Texas Capital Bancshares (TCBIO) Financials

$20.05 +0.10 (+0.48%)

As of 01:52 PM Eastern

Annual Income Statements for Texas Capital Bancshares

This table shows Texas Capital Bancshares' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	60	172	315	235	57	302	284	187	145	135
Consolidated Net Income / (Loss)	78	189	332	254	66	312	293	197	155	145
Net Income / (Loss) Continuing Operations	78	189	332	254	66	310	293	197	155	145
Total Pre-Tax Income	107	247	432	338	92	396	373	326	241	224
Total Revenue	932	1,076	1,225	907	1,054	1,072	993	836	701	604
Net Interest Income / (Expense)	901	914	876	769	851	969	915	761	640	557
Total Interest Income	1,730	1,630	1,144	877	1,039	1,355	1,164	879	703	603
Loans and Leases Interest Income	1,378	1,301	984	820	994	1,274	1,125	846	685	595
Investment Securities Interest Income	148	108	63	43	17	8.65	2.83	1.07	0.97	1.25
Deposits and Money Market Investments Interest Income	203	221	97	13	28	71	33	29	16	6.29
Total Interest Expense	828	716	268	108	188	386	249	118	64	46
Deposits Interest Expense	736	588	191	66	146	294	185	80	37	25
Long-Term Debt Interest Expense	42	57	49	38	20	22	17	17	17	17
Other Interest Expense	50	71	29	4.61	22	58	36	15	6.13	2.25
Total Non-Interest Income	31	161	350	138	203	102	78	74	61	48
Trust Fees by Commissions	15	14	15	13	10.00	8.81	8.15	6.15	4.27	5.02
Service Charges on Deposit Accounts	26	21	23	19	12	11	13	12	10	-
Other Service Charges	43	40	28	82	101	88	73	58	44	41
Net Realized & Unrealized Capital Gains on Investments	-180	0.49	249	0.00	58	-20	-16	-2.39	2.55	-
Investment Banking Income	105	64	25	24	23	15	-	-	-	-
Other Non-Interest Income	22	23	10	-	-	-	-	-	-	2.01
Provision for Credit Losses	67	72	66	-30	258	75	87	44	77	53
Total Non-Interest Expense	758	757	728	599	704	600	533	466	382	327
Salaries and Employee Benefits	467	460	435	350	341	328	301	264	229	193
Net Occupancy & Equipment Expense	138	120	113	108	138	78	60	57	49	45
Marketing Expense	22	26	32	10	24	53	39	27	17	16
Property & Liability Insurance Claims	23	37	14	21	26	20	24	24	24	17
Other Operating Expenses	108	115	132	82	94	97	93	79	61	56
Income Tax Expense	30	57	99	84	26	87	80	129	86	80
Preferred Stock Dividends Declared	17	17	17	19	9.75	9.75	9.75	9.75	9.75	9.75
Basic Earnings per Share	$1.29	$3.58	$6.25	$4.65	$1.12	$6.01	$5.68	$3.78	$3.14	$2.95
Weighted Average Basic Shares Outstanding	46.01M	47.41M	48.23M	50.63M	50.47M	50.35M	49.90M	49.60M	46.30M	45.80M
Diluted Earnings per Share	$1.28	$3.54	$6.18	$4.60	$1.12	$5.99	$5.64	$3.73	$3.11	$2.91
Weighted Average Diluted Shares Outstanding	46.01M	47.41M	48.23M	50.63M	50.47M	50.35M	49.90M	49.60M	46.30M	45.80M
Weighted Average Basic & Diluted Shares Outstanding	46.01M	47.41M	48.23M	50.63M	50.47M	50.35M	49.90M	49.60M	46.30M	45.80M

This table shows Texas Capital Bancshares' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	43	67	-66	37	22	16	57	64	34	213	37
Consolidated Net Income / (Loss)	47	71	-61	42	26	20	62	69	39	217	41
Net Income / (Loss) Continuing Operations	47	71	-61	42	26	20	62	69	39	217	41
Total Pre-Tax Income	60	94	-80	59	35	25	81	89	51	278	55
Total Revenue	280	284	125	267	256	246	279	278	273	525	264
Net Interest Income / (Expense)	236	230	240	217	215	215	232	232	235	248	239
Total Interest Income	427	438	453	422	417	417	426	402	385	371	322
Loans and Leases Interest Income	334	340	361	345	331	325	345	333	297	295	282
Investment Securities Interest Income	47	44	38	34	32	28	27	27	25	16	15
Deposits and Money Market Investments Interest Income	47	53	53	43	54	63	54	42	62	60	25
Total Interest Expense	191	208	212	205	202	202	194	170	150	124	83
Deposits Interest Expense	175	189	190	181	176	170	160	137	120	96	60
Long-Term Debt Interest Expense	8.07	8.23	8.39	11	14	14	14	14	15	14	13
Other Interest Expense	8.25	11	14	13	13	18	20	18	15	13	10
Total Non-Interest Income	44	54	-115	50	41	31	47	46	37	278	25
Trust Fees by Commissions	3.96	4.01	4.04	3.70	3.57	3.30	3.51	3.72	3.43	3.44	3.63
Service Charges on Deposit Accounts	7.84	6.99	6.31	5.91	6.34	5.40	5.30	5.16	5.02	5.25	5.80
Other Service Charges	10	11	14	10	8.28	11	8.88	9.64	10	8.51	8.09
Investment Banking Income	16	27	35	25	18	6.91	23	19	15	-	7.81
Other Non-Interest Income	5.94	-	5.79	-	-	-	6.09	-	-	-	-
Provision for Credit Losses	17	18	10	20	19	19	18	7.00	28	34	12
Total Non-Interest Expense	203	172	195	188	202	201	180	182	194	213	197
Salaries and Employee Benefits	132	98	121	119	129	108	110	113	129	103	129
Net Occupancy & Equipment Expense	34	36	39	33	31	33	30	30	27	37	28
Marketing Expense	5.01	4.45	5.86	6.00	6.04	5.69	4.76	6.37	9.04	11	8.28
Property & Liability Insurance Claims	5.34	4.45	4.91	5.57	8.42	25	5.77	3.69	2.17	3.09	3.95
Other Operating Expenses	27	29	25	25	28	29	30	29	27	59	28
Income Tax Expense	13	22	-19	17	8.79	5.32	19	21	12	61	14
Preferred Stock Dividends Declared	4.31	4.31	4.31	4.31	4.31	4.31	4.31	4.31	4.31	4.31	4.31
Basic Earnings per Share	$0.93	$1.45	($1.42)	$0.80	$0.46	$0.34	$1.19	$1.34	$0.71	$4.22	$0.74
Weighted Average Basic Shares Outstanding	45.90M	46.01M	46.21M	46.20M	46.65M	47.41M	48.02M	48.00M	47.87M	48.23M	49.90M
Diluted Earnings per Share	$0.92	$1.43	($1.41)	$0.80	$0.46	$0.33	$1.18	$1.33	$0.70	$4.16	$0.74
Weighted Average Diluted Shares Outstanding	45.90M	46.01M	46.21M	46.20M	46.65M	47.41M	48.02M	48.00M	47.87M	48.23M	49.90M
Weighted Average Basic & Diluted Shares Outstanding	45.90M	46.01M	46.21M	46.20M	46.65M	47.41M	48.02M	48.00M	47.87M	48.23M	49.90M

This table details how cash moves in and out of Texas Capital Bancshares' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	-54	-1,769	-2,934	-1,260	4,781	1,346	174	66	1,048	460
Net Cash From Operating Activities	481	374	148	657	2,640	-240	-680	132	-726	69
Net Cash From Continuing Operating Activities	481	374	148	657	2,640	-240	-680	132	-726	69
Net Income / (Loss) Continuing Operations	78	189	332	254	66	312	293	197	155	145
Consolidated Net Income / (Loss)	78	189	332	254	66	312	293	197	155	145
Provision For Loan Losses	67	72	66	-30	258	75	-	44	-	53
Depreciation Expense	54	40	45	93	75	37	32	28	22	16
Non-Cash Adjustments to Reconcile Net Income	245	122	-273	256	2,224	-620	-878	-41	-836	-81
Changes in Operating Assets and Liabilities, net	37	-49	-23	84	16	-45	-128	-95	-67	-65
Net Cash From Investing Activities	-2,479	-1,755	3,309	1,233	-2,935	-2,276	-1,993	-3,216	-850	-2,461
Net Cash From Continuing Investing Activities	-2,479	-1,755	3,309	1,233	-2,935	-2,276	-1,993	-3,216	-850	-2,461
Purchase of Property, Leasehold Improvements and Equipment	-65	-16	-11	-4.13	-2.80	-17	-7.65	-12	-2.18	-5.03
Purchase of Investment Securities	-86,604	-77,864	-106,361	-168,137	-219,236	-138,733	-100,655	-89,424	-101,898	-87,947
Divestitures	0.00	0.00	3,324	0.00	0.00	-	-	-	-	-
Sale and/or Maturity of Investments	84,190	76,125	106,356	169,374	216,303	136,467	98,670	86,217	101,050	85,482
Net Cash From Financing Activities	1,944	-388	-6,391	-3,150	5,076	3,862	2,847	3,150	2,625	2,852
Net Cash From Continuing Financing Activities	1,944	-388	-6,391	-3,150	5,076	3,862	2,847	3,150	2,625	2,852
Net Change in Deposits	2,867	-485	-5,252	-2,887	4,518	5,872	1,483	2,106	1,932	2,411
Repayment of Debt	-815	224	-1,002	-1,020	570	-1,500	0.00	-	-	-
Repurchase of Common Equity	-82	-105	-115	0.00	0.00	-	-	-	-	-
Payment of Dividends	-17	-17	-17	-19	-9.75	-9.75	-9.75	-9.75	-9.75	-9.75
Other Financing Activities, Net	-9.07	-4.22	-4.21	-3.12	-1.99	-501	274	253	-34	51
Cash Interest Paid	838	773	252	111	190	394	236	116	63	46
Cash Income Taxes Paid	53	72	128	101	26	90	75	104	88	87

This table details how cash moves in and out of Texas Capital Bancshares' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	614	-1,003	1,279	-403	73	-950	1,345	-802	-1,363	1,372	-635
Net Cash From Operating Activities	0.37	18	333	34	96	188	95	72	18	-66	68
Net Cash From Continuing Operating Activities	0.37	18	333	34	96	188	95	72	18	-66	68
Net Income / (Loss) Continuing Operations	47	71	-61	42	26	20	62	69	39	217	41
Consolidated Net Income / (Loss)	47	71	-61	42	26	20	62	69	39	217	41
Provision For Loan Losses	17	18	10	20	19	19	18	7.00	28	34	12
Depreciation Expense	9.22	15	14	14	11	9.60	11	11	8.68	9.92	11
Non-Cash Adjustments to Reconcile Net Income	15	-3.29	212	17	20	97	6.72	2.63	15	-292	5.26
Changes in Operating Assets and Liabilities, net	-88	-83	159	-59	20	42	-2.14	-17	-73	-35	-2.39
Net Cash From Investing Activities	-24	-240	-457	-972	-810	318	644	-1,182	-1,536	3,650	1,193
Net Cash From Continuing Investing Activities	-24	-240	-457	-972	-810	318	644	-1,182	-1,536	3,650	1,193
Purchase of Property, Leasehold Improvements and Equipment	-2.42	-7.41	-15	-22	-20	-3.73	-7.77	-3.52	-1.36	-0.81	-1.26
Purchase of Investment Securities	-19,095	-23,984	-24,465	-20,816	-17,339	-16,703	-23,657	-20,923	-16,581	-25,490	-23,552
Sale and/or Maturity of Investments	19,074	23,751	24,023	19,866	16,549	17,025	24,309	19,745	15,047	25,816	24,747
Net Cash From Financing Activities	637	-781	1,402	535	787	-1,456	606	307	155	-2,212	-1,896
Net Cash From Continuing Financing Activities	637	-781	1,402	535	787	-1,456	606	307	155	-2,212	-1,896
Net Change in Deposits	814	-627	2,047	-136	1,582	-1,507	561	1,139	-677	-1,642	-941
Repayment of Debt	-135	-150	-640	725	-750	100	50	-825	899	-500	-501
Repurchase of Common Equity	-31	0.03	-	-50	-32	-45	-	-	-60	-65	-
Payment of Dividends	-4.31	-4.31	-4.31	-4.31	-4.31	-4.31	-4.31	-4.31	-4.31	-4.31	-4.31
Other Financing Activities, Net	-7.05	0.12	-0.46	0.20	-8.93	0.25	-0.43	-1.91	-2.13	-0.00	-0.33
Cash Interest Paid	190	166	207	197	268	267	192	171	143	118	73
Cash Income Taxes Paid	-1.29	4.78	0.05	49	-0.91	16	13	43	0.45	80	19

This table presents Texas Capital Bancshares' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	30,732	28,356	28,415	34,732	37,726	32,548	28,258	25,076	21,697	18,904
Cash and Due from Banks	177	200	234	181	174	162	214	178	114	109
Interest Bearing Deposits at Other Banks	3,012	3,042	4,779	7,766	9,033	4,234	2,816	2,698	2,701	1,626
Trading Account Securities	4,396	4,143	3,585	3,584	3,197	240	120	24	25	30
Loans and Leases, Net of Allowance	22,178	20,091	19,034	22,595	24,176	24,451	22,377	20,490	17,330	16,571
Loans and Leases	22,450	20,341	19,287	22,807	24,431	24,646	22,568	20,674	17,498	16,712
Allowance for Loan and Lease Losses	272	250	253	212	255	195	192	185	168	141
Loans Held for Sale	0.00	44	36	22,603	283	2,577	1,969	1,011	969	86
Premises and Equipment, Net	85	32	26	21	25	31	24	25	20	24
Goodwill	1.50	1.50	1.50	17	18	18	19	19	20	20
Other Assets	882	802	719	560	821	805	669	602	494	383
Total Liabilities & Shareholders' Equity	30,732	28,356	28,415	34,732	37,726	32,548	28,258	25,076	21,697	18,904
Total Liabilities	27,364	25,157	25,359	31,522	34,855	29,747	25,757	22,873	19,688	17,280
Non-Interest Bearing Deposits	7,485	7,328	9,618	13,390	12,741	9,438	7,317	7,813	7,994	6,387
Interest Bearing Deposits	17,753	15,044	13,239	14,719	18,256	17,040	13,289	11,311	9,023	8,698
Short-Term Debt	885	1,500	1,201	-	3,000	2,400	3,900	2,800	2,000	1,500
Accrued Interest Payable	24	33	24	7.70	11	13	21	7.68	5.50	5.10
Long-Term Debt	660	859	931	3,132	396	396	395	395	394	394
Other Long-Term Liabilities	556	393	346	273	339	318	194	182	161	153
Total Equity & Noncontrolling Interests	3,368	3,199	3,055	3,210	2,871	2,801	2,500	2,203	2,010	1,624
Total Preferred & Common Equity	3,368	3,199	3,055	3,210	2,871	2,801	2,500	2,203	2,010	1,624
Preferred Stock	300	300	300	300	150	150	150	150	150	150
Total Common Equity	3,068	2,899	2,755	2,910	2,721	2,651	2,350	2,053	1,860	1,474
Common Stock	1,057	1,046	1,026	1,009	992	979	968	962	956	715
Retained Earnings	2,496	2,435	2,264	1,948	1,713	1,664	1,381	1,091	903	758
Treasury Stock	-302	-220	-115	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01
Accumulated Other Comprehensive Income / (Loss)	-183	-362	-419	-48	16	8.95	0.52	0.43	0.42	0.72

This table presents Texas Capital Bancshares' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	31,376	31,629	29,855	29,181	29,628	28,977	28,597	30,409
Cash and Due from Banks	202	297	222	168	217	260	264	241
Interest Bearing Deposits at Other Banks	3,601	3,895	2,691	3,148	3,976	2,587	3,385	3,400
Trading Account Securities	4,531	4,406	4,389	4,414	4,070	4,227	4,346	3,370
Loans and Leases, Net of Allowance	22,101	16,491	21,511	20,567	20,368	21,089	19,814	19,788
Loans and Leases	22,380	16,765	21,779	20,831	20,613	21,326	20,075	19,788
Allowance for Loan and Lease Losses	278	273	267	264	245	237	261	-
Loans Held for Sale	0.00	9.02	37	38	155	29	19,842	3,142
Premises and Equipment, Net	85	82	69	50	31	26	25	27
Goodwill	1.50	1.50	1.50	1.50	1.50	1.50	1.50	1.50
Other Assets	855	919	934	794	810	757	732	648
Total Liabilities & Shareholders' Equity	31,376	31,629	29,855	29,181	29,628	28,977	28,597	30,409
Total Liabilities	27,946	28,275	26,679	26,010	26,551	25,895	25,517	27,523
Non-Interest Bearing Deposits	7,875	9,071	7,988	8,478	9,353	9,429	9,501	11,495
Interest Bearing Deposits	18,178	16,794	15,831	15,476	14,526	13,889	12,679	13,004
Short-Term Debt	750	1,035	1,675	-	1,400	1,350	-	1,701
Accrued Interest Payable	25	19	24	32	31	30	31	18
Long-Term Debt	661	660	660	1,610	858	858	3,032	931
Other Long-Term Liabilities	457	696	502	414	382	339	274	298
Total Equity & Noncontrolling Interests	3,430	3,354	3,176	3,171	3,078	3,082	3,080	2,886
Total Preferred & Common Equity	3,430	3,354	3,176	3,171	3,078	3,082	3,080	2,886
Preferred Stock	300	300	300	300	300	300	300	300
Total Common Equity	3,130	3,054	2,876	2,871	2,778	2,782	2,780	2,586
Common Stock	1,061	1,055	1,051	1,045	1,040	1,036	1,032	1,021
Retained Earnings	2,538	2,429	2,495	2,457	2,420	2,362	2,298	2,051
Treasury Stock	-333	-302	-302	-252	-176	-176	-176	-50
Accumulated Other Comprehensive Income / (Loss)	-136	-128	-368	-380	-506	-440	-375	-435

This table displays calculated financial ratios and metrics derived from Texas Capital Bancshares' official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	-13.31%	-12.22%	35.08%	-13.97%	-1.61%	7.93%	18.83%	19.27%	15.94%	16.32%
EBITDA Growth	-43.82%	-39.82%	10.56%	158.56%	-61.51%	6.96%	14.65%	34.44%	9.14%	6.09%
EBIT Growth	-56.58%	-42.89%	27.72%	267.67%	-76.80%	6.15%	14.63%	35.04%	7.44%	5.71%
NOPAT Growth	-59.02%	-43.11%	30.93%	283.08%	-78.60%	5.59%	48.88%	27.04%	7.09%	6.24%
Net Income Growth	-59.02%	-43.11%	30.93%	283.08%	-78.75%	6.35%	48.88%	27.04%	7.09%	6.24%
EPS Growth	-63.84%	-42.72%	34.35%	310.71%	-81.30%	6.21%	51.21%	19.94%	6.87%	1.04%
Operating Cash Flow Growth	28.73%	152.58%	-77.49%	-75.10%	1,199.08%	64.66%	-614.31%	118.20%	-1,153.47%	-56.29%
Free Cash Flow Firm Growth	498.71%	-112.20%	725.99%	129.78%	-140.04%	236.56%	-38.69%	-8.92%	-87.91%	42.04%
Invested Capital Growth	-11.60%	7.14%	-18.19%	1.18%	11.98%	-17.64%	25.90%	22.56%	25.20%	17.90%
Revenue Q/Q Growth	4.23%	-20.62%	32.39%	-4.26%	0.03%	0.91%	2.68%	5.03%	5.50%	2.49%
EBITDA Q/Q Growth	84.28%	-46.85%	56.28%	2.39%	10.03%	0.02%	-2.93%	6.96%	9.76%	-2.30%
EBIT Q/Q Growth	174.49%	-50.61%	78.11%	1.76%	3.59%	-0.96%	-2.92%	6.68%	10.04%	-2.49%
NOPAT Q/Q Growth	191.00%	-51.03%	84.34%	1.99%	-1.29%	-1.09%	7.20%	-1.82%	9.64%	-2.08%
Net Income Q/Q Growth	191.00%	-51.03%	84.34%	1.99%	-4.48%	-0.37%	7.20%	-1.82%	9.64%	-2.08%
EPS Q/Q Growth	611.11%	-51.97%	91.93%	1.10%	-3.45%	-0.66%	7.43%	-3.37%	9.51%	-3.00%
Operating Cash Flow Q/Q Growth	-26.02%	211.60%	-54.49%	-35.33%	11.90%	65.60%	-61.64%	183.87%	-61.37%	-48.20%
Free Cash Flow Firm Q/Q Growth	130.40%	-131.90%	58.37%	237.71%	-242.82%	121.24%	-59.00%	25.02%	-78.71%	58.78%
Invested Capital Q/Q Growth	-2.69%	4.16%	-5.98%	1.04%	6.29%	-0.99%	12.85%	6.82%	16.20%	8.59%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	17.30%	26.69%	38.93%	47.57%	15.83%	40.46%	40.83%	42.32%	37.54%	39.88%
EBIT Margin	11.48%	22.93%	35.24%	37.27%	8.72%	36.98%	37.60%	38.98%	34.43%	37.15%
Profit (Net Income) Margin	8.31%	17.59%	27.13%	28.00%	6.29%	29.12%	29.55%	23.58%	22.14%	23.97%
Tax Burden Percent	72.40%	76.70%	77.01%	75.12%	72.10%	78.73%	78.58%	60.50%	128.62%	64.52%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	200.00%	100.00%
Effective Tax Rate	27.60%	23.30%	22.99%	24.88%	27.90%	21.84%	21.42%	39.50%	71.38%	35.48%
Return on Invested Capital (ROIC)	1.48%	3.52%	5.77%	4.03%	1.12%	5.00%	4.81%	4.02%	7.83%	4.46%
ROIC Less NNEP Spread (ROIC-NNEP)	1.48%	3.52%	5.77%	4.03%	1.12%	5.06%	4.81%	4.02%	7.83%	4.46%
Return on Net Nonoperating Assets (RNNOA)	0.88%	2.53%	4.85%	4.32%	1.22%	6.77%	7.66%	5.34%	14.91%	4.87%
Return on Equity (ROE)	2.36%	6.05%	10.61%	8.35%	2.34%	11.77%	12.48%	9.36%	27.65%	9.32%
Cash Return on Invested Capital (CROIC)	13.80%	-3.37%	25.77%	2.85%	-10.18%	24.35%	-18.12%	-16.25%	-18.46%	-11.97%
Operating Return on Assets (OROA)	0.36%	0.87%	1.37%	0.93%	0.26%	1.30%	1.40%	1.39%	2.38%	1.29%
Return on Assets (ROA)	0.26%	0.67%	1.05%	0.70%	0.19%	1.03%	1.10%	0.84%	0.76%	0.83%
Return on Common Equity (ROCE)	2.14%	5.47%	9.60%	7.73%	2.21%	11.10%	11.68%	8.69%	25.18%	8.42%
Return on Equity Simple (ROE_SIMPLE)	2.30%	5.91%	10.88%	7.91%	2.31%	11.14%	11.73%	8.95%	7.72%	8.92%
Net Operating Profit after Tax (NOPAT)	78	189	332	254	66	310	293	197	155	145
NOPAT Margin	8.31%	17.59%	27.13%	28.00%	6.29%	28.91%	29.55%	23.58%	22.14%	23.97%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	-0.06%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	67.28%	56.28%	47.40%	51.66%	47.63%	42.89%	40.35%	41.63%	42.12%	41.99%
Operating Expenses to Revenue	81.33%	70.38%	59.38%	66.04%	66.81%	56.02%	53.64%	55.75%	54.58%	54.04%
Earnings before Interest and Taxes (EBIT)	107	247	432	338	92	396	373	326	241	224
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	161	287	477	431	167	434	405	354	263	241
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.18	1.07	1.09	1.05	1.10	1.08	1.09	2.15	1.94	1.54
Price to Tangible Book Value (P/TBV)	1.18	1.07	1.09	1.05	1.11	1.08	1.10	2.17	1.96	1.56
Price to Revenue (P/Rev)	3.88	2.89	2.46	3.36	2.85	2.67	2.58	5.28	5.15	3.75
Price to Earnings (P/E)	59.97	18.06	9.55	12.96	53.10	9.45	9.04	23.55	24.82	16.77
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	1.67%	5.54%	10.47%	7.71%	1.88%	10.58%	11.06%	4.25%	4.03%	5.96%
Enterprise Value to Invested Capital (EV/IC)	0.46	0.45	0.08	0.00	0.00	0.25	0.58	0.90	0.75	0.72
Enterprise Value to Revenue (EV/Rev)	2.44	2.34	0.35	0.00	0.00	1.28	3.96	5.81	4.73	4.17
Enterprise Value to EBITDA (EV/EBITDA)	14.08	8.78	0.90	0.00	0.00	3.18	9.69	13.72	12.59	10.45
Enterprise Value to EBIT (EV/EBIT)	21.21	10.22	1.00	0.00	0.00	3.47	10.52	14.89	13.73	11.22
Enterprise Value to NOPAT (EV/NOPAT)	29.29	13.32	1.29	0.00	0.00	4.44	13.39	24.62	21.35	17.39
Enterprise Value to Operating Cash Flow (EV/OCF)	4.72	6.74	2.90	0.00	0.00	0.00	0.00	36.71	0.00	36.54
Enterprise Value to Free Cash Flow (EV/FCFF)	3.14	0.00	0.29	0.00	0.00	0.91	0.00	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.46	0.74	0.70	0.98	1.18	1.00	1.72	1.45	2.38	1.17
Long-Term Debt to Equity	0.20	0.27	0.30	0.98	0.14	0.14	0.16	0.18	0.39	0.24
Financial Leverage	0.59	0.72	0.84	1.07	1.09	1.34	1.59	1.33	2.36	1.09
Leverage Ratio	9.00	9.08	10.08	11.92	12.39	11.47	11.34	11.10	22.35	11.20
Compound Leverage Factor	9.00	9.08	10.08	11.92	12.39	11.47	11.34	11.10	22.35	11.20
Debt to Total Capital	31.45%	42.44%	41.11%	49.38%	54.19%	49.95%	63.21%	59.19%	0.00%	53.85%
Short-Term Debt to Total Capital	18.01%	26.99%	23.15%	0.00%	47.87%	42.88%	57.39%	51.88%	90.83%	42.64%
Long-Term Debt to Total Capital	13.44%	15.46%	17.95%	49.38%	6.32%	7.07%	5.82%	7.31%	17.91%	11.20%
Preferred Equity to Total Capital	6.11%	5.40%	5.78%	4.73%	2.39%	2.68%	2.21%	2.78%	6.81%	4.26%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	62.44%	52.16%	53.11%	45.88%	43.42%	47.37%	34.59%	38.03%	84.45%	41.89%
Debt to EBITDA	9.58	8.22	4.47	7.26	20.35	6.45	10.60	9.04	18.21	7.86
Net Debt to EBITDA	-10.19	-3.08	-6.04	-11.16	-34.82	-3.76	3.00	0.82	-3.38	0.43
Long-Term Debt to EBITDA	4.09	2.99	1.95	7.26	2.37	0.91	0.97	1.12	3.00	1.64
Debt to NOPAT	19.94	12.47	6.41	12.33	51.23	9.02	14.64	16.21	30.87	13.08
Net Debt to NOPAT	-21.20	-4.67	-8.66	-18.96	-87.65	-5.26	4.14	1.47	-5.74	0.71
Long-Term Debt to NOPAT	8.52	4.54	2.80	12.33	5.97	1.28	1.35	2.00	5.09	2.72
Noncontrolling Interest Sharing Ratio	9.14%	9.59%	9.58%	7.40%	5.29%	5.66%	6.38%	7.12%	16.51%	9.65%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	723	-181	1,486	180	-604	1,508	-1,105	-796	-731	-389
Operating Cash Flow to CapEx	742.00%	2,281.55%	1,312.95%	15,927.19%	94,415.92%	-1,442.49%	-8,884.00%	1,077.55%	-66,754.87%	1,369.55%
Free Cash Flow to Firm to Interest Expense	0.87	-0.25	5.53	1.67	-3.21	3.91	-4.43	-6.75	-23.00	-8.38
Operating Cash Flow to Interest Expense	0.58	0.52	0.55	6.10	14.04	-0.62	-2.73	1.12	-22.84	1.48
Operating Cash Flow Less CapEx to Interest Expense	0.50	0.50	0.51	6.06	14.02	-0.67	-2.76	1.02	-22.91	1.38
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.04	0.04	0.03	0.03	0.04	0.04	0.04	0.07	0.03
Fixed Asset Turnover	15.83	36.62	51.83	39.92	37.82	38.96	40.54	37.18	32.33	25.88
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	4,913	5,558	5,188	6,341	6,267	5,597	6,796	5,398	4,404	3,518
Invested Capital Turnover	0.18	0.20	0.21	0.14	0.18	0.17	0.16	0.17	0.35	0.19
Increase / (Decrease) in Invested Capital	-645	370	-1,153	74	670	-1,199	1,398	994	886	534
Enterprise Value (EV)	2,270	2,520	430	-1,466	-2,658	1,377	3,929	4,851	3,313	2,519
Market Capitalization	3,614	3,104	3,009	3,049	3,002	2,857	2,564	4,412	3,607	2,266
Book Value per Share	$66.39	$60.37	$55.22	$57.49	$53.93	$52.69	$46.84	$41.36	$40.41	$32.14
Tangible Book Value per Share	$66.36	$60.34	$55.19	$57.15	$53.58	$52.33	$46.47	$40.98	$39.99	$31.71
Total Capital	4,913	5,558	5,188	6,341	6,267	5,597	6,796	5,398	4,404	3,518
Total Debt	1,545	2,359	2,133	3,132	3,396	2,796	4,295	3,195	2,394	1,894
Total Long-Term Debt	660	859	931	3,132	396	396	395	395	394	394
Net Debt	-1,643	-884	-2,880	-4,815	-5,810	-1,630	1,215	289	-445	103
Capital Expenditures (CapEx)	65	16	11	4.13	2.80	17	7.65	12	2.18	5.03
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	-2.24	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	1,545	2,359	2,133	3,132	3,396	2,796	4,295	3,195	2,394	1,894
Total Depreciation and Amortization (D&A)	54	40	45	93	75	37	32	28	22	16
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.29	$3.58	$6.25	$4.65	$1.12	$6.23	$5.83	$3.78	$3.14	$2.95
Adjusted Weighted Average Basic Shares Outstanding	46.01M	47.41M	48.23M	50.63M	50.47M	50.35M	50.24M	49.65M	49.52M	45.89M
Adjusted Diluted Earnings per Share	$1.28	$3.54	$6.18	$4.60	$1.12	$6.21	$5.79	$3.73	$3.11	$2.91
Adjusted Weighted Average Diluted Shares Outstanding	46.01M	47.41M	48.23M	50.63M	50.47M	50.35M	50.24M	49.65M	49.52M	45.89M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$6.23	$5.83	$3.78	$3.14	$2.95
Adjusted Weighted Average Basic & Diluted Shares Outstanding	46.01M	47.41M	48.23M	50.63M	50.47M	50.35M	50.24M	49.65M	49.52M	45.89M
Normalized Net Operating Profit after Tax (NOPAT)	78	189	332	254	79	311	293	197	155	145
Normalized NOPAT Margin	8.31%	17.59%	27.13%	28.00%	7.50%	29.01%	29.55%	23.58%	22.14%	23.97%
Pre Tax Income Margin	11.48%	22.93%	35.24%	37.27%	8.72%	36.98%	37.60%	38.98%	34.43%	37.15%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.13	0.34	1.61	3.14	0.49	1.03	1.50	2.76	7.59	4.84
NOPAT to Interest Expense	0.09	0.26	1.24	2.36	0.35	0.80	1.18	1.67	2.44	3.12
EBIT Less CapEx to Interest Expense	0.05	0.32	1.57	3.10	0.47	0.98	1.47	2.66	7.52	4.73
NOPAT Less CapEx to Interest Expense	0.02	0.24	1.20	2.32	0.34	0.76	1.15	1.57	4.81	3.01
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	22.26%	9.12%	5.19%	7.37%	14.71%	3.12%	3.32%	4.95%	12.57%	6.73%
Augmented Payout Ratio	127.42%	64.65%	39.87%	7.37%	14.71%	3.12%	3.32%	4.95%	12.57%	6.73%

This table displays calculated financial ratios and metrics derived from Texas Capital Bancshares' official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	9.42%	15.39%	-55.07%	-3.96%	-6.02%	-53.20%	5.50%	19.95%	33.81%	132.95%	22.80%
EBITDA Growth	51.99%	210.35%	-171.48%	-27.76%	-22.83%	-87.83%	38.35%	70.31%	-6.22%	147.72%	-12.01%
EBIT Growth	73.06%	267.26%	-198.69%	-34.42%	-31.12%	-90.85%	46.39%	96.52%	-3.82%	213.12%	-3.42%
NOPAT Growth	79.97%	252.47%	-190.78%	-39.31%	-32.38%	-90.73%	48.92%	100.97%	-2.49%	233.57%	-4.54%
Net Income Growth	79.97%	252.47%	-199.42%	-39.31%	-32.38%	-90.73%	48.92%	100.97%	-2.49%	233.57%	-4.54%
EPS Growth	100.00%	333.33%	-219.49%	-39.85%	-34.29%	-92.07%	59.46%	125.42%	1.45%	246.67%	-2.63%
Operating Cash Flow Growth	-99.62%	-90.19%	249.28%	-53.57%	426.40%	383.79%	41.22%	-1.57%	-75.04%	-159.58%	-37.25%
Free Cash Flow Firm Growth	-100.94%	304.46%	-5.16%	-113.23%	316.57%	-125.55%	-69.53%	371.44%	-176.68%	15,436.86%	337.71%
Invested Capital Growth	1.25%	-11.60%	-5.38%	4.18%	-21.79%	7.14%	-3.30%	-19.55%	12.22%	-18.19%	-12.07%
Revenue Q/Q Growth	-1.13%	126.35%	-53.06%	4.17%	4.26%	-11.86%	0.34%	1.93%	-48.07%	98.66%	14.08%
EBITDA Q/Q Growth	-35.98%	265.12%	-190.88%	58.21%	30.72%	-61.97%	-8.15%	69.00%	-79.38%	332.30%	13.06%
EBIT Q/Q Growth	-35.35%	216.91%	-236.51%	67.73%	37.19%	-68.58%	-9.29%	76.17%	-81.77%	402.44%	21.76%
NOPAT Q/Q Growth	-33.76%	226.84%	-234.40%	59.37%	29.74%	-67.33%	-10.16%	77.57%	-82.20%	424.53%	21.25%
Net Income Q/Q Growth	-33.76%	215.83%	-247.18%	59.37%	29.74%	-67.33%	-10.16%	77.57%	-82.20%	424.53%	21.25%
EPS Q/Q Growth	-35.66%	201.42%	-276.25%	73.91%	39.39%	-72.03%	-11.28%	90.00%	-83.17%	462.16%	25.42%
Operating Cash Flow Q/Q Growth	-98.00%	-94.48%	890.58%	-64.89%	-48.94%	96.69%	31.68%	298.06%	127.53%	-197.88%	-8.22%
Free Cash Flow Firm Q/Q Growth	-101.78%	210.02%	228.87%	-113.20%	487.70%	-243.80%	-82.02%	316.03%	-145.75%	71.48%	260.17%
Invested Capital Q/Q Growth	-1.49%	-2.69%	-8.37%	15.27%	-13.99%	4.16%	0.88%	-13.45%	17.81%	-5.98%	-16.08%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	24.84%	38.36%	-52.59%	27.16%	17.88%	14.26%	33.06%	36.11%	21.78%	54.85%	25.20%
EBIT Margin	21.56%	32.97%	-63.83%	21.95%	13.63%	10.36%	29.06%	32.14%	18.60%	52.96%	20.94%
Profit (Net Income) Margin	16.77%	25.04%	-48.93%	15.60%	10.20%	8.20%	22.11%	24.69%	14.17%	41.36%	15.66%
Tax Burden Percent	77.82%	75.94%	76.66%	71.10%	74.83%	79.13%	76.10%	76.83%	76.22%	78.10%	74.81%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	22.18%	24.06%	0.00%	28.90%	25.17%	20.87%	23.90%	23.17%	23.78%	21.90%	25.19%
Return on Invested Capital (ROIC)	3.34%	4.46%	-7.70%	3.03%	1.98%	1.64%	5.52%	5.58%	3.17%	8.79%	2.46%
ROIC Less NNEP Spread (ROIC-NNEP)	3.34%	4.46%	-7.97%	3.03%	1.98%	1.64%	5.52%	5.58%	3.17%	8.79%	2.46%
Return on Net Nonoperating Assets (RNNOA)	1.53%	2.65%	-4.90%	2.20%	1.47%	1.18%	4.53%	5.29%	2.77%	7.39%	2.35%
Return on Equity (ROE)	4.86%	7.11%	-12.59%	5.23%	3.46%	2.82%	10.05%	10.87%	5.95%	16.18%	4.81%
Cash Return on Invested Capital (CROIC)	0.80%	13.80%	6.04%	-1.32%	27.69%	-3.37%	10.47%	27.84%	-5.78%	25.77%	15.91%
Operating Return on Assets (OROA)	0.68%	1.04%	-1.86%	0.78%	0.50%	0.39%	1.31%	1.41%	0.81%	2.06%	0.58%
Return on Assets (ROA)	0.53%	0.79%	-1.43%	0.56%	0.37%	0.31%	1.00%	1.08%	0.61%	1.61%	0.43%
Return on Common Equity (ROCE)	4.42%	6.46%	-11.42%	4.73%	3.12%	2.55%	9.04%	9.80%	5.37%	14.63%	4.33%
Return on Equity Simple (ROE_SIMPLE)	2.87%	0.00%	0.79%	4.71%	5.57%	0.00%	12.55%	11.88%	10.76%	0.00%	6.25%
Net Operating Profit after Tax (NOPAT)	47	71	-56	42	26	20	62	69	39	217	41
NOPAT Margin	16.77%	25.04%	-44.68%	15.60%	10.20%	8.20%	22.11%	24.69%	14.17%	41.36%	15.66%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.27%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	61.02%	48.74%	132.36%	58.99%	64.61%	59.69%	51.73%	53.75%	60.44%	28.75%	62.38%
Operating Expenses to Revenue	72.38%	60.69%	155.85%	70.56%	78.96%	81.91%	64.49%	65.34%	71.14%	40.57%	74.52%
Earnings before Interest and Taxes (EBIT)	60	94	-80	59	35	25	81	89	51	278	55
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	70	109	-66	73	46	35	92	100	59	288	67
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.10	1.18	1.08	0.99	1.03	1.07	1.02	0.89	0.85	1.09	1.14
Price to Tangible Book Value (P/TBV)	1.10	1.18	1.08	0.99	1.03	1.07	1.02	0.89	0.85	1.09	1.14
Price to Revenue (P/Rev)	3.59	3.88	3.69	2.72	2.79	2.89	2.09	1.84	1.82	2.46	3.18
Price to Earnings (P/E)	42.35	59.97	351.75	21.55	18.55	18.06	7.66	7.07	7.51	9.55	18.05
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	2.36%	1.67%	0.28%	4.64%	5.39%	5.54%	13.05%	14.15%	13.31%	10.47%	5.54%
Enterprise Value to Invested Capital (EV/IC)	0.28	0.46	0.22	0.47	0.32	0.45	0.22	0.40	0.33	0.08	0.41
Enterprise Value to Revenue (EV/Rev)	1.41	2.44	1.24	2.46	1.46	2.34	0.88	1.59	1.58	0.35	2.42
Enterprise Value to EBITDA (EV/EBITDA)	7.27	14.08	12.62	10.48	5.66	8.78	2.21	4.13	4.32	0.90	7.33
Enterprise Value to EBIT (EV/EBIT)	10.15	21.21	28.33	12.87	6.71	10.22	2.39	4.49	4.76	1.00	9.23
Enterprise Value to NOPAT (EV/NOPAT)	13.67	29.29	41.48	17.20	8.77	13.32	3.09	5.81	6.17	1.29	12.40
Enterprise Value to Operating Cash Flow (EV/OCF)	3.49	4.72	1.70	6.24	3.43	6.74	9.95	23.08	21.92	2.90	6.88
Enterprise Value to Free Cash Flow (EV/FCFF)	34.85	3.14	3.52	0.00	1.03	0.00	2.10	1.29	0.00	0.29	2.38
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.41	0.46	0.51	0.74	0.51	0.74	0.73	0.72	0.98	0.70	0.91
Long-Term Debt to Equity	0.19	0.20	0.20	0.21	0.51	0.27	0.28	0.28	0.98	0.30	0.32
Financial Leverage	0.46	0.59	0.61	0.73	0.74	0.72	0.82	0.95	0.87	0.84	0.95
Leverage Ratio	9.17	9.00	9.52	9.40	9.24	9.08	10.07	10.07	9.67	10.08	11.07
Compound Leverage Factor	9.17	9.00	9.52	9.40	9.24	9.08	10.07	10.07	9.67	10.08	11.07
Debt to Total Capital	29.14%	31.45%	33.57%	42.37%	33.67%	42.44%	42.32%	41.74%	49.61%	41.11%	47.70%
Short-Term Debt to Total Capital	15.49%	18.01%	20.50%	30.40%	0.00%	26.99%	26.24%	25.52%	0.00%	23.15%	30.84%
Long-Term Debt to Total Capital	13.65%	13.44%	13.07%	11.98%	33.67%	15.46%	16.09%	16.22%	49.61%	17.95%	16.87%
Preferred Equity to Total Capital	6.20%	6.11%	5.94%	5.44%	6.28%	5.40%	5.62%	5.67%	4.91%	5.78%	5.44%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	64.66%	62.44%	60.49%	52.18%	60.05%	52.16%	52.05%	52.59%	45.48%	53.11%	46.86%
Debt to EBITDA	7.62	9.58	19.37	9.51	5.89	8.22	4.18	4.29	6.41	4.47	8.62
Net Debt to EBITDA	-12.92	-10.19	-28.52	-2.35	-6.24	-3.08	-3.58	-1.24	-1.31	-6.04	-3.30
Long-Term Debt to EBITDA	3.57	4.09	7.54	2.69	5.89	2.99	1.59	1.67	6.41	1.95	3.05
Debt to NOPAT	14.33	19.94	63.64	15.60	9.11	12.47	5.85	6.03	9.15	6.41	14.59
Net Debt to NOPAT	-24.31	-21.20	-93.73	-3.86	-9.66	-4.67	-5.01	-1.75	-1.86	-8.66	-5.59
Long-Term Debt to NOPAT	6.71	8.52	24.79	4.41	9.11	4.54	2.22	2.34	9.15	2.80	5.16
Noncontrolling Interest Sharing Ratio	9.09%	9.14%	9.33%	9.59%	9.60%	9.59%	10.06%	9.85%	9.72%	9.58%	9.94%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-13	716	231	-179	1,358	-350	244	1,354	-627	1,371	799
Operating Cash Flow to CapEx	15.23%	248.56%	2,194.03%	151.52%	478.07%	5,028.59%	1,227.80%	2,061.39%	1,335.51%	-8,124.08%	5,383.59%
Free Cash Flow to Firm to Interest Expense	-0.07	3.44	1.09	-0.87	6.71	-1.73	1.26	7.97	-4.18	11.08	9.63
Operating Cash Flow to Interest Expense	0.00	0.09	1.57	0.16	0.47	0.93	0.49	0.43	0.12	-0.53	0.81
Operating Cash Flow Less CapEx to Interest Expense	-0.01	0.05	1.50	0.06	0.37	0.91	0.45	0.41	0.11	-0.54	0.80
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.03	0.03	0.04	0.04	0.04	0.05	0.04	0.04	0.04	0.03
Fixed Asset Turnover	14.23	15.83	15.88	21.94	28.18	36.62	46.54	48.90	52.35	51.83	38.32
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	4,840	4,913	5,049	5,511	4,780	5,558	5,336	5,290	6,112	5,188	5,518
Invested Capital Turnover	0.20	0.18	0.17	0.19	0.19	0.20	0.25	0.23	0.22	0.21	0.16
Increase / (Decrease) in Invested Capital	60	-645	-287	221	-1,332	370	-182	-1,286	666	-1,153	-758
Enterprise Value (EV)	1,345	2,270	1,105	2,574	1,549	2,520	1,193	2,126	2,044	430	2,237
Market Capitalization	3,437	3,614	3,301	2,852	2,956	3,104	2,827	2,465	2,361	3,009	2,945
Book Value per Share	$68.02	$66.39	$66.11	$61.64	$61.53	$60.37	$57.87	$58.11	$57.64	$55.22	$51.84
Tangible Book Value per Share	$67.99	$66.36	$66.08	$61.61	$61.50	$60.34	$57.84	$58.08	$57.61	$55.19	$51.81
Total Capital	4,840	4,913	5,049	5,511	4,780	5,558	5,336	5,290	6,112	5,188	5,518
Total Debt	1,411	1,545	1,695	2,335	1,610	2,359	2,258	2,208	3,032	2,133	2,632
Total Long-Term Debt	661	660	660	660	1,610	859	858	858	3,032	931	931
Net Debt	-2,392	-1,643	-2,496	-578	-1,706	-884	-1,934	-640	-618	-2,880	-1,008
Capital Expenditures (CapEx)	2.42	7.41	15	22	20	3.73	7.77	3.52	1.36	0.81	1.26
Net Nonoperating Expense (NNE)	0.00	0.00	5.32	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	1,411	1,545	1,695	2,335	1,610	2,359	2,258	2,208	3,032	2,133	2,632
Total Depreciation and Amortization (D&A)	9.22	15	14	14	11	9.60	11	11	8.68	9.92	11
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.93	$1.45	($1.42)	$0.80	$0.46	$0.34	$1.19	$1.34	$0.71	$4.22	$0.74
Adjusted Weighted Average Basic Shares Outstanding	45.90M	46.01M	46.21M	46.20M	46.65M	47.41M	48.02M	48.00M	47.87M	48.23M	49.90M
Adjusted Diluted Earnings per Share	$0.92	$1.43	($1.41)	$0.80	$0.46	$0.33	$1.18	$1.33	$0.70	$4.16	$0.74
Adjusted Weighted Average Diluted Shares Outstanding	45.90M	46.01M	46.21M	46.20M	46.65M	47.41M	48.02M	48.00M	47.87M	48.23M	49.90M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	45.90M	46.01M	46.21M	46.20M	46.65M	47.41M	48.02M	48.00M	47.87M	48.23M	49.90M
Normalized Net Operating Profit after Tax (NOPAT)	47	71	-56	42	26	20	62	69	39	217	41
Normalized NOPAT Margin	16.77%	25.04%	-44.68%	15.60%	10.20%	8.20%	22.11%	24.69%	14.17%	41.36%	15.66%
Pre Tax Income Margin	21.56%	32.97%	-63.83%	21.95%	13.63%	10.36%	29.06%	32.14%	18.60%	52.96%	20.94%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.32	0.45	-0.38	0.29	0.17	0.13	0.42	0.53	0.34	2.25	0.67
NOPAT to Interest Expense	0.25	0.34	-0.26	0.20	0.13	0.10	0.32	0.40	0.26	1.76	0.50
EBIT Less CapEx to Interest Expense	0.30	0.41	-0.45	0.18	0.07	0.11	0.38	0.51	0.33	2.24	0.65
NOPAT Less CapEx to Interest Expense	0.23	0.31	-0.34	0.09	0.03	0.08	0.28	0.38	0.25	1.75	0.48
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	17.53%	22.26%	64.76%	11.53%	9.77%	9.12%	4.47%	4.71%	5.20%	5.19%	9.56%
Augmented Payout Ratio	99.97%	127.42%	539.10%	95.96%	52.98%	64.65%	36.96%	39.00%	58.15%	39.87%	37.30%

Frequently Asked Questions About Texas Capital Bancshares' Financials

When does Texas Capital Bancshares's financial year end?

According to the most recent income statement we have on file, Texas Capital Bancshares' fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Texas Capital Bancshares' net income changed over the last 9 years?

In the past 9 years, Texas Capital Bancshares' net income has ranged from $66.29 million in 2020 to $332.48 million in 2022, and is currently $77.51 million as of their latest financial filing in 2024.

How has Texas Capital Bancshares revenue changed over the last 9 years?

Over the last 9 years, Texas Capital Bancshares' total revenue changed from $604.27 million in 2015 to $932.35 million in 2024, a change of 54.3%.

How much debt does Texas Capital Bancshares have?

Texas Capital Bancshares' total liabilities were at $27.36 billion at the end of 2024, a 8.8% increase from 2023, and a 58.4% increase since 2015.

How much cash does Texas Capital Bancshares have?

In the past 9 years, Texas Capital Bancshares' cash and equivalents has ranged from $109.50 million in 2015 to $233.64 million in 2022, and is currently $176.50 million as of their latest financial filing in 2024.

How has Texas Capital Bancshares' book value per share changed over the last 9 years?

Over the last 9 years, Texas Capital Bancshares' book value per share changed from 32.14 in 2015 to 66.39 in 2024, a change of 106.5%.

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This page (NASDAQ:TCBIO) was last updated on 5/23/2025 by MarketBeat.com Staff

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Texas Capital Bancshares (TCBIO) Financials

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Texas Capital Bancshares (TCBIO) Financials

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