	$12.15	$125,752.50
9/19/2017	William B. Skoglund	CEO	Sell	5,450	$12.15	$66,217.50
9/18/2017	John Ladowicz	Director	Sell	9,550	$12.14	$115,937.00
9/18/2017	William B. Skoglund	CEO	Sell	3,850	$12.13	$46,700.50
9/8/2017	Gary S. Collins	Vice Chairman	Buy	2,000	$10.77	$21,540.00
8/28/2017	Rocks Patti Temple	Director	Buy	550	$11.48	$6,314.00
8/16/2017	Edward Bonifas	Director	Buy	3,000	$11.58	$34,740.00
8/7/2017	William Kane	Director	Sell	10,000	$11.98	$119,800.00
8/4/2017	Keith Gottschalk	EVP	Sell	300	$12.10	$3,630.00
8/3/2017	Keith Gottschalk	EVP	Sell	1,700	$11.90	$20,230.00
6/6/2017	Edward Bonifas	Director	Buy	1,984	$11.40	$22,617.60
6/1/2017	Bradley S. Adams	CFO	Buy	41,800	$11.89	$497,002.00
5/22/2017	Edward Bonifas	Director	Buy	516	$11.40	$5,882.40
5/19/2017	Edward Bonifas	Director	Buy	2,816	$11.49	$32,355.84
5/17/2017	Edward Bonifas	Director	Buy	2,500	$11.60	$29,000.00
5/8/2017	Rocks Patti Temple	Director	Buy	1,250	$12.09	$15,112.50
5/1/2017	Barry Finn	Director	Buy	2,000	$11.80	$23,600.00
3/22/2017	Gary S. Collins	Vice Chairman	Buy	1,000	$10.50	$10,500.00
3/21/2017	Edward Bonifas	Director	Buy	5,500	$10.50	$57,750.00
3/21/2017	James Eccher	CEO	Buy	2,500	$10.53	$26,325.00
3/15/2017	Edward Bonifas	Director	Buy	2,500	$11.00	$27,500.00
3/10/2017	Edward Bonifas	Director	Buy	5,182	$10.97	$56,846.54
3/7/2017	John Ladowicz	Director	Sell	17,831	$11.22	$200,063.82
2/23/2017	James F. Tapscott	Director	Buy	2,500	$10.88	$27,200.00
2/22/2017	Rocks Patti Temple	Director	Buy	575	$10.88	$6,256.00
2/21/2017	William B. Skoglund	CEO	Sell	8,000	$10.84	$86,720.00
2/8/2017	James F. Tapscott	Director	Buy	2,500	$10.69	$26,725.00
1/31/2017	James F. Tapscott	Director	Buy	2,500	$10.70	$26,750.00
12/27/2016	Gary S. Collins	Vice Chairman	Buy	1,000	$11.42	$11,420.00
11/1/2016	Donald Pilmer	EVP	Buy	1,856	$8.02	$14,885.12
9/8/2016	Barry Finn	Director	Buy	10,000	$8.27	$82,700.00
8/29/2016	Rocks Patti Temple	Director	Buy	6,000	$8.10	$48,600.00
6/17/2016	James Eccher	CEO	Buy	10,000	$7.08	$70,800.00
5/12/2016	James F Tapscott	Director	Buy	2,000	$6.96	$13,920.00
5/11/2016	Keith Gottschalk	EVP	Sell	1,447	$7.08	$10,244.76
5/10/2016	Keith Gottschalk	EVP	Sell	2,503	$7.07	$17,696.21
5/2/2016	Keith Gottschalk	EVP	Sell	3,000	$7.18	$21,540.00
2/24/2016	Edward Bonifas	Director	Buy	7,441	$6.25	$46,506.25
2/23/2016	Edward Bonifas	Director	Buy	9,900	$6.27	$62,073.00
2/12/2016	James Eccher	CEO	Buy	4,000	$6.74	$26,960.00
2/9/2016	James Eccher	CEO	Buy	1,000	$6.57	$6,570.00
2/8/2016	Edward Bonifas	Director	Buy	4,442	$6.30	$27,984.60
2/5/2016	Edward Bonifas	Director	Buy	3,558	$6.30	$22,415.40
10/28/2015	John Ladowicz	Director	Sell	4,009	$6.74	$27,020.66
10/26/2015	John Ladowicz	Director	Sell	9,738	$6.54	$63,686.52
6/5/2015	J Douglas Cheatham	CFO	Sell	1,300	$6.28	$8,164.00
6/3/2015	J Douglas Cheatham	CFO	Sell	2,100	$6.21	$13,041.00
4/8/2014	Edward Bonifas	Director	Buy	68,181	$4.40	$299,996.40
4/8/2014	J Douglas Cheatham	CFO	Buy	11,363	$4.40	$49,997.20
4/8/2014	James Eccher	COO	Buy	22,727	$4.40	$99,998.80
8/21/2012	Gerald Palmer	Director	Buy	10,000	$1.50	$15,000.00

(Data available from 1/1/2013 forward)

Headline Trends for Old Second Bancorp (NASDAQ:OSBC) Latest Headlines for Old Second Bancorp (NASDAQ:OSBC)

Source:

Date	Headline
	Bridge Capital Holdings (BBNK) & Old Second Bancorp (OSBC) Head to Head Contrast www.americanbankingnews.com - October 11 at 4:30 PM
	Old Second Bancorp, Inc. (OSBC) Set to Announce Quarterly Earnings on Tuesday www.americanbankingnews.com - October 10 at 2:16 AM
	ETFs with exposure to Old Second Bancorp, Inc. : October 6, 2017 finance.yahoo.com - October 7 at 7:02 AM
	ETFs with exposure to Old Second Bancorp, Inc. : September 20, 2017 finance.yahoo.com - October 5 at 2:32 PM
	The Zacks Analyst Blog Highlights: Old Second Bancorp, Wintrust Financial, First Mid-Illinois Bancshares, Park Sterling and TriCo Bancshares finance.yahoo.com - October 5 at 2:32 PM
	$27.35 Million in Sales Expected for Old Second Bancorp, Inc. (OSBC) This Quarter www.americanbankingnews.com - September 26 at 7:56 AM
	Old Second Bancorp, Inc. (OSBC) Receives Consensus Recommendation of "Buy" from Analysts www.americanbankingnews.com - September 26 at 2:44 AM
	Old Second Bancorp, Inc. (OSBC) Director John Ladowicz Sells 8,450 Shares www.americanbankingnews.com - September 21 at 1:32 PM
	William B. Skoglund Sells 5,450 Shares of Old Second Bancorp, Inc. (OSBC) Stock www.americanbankingnews.com - September 20 at 8:44 PM
	Old Second Bancorp, Inc. (OSBC) Director Sells $125,752.50 in Stock www.americanbankingnews.com - September 20 at 8:44 PM
	Old Second Bancorp, Inc. :OSBC-US: Earnings Analysis: Q2, 2017 By the Numbers : September 19, 2017 finance.yahoo.com - September 20 at 7:25 AM
	Old Second Bancorp, Inc. (OSBC) CEO Sells $46,700.50 in Stock www.americanbankingnews.com - September 19 at 8:32 PM
	Old Second Bancorp, Inc. (OSBC) Director Sells $115,937.00 in Stock www.americanbankingnews.com - September 19 at 8:08 PM
	Old Second Bancorp, Inc. breached its 50 day moving average in a Bullish Manner : OSBC-US : September 15, 2017 finance.yahoo.com - September 16 at 7:30 AM
	Gary S. Collins Purchases 2,000 Shares of Old Second Bancorp, Inc. (OSBC) Stock www.americanbankingnews.com - September 8 at 9:02 PM
	Old Second Bancorp, Inc. (OSBC) Receives New Coverage from Analysts at DA Davidson www.americanbankingnews.com - September 4 at 4:32 PM
	Old Second Bancorp, Inc. (OSBC) Receives Consensus Rating of "Hold" from Brokerages www.americanbankingnews.com - September 1 at 9:02 AM
	Old Second Bancorp, Inc. : OSBC-US: Dividend Analysis : July 28th, 2017 (record date) : By the numbers : August 28, 2017 finance.yahoo.com - August 29 at 6:24 AM
	Old Second Bancorp, Inc. (OSBC) Director Acquires $34,740.00 in Stock www.americanbankingnews.com - August 17 at 1:28 PM
	Old Second Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : OSBC-US : August 10, 2017 finance.yahoo.com - August 11 at 7:17 AM
	Old Second Bancorp, Inc. (NASDAQ:OSBC) Director William Kane Sells 10,000 Shares www.americanbankingnews.com - August 9 at 1:36 PM
	Keith Gottschalk Sells 1,700 Shares of Old Second Bancorp, Inc. (OSBC) Stock www.americanbankingnews.com - August 4 at 4:30 PM
	Old Second Bancorp (OSBC) Presents At KBW Community Bank Investor Conference - Slideshow seekingalpha.com - August 3 at 6:40 AM
	FIG Partners Comments on Old Second Bancorp, Inc.'s FY2017 Earnings (NASDAQ:OSBC) www.americanbankingnews.com - August 2 at 10:10 AM
	FIG Partners Weighs in on Old Second Bancorp, Inc.'s Q3 2017 Earnings (OSBC) www.americanbankingnews.com - August 1 at 7:40 AM
	Old Second Bancorp, Inc. – Value Analysis (NASDAQ:OSBC) : July 31, 2017 finance.yahoo.com - August 1 at 12:46 AM
	Old Second Bancorp, Inc. breached its 50 day moving average in a Bullish Manner : OSBC-US : July 28, 2017 finance.yahoo.com - July 29 at 6:05 AM
	Edited Transcript of OSBC earnings conference call or presentation 27-Jul-17 3:00pm GMT finance.yahoo.com - July 28 at 6:32 AM
	Edited Transcript of OSBC earnings conference call or presentation 27-Jul-17 3:00pm GMT finance.yahoo.com - July 28 at 6:32 AM
	Old Second Reports Second Quarter 2017 Net Income of $5.5 Million finance.yahoo.com - July 27 at 6:07 AM
	ETFs with exposure to Old Second Bancorp, Inc. : July 24, 2017 finance.yahoo.com - July 24 at 7:30 PM
	Old Second Bancorp, Inc. Announces Quarterly Dividend of $0.01 (NASDAQ:OSBC) www.americanbankingnews.com - July 20 at 9:53 AM
	Old Second Bancorp, Inc. (OSBC) Earns Hold Rating from Keefe, Bruyette & Woods www.americanbankingnews.com - July 15 at 1:40 PM
	Old Second Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : OSBC-US : July 14, 2017 finance.yahoo.com - July 15 at 7:14 AM
	ETFs with exposure to Old Second Bancorp, Inc. : July 14, 2017 finance.yahoo.com - July 15 at 7:13 AM
	Old Second Bancorp, Inc. breached its 50 day moving average in a Bullish Manner : OSBC-US : July 4, 2017 finance.yahoo.com - July 5 at 9:20 AM
	ETFs with exposure to Old Second Bancorp, Inc. : July 4, 2017 finance.yahoo.com - July 5 at 9:20 AM
	BRIEF-Old Second Bancorp Q1 earnings per share $0.15 www.reuters.com - April 26 at 11:15 PM
	Old Second Bancorp posts 1Q profit marketbeat.com - April 26 at 7:55 PM
	CFO Moves: Compass Minerals, Hawkins, Old Second Bancorp, Charles Swab blogs.wsj.com - April 26 at 6:13 PM
	BRIEF-Old Second Bancorp names Brad Adams executive VP, CFO www.reuters.com - April 25 at 11:56 AM
	Old Second Bancorp goes ex-dividend tomorrow seekingalpha.com - April 25 at 11:56 AM
	Old Second Bancorp (OSBC) Names Brad Adams as CFO www.streetinsider.com - April 25 at 11:56 AM
	OLD SECOND BANCORP INC Files SEC form 10-K, Annual Report biz.yahoo.com - March 13 at 6:46 PM
	OLD SECOND BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements and Exhibi us.rd.yahoo.com - February 9 at 8:12 PM
	BRIEF-Old Second Bancorp's CFO Doug Cheatham to Retire www.reuters.com - February 8 at 1:14 AM
	Q4 2016 Old Second Bancorp Inc Earnings Release - After Market Close biz.yahoo.com - January 25 at 11:20 PM
	OLD SECOND BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements and Ex biz.yahoo.com - January 25 at 11:20 PM
	OLD SECOND BANCORP INC Files SEC form 8-K, Other Events biz.yahoo.com - January 5 at 11:50 PM
	OLD SECOND BANCORP INC Files SEC form 8-K, Regulation FD Disclosure, Other Events, Financial Statements and Exhibits biz.yahoo.com - December 15 at 8:00 PM