Payment Data Systems (PYDS) Competitors

Usio (NASDAQ:USIO) and Payment Data Systems (NASDAQ:PYDS) are both small-cap business services companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, valuation, profitability, earnings, media sentiment, dividends, analyst recommendations, community ranking and institutional ownership.

Is USIO or PYDS more profitable?

Usio has a net margin of 3.33% compared to Payment Data Systems' net margin of -14.73%. Usio's return on equity of -2.98% beat Payment Data Systems' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Usio	3.33%	-2.98%	-0.45%
Payment Data Systems	-14.73%	-36.84%	-5.90%

Which has more risk & volatility, USIO or PYDS?

Usio has a beta of 1.72, indicating that its share price is 72% more volatile than the S&P 500. Comparatively, Payment Data Systems has a beta of 1.53, indicating that its share price is 53% more volatile than the S&P 500.

Does the MarketBeat Community favor USIO or PYDS?

Payment Data Systems received 156 more outperform votes than Usio when rated by MarketBeat users.

Company	Underperform	Outperform
Usio	Outperform Votes 56 66.67%	Underperform Votes 28 33.33%
Payment Data Systems	Outperform Votes 212 66.67%	Underperform Votes 106 33.33%

Which has better earnings and valuation, USIO or PYDS?

Usio has higher revenue and earnings than Payment Data Systems. Payment Data Systems is trading at a lower price-to-earnings ratio than Usio, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Usio	$83.97M	0.46	-$470K	$0.11	13.09
Payment Data Systems	$25.02M	0.97	-$3.78M	-$0.31	-4.65

Does the media favor USIO or PYDS?

In the previous week, Usio had 1 more articles in the media than Payment Data Systems. MarketBeat recorded 1 mentions for Usio and 0 mentions for Payment Data Systems. Usio's average media sentiment score of 0.82 beat Payment Data Systems' score of 0.00 indicating that Usio is being referred to more favorably in the media.

Company	Overall Sentiment
Usio	Positive
Payment Data Systems	Neutral

Do institutionals and insiders hold more shares of USIO or PYDS?

20.2% of Usio shares are held by institutional investors. Comparatively, 4.8% of Payment Data Systems shares are held by institutional investors. 17.8% of Usio shares are held by insiders. Comparatively, 46.6% of Payment Data Systems shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Do analysts recommend USIO or PYDS?

Usio currently has a consensus price target of $5.00, suggesting a potential upside of 247.22%. Given Usio's stronger consensus rating and higher probable upside, analysts clearly believe Usio is more favorable than Payment Data Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Usio	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Payment Data Systems	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Summary

Usio beats Payment Data Systems on 14 of the 17 factors compared between the two stocks.