Plumas Bancorp (PLBC) Stock Price, News & Analysis

Company Overview

Plumas Bancorp is a bank holding company headquartered in Quincy, California, providing community banking services through its wholly owned subsidiary, Plumas Bank. Founded in 1980, the company has built a reputation for personalized service and local decision-making, leveraging over four decades of experience in the financial industry. Since its initial public offering, Plumas Bancorp has maintained a commitment to supporting small businesses, agricultural enterprises, and individuals throughout its service area.

Through Plumas Bank, the company offers a full suite of deposit products, including checking accounts, savings accounts, money market funds, and certificates of deposit. On the lending side, Plumas Bancorp provides commercial loans, real estate financing, agricultural loans, consumer loans, and home mortgages. The bank has also enhanced its product lineup with treasury management, merchant services, and digital banking solutions, enabling clients to access their accounts and conduct transactions securely online or via mobile devices.

Plumas Bancorp operates a network of more than 40 branches across Northern California and Western Nevada, with locations in communities such as Quincy, Chico, Reno, Carson City, and Minden. This geographic footprint allows the company to serve a diverse customer base, from rural agricultural customers to urban professionals. The company continues to explore opportunities for expansion while maintaining strong ties to the communities it serves, supporting local events, nonprofit organizations, and economic development initiatives.

Since its inception, Plumas Bancorp has grown both organically and through strategic acquisitions, reinforcing its position in the regional banking market. The company is governed by a board of directors composed of local business leaders and banking professionals, and its executive management team brings extensive experience in community banking, risk management, and regulatory compliance. Under this leadership, Plumas Bancorp remains focused on delivering personalized financial solutions and fostering long-term client relationships.

Key Stats

• Today's Range: $45.98 to $46.58
• 50-Day Range: $41.57 to $47.52
• 52-Week Range: $33.84 to $51.33
• Volume: 10,839 shs
• Average Volume: 12,085 shs
• Market Capitalization: $272.66 million
• P/E Ratio: 9.31
• Dividend Yield: 2.61%
• Price Target: $56.33
• Consensus Rating: Buy

Plumas Bancorp Stock Analysis - MarketRank™

Plumas Bancorp scored higher than 93% of companies evaluated by MarketBeat, and ranked 54th out of 906 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Plumas Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Plumas Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 22.62%

Earnings Growth

Earnings for Plumas Bancorp are expected to grow by 22.62% in the coming year, from $4.51 to $5.53 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Plumas Bancorp is 9.31, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.94.

Price to Earnings Ratio vs. Sector

The P/E ratio of Plumas Bancorp is 9.31, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.97.

Price to Book Value per Share Ratio

Plumas Bancorp has a P/B Ratio of 1.52. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.76% of the float of Plumas Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Plumas Bancorp has a short interest ratio ("days to cover") of 8.3.

Change versus previous month

Short interest in Plumas Bancorp has recently increased by 22.08%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Plumas Bancorp pays a meaningful dividend of 2.53%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Plumas Bancorp has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Plumas Bancorp is 24.29%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Plumas Bancorp will have a dividend payout ratio of 21.70% next year. This indicates that Plumas Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.2 / 5
• Environmental Score: -0.65

Percentage of Shares Shorted

1.76% of the float of Plumas Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Plumas Bancorp has a short interest ratio ("days to cover") of 8.3.

Change versus previous month

Short interest in Plumas Bancorp has recently increased by 22.08%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.51

News Sentiment

Plumas Bancorp has a news sentiment score of 0.51. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Plumas Bancorp this week, compared to 3 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Plumas Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $25,558.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 9.00% of the stock of Plumas Bancorp is held by insiders.

Percentage Held by Institutions

41.68% of the stock of Plumas Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PLBC Stock Analysis - Frequently Asked Questions

How have PLBC shares performed this year?

Plumas Bancorp's stock was trading at $47.26 on January 1st, 2025. Since then, PLBC stock has decreased by 2.7% and is now trading at $45.98.

How were Plumas Bancorp's earnings last quarter?

Plumas Bancorp (NASDAQ:PLBC) posted its quarterly earnings data on Wednesday, April, 16th. The financial services provider reported $1.20 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.13 by $0.07. The financial services provider earned $21.50 million during the quarter, compared to analyst estimates of $20.62 million. Plumas Bancorp had a net margin of 31.18% and a trailing twelve-month return on equity of 16.58%.

How do I buy shares of Plumas Bancorp?

Shares of PLBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Plumas Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Plumas Bancorp investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), Netflix (NFLX), Advanced Micro Devices (AMD), NVIDIA (NVDA), Meta Platforms (META) and Alphabet (GOOG).

Company Calendar

• Last Earnings: 4/16/2025
• Record date for 5/15 Dividend: 5/01/2025
• Ex-Dividend for 5/15 Dividend: 5/01/2025
• Dividend Payable: 5/15/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 7/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:PLBC
• CIK: 1168455
• Web: www.plumasbank.com
• Phone: (775) 786-0907
• Fax: 530-283-3557
• Employees: 190
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Plumas Bancorp: $56.33
• High Price Target: $60.00
• Low Price Target: $50.00
• Potential Upside/Downside: +22.5%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.94
• Trailing P/E Ratio: 9.31
• Forward P/E Ratio: 10.20
• P/E Growth: N/A
• Net Income: $28.62 million
• Net Margins: 31.18%
• Pretax Margin: 42.92%
• Return on Equity: 16.58%
• Return on Assets: 1.80%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.79
• Quick Ratio: 0.79

Sales & Book Value

• Annual Sales: $93.11 million
• Price / Sales: 2.93
• Cash Flow: $5.08 per share
• Price / Cash Flow: 9.05
• Book Value: $30.17 per share
• Price / Book: 1.52

Miscellaneous

• Outstanding Shares: 5,930,000
• Free Float: 5,395,000
• Market Cap: $272.66 million
• Optionable: Not Optionable
• Beta: 0.61