LendingTree (TREE) Financials

$35.44 -2.21 (-5.87%)

Closing price 05/21/2025 04:00 PM Eastern

Extended Trading

$35.38 -0.06 (-0.18%)

As of 05/21/2025 07:50 PM Eastern

Annual Income Statements for LendingTree

This table shows LendingTree's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022
Period end date	12/31/2024	12/31/2023	12/31/2022
Net Income / (Loss) Attributable to Common Shareholders	-42	-122	-188
Consolidated Net Income / (Loss)	-42	-122	-188
Net Income / (Loss) Continuing Operations	-42	-122	-188
Total Pre-Tax Income	-37	-125	-55
Total Operating Income	45	-41	-33
Total Gross Profit	864	634	927
Total Revenue	900	673	985
Operating Revenue	900	673	985
Total Cost of Revenue	36	39	58
Operating Cost of Revenue	36	39	58
Total Operating Expenses	820	674	960
Selling, General & Admin Expense	109	118	152
Marketing Expense	636	434	702
Research & Development Expense	46	47	56
Depreciation Expense	18	19	20
Amortization Expense	5.89	7.69	25
Impairment Charge	0.00	39	0.00
Restructuring Charge	0.51	10	4.43
Other Special Charges / (Income)	3.80	0.39	-0.02
Total Other Income / (Expense), net	-82	-84	-22
Interest & Investment Income	-28	22	-26
Other Income / (Expense), net	-54	-106	3.84
Income Tax Expense	4.32	-2.52	133
Basic Earnings per Share	($3.14)	($9.46)	($14.69)
Weighted Average Basic Shares Outstanding	13.27M	12.94M	12.79M
Diluted Earnings per Share	($3.14)	($9.46)	($14.69)
Weighted Average Diluted Shares Outstanding	13.27M	12.94M	12.79M
Weighted Average Basic & Diluted Shares Outstanding	13.39M	12.94M	12.79M

This table shows LendingTree's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	7.51	-58	7.75	1.02	13	-148	-0.12	13	-10	-159
Consolidated Net Income / (Loss)	7.51	-58	7.75	1.02	13	-148	-0.12	13	-10	-159
Net Income / (Loss) Continuing Operations	7.51	-58	7.75	1.02	13	-148	-0.12	13	-10	-159
Total Pre-Tax Income	9.13	-58	9.44	1.58	13	-152	0.11	14	-11	-23
Total Operating Income	18	9.92	9.59	7.18	-0.22	-34	6.61	-13	-7.35	-19
Total Gross Profit	252	251	202	159	126	148	173	187	189	224
Total Revenue	262	261	210	168	134	155	182	201	202	238
Operating Revenue	262	261	210	168	134	155	182	201	202	238
Total Cost of Revenue	9.74	9.37	8.41	8.55	8.13	7.57	9.30	14	14	14
Operating Cost of Revenue	9.74	9.37	8.41	8.55	8.13	7.57	9.30	14	14	14
Total Operating Expenses	234	241	192	152	126	182	167	200	196	242
Selling, General & Admin Expense	29	27	27	26	25	26	29	37	37	40
Marketing Expense	186	194	148	108	83	97	116	137	137	177
Research & Development Expense	13	11	10	12	11	11	11	15	13	14
Depreciation Expense	4.45	4.58	4.60	4.67	4.83	4.76	4.68	4.80	5.07	5.27
Amortization Expense	1.47	1.47	1.47	1.49	1.68	1.98	1.98	2.05	3.73	6.58
Restructuring Charge	0.01	0.27	0.20	0.02	0.15	1.96	3.56	4.45	0.67	0.00
Other Special Charges / (Income)	0.01	3.76	-0.01	0.04	0.04	-0.15	0.49	0.01	0.02	-0.01
Total Other Income / (Expense), net	-8.81	-67	-0.15	-5.60	13	-118	-6.50	27	-3.99	-4.20
Other Income / (Expense), net	1.14	-57	1.05	1.03	2.64	-111	0.44	1.83	2.04	1.52
Income Tax Expense	1.63	0.45	1.69	0.56	0.40	-3.53	0.23	0.40	-0.94	136
Basic Earnings per Share	$0.54	($4.34)	$0.58	$0.08	$0.93	($11.43)	($0.01)	$1.05	($0.78)	($12.44)
Weighted Average Basic Shares Outstanding	13.27M	13.35M	13.26M	13.10M	12.94M	12.99M	12.92M	12.85M	12.79M	12.76M
Diluted Earnings per Share	$0.54	($4.34)	$0.58	$0.08	$0.94	($11.43)	($0.01)	$1.04	($0.78)	($12.44)
Weighted Average Diluted Shares Outstanding	13.27M	13.35M	13.41M	13.28M	12.94M	12.99M	12.92M	12.94M	12.79M	12.76M
Weighted Average Basic & Diluted Shares Outstanding	13.39M	13.36M	13.34M	13.28M	12.94M	13.00M	12.97M	12.94M	12.79M	12.79M

This table details how cash moves in and out of LendingTree's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022
Period end date	12/31/2024	12/31/2023	12/31/2022
Net Change in Cash & Equivalents	-5.46	-187	48
Net Cash From Operating Activities	62	68	43
Net Cash From Continuing Operating Activities	62	68	43
Net Income / (Loss) Continuing Operations	-42	-122	-188
Consolidated Net Income / (Loss)	-42	-122	-188
Depreciation Expense	18	19	20
Amortization Expense	8.39	11	33
Non-Cash Adjustments To Reconcile Net Income	78	147	69
Changes in Operating Assets and Liabilities, net	-0.56	13	109
Net Cash From Investing Activities	-11	-12	-28
Net Cash From Continuing Investing Activities	-11	-12	-28
Purchase of Property, Plant & Equipment	-11	-13	-11
Acquisitions	0.00	0.00	-16
Other Investing Activities, net	0.00	0.05	0.01
Net Cash From Financing Activities	-57	-242	33
Net Cash From Continuing Financing Activities	-57	-242	33
Repayment of Debt	-179	-241	-171
Repurchase of Common Equity	0.00	0.00	-43
Issuance of Debt	125	0.00	250
Other Financing Activities, net	-2.19	-1.09	-3.41
Cash Interest Paid	38	24	19
Cash Income Taxes Paid	1.68	1.28	0.40

This table details how cash moves in and out of LendingTree's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	9.81	30	-164	119	-64	13	13	-149	13	6.43
Net Cash From Operating Activities	16	45	-4.94	5.71	21	18	15	13	17	10
Net Cash From Continuing Operating Activities	16	45	-4.94	5.71	21	18	15	13	17	10
Net Income / (Loss) Continuing Operations	7.51	-58	7.75	1.02	13	-148	-0.12	13	-10	-159
Consolidated Net Income / (Loss)	7.51	-58	7.75	1.02	13	-148	-0.12	13	-10	-159
Depreciation Expense	4.45	4.58	4.60	4.67	4.83	4.76	4.68	4.80	5.07	5.27
Amortization Expense	2.05	1.99	2.24	2.11	1.35	3.76	1.72	4.01	4.72	7.57
Non-Cash Adjustments To Reconcile Net Income	7.83	65	-1.54	7.02	-9.43	159	13	-16	15	17
Changes in Operating Assets and Liabilities, net	-5.59	32	-18	-9.10	11	-0.87	-3.92	6.44	2.56	140
Net Cash From Investing Activities	-2.82	-2.92	-2.73	-2.75	-2.55	-5.08	-2.40	-2.45	-2.47	-2.62
Net Cash From Continuing Investing Activities	-2.82	-2.92	-2.73	-2.75	-2.55	-5.08	-2.40	-2.45	-2.47	-2.62
Purchase of Property, Plant & Equipment	-2.82	-2.92	-2.73	-2.75	-2.60	-5.08	-2.40	-2.45	-2.47	-2.62
Net Cash From Financing Activities	-3.61	-12	-156	116	-82	-0.49	-0.10	-160	-0.88	-1.17
Net Cash From Continuing Financing Activities	-3.61	-12	-156	116	-82	-0.49	-0.10	-160	-0.88	-1.17
Repayment of Debt	-4.17	-12	-155	-7.84	-82	-	-0.75	-158	-0.76	-0.63
Other Financing Activities, net	0.57	-0.45	-0.88	-1.42	0.44	-0.49	0.65	-1.69	-0.12	-0.55

This table presents LendingTree's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022
Period end date	12/31/2024	12/31/2023	12/31/2022
Total Assets	768	803	1,199
Total Current Assets	238	196	414
Cash & Equivalents	107	112	299
Restricted Cash	0.00	0.01	0.12
Accounts Receivable	98	55	83
Prepaid Expenses	34	29	26
Plant, Property, & Equipment, net	43	50	59
Total Noncurrent Assets	486	556	726
Long-Term Investments	1.70	60	175
Goodwill	382	382	420
Intangible Assets	43	51	58
Other Noncurrent Operating Assets	60	64	73
Total Liabilities & Shareholders' Equity	768	803	1,199
Total Liabilities	659	679	991
Total Current Liabilities	240	76	83
Short-Term Debt	125	3.13	2.50
Accounts Payable	8.36	1.96	2.03
Accrued Expenses	107	71	75
Total Noncurrent Liabilities	418	603	909
Long-Term Debt	344	526	814
Noncurrent Deferred & Payable Income Tax Liabilities	4.88	2.09	6.78
Other Noncurrent Operating Liabilities	69	75	89
Commitments & Contingencies	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	109	124	208
Total Preferred & Common Equity	109	124	208
Preferred Stock	0.00	0.00	0.00
Total Common Equity	109	124	208
Common Stock	1,254	1,228	1,189
Retained Earnings	-879	-838	-715
Treasury Stock	-266	-266	-266

This table presents LendingTree's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	787	802	927	885	1,039	1,042	1,210
Total Current Assets	252	206	326	267	264	262	410
Cash & Equivalents	97	67	231	176	163	150	286
Restricted Cash	0.00	0.00	0.02	0.00	0.03	0.03	0.13
Accounts Receivable	125	108	63	64	76	84	96
Prepaid Expenses	30	31	32	27	26	28	28
Plant, Property, & Equipment, net	45	46	48	54	57	57	65
Total Noncurrent Assets	491	550	553	564	718	723	735
Long-Term Investments	1.70	60	60	60	173	175	175
Goodwill	382	382	382	382	420	420	420
Intangible Assets	46	48	49	52	54	56	64
Other Noncurrent Operating Assets	61	61	62	70	71	72	76
Total Liabilities & Shareholders' Equity	787	802	927	885	1,039	1,042	1,210
Total Liabilities	693	656	795	782	797	811	1,004
Total Current Liabilities	272	113	88	71	80	92	92
Short-Term Debt	126	15	15	2.50	2.50	2.50	2.48
Accounts Payable	49	3.04	3.10	1.56	3.17	4.47	4.58
Accrued Expenses	97	95	70	67	74	85	84
Total Noncurrent Liabilities	421	543	707	711	718	720	912
Long-Term Debt	346	468	631	626	625	625	813
Noncurrent Deferred & Payable Income Tax Liabilities	3.66	3.10	2.22	2.49	7.37	7.14	8.06
Other Noncurrent Operating Liabilities	71	72	74	83	85	87	91
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	94	146	132	103	242	231	206
Total Preferred & Common Equity	94	146	132	103	242	231	206
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	94	146	132	103	242	231	206
Common Stock	1,247	1,241	1,234	1,219	1,210	1,199	1,178
Retained Earnings	-887	-829	-837	-850	-702	-702	-705
Treasury Stock	-266	-266	-266	-266	-266	-266	-266

This table displays calculated financial ratios and metrics derived from LendingTree's official financial filings.

Metric	2024	2023	2022
Period end date	12/31/2024	12/31/2023	12/31/2022
Growth Metrics	-	-	-
Revenue Growth	33.86%	-31.73%	-10.33%
EBITDA Growth	114.70%	-578.51%	-89.33%
EBIT Growth	93.50%	-406.95%	-122.02%
NOPAT Growth	209.89%	-23.96%	-429.67%
Net Income Growth	65.93%	34.87%	-371.94%
EPS Growth	66.81%	35.60%	-390.89%
Operating Cash Flow Growth	-7.86%	57.26%	-67.26%
Free Cash Flow Firm Growth	10.25%	-59.74%	121.76%
Invested Capital Growth	-2.32%	-12.21%	-17.78%
Revenue Q/Q Growth	16.45%	-9.15%	-5.40%
EBITDA Q/Q Growth	9,990.00%	3.41%	-79.75%
EBIT Q/Q Growth	63.60%	5.01%	-156.08%
NOPAT Q/Q Growth	68.63%	14.94%	-108.81%
Net Income Q/Q Growth	-14.29%	15.89%	-45.00%
EPS Q/Q Growth	-14.60%	15.38%	-41.93%
Operating Cash Flow Q/Q Growth	-11.19%	6.68%	-37.44%
Free Cash Flow Firm Q/Q Growth	-6.81%	14.79%	-76.78%
Invested Capital Q/Q Growth	0.29%	-2.92%	-2.58%
Profitability Metrics	-	-	-
Gross Margin	95.99%	94.24%	94.14%
EBITDA Margin	1.91%	-17.35%	2.48%
Operating Margin	4.96%	-6.04%	-3.33%
EBIT Margin	-1.06%	-21.80%	-2.94%
Profit (Net Income) Margin	-4.63%	-18.20%	-19.08%
Tax Burden Percent	111.56%	97.99%	342.15%
Interest Burden Percent	392.07%	85.21%	189.95%
Effective Tax Rate	0.00%	0.00%	0.00%
Return on Invested Capital (ROIC)	6.57%	-5.53%	-3.78%
ROIC Less NNEP Spread (ROIC-NNEP)	-13.76%	-32.52%	-62.95%
Return on Net Nonoperating Assets (RNNOA)	-42.38%	-68.19%	-53.53%
Return on Equity (ROE)	-35.80%	-73.72%	-57.31%
Cash Return on Invested Capital (CROIC)	8.92%	7.48%	15.74%
Operating Return on Assets (OROA)	-1.21%	-14.65%	-2.31%
Return on Assets (ROA)	-5.31%	-12.23%	-15.04%
Return on Common Equity (ROCE)	-35.80%	-73.72%	-57.31%
Return on Equity Simple (ROE_SIMPLE)	-38.32%	-98.61%	-90.39%
Net Operating Profit after Tax (NOPAT)	31	-28	-23
NOPAT Margin	3.47%	-4.23%	-2.33%
Net Nonoperating Expense Percent (NNEP)	20.34%	26.99%	59.17%
Return On Investment Capital (ROIC_SIMPLE)	5.41%	-4.35%	-2.24%
Cost of Revenue to Revenue	4.01%	5.76%	5.86%
SG&A Expenses to Revenue	12.08%	17.50%	15.47%
R&D to Revenue	5.15%	7.02%	5.64%
Operating Expenses to Revenue	91.04%	100.28%	97.46%
Earnings before Interest and Taxes (EBIT)	-9.54	-147	-29
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	17	-117	24
Valuation Ratios	-	-	-
Price to Book Value (P/BV)	4.76	3.18	1.31
Price to Tangible Book Value (P/TBV)	0.00	0.00	0.00
Price to Revenue (P/Rev)	0.58	0.59	0.28
Price to Earnings (P/E)	0.00	0.00	0.00
Dividend Yield	0.00%	0.00%	0.00%
Earnings Yield	0.00%	0.00%	0.00%
Enterprise Value to Invested Capital (EV/IC)	1.87	1.56	1.12
Enterprise Value to Revenue (EV/Rev)	0.98	1.12	0.62
Enterprise Value to EBITDA (EV/EBITDA)	51.22	0.00	25.22
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	28.12	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	14.11	11.11	14.32
Enterprise Value to Free Cash Flow (EV/FCFF)	20.72	19.52	6.44
Leverage & Solvency	-	-	-
Debt to Equity	4.31	4.26	3.92
Long-Term Debt to Equity	3.16	4.23	3.91
Financial Leverage	3.08	2.10	0.85
Leverage Ratio	6.74	6.03	3.81
Compound Leverage Factor	26.43	5.14	7.24
Debt to Total Capital	81.17%	80.99%	79.69%
Short-Term Debt to Total Capital	21.62%	0.48%	0.24%
Long-Term Debt to Total Capital	59.55%	80.51%	79.45%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%
Common Equity to Total Capital	18.83%	19.01%	20.31%
Debt to EBITDA	27.35	-4.53	33.46
Net Debt to EBITDA	21.03	-3.06	14.04
Long-Term Debt to EBITDA	20.06	-4.50	33.36
Debt to NOPAT	15.02	-18.60	-35.58
Net Debt to NOPAT	11.55	-12.54	-14.93
Long-Term Debt to NOPAT	11.02	-18.49	-35.47
Altman Z-Score	0.00	-0.70	0.40
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-
Current Ratio	0.99	2.60	5.02
Quick Ratio	0.85	2.21	4.63
Cash Flow Metrics	-	-	-
Free Cash Flow to Firm (FCFF)	42	38	96
Operating Cash Flow to CapEx	554.88%	539.36%	375.49%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00
Operating Cash Flow to Interest Expense	0.00	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	0.00
Efficiency Ratios	-	-	-
Asset Turnover	1.15	0.67	0.79
Accounts Receivable Turnover	11.79	9.75	10.90
Inventory Turnover	0.00	0.00	0.00
Fixed Asset Turnover	19.31	12.27	14.97
Accounts Payable Turnover	6.99	19.43	31.04
Days Sales Outstanding (DSO)	30.97	37.45	33.48
Days Inventory Outstanding (DIO)	0.00	0.00	0.00
Days Payable Outstanding (DPO)	52.21	18.79	11.76
Cash Conversion Cycle (CCC)	-21.25	18.67	21.73
Capital & Investment Metrics	-	-	-
Invested Capital	470	481	548
Invested Capital Turnover	1.89	1.31	1.62
Increase / (Decrease) in Invested Capital	-11	-67	-118
Enterprise Value (EV)	879	751	615
Market Capitalization	518	394	273
Book Value per Share	$8.14	$9.55	$16.26
Tangible Book Value per Share	($23.65)	($23.69)	($21.16)
Total Capital	578	653	1,024
Total Debt	469	529	816
Total Long-Term Debt	344	526	814
Net Debt	361	357	342
Capital Expenditures (CapEx)	11	13	11
Debt-free, Cash-free Net Working Capital (DFCFNWC)	16	12	35
Debt-free Net Working Capital (DFNWC)	123	124	334
Net Working Capital (NWC)	-2.01	121	331
Net Nonoperating Expense (NNE)	73	94	165
Net Nonoperating Obligations (NNO)	361	357	340
Total Depreciation and Amortization (D&A)	27	30	53
Debt-free, Cash-free Net Working Capital to Revenue	1.81%	1.77%	3.55%
Debt-free Net Working Capital to Revenue	13.65%	18.44%	33.90%
Net Working Capital to Revenue	-0.22%	17.97%	33.65%
Earnings Adjustments	-	-	-
Adjusted Basic Earnings per Share	($3.14)	($9.46)	($14.69)
Adjusted Weighted Average Basic Shares Outstanding	13.27M	12.94M	12.79M
Adjusted Diluted Earnings per Share	($3.14)	($9.46)	($14.69)
Adjusted Weighted Average Diluted Shares Outstanding	13.27M	12.94M	12.79M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	13.39M	12.94M	12.81M
Normalized Net Operating Profit after Tax (NOPAT)	34	5.95	-20
Normalized NOPAT Margin	3.80%	0.88%	-2.01%
Pre Tax Income Margin	-4.15%	-18.58%	-5.58%
Debt Service Ratios	-	-	-
EBIT to Interest Expense	0.00	0.00	0.00
NOPAT to Interest Expense	0.00	0.00	0.00
EBIT Less CapEx to Interest Expense	0.00	0.00	0.00
NOPAT Less CapEx to Interest Expense	0.00	0.00	0.00
Payout Ratios	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%
Augmented Payout Ratio	0.00%	0.00%	-22.88%

This table displays calculated financial ratios and metrics derived from LendingTree's official financial filings.

Metric	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	94.65%	68.05%	15.17%	-16.33%	-33.51%	-34.75%	-30.34%	-29.19%	-21.77%	-20.04%
EBITDA Growth	197.48%	70.02%	29.87%	731.30%	92.09%	-3,141.11%	22.98%	-118.01%	-95.55%	-113.40%
EBIT Growth	687.62%	67.24%	50.87%	173.48%	145.59%	-749.72%	295.24%	-280.30%	-107.07%	-329.86%
NOPAT Growth	6,979.40%	129.18%	215.97%	136.64%	95.84%	-82.99%	-148.98%	-514.61%	20.35%	-350.38%
Net Income Growth	-40.99%	60.95%	6,840.87%	-92.45%	222.25%	6.44%	98.57%	224.30%	-121.71%	-3,457.94%
EPS Growth	-42.55%	62.03%	5,900.00%	-92.31%	220.51%	8.12%	98.41%	223.81%	-121.91%	-3,558.82%
Operating Cash Flow Growth	-22.24%	145.06%	-132.80%	-56.61%	25.44%	80.55%	147.26%	31.57%	-60.71%	-70.19%
Free Cash Flow Firm Growth	-61.15%	-21.36%	-76.79%	-67.30%	-41.16%	-68.77%	4,889.09%	1,591.43%	282.07%	4,165.03%
Invested Capital Growth	-2.32%	-5.45%	-6.01%	-8.84%	-12.21%	-11.91%	-25.09%	-24.28%	-17.78%	-21.18%
Revenue Q/Q Growth	0.28%	24.10%	25.26%	24.87%	-13.43%	-14.94%	-9.00%	-0.77%	-15.04%	-9.20%
EBITDA Q/Q Growth	162.56%	-333.99%	16.61%	74.27%	106.31%	-1,113.49%	666.85%	-153.03%	206.39%	-138.46%
EBIT Q/Q Growth	140.20%	-546.20%	29.54%	238.96%	101.67%	-2,154.76%	163.09%	-110.29%	68.83%	-372.12%
NOPAT Q/Q Growth	112.32%	-11.82%	70.04%	2,260.89%	99.10%	-250.43%	46.28%	-145.61%	60.42%	-376.80%
Net Income Q/Q Growth	112.95%	-847.91%	662.99%	-92.01%	108.57%	-129,000.00%	-100.85%	229.34%	93.44%	-1,874.17%
EPS Q/Q Growth	112.44%	-848.28%	625.00%	-91.49%	108.22%	-114,200.00%	-100.96%	233.33%	93.73%	-1,874.60%
Operating Cash Flow Q/Q Growth	-64.12%	1,015.58%	-186.60%	-76.29%	13.06%	22.56%	14.53%	-20.96%	62.72%	67.85%
Free Cash Flow Firm Q/Q Growth	-23.63%	-15.05%	-23.03%	-22.20%	54.59%	-74.92%	8.43%	39.98%	-17.94%	3,944.87%
Invested Capital Q/Q Growth	0.29%	-6.65%	3.02%	1.28%	-2.92%	-7.20%	-0.09%	-2.46%	-2.58%	-21.10%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	96.27%	96.41%	96.00%	94.91%	93.95%	95.12%	94.90%	93.14%	93.30%	94.07%
EBITDA Margin	9.78%	-15.68%	8.32%	8.93%	6.40%	-87.88%	7.38%	-1.18%	2.22%	-1.77%
Operating Margin	6.86%	3.80%	4.56%	4.28%	-0.16%	-21.90%	3.62%	-6.49%	-3.64%	-7.81%
EBIT Margin	7.30%	-18.20%	5.06%	4.90%	1.80%	-93.37%	3.87%	-5.57%	-2.63%	-7.17%
Profit (Net Income) Margin	2.87%	-22.23%	3.69%	0.61%	9.47%	-95.67%	-0.06%	6.71%	-5.15%	-66.72%
Tax Burden Percent	82.18%	100.78%	82.14%	64.51%	96.97%	97.68%	-102.68%	97.15%	91.75%	696.81%
Interest Burden Percent	47.86%	121.19%	88.71%	19.18%	541.31%	104.90%	1.59%	-123.93%	213.34%	133.54%
Effective Tax Rate	17.82%	0.00%	17.86%	35.49%	3.03%	0.00%	202.68%	2.85%	0.00%	0.00%
Return on Invested Capital (ROIC)	10.68%	4.27%	4.83%	3.46%	-0.21%	-21.47%	-4.92%	-9.18%	-4.13%	-8.93%
ROIC Less NNEP Spread (ROIC-NNEP)	8.66%	-12.67%	4.79%	2.36%	3.51%	-54.79%	-2.87%	-1.36%	-6.02%	-54.61%
Return on Net Nonoperating Assets (RNNOA)	26.68%	-49.31%	8.01%	4.29%	7.35%	-132.63%	-3.17%	-1.59%	-5.12%	-54.63%
Return on Equity (ROE)	37.36%	-45.04%	12.84%	7.75%	7.14%	-154.09%	-8.09%	-10.77%	-9.25%	-63.56%
Cash Return on Invested Capital (CROIC)	8.92%	9.44%	3.83%	6.45%	7.48%	6.34%	25.06%	22.79%	15.74%	64.50%
Operating Return on Assets (OROA)	8.37%	-16.83%	3.67%	3.18%	1.21%	-65.97%	2.65%	-4.31%	-2.07%	-5.98%
Return on Assets (ROA)	3.29%	-20.56%	2.67%	0.39%	6.36%	-67.59%	-0.04%	5.19%	-4.06%	-55.69%
Return on Common Equity (ROCE)	37.36%	-45.04%	12.84%	7.75%	7.14%	-154.09%	-8.09%	-10.77%	-9.25%	-63.56%
Return on Equity Simple (ROE_SIMPLE)	0.00%	-38.71%	-87.08%	-102.53%	0.00%	-141.81%	-64.43%	-70.86%	0.00%	-62.77%
Net Operating Profit after Tax (NOPAT)	15	6.94	7.87	4.63	-0.21	-24	-6.79	-13	-5.15	-13
NOPAT Margin	5.64%	2.66%	3.75%	2.76%	-0.16%	-15.33%	-3.72%	-6.30%	-2.55%	-5.47%
Net Nonoperating Expense Percent (NNEP)	2.02%	16.94%	0.04%	1.10%	-3.71%	33.32%	-2.04%	-7.82%	1.89%	45.68%
Return On Investment Capital (ROIC_SIMPLE)	2.55%	-	-	-	-0.03%	-	-	-	-0.50%	-
Cost of Revenue to Revenue	3.73%	3.59%	4.00%	5.09%	6.05%	4.88%	5.10%	6.86%	6.70%	5.93%
SG&A Expenses to Revenue	11.13%	10.23%	12.90%	15.38%	18.96%	17.00%	15.98%	18.30%	18.10%	16.62%
R&D to Revenue	4.95%	4.29%	4.94%	7.07%	8.26%	6.99%	5.81%	7.31%	6.50%	5.90%
Operating Expenses to Revenue	89.41%	92.60%	91.44%	90.63%	94.12%	117.03%	91.28%	99.63%	96.94%	101.88%
Earnings before Interest and Taxes (EBIT)	19	-47	11	8.21	2.42	-145	7.05	-11	-5.32	-17
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	26	-41	17	15	8.60	-136	13	-2.37	4.48	-4.21
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	4.76	8.21	3.77	4.20	3.18	1.96	1.18	1.48	1.31	1.48
Price to Tangible Book Value (P/TBV)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Revenue (P/Rev)	0.58	1.00	0.82	0.86	0.59	0.27	0.35	0.38	0.28	0.29
Price to Earnings (P/E)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Enterprise Value to Invested Capital (EV/IC)	1.87	2.45	1.81	1.86	1.56	1.20	1.08	1.21	1.12	1.18
Enterprise Value to Revenue (EV/Rev)	0.98	1.49	1.36	1.42	1.12	0.80	0.70	0.71	0.62	0.63
Enterprise Value to EBITDA (EV/EBITDA)	51.22	6,754.21	0.00	0.00	0.00	0.00	50.86	72.97	25.22	5.49
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	12.81
Enterprise Value to NOPAT (EV/NOPAT)	28.12	61.98	0.00	0.00	0.00	0.00	0.00	0.00	0.00	2.54
Enterprise Value to Operating Cash Flow (EV/OCF)	14.11	16.38	20.91	14.33	11.11	9.37	10.48	13.98	14.32	9.62
Enterprise Value to Free Cash Flow (EV/FCFF)	20.72	25.24	45.67	27.55	19.52	17.72	3.70	4.56	6.44	1.61
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	4.31	5.01	3.31	4.91	4.26	6.12	2.60	2.72	3.92	3.95
Long-Term Debt to Equity	3.16	3.67	3.21	4.80	4.23	6.10	2.59	2.71	3.91	3.94
Financial Leverage	3.08	3.89	1.67	1.82	2.10	2.42	1.10	1.17	0.85	1.00
Leverage Ratio	6.74	8.49	4.75	5.43	6.03	6.78	4.06	4.08	3.81	3.91
Compound Leverage Factor	3.23	10.29	4.22	1.04	32.64	7.11	0.06	-5.05	8.13	5.23
Debt to Total Capital	81.17%	83.37%	76.80%	83.09%	80.99%	85.96%	72.20%	73.11%	79.69%	79.80%
Short-Term Debt to Total Capital	21.62%	22.28%	2.37%	1.92%	0.48%	0.34%	0.29%	0.29%	0.24%	0.24%
Long-Term Debt to Total Capital	59.55%	61.09%	74.43%	81.17%	80.51%	85.62%	71.91%	72.81%	79.45%	79.56%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	18.83%	16.63%	23.20%	16.91%	19.01%	14.04%	27.80%	26.89%	20.31%	20.20%
Debt to EBITDA	27.35	2,779.23	-5.06	-6.51	-4.53	-5.20	55.30	71.05	33.46	6.77
Net Debt to EBITDA	21.03	2,199.89	-3.73	-3.58	-3.06	-3.25	25.72	34.31	14.04	2.95
Long-Term Debt to EBITDA	20.06	2,036.49	-4.91	-6.36	-4.50	-5.18	55.08	70.77	33.36	6.75
Debt to NOPAT	15.02	25.50	-39.52	-45.21	-18.60	-18.80	-27.74	-20.94	-35.58	3.14
Net Debt to NOPAT	11.55	20.19	-29.13	-24.86	-12.54	-11.75	-12.90	-10.11	-14.93	1.37
Long-Term Debt to NOPAT	11.02	18.69	-38.30	-44.17	-18.49	-18.72	-27.63	-20.86	-35.47	3.13
Altman Z-Score	0.12	-0.16	0.07	0.18	-0.08	-0.63	0.30	0.34	0.47	0.50
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	0.99	0.92	1.82	3.71	2.60	3.76	3.31	2.85	5.02	4.48
Quick Ratio	0.85	0.82	1.54	3.35	2.21	3.38	2.98	2.55	4.63	4.17
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	26	34	40	52	67	43	172	159	113	138
Operating Cash Flow to CapEx	575.34%	1,548.84%	-181.06%	207.87%	803.04%	363.90%	627.57%	536.54%	673.07%	389.82%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	7.81	0.00	0.00	0.00	0.00	0.00	24.14
Operating Cash Flow to Interest Expense	0.00	0.00	0.00	0.86	0.00	0.00	0.00	0.00	0.00	1.79
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	0.00	0.45	0.00	0.00	0.00	0.00	0.00	1.33
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	1.15	0.92	0.73	0.65	0.67	0.71	0.68	0.77	0.79	0.83
Accounts Receivable Turnover	11.79	8.15	7.28	8.71	9.75	9.21	8.61	9.12	10.90	9.13
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	19.31	15.63	12.97	12.10	12.27	12.44	13.18	14.09	14.97	14.90
Accounts Payable Turnover	6.99	1.37	10.51	8.86	19.43	14.38	9.20	7.78	31.04	13.37
Days Sales Outstanding (DSO)	30.97	44.76	50.15	41.93	37.45	39.61	42.40	40.04	33.48	39.97
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	52.21	266.72	34.74	41.19	18.79	25.39	39.69	46.90	11.76	27.31
Cash Conversion Cycle (CCC)	-21.25	-221.96	15.41	0.74	18.67	14.23	2.71	-6.86	21.73	12.66
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	470	468	502	487	481	495	534	534	548	562
Invested Capital Turnover	1.89	1.60	1.29	1.25	1.31	1.40	1.32	1.46	1.62	1.63
Increase / (Decrease) in Invested Capital	-11	-27	-32	-47	-67	-67	-179	-171	-118	-151
Enterprise Value (EV)	879	1,148	906	908	751	594	577	645	615	661
Market Capitalization	518	774	550	552	394	201	285	342	273	305
Book Value per Share	$8.14	$7.06	$11.03	$10.08	$9.55	$7.91	$18.72	$18.03	$16.26	$16.15
Tangible Book Value per Share	($23.65)	($24.99)	($21.43)	($22.94)	($23.69)	($25.53)	($18.02)	($19.15)	($21.16)	($21.73)
Total Capital	578	567	628	778	653	731	869	859	1,024	1,022
Total Debt	469	472	483	646	529	628	628	628	816	816
Total Long-Term Debt	344	346	468	631	526	626	625	625	814	813
Net Debt	361	374	356	355	357	393	292	303	342	356
Capital Expenditures (CapEx)	2.82	2.92	2.73	2.75	2.60	5.08	2.40	2.45	2.47	2.62
Debt-free, Cash-free Net Working Capital (DFCFNWC)	16	9.00	41	22	12	23	24	23	35	36
Debt-free Net Working Capital (DFNWC)	123	106	108	253	124	198	187	173	334	321
Net Working Capital (NWC)	-2.01	-20	93	238	121	196	185	170	331	319
Net Nonoperating Expense (NNE)	7.24	65	0.12	3.62	-13	125	-6.68	-26	5.26	146
Net Nonoperating Obligations (NNO)	361	374	356	355	357	393	292	303	340	356
Total Depreciation and Amortization (D&A)	6.50	6.58	6.84	6.77	6.18	8.52	6.41	8.80	9.79	13
Debt-free, Cash-free Net Working Capital to Revenue	1.81%	1.16%	6.14%	3.46%	1.77%	3.07%	2.96%	2.50%	3.55%	3.43%
Debt-free Net Working Capital to Revenue	13.65%	13.68%	16.14%	39.53%	18.44%	26.79%	22.73%	19.14%	33.90%	30.87%
Net Working Capital to Revenue	-0.22%	-2.65%	13.91%	37.20%	17.97%	26.46%	22.43%	18.86%	33.65%	30.63%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.54	($4.34)	$0.58	$0.08	$0.93	($11.43)	($0.01)	$1.05	($0.78)	($12.44)
Adjusted Weighted Average Basic Shares Outstanding	13.27M	13.35M	13.26M	13.10M	12.94M	12.99M	12.92M	12.85M	12.79M	12.76M
Adjusted Diluted Earnings per Share	$0.54	($4.34)	$0.58	$0.08	$0.94	($11.43)	($0.01)	$1.04	($0.78)	($12.44)
Adjusted Weighted Average Diluted Shares Outstanding	13.27M	13.35M	13.41M	13.28M	12.94M	12.99M	12.92M	12.94M	12.79M	12.76M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	13.39M	13.36M	13.34M	13.28M	12.94M	13.00M	12.97M	12.91M	12.79M	12.79M
Normalized Net Operating Profit after Tax (NOPAT)	15	9.77	8.03	4.67	-0.03	4.49	7.46	-8.30	-4.66	-13
Normalized NOPAT Margin	5.64%	3.75%	3.82%	2.78%	-0.02%	2.89%	4.09%	-4.14%	-2.31%	-5.47%
Pre Tax Income Margin	3.49%	-22.06%	4.49%	0.94%	9.76%	-97.95%	0.06%	6.91%	-5.61%	-9.58%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	0.00	1.24	0.00	0.00	0.00	0.00	0.00	-2.98
NOPAT to Interest Expense	0.00	0.00	0.00	0.70	0.00	0.00	0.00	0.00	0.00	-2.27
EBIT Less CapEx to Interest Expense	0.00	0.00	0.00	0.82	0.00	0.00	0.00	0.00	0.00	-3.44
NOPAT Less CapEx to Interest Expense	0.00	0.00	0.00	0.28	0.00	0.00	0.00	0.00	0.00	-2.73
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-22.88%	-64.05%

Frequently Asked Questions About LendingTree's Financials

When does LendingTree's financial year end?

According to the most recent income statement we have on file, LendingTree's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has LendingTree's net income changed over the last 2 years?

LendingTree's net income appears to be on a downward trend, with a most recent value of -$41.70 million in 2024, falling from -$187.95 million in 2022. The previous period was -$122.40 million in 2023. Check out LendingTree's forecast to explore projected trends and price targets.

What is LendingTree's operating income?

LendingTree's total operating income in 2024 was $44.63 million, based on the following breakdown:

Total Gross Profit: $864.15 million
Total Operating Expenses: $819.52 million

How has LendingTree revenue changed over the last 2 years?

Over the last 2 years, LendingTree's total revenue changed from $984.99 million in 2022 to $900.22 million in 2024, a change of -8.6%.

How much debt does LendingTree have?

LendingTree's total liabilities were at $658.85 million at the end of 2024, a 2.9% decrease from 2023, and a 33.5% decrease since 2022.

How much cash does LendingTree have?

In the past 2 years, LendingTree's cash and equivalents has ranged from $106.59 million in 2024 to $298.85 million in 2022, and is currently $106.59 million as of their latest financial filing in 2024.

How has LendingTree's book value per share changed over the last 2 years?

Over the last 2 years, LendingTree's book value per share changed from 16.26 in 2022 to 8.14 in 2024, a change of -49.9%.

Related Companies

This page (NASDAQ:TREE) was last updated on 5/22/2025 by MarketBeat.com Staff

From Our Partners

Get 30 Days of MarketBeat All Access for Free

Start Your 30-Day Trial

In-depth profiles and analysis for 20,000 public companies.
Real-time analyst ratings, insider transactions, earnings data, and more.
Our daily ratings and market update email newsletter.

Sign In
Create Account

Your Email Address:

Your Password:

Forgot your password?

Your Email Address:

Choose a Password:

By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

LendingTree (TREE) Financials

Frequently Asked Questions About LendingTree's Financials

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

MarketBeat Products

Popular Tools

Financial Calendars

Terms & Info

LendingTree (TREE) Financials

Annual Income Statements for LendingTree

Quarterly Income Statements for LendingTree

Annual Cash Flow Statements for LendingTree

Quarterly Cash Flow Statements for LendingTree

Annual Balance Sheets for LendingTree

Quarterly Balance Sheets for LendingTree

Annual Metrics And Ratios for LendingTree

Quarterly Metrics And Ratios for LendingTree

Frequently Asked Questions About LendingTree's Financials

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools