Payment Data Systems (PYDS) Competitors

Payment Data Systems (NASDAQ:PYDS) and Usio (NASDAQ:USIO) are both small-cap business services companies, but which is the superior stock? We will compare the two companies based on the strength of their community ranking, media sentiment, risk, institutional ownership, valuation, profitability, dividends, earnings and analyst recommendations.

Do institutionals and insiders believe in PYDS or USIO?

4.8% of Payment Data Systems shares are held by institutional investors. Comparatively, 20.2% of Usio shares are held by institutional investors. 46.6% of Payment Data Systems shares are held by company insiders. Comparatively, 20.0% of Usio shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Which has more risk and volatility, PYDS or USIO?

Payment Data Systems has a beta of 1.53, indicating that its share price is 53% more volatile than the S&P 500. Comparatively, Usio has a beta of 1.82, indicating that its share price is 82% more volatile than the S&P 500.

Does the media prefer PYDS or USIO?

In the previous week, Usio had 7 more articles in the media than Payment Data Systems. MarketBeat recorded 7 mentions for Usio and 0 mentions for Payment Data Systems. Usio's average media sentiment score of 0.94 beat Payment Data Systems' score of 0.00 indicating that Usio is being referred to more favorably in the news media.

Company	Overall Sentiment
Payment Data Systems	Neutral
Usio	Positive

Is PYDS or USIO more profitable?

Usio has a net margin of 3.33% compared to Payment Data Systems' net margin of -14.73%. Usio's return on equity of -2.98% beat Payment Data Systems' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Payment Data Systems	-14.73%	-36.84%	-5.90%
Usio	3.33%	-2.98%	-0.45%

Which has better earnings and valuation, PYDS or USIO?

Usio has higher revenue and earnings than Payment Data Systems. Payment Data Systems is trading at a lower price-to-earnings ratio than Usio, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Payment Data Systems	$25.02M	1.07	-$3.78M	-$0.31	-5.13
Usio	$81.03M	0.53	-$470K	$0.09	17.67

Do analysts recommend PYDS or USIO?

Usio has a consensus price target of $5.00, suggesting a potential upside of 214.47%. Given Usio's stronger consensus rating and higher possible upside, analysts clearly believe Usio is more favorable than Payment Data Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Payment Data Systems	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Usio	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the MarketBeat Community favor PYDS or USIO?

Payment Data Systems received 157 more outperform votes than Usio when rated by MarketBeat users. However, 67.07% of users gave Usio an outperform vote while only 66.67% of users gave Payment Data Systems an outperform vote.

Company	Underperform	Outperform
Payment Data Systems	Outperform Votes 212 66.67%	Underperform Votes 106 33.33%
Usio	Outperform Votes 55 67.07%	Underperform Votes 27 32.93%

Summary

Usio beats Payment Data Systems on 15 of the 18 factors compared between the two stocks.