Payment Data Systems (PYDS) Competitors

Payment Data Systems (NASDAQ:PYDS) and Katapult (NASDAQ:KPLT) are both small-cap business services companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, earnings, media sentiment, valuation, dividends, profitability, risk and analyst recommendations.

Do institutionals and insiders have more ownership in PYDS or KPLT?

4.8% of Payment Data Systems shares are held by institutional investors. Comparatively, 26.8% of Katapult shares are held by institutional investors. 46.6% of Payment Data Systems shares are held by company insiders. Comparatively, 14.8% of Katapult shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Is PYDS or KPLT more profitable?

Katapult has a net margin of -11.97% compared to Payment Data Systems' net margin of -14.73%. Katapult's return on equity of 0.00% beat Payment Data Systems' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Payment Data Systems	-14.73%	-36.84%	-5.90%
Katapult	-11.97%	N/A	-35.12%

Does the media prefer PYDS or KPLT?

In the previous week, Katapult had 4 more articles in the media than Payment Data Systems. MarketBeat recorded 5 mentions for Katapult and 1 mentions for Payment Data Systems. Katapult's average media sentiment score of 0.78 beat Payment Data Systems' score of 0.00 indicating that Katapult is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Payment Data Systems	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Katapult	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has better valuation and earnings, PYDS or KPLT?

Payment Data Systems has higher earnings, but lower revenue than Katapult. Payment Data Systems is trading at a lower price-to-earnings ratio than Katapult, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Payment Data Systems	$25.02M	1.01	-$3.78M	-$0.31	-4.84
Katapult	$247.19M	0.38	-$25.92M	-$7.03	-2.89

Do analysts rate PYDS or KPLT?

Katapult has a consensus target price of $10.00, suggesting a potential downside of 50.80%. Given Katapult's stronger consensus rating and higher probable upside, analysts plainly believe Katapult is more favorable than Payment Data Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Payment Data Systems	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Katapult	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has more volatility and risk, PYDS or KPLT?

Payment Data Systems has a beta of 1.53, indicating that its share price is 53% more volatile than the S&P 500. Comparatively, Katapult has a beta of 1.77, indicating that its share price is 77% more volatile than the S&P 500.

Summary

Katapult beats Payment Data Systems on 10 of the 15 factors compared between the two stocks.