USCB Financial (USCB) Competitors

USCB Financial (NASDAQ:USCB) and QCR (NASDAQ:QCRH) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, risk, analyst recommendations, media sentiment, dividends, profitability, valuation and earnings.

Which has higher earnings and valuation, USCB or QCRH?

QCR has higher revenue and earnings than USCB Financial. QCR is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
USCB Financial	$91.77M	3.75	$24.67M	$1.47	11.66
QCR	$597.39M	2.13	$113.85M	$6.64	11.33

Which has more risk and volatility, USCB or QCRH?

USCB Financial has a beta of 0.61, suggesting that its share price is 39% less volatile than the S&P 500. Comparatively, QCR has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500.

Is USCB or QCRH more profitable?

USCB Financial has a net margin of 19.51% compared to QCR's net margin of 19.43%. USCB Financial's return on equity of 13.39% beat QCR's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
USCB Financial	19.51%	13.39%	1.13%
QCR	19.43%	11.71%	1.30%

Is USCB or QCRH a better dividend stock?

USCB Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.3%. QCR pays an annual dividend of $0.24 per share and has a dividend yield of 0.3%. USCB Financial pays out 27.2% of its earnings in the form of a dividend. QCR pays out 3.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has raised its dividend for 2 consecutive years. USCB Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do institutionals & insiders have more ownership in USCB or QCRH?

61.3% of USCB Financial shares are owned by institutional investors. Comparatively, 70.0% of QCR shares are owned by institutional investors. 49.5% of USCB Financial shares are owned by company insiders. Comparatively, 3.7% of QCR shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Does the media refer more to USCB or QCRH?

In the previous week, QCR had 3 more articles in the media than USCB Financial. MarketBeat recorded 3 mentions for QCR and 0 mentions for USCB Financial. QCR's average media sentiment score of 0.27 beat USCB Financial's score of 0.00 indicating that QCR is being referred to more favorably in the news media.

Company	Overall Sentiment
USCB Financial	Neutral
QCR	Neutral

Do analysts rate USCB or QCRH?

USCB Financial presently has a consensus target price of $22.00, suggesting a potential upside of 28.35%. QCR has a consensus target price of $87.38, suggesting a potential upside of 16.11%. Given USCB Financial's stronger consensus rating and higher probable upside, equities analysts plainly believe USCB Financial is more favorable than QCR.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
USCB Financial	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.25
QCR	0 Sell rating(s)	0 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	3.00

Summary

USCB Financial and QCR tied by winning 10 of the 20 factors compared between the two stocks.