USCB Financial (USCB) Competitors $17.38 +0.02 (+0.09%) As of 10:21 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock USCB vs. BY, QCRH, CNOB, BFC, GHLD, OBK, OBNK, TRIN, LDI, and FSUNShould you be buying USCB Financial stock or one of its competitors? The main competitors of USCB Financial include Byline Bancorp (BY), QCR (QCRH), ConnectOne Bancorp (CNOB), Bank First National (BFC), Guild (GHLD), Origin Bancorp (OBK), Origin Bancorp (OBNK), Trinity Capital (TRIN), loanDepot (LDI), and FirstSun Capital Bancorp (FSUN). These companies are all part of the "banking" industry. USCB Financial vs. Its Competitors Byline Bancorp QCR ConnectOne Bancorp Bank First National Guild Origin Bancorp Origin Bancorp Trinity Capital loanDepot FirstSun Capital Bancorp USCB Financial (NASDAQ:USCB) and Byline Bancorp (NYSE:BY) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, media sentiment, risk, analyst recommendations, institutional ownership, profitability, valuation and earnings. Which has more volatility and risk, USCB or BY? USCB Financial has a beta of 0.62, indicating that its stock price is 38% less volatile than the S&P 500. Comparatively, Byline Bancorp has a beta of 0.91, indicating that its stock price is 9% less volatile than the S&P 500. Is USCB or BY a better dividend stock? USCB Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.3%. Byline Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.4%. USCB Financial pays out 27.2% of its earnings in the form of a dividend. Byline Bancorp pays out 14.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has raised its dividend for 2 consecutive years and Byline Bancorp has raised its dividend for 1 consecutive years. USCB Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Which has higher earnings & valuation, USCB or BY? Byline Bancorp has higher revenue and earnings than USCB Financial. Byline Bancorp is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUSCB Financial$143.97M2.42$24.67M$1.4711.82Byline Bancorp$624.78M2.15$120.76M$2.6810.93 Do analysts prefer USCB or BY? USCB Financial presently has a consensus price target of $22.00, indicating a potential upside of 26.62%. Byline Bancorp has a consensus price target of $33.25, indicating a potential upside of 13.52%. Given USCB Financial's stronger consensus rating and higher probable upside, research analysts plainly believe USCB Financial is more favorable than Byline Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score USCB Financial 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 3.33Byline Bancorp 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50 Does the media favor USCB or BY? In the previous week, USCB Financial had 4 more articles in the media than Byline Bancorp. MarketBeat recorded 10 mentions for USCB Financial and 6 mentions for Byline Bancorp. Byline Bancorp's average media sentiment score of 1.15 beat USCB Financial's score of 0.82 indicating that Byline Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment USCB Financial 1 Very Positive mention(s) 2 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Byline Bancorp 3 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do insiders & institutionals have more ownership in USCB or BY? 61.3% of USCB Financial shares are owned by institutional investors. Comparatively, 67.7% of Byline Bancorp shares are owned by institutional investors. 49.5% of USCB Financial shares are owned by insiders. Comparatively, 28.8% of Byline Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth. Is USCB or BY more profitable? USCB Financial has a net margin of 19.51% compared to Byline Bancorp's net margin of 19.03%. USCB Financial's return on equity of 13.39% beat Byline Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets USCB Financial19.51% 13.39% 1.13% Byline Bancorp 19.03%10.98%1.30% SummaryUSCB Financial beats Byline Bancorp on 11 of the 19 factors compared between the two stocks. Get USCB Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for USCB and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding USCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart USCB vs. The Competition Export to ExcelMetricUSCB FinancialBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$348.89M$2.00B$12.67B$10.27BDividend Yield2.30%2.59%5.40%4.60%P/E Ratio11.8211.93244.0826.24Price / Sales2.422.6230.7990.99Price / Cash13.5612.9219.2529.91Price / Book1.601.242.326.30Net Income$24.67M$156.23M$1.01B$270.76M7 Day Performance0.72%-0.34%0.93%3.03%1 Month Performance3.36%3.93%3.47%6.38%1 Year Performance18.44%18.75%543.93%26.35% USCB Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)USCBUSCB Financial4.5646 of 5 stars$17.38+0.1%$22.00+26.6%+18.3%$348.89M$143.97M11.82196Short Interest ↓BYByline Bancorp4.1383 of 5 stars$29.27-0.6%$33.25+13.6%+9.5%$1.34B$624.78M10.921,027News CoveragePositive NewsShort Interest ↓QCRHQCR3.8928 of 5 stars$79.12+0.2%$87.38+10.4%+3.4%$1.34B$597.39M11.921,013Positive NewsCNOBConnectOne Bancorp4.922 of 5 stars$25.71+0.0%$30.25+17.6%+1.7%$1.29B$288.35M29.52520Positive NewsBFCBank First National3.4881 of 5 stars$130.49-0.1%$133.50+2.3%+40.6%$1.28B$226.09M18.84330Positive NewsGHLDGuild2.9865 of 5 stars$19.97+0.2%$18.42-7.8%+21.1%$1.24B$1.05B51.215,270OBKOrigin Bancorp2.8079 of 5 stars$38.87-0.3%N/AN/A$1.21B$347.73M17.351,031News CoverageAnalyst UpgradeOBNKOrigin Bancorp1.1423 of 5 stars$38.65-1.1%N/A+9.3%$1.19B$347.14M12.041,010TRINTrinity Capital2.4712 of 5 stars$16.25+0.0%$15.75-3.0%+15.2%$1.14B$237.69M7.3040LDIloanDepot0.9361 of 5 stars$3.35-12.2%$2.30-31.2%+60.1%$1.11B$1.06B-10.144,900Insider TradeGap UpHigh Trading VolumeFSUNFirstSun Capital Bancorp2.3697 of 5 stars$38.67+0.2%$46.00+19.0%-11.3%$1.08B$389.44M12.351,142Positive News Related Companies and Tools Related Companies Byline Bancorp Alternatives QCR Alternatives ConnectOne Bancorp Alternatives Bank First National Alternatives Guild Alternatives Origin Bancorp Alternatives Origin Bancorp Alternatives Trinity Capital Alternatives loanDepot Alternatives FirstSun Capital Bancorp Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:USCB) was last updated on 9/15/2025 by MarketBeat.com Staff From Our PartnersHe Called Nvidia at $1.10. 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