American Express (AXP) Stock Price, News & Analysis

Company Overview

American Express Company is a global financial services company that provides payment, lending, travel and expense management products and services. Its offerings include consumer and small-business charge and credit cards, corporate payment programs, business financing solutions, deposit products and digital payment services.

The company operates an integrated payments network that connects card members, merchants and financial institutions. American Express also provides merchant acquisition and payment processing services, data and analytics, fraud prevention tools, and customer loyalty programs. Its travel business offers travel-related services and benefits for consumers and businesses, including travel booking and support.

Founded in 1850, American Express has expanded from an express delivery and financial services business into a global payments company. It serves customers and merchants in the United States and international markets across Europe, Asia-Pacific, Latin America, Canada and other regions. Stephen J. Squeri serves as the company’s chairman and chief executive officer.

Key Stats

• Today's Range: $323.05 to $329.97
• 50-Day Range: $301.56 to $337.38
• 52-Week Range: $290.97 to $387.49
• Volume: 3.26 million shs
• Average Volume: 3.11 million shs
• Market Capitalization: $219.94 billion
• P/E Ratio: 18.47
• Dividend Yield: 1.16%
• Price Target: $365.22
• Consensus Rating: Moderate Buy

American Express Stock Analysis - MarketRank™

American Express scored higher than 90% of companies evaluated by MarketBeat, and ranked 185th out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.2 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

American Express has received a consensus rating of Moderate Buy. The company's average rating score is 2.56, and is based on 1 strong buy rating, 17 buy ratings, 13 hold ratings, and 1 sell rating.

Upside Potential

American Express has a consensus price target of $365.22, representing about 11.3% upside from its current price of $328.00.

Amount of Analyst Coverage

American Express has been the subject of 15 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 12.92%

Earnings Growth

Earnings for American Express are expected to grow by 12.92% in the coming year, from $17.88 to $20.19 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of American Express is 18.47, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.31.

Price to Earnings Ratio vs. Sector

The P/E ratio of American Express is 18.47, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.75.

Price to Earnings Growth Ratio

American Express has a PEG Ratio of 1.35. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

American Express has a P/B Ratio of 6.14. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.62% of the float of American Express has been sold short.

Short Interest Ratio / Days to Cover

American Express has a short interest ratio ("days to cover") of 3.54, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in American Express has recently increased by 0.69%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

American Express pays a meaningful dividend of 1.17%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

American Express has only been increasing its dividend for 4 years.

Dividend Coverage

The dividend payout ratio of American Express is 21.40%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, American Express will have a dividend payout ratio of 18.82% next year. This indicates that American Express will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.4 / 5
• News Sentiment: 0.96

News Sentiment

American Express has a news sentiment score of 0.96. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 51 news articles for American Express this week, compared to 8 articles on an average week.

Search Interest

67 people have searched for AXP on MarketBeat in the last 30 days. This is an increase of 43% compared to the previous 30 days.

MarketBeat Follows

29 people have added American Express to their MarketBeat watchlist in the last 30 days. This is an increase of 81% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, American Express insiders have not sold or bought any company stock.

Percentage Held by Insiders

0.14% of the stock of American Express is held by insiders.

Percentage Held by Institutions

84.33% of the stock of American Express is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/10 Dividend: 7/02/2026
• Ex-Dividend for 8/10 Dividend: 7/02/2026
• Dividend Payable: 8/10/2026
• Record date for 11/10 Dividend: 10/09/2026
• Ex-Dividend for 11/10 Dividend: 10/09/2026
• Last Earnings: 10/23/2026
• Today: 11/03/2026
• Dividend Payable: 11/10/2026
• KBW Fintech Ecosystem Conference 2026: 11/11/2026
• Goldman Sachs 2026 U.S. Financial Services Conference: 12/08/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:AXP
• CIK: 4962
• Web: www.americanexpress.com
• Phone: (212) 640-2000
• Fax: 212-640-0404
• Employees: 76,800
• Year Founded: 1850

Price Target and Rating

• Average Price Target for American Express: $365.22
• High Price Target: $450.00
• Low Price Target: $230.00
• Potential Upside/Downside: +11.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.56
• Research Coverage: 32 Analysts

Profitability

• EPS (Trailing Twelve Months): $17.76
• Trailing P/E Ratio: 18.47
• Forward P/E Ratio: 16.25
• P/E Growth: 1.35
• Net Income: $10.83 billion
• Net Margins: 15.80%
• Pretax Margin: 19.94%
• Return on Equity: 34.19%
• Return on Assets: 3.83%

Debt

• Debt-to-Equity Ratio: 1.64
• Current Ratio: 1.58
• Quick Ratio: 1.54

Sales & Book Value

• Annual Sales: $77.59 billion
• Price / Sales: 2.83
• Cash Flow: $18.95 per share
• Price / Cash Flow: 17.31
• Book Value: $53.38 per share
• Price / Book: 6.14

Miscellaneous

• Outstanding Shares: 670,552,000
• Free Float: 669,613,000
• Market Cap: $219.94 billion
• Optionable: Optionable
• Beta: 1.08