Third Coast Bancshares (TCBX) Competitors

Third Coast Bancshares (NASDAQ:TCBX) and Customers Bancorp (NYSE:CUBI) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, risk, institutional ownership, dividends, analyst recommendations, valuation, community ranking, earnings and media sentiment.

Is TCBX or CUBI more profitable?

Third Coast Bancshares has a net margin of 14.06% compared to Customers Bancorp's net margin of 13.07%. Customers Bancorp's return on equity of 12.29% beat Third Coast Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Third Coast Bancshares	14.06%	10.93%	1.04%
Customers Bancorp	13.07%	12.29%	0.93%

Do institutionals and insiders hold more shares of TCBX or CUBI?

36.9% of Third Coast Bancshares shares are held by institutional investors. Comparatively, 89.3% of Customers Bancorp shares are held by institutional investors. 10.3% of Third Coast Bancshares shares are held by insiders. Comparatively, 8.7% of Customers Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Which has preferable earnings & valuation, TCBX or CUBI?

Customers Bancorp has higher revenue and earnings than Third Coast Bancshares. Third Coast Bancshares is trading at a lower price-to-earnings ratio than Customers Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Third Coast Bancshares	$175.91M	2.43	$47.67M	$2.94	10.51
Customers Bancorp	$648.24M	2.58	$181.47M	$3.97	13.32

Which has more volatility & risk, TCBX or CUBI?

Third Coast Bancshares has a beta of 0.39, meaning that its stock price is 61% less volatile than the S&P 500. Comparatively, Customers Bancorp has a beta of 1.53, meaning that its stock price is 53% more volatile than the S&P 500.

Does the MarketBeat Community believe in TCBX or CUBI?

Customers Bancorp received 346 more outperform votes than Third Coast Bancshares when rated by MarketBeat users. Likewise, 66.36% of users gave Customers Bancorp an outperform vote while only 53.13% of users gave Third Coast Bancshares an outperform vote.

Company	Underperform	Outperform
Third Coast Bancshares	Outperform Votes 17 53.13%	Underperform Votes 15 46.88%
Customers Bancorp	Outperform Votes 363 66.36%	Underperform Votes 184 33.64%

Do analysts rate TCBX or CUBI?

Third Coast Bancshares currently has a consensus target price of $35.00, suggesting a potential upside of 13.27%. Customers Bancorp has a consensus target price of $64.00, suggesting a potential upside of 21.04%. Given Customers Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Customers Bancorp is more favorable than Third Coast Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Third Coast Bancshares	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25
Customers Bancorp	0 Sell rating(s)	5 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	2.60

Does the media refer more to TCBX or CUBI?

In the previous week, Customers Bancorp had 4 more articles in the media than Third Coast Bancshares. MarketBeat recorded 6 mentions for Customers Bancorp and 2 mentions for Third Coast Bancshares. Third Coast Bancshares' average media sentiment score of 1.05 beat Customers Bancorp's score of 0.30 indicating that Third Coast Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Third Coast Bancshares	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Customers Bancorp	3 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

Customers Bancorp beats Third Coast Bancshares on 14 of the 19 factors compared between the two stocks.