Third Coast Bancshares (TCBX) Competitors

Third Coast Bancshares (NASDAQ:TCBX) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, institutional ownership, valuation, profitability, analyst recommendations, earnings, media sentiment and risk.

Do analysts rate TCBX or FMBH?

Third Coast Bancshares presently has a consensus target price of $40.00, suggesting a potential upside of 1.99%. First Mid Bancshares has a consensus target price of $43.33, suggesting a potential upside of 11.11%. Given First Mid Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe First Mid Bancshares is more favorable than Third Coast Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Third Coast Bancshares	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
First Mid Bancshares	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67

Do institutionals and insiders hold more shares of TCBX or FMBH?

36.9% of Third Coast Bancshares shares are held by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are held by institutional investors. 10.3% of Third Coast Bancshares shares are held by insiders. Comparatively, 5.2% of First Mid Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Which has more risk & volatility, TCBX or FMBH?

Third Coast Bancshares has a beta of 0.41, meaning that its share price is 59% less volatile than the S&P 500. Comparatively, First Mid Bancshares has a beta of 0.91, meaning that its share price is 9% less volatile than the S&P 500.

Does the media refer more to TCBX or FMBH?

In the previous week, First Mid Bancshares had 4 more articles in the media than Third Coast Bancshares. MarketBeat recorded 6 mentions for First Mid Bancshares and 2 mentions for Third Coast Bancshares. Third Coast Bancshares' average media sentiment score of 0.86 beat First Mid Bancshares' score of 0.83 indicating that Third Coast Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Third Coast Bancshares	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Mid Bancshares	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is TCBX or FMBH more profitable?

First Mid Bancshares has a net margin of 18.32% compared to Third Coast Bancshares' net margin of 16.30%. Third Coast Bancshares' return on equity of 12.05% beat First Mid Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Third Coast Bancshares	16.30%	12.05%	1.17%
First Mid Bancshares	18.32%	10.09%	1.15%

Which has better valuation and earnings, TCBX or FMBH?

First Mid Bancshares has higher revenue and earnings than Third Coast Bancshares. First Mid Bancshares is trading at a lower price-to-earnings ratio than Third Coast Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Third Coast Bancshares	$338.98M	1.60	$47.67M	$3.27	11.99
First Mid Bancshares	$453.67M	2.06	$78.90M	$3.52	11.08

Summary

First Mid Bancshares beats Third Coast Bancshares on 11 of the 16 factors compared between the two stocks.