Banc of California (BANC) Competitors

Banc of California (NYSE:BANC) and MGIC Investment (NYSE:MTG) are both mid-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, community ranking, media sentiment, risk, analyst recommendations, institutional ownership, profitability, valuation and earnings.

Is BANC or MTG a better dividend stock?

Banc of California pays an annual dividend of $0.40 per share and has a dividend yield of 3.0%. MGIC Investment pays an annual dividend of $0.52 per share and has a dividend yield of 2.1%. Banc of California pays out 61.5% of its earnings in the form of a dividend. MGIC Investment pays out 17.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the MarketBeat Community favor BANC or MTG?

MGIC Investment received 160 more outperform votes than Banc of California when rated by MarketBeat users. Likewise, 66.30% of users gave MGIC Investment an outperform vote while only 57.96% of users gave Banc of California an outperform vote.

Company	Underperform	Outperform
Banc of California	Outperform Votes 324 57.96%	Underperform Votes 235 42.04%
MGIC Investment	Outperform Votes 484 66.30%	Underperform Votes 246 33.70%

Do analysts recommend BANC or MTG?

Banc of California currently has a consensus price target of $17.25, suggesting a potential upside of 27.87%. MGIC Investment has a consensus price target of $26.50, suggesting a potential upside of 6.47%. Given Banc of California's stronger consensus rating and higher probable upside, research analysts clearly believe Banc of California is more favorable than MGIC Investment.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banc of California	0 Sell rating(s)	4 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.67
MGIC Investment	1 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.13

Do insiders and institutionals believe in BANC or MTG?

86.9% of Banc of California shares are owned by institutional investors. Comparatively, 95.6% of MGIC Investment shares are owned by institutional investors. 2.7% of Banc of California shares are owned by company insiders. Comparatively, 1.1% of MGIC Investment shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Does the media prefer BANC or MTG?

In the previous week, Banc of California had 24 more articles in the media than MGIC Investment. MarketBeat recorded 43 mentions for Banc of California and 19 mentions for MGIC Investment. MGIC Investment's average media sentiment score of 0.94 beat Banc of California's score of 0.59 indicating that MGIC Investment is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Banc of California	14 Very Positive mention(s)	2 Positive mention(s)	16 Neutral mention(s)	4 Negative mention(s)	0 Very Negative mention(s)	Positive
MGIC Investment	7 Very Positive mention(s)	0 Positive mention(s)	9 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is BANC or MTG more profitable?

MGIC Investment has a net margin of 63.18% compared to Banc of California's net margin of 7.06%. MGIC Investment's return on equity of 14.86% beat Banc of California's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Banc of California	7.06%	6.20%	0.53%
MGIC Investment	63.18%	14.86%	11.69%

Which has more risk and volatility, BANC or MTG?

Banc of California has a beta of 0.85, suggesting that its stock price is 15% less volatile than the S&P 500. Comparatively, MGIC Investment has a beta of 0.93, suggesting that its stock price is 7% less volatile than the S&P 500.

Which has better earnings and valuation, BANC or MTG?

MGIC Investment has higher revenue and earnings than Banc of California. MGIC Investment is trading at a lower price-to-earnings ratio than Banc of California, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banc of California	$990.55M	2.16	$126.89M	$0.65	20.75
MGIC Investment	$1.21B	5.00	$762.99M	$2.90	8.58

Summary

MGIC Investment beats Banc of California on 13 of the 20 factors compared between the two stocks.