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NASDAQ:SPFI

South Plains Financial (SPFI) Stock Price, News & Analysis

South Plains Financial logo
$37.94 +0.46 (+1.22%)
As of 07/3/2025 01:30 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About South Plains Financial Stock (NASDAQ:SPFI)

Key Stats

Today's Range
$36.91
$38.00
50-Day Range
$33.69
$37.94
52-Week Range
$26.34
$40.91
Volume
25,440 shs
Average Volume
38,387 shs
Market Capitalization
$615.75 million
P/E Ratio
12.65
Dividend Yield
1.58%
Price Target
$41.50
Consensus Rating
Buy

Company Overview

South Plains Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
68th Percentile Overall Score

SPFI MarketRank™: 

South Plains Financial scored higher than 68% of companies evaluated by MarketBeat, and ranked 1315th out of 2,763 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    South Plains Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 4 buy ratings, no hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    South Plains Financial has only been the subject of 1 research reports in the past 90 days.

  • Read more about South Plains Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for South Plains Financial are expected to grow by 15.09% in the coming year, from $2.85 to $3.28 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of South Plains Financial is 12.65, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.53.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of South Plains Financial is 12.65, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.07.

  • Price to Book Value per Share Ratio

    South Plains Financial has a P/B Ratio of 1.42. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about South Plains Financial's valuation and earnings.
  • Percentage of Shares Shorted

    0.83% of the float of South Plains Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    South Plains Financial has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in South Plains Financial has recently increased by 10.87%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    South Plains Financial pays a meaningful dividend of 1.60%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    South Plains Financial has been increasing its dividend for 5 years.

  • Dividend Coverage

    The dividend payout ratio of South Plains Financial is 20.00%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, South Plains Financial will have a dividend payout ratio of 18.29% next year. This indicates that South Plains Financial will be able to sustain or increase its dividend.

  • Read more about South Plains Financial's dividend.
  • Percentage of Shares Shorted

    0.83% of the float of South Plains Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    South Plains Financial has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in South Plains Financial has recently increased by 10.87%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    South Plains Financial has a news sentiment score of 0.54. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for South Plains Financial this week, compared to 2 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, South Plains Financial insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    24.58% of the stock of South Plains Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    54.95% of the stock of South Plains Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about South Plains Financial's insider trading history.
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SPFI Stock News Headlines

KBW Remains a Buy on South Plains Financial (SPFI)
Q1 2025 South Plains Financial Inc Earnings Call
Something very strange is happening...
What a "Mar-a-Lago Accord" could mean for the U.S. dollar While protests dominate the news... hardly anyone noticed when the U.S. Senate granted sweeping powers to a Harvard economist who has some dangerous ideas about the U.S. dollar. Now, he's issued a blueprint for what a coming "Mar-a-Lago Accord" could look like. One analyst who predicted the 2008 crisis says this plan could see the dollar fall in value by 40% in months and become a national nightmare.
South Plains (SPFI) Q1 2025 Earnings Call
See More Headlines

SPFI Stock Analysis - Frequently Asked Questions

South Plains Financial's stock was trading at $34.75 at the beginning of the year. Since then, SPFI stock has increased by 9.2% and is now trading at $37.9390.

South Plains Financial, Inc. (NASDAQ:SPFI) posted its earnings results on Thursday, April, 24th. The company reported $0.72 earnings per share for the quarter, beating analysts' consensus estimates of $0.65 by $0.07. The company had revenue of $49.15 million for the quarter, compared to analyst estimates of $48.93 million. South Plains Financial had a net margin of 17.67% and a trailing twelve-month return on equity of 11.73%.
Read the conference call transcript
.

South Plains Financial's Board of Directors authorized a stock buyback plan on Tuesday, February 25th 2025, which authorizes the company to repurchase $15,000,000 in shares, according to EventVestor. This means that the company could purchase up to 2.7% of its shares through open market purchases. Shares buyback plans are generally an indication that the company's board believes its shares are undervalued.

South Plains Financial (SPFI) raised $63 million in an IPO on Thursday, May 9th 2019. The company issued 3,400,000 shares at a price of $17.50-$19.50 per share. Keefe, Bruyette & Woods (A Stifel Company) and Sandler O’Neill + Partners acted as the underwriters for the IPO.

Shares of SPFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that South Plains Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), Broadcom (AVGO) and JPMorgan Chase & Co. (JPM).

Company Calendar

Last Earnings
4/24/2025
Record date for 5/12 Dividend
4/28/2025
Ex-Dividend for 5/12 Dividend
4/28/2025
Dividend Payable
5/12/2025
Today
7/03/2025
Next Earnings (Estimated)
7/17/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - SOUTHEAST
Sub-Industry
Banking
Current Symbol
NASDAQ:SPFI
Fax
N/A
Employees
680
Year Founded
N/A

Price Target and Rating

Average Stock Price Target
$41.50
High Stock Price Target
$47.00
Low Stock Price Target
$36.00
Potential Upside/Downside
+9.4%
Consensus Rating
Buy
Rating Score (0-4)
3.00
Research Coverage
4 Analysts

Profitability

Trailing P/E Ratio
12.65
Forward P/E Ratio
13.31
P/E Growth
N/A
Net Income
$49.72 million
Pretax Margin
22.45%

Debt

Sales & Book Value

Annual Sales
$288.97 million
Cash Flow
$3.65 per share
Price / Cash Flow
10.40
Book Value
$26.78 per share
Price / Book
1.42

Miscellaneous

Free Float
12,239,000
Market Cap
$615.75 million
Optionable
Optionable
Beta
0.68
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This page (NASDAQ:SPFI) was last updated on 7/4/2025 by MarketBeat.com Staff
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