ServisFirst Bancshares (SFBS) Financials

$72.96 -0.52 (-0.70%)

Closing price 05/23/2025 03:59 PM Eastern

Extended Trading

$73.00 +0.03 (+0.04%)

As of 05/23/2025 04:04 PM Eastern

Annual Income Statements for ServisFirst Bancshares

This table shows ServisFirst Bancshares' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	227	207	251	208	170	149	137	93	81	63
Consolidated Net Income / (Loss)	227	207	252	208	170	149	137	93	81	64
Net Income / (Loss) Continuing Operations	227	207	252	208	170	149	137	93	81	64
Total Pre-Tax Income	279	245	309	253	214	187	169	137	111	89
Total Revenue	482	441	504	418	368	312	282	245	204	176
Net Interest Income / (Expense)	447	411	471	385	338	288	263	227	187	162
Total Interest Income	946	813	559	416	389	391	327	263	213	180
Loans and Leases Interest Income	788	699	500	386	363	354	305	247	200	171
Investment Securities Interest Income	67	54	41	26	23	18	15	12	8.64	7.83
Federal Funds Sold and Securities Borrowed Interest Income	1.13	2.84	1.56	0.03	0.33	6.04	3.10	1.69	1.01	0.13
Other Interest Income	90	58	17	4.84	3.17	12	3.09	2.32	2.79	0.72
Total Interest Expense	499	402	88	32	51	103	64	35	26	18
Deposits Interest Expense	421	332	59	27	45	91	56	29	20	15
Long-Term Debt Interest Expense	79	71	29	5.23	5.76	12	8.45	6.50	5.64	2.81
Total Non-Interest Income	35	30	33	33	30	24	19	17	17	14
Other Service Charges	26	23	33	4.66	24	1.74	16	1.10	2.69	11
Net Realized & Unrealized Capital Gains on Investments	0.00	0.00	-6.17	0.62	0.00	0.03	0.19	0.00	-0.00	0.03
Other Non-Interest Income	9.53	7.57	6.48	28	6.31	22	3.13	16	14	2.62
Provision for Credit Losses	22	19	38	32	42	23	21	23	13	13
Total Non-Interest Expense	181	178	158	133	112	102	92	84	80	74
Salaries and Employee Benefits	96	81	78	68	61	58	52	48	44	39
Net Occupancy & Equipment Expense	46	42	40	28	24	21	17	8.02	7.99	6.39
Other Operating Expenses	39	55	40	38	26	24	23	29	28	27
Income Tax Expense	52	38	57	46	45	38	32	44	29	25
Preferred Stock Dividends Declared	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.05	0.28
Basic Earnings per Share	$4.17	$3.80	$4.63	$3.83	$3.15	$2.79	$2.57	$1.76	$1.55	$1.23
Weighted Average Basic Shares Outstanding	54.58M	54.49M	54.40M	54.27M	54.09M	53.70M	53.48M	52.89M	52.45M	51.43M
Diluted Earnings per Share	$4.16	$3.79	$4.61	$3.82	$3.13	$2.76	$2.53	$1.72	$1.52	$1.20
Weighted Average Diluted Shares Outstanding	54.58M	54.49M	54.40M	54.27M	54.09M	53.70M	53.48M	52.89M	52.45M	51.43M
Weighted Average Basic & Diluted Shares Outstanding	54.58M	54.49M	54.40M	54.27M	54.09M	53.70M	53.48M	52.89M	52.45M	51.43M
Cash Dividends to Common per Share	$0.90	$0.84	$0.69	$0.60	$0.53	$0.45	$0.33	$0.15	$0.12	-

This table shows ServisFirst Bancshares' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	63	65	60	52	50	42	53	53	58	68	64
Consolidated Net Income / (Loss)	63	65	60	52	50	42	53	53	58	68	64
Net Income / (Loss) Continuing Operations	63	65	60	52	50	42	53	53	58	68	64
Total Pre-Tax Income	79	79	72	67	61	47	62	65	71	84	77
Total Revenue	132	132	124	115	111	109	108	110	115	129	135
Net Interest Income / (Expense)	124	123	115	106	102	102	100	101	108	122	126
Total Interest Income	241	244	248	228	227	229	213	190	181	170	149
Loans and Leases Interest Income	197	201	206	194	187	185	179	172	164	154	131
Investment Securities Interest Income	16	17	18	16	16	16	16	12	11	11	11
Federal Funds Sold and Securities Borrowed Interest Income	0.02	0.02	0.03	0.54	0.54	1.02	0.99	0.23	0.61	0.82	0.63
Other Interest Income	28	26	24	17	23	28	18	6.12	6.06	4.61	6.17
Total Interest Expense	118	121	133	122	124	127	114	88	73	48	23
Deposits Interest Expense	95	99	113	105	104	108	96	72	56	33	14
Long-Term Debt Interest Expense	23	22	20	17	20	19	18	16	17	14	9.23
Total Non-Interest Income	8.28	8.80	8.55	8.89	8.81	7.38	8.14	8.58	6.32	6.97	8.94
Other Service Charges	6.14	18	0.82	0.83	5.58	21	0.80	0.84	0.64	7.47	7.30
Other Non-Interest Income	2.14	-3.49	7.73	2.06	3.23	-7.95	7.34	2.50	5.69	-0.50	1.64
Provision for Credit Losses	6.63	6.21	5.66	5.35	4.37	3.58	4.28	6.65	4.20	7.14	16
Total Non-Interest Expense	46	46	46	43	46	58	42	38	40	38	43
Salaries and Employee Benefits	23	24	25	24	23	23	20	19	19	19	20
Net Occupancy & Equipment Expense	11	12	12	11	11	12	10	9.62	11	11	10
Other Operating Expenses	12	10	8.75	7.57	13	24	11	10	9.88	7.43	13
Income Tax Expense	16	14	12	14	11	5.15	8.55	11	13	16	13
Preferred Stock Dividends Declared	0.00	0.03	0.00	0.03	0.00	0.03	0.00	0.03	0.00	0.03	0.00
Basic Earnings per Share	$1.16	$1.19	$1.10	$0.96	$0.92	$0.77	$0.98	$0.98	$1.07	$1.25	$1.18
Weighted Average Basic Shares Outstanding	54.61M	54.58M	54.55M	54.53M	54.51M	54.49M	54.44M	54.42M	54.28M	54.40M	-
Diluted Earnings per Share	$1.16	$1.19	$1.10	$0.95	$0.92	$0.77	$0.98	$0.98	$1.06	$1.24	$1.17
Weighted Average Diluted Shares Outstanding	54.61M	54.58M	54.55M	54.53M	54.51M	54.49M	54.44M	54.42M	54.28M	54.40M	-
Weighted Average Basic & Diluted Shares Outstanding	54.61M	54.58M	54.55M	54.53M	54.51M	54.49M	54.44M	54.42M	54.28M	54.40M	-
Cash Dividends to Common per Share	$0.34	-	$0.30	$0.30	$0.30	-	$0.28	$0.28	$0.28	-	$0.23

This table details how cash moves in and out of ServisFirst Bancshares' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	246	1,315	-3,406	2,011	1,581	-51	204	-306	432	55
Net Cash From Operating Activities	253	197	273	266	191	164	168	118	99	76
Net Cash From Continuing Operating Activities	253	197	273	266	191	164	168	118	99	76
Net Income / (Loss) Continuing Operations	227	207	252	208	170	149	137	93	81	64
Consolidated Net Income / (Loss)	227	207	252	208	170	149	137	93	81	64
Provision For Loan Losses	22	19	38	32	42	23	21	23	13	13
Depreciation Expense	4.79	4.44	4.10	4.12	3.83	3.68	3.38	2.57	2.72	2.22
Amortization Expense	-0.20	14	2.60	15	5.88	3.37	3.11	4.30	4.53	5.09
Non-Cash Adjustments to Reconcile Net Income	1.68	-8.22	11	11	-21	-9.86	-12	12	0.06	-9.55
Changes in Operating Assets and Liabilities, net	-2.18	-39	-34	-2.84	-9.36	-4.79	15	-17	-3.67	2.12
Net Cash From Investing Activities	-949	-200	-2,642	-1,561	-1,411	-988	-754	-1,042	-862	-749
Net Cash From Continuing Investing Activities	-949	-200	-2,642	-1,561	-1,411	-988	-754	-1,042	-862	-749
Purchase of Property, Leasehold Improvements and Equipment	-4.65	-3.91	-3.65	-9.45	-2.31	-2.36	-2.30	-21	-22	-5.54
Purchase of Investment Securities	-2,165	-1,090	-2,910	-1,831	-1,633	-1,124	-854	-1,117	-920	-813
Sale and/or Maturity of Investments	1,221	893	271	280	224	138	101	96	80	69
Net Cash From Financing Activities	941	1,318	-1,036	3,305	2,801	773	790	617	1,195	728
Net Cash From Continuing Financing Activities	941	1,318	-1,036	3,305	2,801	773	790	617	1,195	728
Net Change in Deposits	270	1,727	-906	2,477	2,445	615	824	671	1,196	650
Issuance of Debt	0.00	300	0.00	0.00	35	0.00	0.00	30	0.00	35
Repayment of Debt	0.00	-300	0.00	0.00	-35	0.00	-0.20	-20	-0.40	-0.30
Payment of Dividends	-65	-46	-38	-33	-28	-24	-20	-10	-7.91	-6.16
Other Financing Activities, Net	737	-363	-93	861	384	182	-13	-54	6.77	90
Cash Interest Paid	499	393	83	31	51	102	59	35	24	17
Cash Income Taxes Paid	45	54	69	57	51	42	31	43	31	27

This table details how cash moves in and out of ServisFirst Bancshares' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	973	616	483	-174	-680	66	1,087	107	55	328	-1,200
Net Cash From Operating Activities	48	67	84	48	53	91	13	38	55	76	71
Net Cash From Continuing Operating Activities	48	67	84	48	53	91	13	38	55	76	71
Net Income / (Loss) Continuing Operations	63	65	60	52	50	42	53	53	58	68	64
Consolidated Net Income / (Loss)	63	65	60	52	50	42	53	53	58	68	64
Provision For Loan Losses	6.63	5.70	6.16	5.35	4.37	3.58	4.28	6.65	4.20	7.14	16
Depreciation Expense	1.22	1.09	1.46	1.14	1.10	1.20	1.10	1.07	1.07	0.95	1.06
Amortization Expense	2.90	-6.89	7.00	-2.95	2.64	14	-6.54	6.64	0.13	0.23	0.29
Non-Cash Adjustments to Reconcile Net Income	-3.26	7.49	-4.90	1.29	-2.21	-3.99	0.06	-6.88	2.59	1.20	3.64
Changes in Operating Assets and Liabilities, net	-23	-5.40	14	-8.72	-2.45	34	-40	-23	-11	-1.29	-14
Net Cash From Investing Activities	-306	-282	83	-466	-284	-28	148	-407	86	-383	-628
Net Cash From Continuing Investing Activities	-306	-282	83	-466	-284	-28	148	-407	86	-383	-628
Purchase of Property, Leasehold Improvements and Equipment	-1.47	1.05	-3.58	-1.04	-1.08	-1.00	-0.96	-0.63	-1.31	-1.72	-0.66
Purchase of Investment Securities	-402	-777	-12	-944	-433	-398	-288	-447	43	-415	-679
Sale and/or Maturity of Investments	97	494	98	479	150	371	438	41	44	34	52
Net Cash From Financing Activities	1,231	831	316	243	-450	2.44	926	476	-86	635	-643
Net Cash From Continuing Financing Activities	1,231	831	316	243	-450	2.44	926	476	-86	635	-643
Net Change in Deposits	886	397	-113	508	-522	131	854	673	69	495	-720
Payment of Dividends	-18	-16	-16	-16	-16	-15	-0.03	-15	-15	-13	0.08
Other Financing Activities, Net	364	451	446	-248	89	-113	72	-182	-140	153	77
Cash Interest Paid	117	119	132	123	125	125	112	86	71	44	29
Cash Income Taxes Paid	3.13	11	6.43	20	6.98	-	7.02	45	1.92	13	19

This table presents ServisFirst Bancshares' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	17,352	16,130	14,596	15,449	11,933	8,948	8,007	7,082	6,370	5,096
Cash and Due from Banks	116	123	106	57	94	79	98	86	57	47
Restricted Cash	11	10	7.73	-	0.00	-	-	-	1.02	4.95
Federal Funds Sold	1.05	101	1.52	58	1.77	100	224	240	160	35
Interest Bearing Deposits at Other Banks	2,259	1,907	708	4,107	2,116	452	361	152	567	271
Trading Account Securities	1,876	1,883	1,679	1,306	887	760	590	539	485	370
Loans and Leases, Net of Allowance	12,441	11,506	11,542	9,416	8,378	7,185	6,465	5,792	4,860	4,173
Loans and Leases	12,606	11,659	11,688	9,533	8,466	7,261	6,533	5,851	4,912	4,216
Allowance for Loan and Lease Losses	164	153	146	117	88	77	69	59	52	43
Loans Held for Sale	9.21	5.07	1.61	1.11	14	6.31	0.12	4.46	4.68	8.25
Accrued Investment Income	63	59	48	35	37	26	24	21	16	14
Premises and Equipment, Net	59	59	60	60	55	56	58	59	40	19
Goodwill	14	14	14	-	-	-	-	-	-	-
Other Assets	501	463	428	395	336	269	174	175	165	138
Total Liabilities & Shareholders' Equity	17,352	16,130	14,596	15,449	11,933	8,948	8,007	7,082	6,370	5,096
Total Liabilities	15,735	14,689	13,298	14,297	10,940	8,105	7,292	6,475	5,848	4,646
Non-Interest Bearing Deposits	2,620	2,643	3,321	4,800	2,789	1,750	1,557	1,440	1,282	1,053
Interest Bearing Deposits	10,924	10,630	8,225	7,653	7,187	5,781	5,358	4,651	4,139	3,170
Federal Funds Purchased and Securities Sold	1,994	1,257	1,619	1,712	852	471	289	302	356	352
Long-Term Debt	65	-	-	-	-	-	-	65	55	56
Other Long-Term Liabilities	133	94	68	54	48	27	13	12	12	12
Total Equity & Noncontrolling Interests	1,617	1,440	1,298	1,152	993	843	715	608	523	449
Total Preferred & Common Equity	1,616	1,440	1,297	1,152	992	842	715	607	523	449
Preferred Stock	0.00	0.00	0.00	-	0.00	0.00	-	0.00	0.00	0.00
Total Common Equity	1,616	1,440	1,297	1,152	992	842	715	607	523	449
Common Stock	236	233	230	226	224	220	219	218	216	212
Retained Earnings	1,413	1,255	1,110	911	748	617	501	390	307	234
Accumulated Other Comprehensive Income / (Loss)	-32	-48	-42	14	20	5.75	-4.74	-0.20	-0.62	3.05
Noncontrolling Interest	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.38	0.38

This table presents ServisFirst Bancshares' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023
Total Assets	18,637	16,449	16,050	15,722	16,044	15,073	14,567
Cash and Due from Banks	122	142	136	79	112	107	139
Restricted Cash	12	11	11	11	10	7.31	-
Federal Funds Sold	9.32	3.54	11	171	91	18	6.48
Interest Bearing Deposits at Other Banks	3,219	1,614	1,130	1,202	1,862	852	725
Trading Account Securities	1,906	1,868	1,942	1,942	1,885	2,052	1,647
Loans and Leases, Net of Allowance	12,722	12,177	12,175	11,725	11,489	11,453	0.00
Loans and Leases	12,887	12,338	12,333	11,881	11,641	11,605	-
Allowance for Loan and Lease Losses	165	161	158	156	152	152	-
Loans Held for Sale	11	8.45	11	7.59	-	-	1.65
Accrued Investment Income	70	62	63	61	57	50	51
Premises and Equipment, Net	59	61	59	59	60	60	60
Goodwill	14	14	14	14	14	-	-
Other Assets	493	488	498	451	465	460	442
Total Liabilities & Shareholders' Equity	18,637	16,449	16,050	15,722	16,044	15,073	14,567
Total Liabilities	16,968	14,879	14,539	14,246	14,643	13,709	13,227
Non-Interest Bearing Deposits	2,648	2,576	2,475	2,628	2,621	2,855	2,899
Interest Bearing Deposits	11,781	10,570	10,784	10,124	10,521	9,433	8,717
Federal Funds Purchased and Securities Sold	2,358	1,543	1,097	1,345	1,370	1,298	1,480
Short-Term Debt	65	65	65	-	-	-	65
Other Long-Term Liabilities	116	125	118	84	66	58	45
Total Equity & Noncontrolling Interests	1,669	1,570	1,511	1,476	1,401	1,363	1,340
Total Preferred & Common Equity	1,668	1,570	1,510	1,476	1,401	1,363	1,339
Preferred Stock	0.00	0.00	-	0.00	0.00	0.00	-
Total Common Equity	1,668	1,570	1,510	1,476	1,401	1,363	1,339
Common Stock	236	236	235	234	232	231	230
Retained Earnings	1,458	1,366	1,322	1,289	1,229	1,191	1,153
Accumulated Other Comprehensive Income / (Loss)	-25	-32	-47	-47	-60	-59	-43
Noncontrolling Interest	0.50	0.50	0.50	0.50	0.50	0.50	0.50

This table displays calculated financial ratios and metrics derived from ServisFirst Bancshares' official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	9.14%	-12.47%	20.65%	13.53%	18.14%	10.46%	15.25%	19.93%	16.07%	24.21%
EBITDA Growth	7.65%	-16.51%	15.83%	21.65%	15.48%	10.59%	21.58%	22.14%	22.59%	21.82%
EBIT Growth	14.06%	-20.80%	21.90%	18.27%	14.63%	10.67%	22.93%	23.94%	24.51%	20.31%
NOPAT Growth	9.86%	-17.75%	21.07%	22.51%	13.62%	8.98%	47.10%	14.25%	28.23%	21.31%
Net Income Growth	9.86%	-17.75%	21.07%	22.51%	13.62%	8.98%	47.10%	14.25%	28.23%	21.31%
EPS Growth	9.76%	-17.79%	20.68%	22.04%	13.41%	9.09%	47.09%	13.16%	26.67%	21.31%
Operating Cash Flow Growth	28.19%	-27.63%	2.36%	39.23%	16.45%	-2.39%	42.07%	20.24%	29.18%	17.18%
Free Cash Flow Firm Growth	-20.93%	-39.08%	117.23%	151.18%	-10.92%	-26.37%	2,573.34%	-114.71%	157.70%	75.63%
Invested Capital Growth	11.72%	10.46%	11.99%	15.05%	16.55%	16.35%	15.98%	16.31%	14.53%	18.16%
Revenue Q/Q Growth	4.99%	-4.39%	17.05%	2.00%	4.99%	0.00%	0.00%	4.52%	3.84%	5.51%
EBITDA Q/Q Growth	9.81%	-11.55%	16.76%	-0.87%	7.36%	2,887.80%	2,589.98%	4.13%	3.38%	5.88%
EBIT Q/Q Growth	13.02%	-13.11%	18.79%	-1.65%	7.26%	0.00%	0.00%	5.34%	4.44%	3.08%
NOPAT Q/Q Growth	11.32%	-11.03%	17.58%	1.35%	6.23%	0.00%	0.00%	-0.63%	2.50%	8.02%
Net Income Q/Q Growth	11.32%	-11.03%	17.58%	1.35%	6.23%	0.00%	0.00%	-0.63%	2.50%	8.02%
EPS Q/Q Growth	11.23%	-11.03%	17.30%	1.33%	6.10%	0.00%	0.00%	-2.82%	-49.67%	8.02%
Operating Cash Flow Q/Q Growth	-8.64%	8.31%	3.18%	-2.29%	6.90%	5.92%	9.76%	8.63%	3.38%	2.24%
Free Cash Flow Firm Q/Q Growth	44.23%	105.22%	-93.06%	155.22%	-5.81%	116.83%	129.22%	-110.18%	154.22%	6.27%
Invested Capital Q/Q Growth	2.84%	2.66%	0.00%	-6.93%	4.27%	3.67%	4.52%	4.22%	2.65%	3.67%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	58.87%	59.69%	62.57%	65.18%	60.82%	62.22%	62.15%	58.91%	57.85%	54.77%
EBIT Margin	57.91%	55.42%	61.24%	60.62%	58.18%	59.96%	59.85%	56.11%	54.29%	50.61%
Profit (Net Income) Margin	47.17%	46.87%	49.88%	49.70%	46.06%	47.89%	48.54%	38.03%	39.92%	36.13%
Tax Burden Percent	81.45%	84.57%	81.44%	82.00%	79.16%	79.87%	81.11%	67.78%	73.53%	71.39%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	18.55%	15.43%	18.56%	18.00%	20.84%	20.13%	18.89%	32.22%	26.47%	28.61%
Return on Invested Capital (ROIC)	14.26%	14.43%	19.50%	18.27%	17.26%	17.69%	18.86%	14.89%	15.05%	13.64%
ROIC Less NNEP Spread (ROIC-NNEP)	14.26%	14.43%	19.50%	18.27%	17.26%	17.69%	18.86%	14.89%	15.05%	13.64%
Return on Net Nonoperating Assets (RNNOA)	0.60%	0.68%	1.03%	1.10%	1.22%	1.47%	1.85%	1.58%	1.72%	1.20%
Return on Equity (ROE)	14.87%	15.11%	20.53%	19.37%	18.48%	19.16%	20.70%	16.47%	16.76%	14.84%
Cash Return on Invested Capital (CROIC)	3.19%	4.49%	8.19%	4.27%	1.97%	2.58%	4.06%	-0.19%	1.50%	-3.02%
Operating Return on Assets (OROA)	1.67%	1.59%	2.06%	1.85%	2.05%	2.20%	2.24%	2.04%	1.93%	1.94%
Return on Assets (ROA)	1.36%	1.35%	1.67%	1.52%	1.62%	1.76%	1.82%	1.38%	1.42%	1.38%
Return on Common Equity (ROCE)	14.86%	15.10%	20.52%	19.36%	18.47%	19.15%	20.69%	16.46%	16.75%	14.14%
Return on Equity Simple (ROE_SIMPLE)	14.06%	14.37%	19.39%	18.04%	17.09%	17.72%	19.16%	15.33%	15.59%	14.16%
Net Operating Profit after Tax (NOPAT)	227	207	252	208	170	149	137	93	81	64
NOPAT Margin	47.17%	46.87%	49.88%	49.70%	46.06%	47.89%	48.54%	38.03%	39.92%	36.13%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	29.48%	27.90%	23.32%	22.85%	23.16%	25.12%	24.44%	22.72%	25.45%	25.76%
Operating Expenses to Revenue	37.60%	40.34%	31.30%	31.84%	30.29%	32.77%	32.57%	34.40%	39.14%	42.08%
Earnings before Interest and Taxes (EBIT)	279	245	309	253	214	187	169	137	111	89
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	284	263	316	272	224	194	175	144	118	96
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	2.85	2.48	2.78	3.83	2.07	2.22	2.16	3.25	3.37	2.43
Price to Tangible Book Value (P/TBV)	2.87	2.50	2.81	3.88	2.10	2.26	2.21	3.34	3.47	2.52
Price to Revenue (P/Rev)	9.56	8.08	7.14	10.55	5.59	6.01	5.48	8.07	8.63	6.21
Price to Earnings (P/E)	20.27	17.24	14.32	21.24	12.14	12.55	11.30	21.24	21.63	17.27
Dividend Yield	1.42%	1.74%	1.46%	1.02%	1.90%	1.79%	1.65%	0.54%	0.48%	0.55%
Earnings Yield	4.93%	5.80%	6.98%	4.71%	8.24%	7.97%	8.85%	4.71%	4.62%	5.79%
Enterprise Value to Invested Capital (EV/IC)	1.36	0.99	2.09	0.21	0.00	1.44	1.19	2.33	1.78	1.57
Enterprise Value to Revenue (EV/Rev)	4.74	3.38	5.64	0.61	0.00	4.19	3.29	6.39	5.06	4.50
Enterprise Value to EBITDA (EV/EBITDA)	8.05	5.66	9.01	0.93	0.00	6.74	5.30	10.84	8.74	8.22
Enterprise Value to EBIT (EV/EBIT)	8.18	6.09	9.21	1.00	0.00	6.99	5.50	11.39	9.31	8.89
Enterprise Value to NOPAT (EV/NOPAT)	10.04	7.20	11.31	1.22	0.00	8.75	6.79	16.80	12.66	12.46
Enterprise Value to Operating Cash Flow (EV/OCF)	9.02	7.55	10.43	0.95	0.00	7.95	5.52	13.20	10.47	10.38
Enterprise Value to Free Cash Flow (EV/FCFF)	44.86	23.16	26.92	5.21	0.00	60.12	31.50	0.00	127.20	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.04	0.04	0.05	0.06	0.07	0.08	0.09	0.11	0.11	0.12
Long-Term Debt to Equity	0.04	0.00	0.00	0.00	0.00	0.00	0.00	0.11	0.11	0.12
Financial Leverage	0.04	0.05	0.05	0.06	0.07	0.08	0.10	0.11	0.11	0.09
Leverage Ratio	10.95	11.22	12.26	12.77	11.38	10.88	11.41	11.90	11.80	10.74
Compound Leverage Factor	10.95	11.22	12.26	12.77	11.38	10.88	11.41	11.90	11.80	10.74
Debt to Total Capital	3.85%	4.30%	4.75%	5.32%	6.12%	7.13%	8.29%	9.64%	9.56%	11.02%
Short-Term Debt to Total Capital	0.00%	4.30%	4.75%	5.32%	6.12%	7.13%	8.29%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	3.85%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	9.64%	9.56%	11.02%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.03%	0.03%	0.04%	0.04%	0.05%	0.06%	0.06%	0.07%	0.07%	0.07%
Common Equity to Total Capital	96.12%	95.67%	95.21%	94.64%	93.83%	92.81%	91.64%	90.28%	90.38%	88.90%
Debt to EBITDA	0.23	0.25	0.21	0.24	0.29	0.33	0.37	0.45	0.47	0.58
Net Debt to EBITDA	-8.19	-7.88	-2.41	-15.26	-9.59	-2.92	-3.52	-2.86	-6.18	-3.13
Long-Term Debt to EBITDA	0.23	0.00	0.00	0.00	0.00	0.00	0.00	0.45	0.47	0.58
Debt to NOPAT	0.28	0.31	0.26	0.31	0.38	0.43	0.47	0.70	0.68	0.88
Net Debt to NOPAT	-10.22	-10.04	-3.02	-20.01	-12.66	-3.79	-4.51	-4.43	-8.96	-4.75
Long-Term Debt to NOPAT	0.28	0.00	0.00	0.00	0.00	0.00	0.00	0.70	0.68	0.88
Noncontrolling Interest Sharing Ratio	0.03%	0.04%	0.04%	0.05%	0.05%	0.06%	0.08%	0.08%	0.08%	4.74%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	51	64	106	49	19	22	30	-1.19	8.11	-14
Operating Cash Flow to CapEx	5,443.72%	5,045.93%	7,469.23%	2,818.62%	8,298.92%	6,972.62%	7,317.43%	560.01%	443.69%	1,377.41%
Free Cash Flow to Firm to Interest Expense	0.10	0.16	1.19	1.53	0.38	0.21	0.46	-0.03	0.31	-0.79
Operating Cash Flow to Interest Expense	0.51	0.49	3.08	8.37	3.75	1.59	2.63	3.35	3.82	4.31
Operating Cash Flow Less CapEx to Interest Expense	0.50	0.48	3.04	8.08	3.71	1.57	2.60	2.75	2.96	4.00
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.03	0.03	0.03	0.04	0.04	0.04	0.04	0.04	0.04
Fixed Asset Turnover	8.13	7.41	8.39	7.25	6.61	5.45	4.83	4.93	6.83	12.91
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,682	1,505	1,363	1,217	1,058	907	780	672	578	505
Invested Capital Turnover	0.30	0.31	0.39	0.37	0.37	0.37	0.39	0.39	0.38	0.38
Increase / (Decrease) in Invested Capital	176	143	146	159	150	128	107	94	73	78
Enterprise Value (EV)	2,282	1,490	2,843	253	-89	1,306	929	1,564	1,032	792
Market Capitalization	4,604	3,566	3,602	4,410	2,057	1,872	1,546	1,976	1,761	1,093
Book Value per Share	$29.63	$26.45	$23.88	$21.24	$18.41	$15.71	$13.41	$11.46	$19.86	$17.32
Tangible Book Value per Share	$29.38	$26.20	$23.63	$20.99	$18.15	$15.45	$13.14	$11.18	$19.29	$16.73
Total Capital	1,682	1,505	1,363	1,217	1,058	907	780	672	578	505
Total Debt	65	65	65	65	65	65	65	65	55	56
Total Long-Term Debt	65	0.00	0.00	0.00	0.00	0.00	0.00	65	55	56
Net Debt	-2,323	-2,077	-759	-4,157	-2,147	-566	-617	-413	-730	-302
Capital Expenditures (CapEx)	4.65	3.91	3.65	9.45	2.31	2.36	2.30	21	22	5.54
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	65	65	65	65	65	65	65	65	55	56
Total Depreciation and Amortization (D&A)	4.59	19	6.70	19	9.71	7.05	6.49	6.86	7.26	7.31
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$4.17	$3.80	$4.63	$3.83	$3.15	$0.00	$2.57	$1.76	$1.55	$1.23
Adjusted Weighted Average Basic Shares Outstanding	54.58M	54.49M	54.40M	54.27M	54.09M	0.00	53.48M	53.08M	52.76M	52.29M
Adjusted Diluted Earnings per Share	$4.16	$3.79	$4.61	$3.82	$3.13	$0.00	$2.53	$1.72	$1.52	$1.20
Adjusted Weighted Average Diluted Shares Outstanding	54.58M	54.49M	54.40M	54.27M	54.09M	0.00	53.48M	53.08M	52.76M	52.29M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	54.58M	54.49M	54.40M	54.27M	54.09M	0.00	53.48M	53.08M	52.76M	52.29M
Normalized Net Operating Profit after Tax (NOPAT)	227	207	252	208	170	149	137	93	81	65
Normalized NOPAT Margin	47.17%	46.87%	49.88%	49.70%	46.06%	47.89%	48.54%	38.03%	39.92%	36.99%
Pre Tax Income Margin	57.91%	55.42%	61.24%	60.62%	58.18%	59.96%	59.85%	56.11%	54.29%	50.61%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.56	0.61	3.49	7.97	4.20	1.81	2.64	3.89	4.29	5.03
NOPAT to Interest Expense	0.46	0.51	2.84	6.53	3.33	1.45	2.14	2.63	3.16	3.59
EBIT Less CapEx to Interest Expense	0.55	0.60	3.45	7.67	4.16	1.79	2.60	3.29	3.43	4.71
NOPAT Less CapEx to Interest Expense	0.45	0.50	2.80	6.24	3.28	1.42	2.11	2.04	2.30	3.28
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	28.81%	22.13%	14.92%	15.68%	16.69%	16.16%	14.79%	10.85%	9.70%	9.70%
Augmented Payout Ratio	28.81%	22.13%	14.92%	15.68%	16.69%	16.16%	14.79%	10.85%	9.70%	9.70%

This table displays calculated financial ratios and metrics derived from ServisFirst Bancshares' official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	18.34%	21.00%	14.69%	4.49%	-2.89%	-15.68%	-20.33%	-12.74%	0.84%	131.41%	29.72%
EBITDA Growth	35.22%	17.52%	43.22%	-10.55%	-10.54%	-26.61%	-28.02%	-7.47%	-2.16%	113.20%	6.66%
EBIT Growth	30.44%	68.07%	16.95%	2.91%	-14.31%	-43.86%	-19.70%	-15.46%	-0.46%	138.50%	20.41%
NOPAT Growth	26.38%	54.90%	12.31%	-2.49%	-13.71%	-37.87%	-16.70%	-13.95%	0.62%	124.91%	21.97%
Net Income Growth	26.38%	54.90%	12.31%	-2.49%	-13.71%	-37.87%	-16.70%	-13.95%	0.62%	124.91%	21.97%
EPS Growth	26.09%	54.55%	12.24%	-3.06%	-13.21%	-37.90%	-16.24%	-14.04%	0.00%	121.43%	21.88%
Operating Cash Flow Growth	-10.32%	-26.26%	560.61%	25.84%	-3.04%	19.94%	-82.01%	-32.41%	-20.38%	12.43%	1.95%
Free Cash Flow Firm Growth	-51.61%	-10.71%	92.29%	93.09%	93.65%	-28.48%	-203.02%	-202.69%	-204.01%	39.40%	670.20%
Invested Capital Growth	12.52%	11.72%	11.52%	10.30%	9.65%	10.46%	0.00%	0.00%	0.00%	11.99%	0.00%
Revenue Q/Q Growth	-0.11%	6.71%	7.76%	3.11%	2.06%	1.14%	-1.82%	-4.18%	-11.39%	-4.44%	7.53%
EBITDA Q/Q Growth	13.11%	-8.99%	24.78%	0.63%	64.50%	10.91%	-22.06%	0.64%	-25.82%	8.78%	0.18%
EBIT Q/Q Growth	-0.35%	9.66%	8.69%	9.83%	28.40%	-23.69%	-4.37%	-8.55%	-15.88%	9.15%	0.68%
NOPAT Q/Q Growth	-2.99%	8.79%	14.91%	4.22%	18.90%	-21.12%	-0.24%	-7.77%	-14.40%	5.77%	3.05%
Net Income Q/Q Growth	-2.99%	8.79%	14.91%	4.22%	18.90%	-21.12%	-0.24%	-7.77%	-14.40%	5.77%	3.05%
EPS Q/Q Growth	-2.52%	8.18%	15.79%	3.26%	19.48%	-21.43%	0.00%	-7.55%	-14.52%	5.98%	2.63%
Operating Cash Flow Q/Q Growth	-28.61%	-20.06%	74.14%	-9.77%	-41.29%	616.13%	-66.83%	-30.47%	-27.38%	7.44%	24.59%
Free Cash Flow Firm Q/Q Growth	-16.59%	-2.05%	-14.74%	-11.06%	14.87%	92.89%	-2.77%	-2.04%	-1,623.35%	-105.70%	2.43%
Invested Capital Q/Q Growth	3.10%	2.84%	3.79%	2.24%	2.37%	2.66%	2.66%	1.63%	3.13%	0.00%	0.00%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	63.12%	55.75%	65.37%	56.45%	57.84%	57.40%	52.34%	65.94%	62.78%	65.94%	57.93%
EBIT Margin	60.00%	60.14%	58.53%	58.03%	54.48%	43.30%	57.39%	58.92%	61.73%	65.04%	56.94%
Profit (Net Income) Margin	47.96%	49.38%	48.44%	45.43%	44.94%	38.58%	49.47%	48.68%	50.58%	52.36%	47.31%
Tax Burden Percent	79.94%	82.11%	82.77%	78.29%	82.50%	89.09%	86.19%	82.62%	81.93%	80.51%	83.08%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	20.06%	17.89%	17.23%	21.71%	17.50%	10.91%	13.81%	17.38%	18.07%	19.49%	16.92%
Return on Invested Capital (ROIC)	14.71%	14.93%	14.33%	13.40%	13.37%	11.87%	31.15%	33.35%	36.37%	20.47%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	14.71%	14.93%	14.33%	13.40%	13.37%	11.87%	31.15%	33.35%	36.37%	20.47%	0.00%
Return on Net Nonoperating Assets (RNNOA)	0.61%	0.63%	0.62%	0.60%	0.62%	0.56%	1.44%	1.58%	1.78%	1.08%	0.00%
Return on Equity (ROE)	15.31%	15.56%	14.96%	14.00%	13.98%	12.44%	32.59%	34.93%	38.14%	21.55%	0.00%
Cash Return on Invested Capital (CROIC)	2.91%	3.19%	2.27%	3.36%	4.30%	4.49%	-168.28%	-165.94%	-164.15%	8.19%	0.00%
Operating Return on Assets (OROA)	1.75%	1.73%	1.65%	1.65%	1.58%	1.24%	1.65%	1.91%	2.14%	2.18%	0.00%
Return on Assets (ROA)	1.40%	1.42%	1.37%	1.29%	1.30%	1.11%	1.42%	1.58%	1.75%	1.76%	0.00%
Return on Common Equity (ROCE)	15.31%	15.56%	14.95%	14.00%	13.98%	12.43%	32.58%	34.92%	38.13%	21.54%	0.00%
Return on Equity Simple (ROE_SIMPLE)	14.41%	0.00%	13.00%	13.08%	13.48%	0.00%	16.60%	17.84%	18.81%	0.00%	0.00%
Net Operating Profit after Tax (NOPAT)	63	65	60	52	50	42	53	53	58	68	64
NOPAT Margin	47.96%	49.38%	48.44%	45.43%	44.94%	38.58%	49.47%	48.68%	50.58%	52.36%	47.31%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	26.05%	27.41%	29.83%	30.71%	30.28%	31.84%	28.01%	25.87%	25.99%	23.71%	22.19%
Operating Expenses to Revenue	34.97%	35.15%	36.90%	37.31%	41.60%	53.42%	38.64%	35.02%	34.60%	29.45%	31.54%
Earnings before Interest and Taxes (EBIT)	79	79	72	67	61	47	62	65	71	84	77
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	83	74	81	65	64	63	56	72	72	85	78
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	2.69	2.85	2.78	2.27	2.44	2.48	1.99	1.60	2.16	2.78	0.00
Price to Tangible Book Value (P/TBV)	2.71	2.87	2.81	2.29	2.46	2.50	2.01	1.62	2.18	2.81	0.00
Price to Revenue (P/Rev)	8.94	9.56	9.53	7.74	8.22	8.08	6.04	4.46	5.73	7.14	9.74
Price to Earnings (P/E)	18.68	20.27	21.42	17.36	18.10	17.24	12.00	8.96	11.50	14.32	19.62
Dividend Yield	1.50%	1.42%	1.47%	1.84%	1.76%	1.74%	2.18%	2.66%	1.92%	1.46%	1.19%
Earnings Yield	5.35%	4.93%	4.67%	5.76%	5.53%	5.80%	8.33%	11.16%	8.69%	6.98%	5.10%
Enterprise Value to Invested Capital (EV/IC)	0.69	1.36	1.63	1.40	1.43	0.99	0.53	0.88	1.49	2.09	0.00
Enterprise Value to Revenue (EV/Rev)	2.38	4.74	5.81	4.98	5.03	3.38	1.69	2.58	4.14	5.64	0.00
Enterprise Value to EBITDA (EV/EBITDA)	3.91	8.05	10.32	9.43	9.12	5.66	2.62	3.94	6.42	9.01	0.00
Enterprise Value to EBIT (EV/EBIT)	4.01	8.18	10.79	9.33	9.39	6.09	2.77	4.25	6.78	9.21	0.00
Enterprise Value to NOPAT (EV/NOPAT)	4.96	10.04	13.05	11.16	11.07	7.20	3.36	5.18	8.30	11.31	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	4.82	9.02	9.62	10.73	11.26	7.55	4.28	5.25	8.09	10.43	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	25.09	44.86	75.54	43.70	34.75	23.16	0.00	0.00	0.00	26.92	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.04	0.04	0.04	0.04	0.04	0.04	0.05	0.05	0.05	0.05	0.00
Long-Term Debt to Equity	0.00	0.04	0.00	0.00	0.04	0.00	0.05	0.05	0.00	0.00	0.00
Financial Leverage	0.04	0.04	0.04	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.00
Leverage Ratio	10.93	10.95	10.93	10.83	10.76	11.22	11.45	11.05	10.87	12.26	0.00
Compound Leverage Factor	10.93	10.95	10.93	10.83	10.76	11.22	11.45	11.05	10.87	12.26	0.00
Debt to Total Capital	3.73%	3.85%	3.96%	4.11%	4.20%	4.30%	4.42%	4.53%	4.66%	4.75%	0.00%
Short-Term Debt to Total Capital	3.73%	0.00%	3.96%	4.11%	0.00%	4.30%	0.00%	0.00%	4.66%	4.75%	0.00%
Long-Term Debt to Total Capital	0.00%	3.85%	0.00%	0.00%	4.20%	0.00%	4.42%	4.53%	0.00%	0.00%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.04%	0.04%	0.04%	0.00%
Common Equity to Total Capital	96.24%	96.12%	96.01%	95.86%	95.77%	95.67%	95.55%	95.43%	95.31%	95.21%	0.00%
Debt to EBITDA	0.21	0.23	0.25	0.28	0.27	0.25	0.22	0.20	0.20	0.21	0.00
Net Debt to EBITDA	-10.80	-8.19	-6.61	-5.23	-5.79	-7.88	-6.75	-2.88	-2.47	-2.41	0.00
Long-Term Debt to EBITDA	0.00	0.23	0.00	0.00	0.27	0.00	0.22	0.20	0.00	0.00	0.00
Debt to NOPAT	0.27	0.28	0.32	0.33	0.33	0.31	0.28	0.27	0.26	0.26	0.00
Net Debt to NOPAT	-13.71	-10.22	-8.36	-6.19	-7.03	-10.04	-8.65	-3.78	-3.20	-3.02	0.00
Long-Term Debt to NOPAT	0.00	0.28	0.00	0.00	0.33	0.00	0.28	0.27	0.00	0.00	0.00
Noncontrolling Interest Sharing Ratio	0.03%	0.03%	0.03%	0.03%	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-130	-111	-109	-95	-86	-100	-1,413	-1,375	-1,347	-78	1,371
Operating Cash Flow to CapEx	3,264.40%	0.00%	2,344.39%	4,648.46%	4,965.00%	9,081.16%	1,324.90%	6,057.50%	4,197.03%	4,428.11%	10,791.76%
Free Cash Flow to Firm to Interest Expense	-1.10	-0.92	-0.82	-0.78	-0.69	-0.79	-12.45	-15.55	-18.45	-1.63	59.93
Operating Cash Flow to Interest Expense	0.41	0.56	0.63	0.40	0.43	0.72	0.11	0.43	0.76	1.59	3.09
Operating Cash Flow Less CapEx to Interest Expense	0.40	0.57	0.61	0.39	0.42	0.71	0.10	0.43	0.74	1.55	3.06
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.00
Fixed Asset Turnover	8.46	8.13	7.59	7.45	7.34	7.41	7.76	8.20	8.41	8.39	0.00
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,734	1,682	1,635	1,575	1,541	1,505	1,466	1,428	1,405	1,363	0.00
Invested Capital Turnover	0.31	0.30	0.30	0.30	0.30	0.31	0.63	0.69	0.72	0.39	0.00
Increase / (Decrease) in Invested Capital	193	176	169	147	136	143	1,466	1,428	1,405	146	-1,307
Enterprise Value (EV)	1,194	2,282	2,664	2,205	2,202	1,490	780	1,260	2,091	2,843	0.00
Market Capitalization	4,490	4,604	4,371	3,428	3,599	3,566	2,790	2,179	2,896	3,602	4,196
Book Value per Share	$30.57	$29.63	$28.79	$27.70	$27.08	$26.45	$25.74	$25.11	$24.62	$23.88	$0.00
Tangible Book Value per Share	$30.32	$29.38	$28.54	$27.45	$26.83	$26.20	$25.49	$24.86	$24.37	$23.63	$0.00
Total Capital	1,734	1,682	1,635	1,575	1,541	1,505	1,466	1,428	1,405	1,363	0.00
Total Debt	65	65	65	65	65	65	65	65	65	65	0.00
Total Long-Term Debt	0.00	65	0.00	0.00	65	0.00	65	65	0.00	0.00	0.00
Net Debt	-3,297	-2,323	-1,707	-1,223	-1,397	-2,077	-2,011	-920	-806	-759	0.00
Capital Expenditures (CapEx)	1.47	-1.05	3.58	1.04	1.08	1.00	0.96	0.63	1.31	1.72	0.66
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	65	65	65	65	65	65	65	65	65	65	0.00
Total Depreciation and Amortization (D&A)	4.12	-5.80	8.46	-1.81	3.74	15	-5.45	7.71	1.20	1.17	1.35
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.16	$1.19	$1.10	$0.96	$0.92	$0.77	$0.98	$0.98	$1.07	$1.25	$0.00
Adjusted Weighted Average Basic Shares Outstanding	54.61M	54.58M	54.55M	54.53M	54.51M	54.49M	54.44M	54.42M	54.28M	54.40M	0.00
Adjusted Diluted Earnings per Share	$1.16	$1.19	$1.10	$0.95	$0.92	$0.77	$0.98	$0.98	$1.06	$1.24	$0.00
Adjusted Weighted Average Diluted Shares Outstanding	54.61M	54.58M	54.55M	54.53M	54.51M	54.49M	54.44M	54.42M	54.28M	54.40M	0.00
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	54.61M	54.58M	54.55M	54.53M	54.51M	54.49M	54.44M	54.42M	54.28M	54.40M	0.00
Normalized Net Operating Profit after Tax (NOPAT)	63	65	60	52	50	42	53	53	58	68	64
Normalized NOPAT Margin	47.96%	49.38%	48.44%	45.43%	44.94%	38.58%	49.47%	48.68%	50.58%	52.36%	47.31%
Pre Tax Income Margin	60.00%	60.14%	58.53%	58.03%	54.48%	43.30%	57.39%	58.92%	61.73%	65.04%	56.94%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.67	0.66	0.54	0.55	0.49	0.37	0.55	0.73	0.97	1.76	3.37
NOPAT to Interest Expense	0.54	0.54	0.45	0.43	0.40	0.33	0.47	0.60	0.79	1.41	2.80
EBIT Less CapEx to Interest Expense	0.66	0.67	0.52	0.54	0.48	0.36	0.54	0.72	0.95	1.72	3.34
NOPAT Less CapEx to Interest Expense	0.53	0.55	0.42	0.42	0.39	0.32	0.46	0.60	0.78	1.38	2.77
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	28.04%	28.81%	31.52%	24.30%	23.58%	22.13%	18.55%	17.69%	15.99%	14.92%	15.23%
Augmented Payout Ratio	28.04%	28.81%	31.52%	24.30%	23.58%	22.13%	18.55%	17.69%	15.99%	14.92%	15.23%

Frequently Asked Questions About ServisFirst Bancshares' Financials

When does ServisFirst Bancshares's fiscal year end?

According to the most recent income statement we have on file, ServisFirst Bancshares' financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has ServisFirst Bancshares' net income changed over the last 9 years?

ServisFirst Bancshares' net income appears to be on an upward trend, with a most recent value of $227.24 million in 2024, rising from $63.54 million in 2015. The previous period was $206.85 million in 2023. See where experts think ServisFirst Bancshares is headed by visiting ServisFirst Bancshares' forecast page.

How has ServisFirst Bancshares revenue changed over the last 9 years?

Over the last 9 years, ServisFirst Bancshares' total revenue changed from $175.85 million in 2015 to $481.72 million in 2024, a change of 173.9%.

How much debt does ServisFirst Bancshares have?

ServisFirst Bancshares' total liabilities were at $15.73 billion at the end of 2024, a 7.1% increase from 2023, and a 238.6% increase since 2015.

How much cash does ServisFirst Bancshares have?

In the past 9 years, ServisFirst Bancshares' cash and equivalents has ranged from $46.61 million in 2015 to $123.43 million in 2023, and is currently $116.39 million as of their latest financial filing in 2024.

How has ServisFirst Bancshares' book value per share changed over the last 9 years?

Over the last 9 years, ServisFirst Bancshares' book value per share changed from 17.32 in 2015 to 29.63 in 2024, a change of 71.0%.

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This page (NYSE:SFBS) was last updated on 5/24/2025 by MarketBeat.com Staff

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ServisFirst Bancshares (SFBS) Financials

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ServisFirst Bancshares (SFBS) Financials

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