Payment Data Systems (PYDS) Competitors

Usio (NASDAQ:USIO) and Payment Data Systems (NASDAQ:PYDS) are both small-cap business services companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, media sentiment, valuation, community ranking, earnings, institutional ownership, analyst recommendations, risk and profitability.

Which has more volatility & risk, USIO or PYDS?

Usio has a beta of 1.73, indicating that its share price is 73% more volatile than the S&P 500. Comparatively, Payment Data Systems has a beta of 1.53, indicating that its share price is 53% more volatile than the S&P 500.

Which has stronger earnings and valuation, USIO or PYDS?

Usio has higher revenue and earnings than Payment Data Systems. Usio is trading at a lower price-to-earnings ratio than Payment Data Systems, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Usio	$82.59M	0.50	-$470K	-$0.04	-39.25
Payment Data Systems	$25.02M	1.07	-$3.78M	-$0.31	-5.10

Is USIO or PYDS more profitable?

Usio has a net margin of -0.91% compared to Usio's net margin of -14.73%. Payment Data Systems' return on equity of -4.91% beat Usio's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Usio	-0.91%	-4.91%	-0.65%
Payment Data Systems	-14.73%	-36.84%	-5.90%

Does the MarketBeat Community believe in USIO or PYDS?

Payment Data Systems received 159 more outperform votes than Usio when rated by MarketBeat users. Likewise, 66.67% of users gave Payment Data Systems an outperform vote while only 66.25% of users gave Usio an outperform vote.

Company	Underperform	Outperform
Usio	Outperform Votes 53 66.25%	Underperform Votes 27 33.75%
Payment Data Systems	Outperform Votes 212 66.67%	Underperform Votes 106 33.33%

Does the media favor USIO or PYDS?

In the previous week, Usio and Usio both had 2 articles in the media. Payment Data Systems' average media sentiment score of 0.94 beat Usio's score of 0.00 indicating that Usio is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Usio	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Payment Data Systems	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do institutionals and insiders believe in USIO or PYDS?

20.2% of Usio shares are owned by institutional investors. Comparatively, 4.8% of Payment Data Systems shares are owned by institutional investors. 20.0% of Usio shares are owned by company insiders. Comparatively, 46.6% of Payment Data Systems shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Do analysts recommend USIO or PYDS?

Usio currently has a consensus price target of $5.00, suggesting a potential upside of 218.47%. Given Payment Data Systems' higher possible upside, analysts clearly believe Usio is more favorable than Payment Data Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Usio	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Payment Data Systems	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Summary

Usio beats Payment Data Systems on 11 of the 16 factors compared between the two stocks.