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NASDAQ:SPFI

South Plains Financial (SPFI) Stock Price, News & Analysis

South Plains Financial logo
$40.61 -0.54 (-1.31%)
Closing price 04:00 PM Eastern
Extended Trading
$40.60 -0.01 (-0.01%)
As of 04:11 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About South Plains Financial Stock (NASDAQ:SPFI)

Key Stats

Today's Range
$40.37
$41.54
50-Day Range
$34.97
$41.68
52-Week Range
$30.01
$42.38
Volume
53,925 shs
Average Volume
41,862 shs
Market Capitalization
$659.51 million
P/E Ratio
12.69
Dividend Yield
1.58%
Price Target
$44.67
Consensus Rating
Buy

Company Overview

South Plains Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
89th Percentile Overall Score

SPFI MarketRank™: 

South Plains Financial scored higher than 89% of companies evaluated by MarketBeat, and ranked 332nd out of 934 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    South Plains Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    South Plains Financial has only been the subject of 1 research reports in the past 90 days.

  • Read more about South Plains Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for South Plains Financial are expected to grow by 15.09% in the coming year, from $2.85 to $3.28 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of South Plains Financial is 12.66, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.67.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of South Plains Financial is 12.66, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.42.

  • Price to Book Value per Share Ratio

    South Plains Financial has a P/B Ratio of 1.45. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about South Plains Financial's valuation and earnings.
  • Percentage of Shares Shorted

    0.61% of the float of South Plains Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    South Plains Financial has a short interest ratio ("days to cover") of 1.6, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in South Plains Financial has recently decreased by 20.02%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    South Plains Financial pays a meaningful dividend of 1.56%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    South Plains Financial has been increasing its dividend for 5 years.

  • Dividend Coverage

    The dividend payout ratio of South Plains Financial is 20.00%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, South Plains Financial will have a dividend payout ratio of 19.51% next year. This indicates that South Plains Financial will be able to sustain or increase its dividend.

  • Read more about South Plains Financial's dividend.
  • Percentage of Shares Shorted

    0.61% of the float of South Plains Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    South Plains Financial has a short interest ratio ("days to cover") of 1.6, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in South Plains Financial has recently decreased by 20.02%, indicating that investor sentiment is improving significantly.
  • News Sentiment

    South Plains Financial has a news sentiment score of 1.35. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.17 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for South Plains Financial this week, compared to 2 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, South Plains Financial insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    24.58% of the stock of South Plains Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    54.95% of the stock of South Plains Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about South Plains Financial's insider trading history.
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SPFI Stock News Headlines

South Plains Financial Adopts New Bylaws
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See More Headlines

SPFI Stock Analysis - Frequently Asked Questions

South Plains Financial's stock was trading at $34.75 at the beginning of 2025. Since then, SPFI shares have increased by 16.6% and is now trading at $40.5150.

South Plains Financial, Inc. (NASDAQ:SPFI) issued its quarterly earnings data on Wednesday, July, 16th. The company reported $0.86 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.77 by $0.09. The company earned $54.67 million during the quarter, compared to analyst estimates of $52.24 million. South Plains Financial had a net margin of 18.59% and a trailing twelve-month return on equity of 12.27%.
Read the conference call transcript
.

South Plains Financial's Board of Directors authorized a share buyback plan on Tuesday, February 25th 2025, which authorizes the company to buy back $15,000,000 in outstanding shares, according to EventVestor. This means that the company could purchase up to 2.7% of its shares through open market purchases. Shares buyback plans are often an indication that the company's board of directors believes its stock is undervalued.

South Plains Financial (SPFI) raised $63 million in an initial public offering on Thursday, May 9th 2019. The company issued 3,400,000 shares at $17.50-$19.50 per share. Keefe, Bruyette & Woods (A Stifel Company) and Sandler O’Neill + Partners served as the underwriters for the IPO.

Top institutional shareholders of South Plains Financial include JPMorgan Chase & Co. (2.13%), Acadian Asset Management LLC (1.91%), American Century Companies Inc. (1.89%) and Geode Capital Management LLC (1.80%). Insiders that own company stock include Richard D Campbell, Curtis C Griffith, Noe G Valles, Noe G Valles and Cory T Newsom.
View institutional ownership trends
.

Shares of SPFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that South Plains Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), Broadcom (AVGO) and JPMorgan Chase & Co. (JPM).

Company Calendar

Last Earnings
7/16/2025
Record date for 8/11 Dividend
7/28/2025
Ex-Dividend for 8/11 Dividend
7/28/2025
Dividend Payable
8/11/2025
Today
8/28/2025
Next Earnings (Estimated)
10/22/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - SOUTHEAST
Sub-Industry
Banking
Current Symbol
NASDAQ:SPFI
CIK
1163668
Fax
N/A
Employees
680
Year Founded
N/A

Price Target and Rating

High Price Target
$47.00
Low Price Target
$42.00
Potential Upside/Downside
+8.6%
Consensus Rating
Buy
Rating Score (0-4)
3.00
Research Coverage
3 Analysts

Profitability

EPS (Trailing Twelve Months)
$3.20
Trailing P/E Ratio
12.85
Forward P/E Ratio
14.43
P/E Growth
N/A
Net Income
$49.72 million
Net Margins
18.59%
Pretax Margin
23.61%
Return on Equity
12.27%
Return on Assets
1.26%

Debt

Debt-to-Equity Ratio
0.24
Current Ratio
0.94
Quick Ratio
0.93

Sales & Book Value

Annual Sales
$288.97 million
Price / Sales
2.31
Cash Flow
$3.61 per share
Price / Cash Flow
11.38
Book Value
$27.97 per share
Price / Book
1.47

Miscellaneous

Outstanding Shares
16,240,000
Free Float
12,246,000
Market Cap
$667.79 million
Optionable
Optionable
Beta
0.72
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This page (NASDAQ:SPFI) was last updated on 8/28/2025 by MarketBeat.com Staff
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