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Chain Bridge Bancorp (CBNA) Financials

Chain Bridge Bancorp logo
$42.50 +0.62 (+1.48%)
Closing price 03:59 PM Eastern
Extended Trading
$42.34 -0.16 (-0.38%)
As of 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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Annual Income Statements for Chain Bridge Bancorp

Annual Income Statements for Chain Bridge Bancorp

This table shows Chain Bridge Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2023 2024 2025
Period end date 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 8.83 21 20
Consolidated Net Income / (Loss)		 8.83 21 20
Net Income / (Loss) Continuing Operations		 8.83 21 20
Total Pre-Tax Income 		11 26 25
Total Revenue		 31 53 55
Net Interest Income / (Expense)		 28 44 52
Total Interest Income		 32 48 56
Loans and Leases Interest Income		 13 14 13
Investment Securities Interest Income		 12 13 23
Deposits and Money Market Investments Interest Income		 6.06 21 20
Total Interest Expense		 4.05 3.70 4.34
Deposits Interest Expense		 3.66 3.27 4.34
Short-Term Borrowings Interest Expense		 0.38 0.43 0.00
Total Non-Interest Income		 3.28 8.58 3.48
Service Charges on Deposit Accounts		 1.97 6.20 0.84
Other Service Charges		 0.20 0.12 0.21
Net Realized & Unrealized Capital Gains on Investments		 -0.38 0.03 0.06
Other Non-Interest Income		 1.48 2.31 2.38
Provision for Credit Losses		 0.64 -0.16 -0.49
Total Non-Interest Expense		 19 27 30
Salaries and Employee Benefits		 12 16 18
Net Occupancy & Equipment Expense		 3.21 3.60 4.00
Property & Liability Insurance Claims		 0.59 0.75 0.85
Other Operating Expenses		 3.08 6.59 7.47
Income Tax Expense		 2.08 5.32 5.18
Basic Earnings per Share		 $1.93 $4.17 $3.08
Weighted Average Basic Shares Outstanding		 - 6.56M 6.56M
Diluted Earnings per Share		 $1.93 $4.17 $3.08
Weighted Average Diluted Shares Outstanding		 - 6.56M 6.56M
Weighted Average Basic & Diluted Shares Outstanding		 - 6.56M 6.56M

Quarterly Income Statements for Chain Bridge Bancorp

This table shows Chain Bridge Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 2.84 3.92 5.81 7.49 3.74 5.61 4.58 4.70 5.34 7.07
Consolidated Net Income / (Loss)		 2.84 3.92 5.81 7.49 3.74 5.61 4.58 4.70 5.34 7.07
Net Income / (Loss) Continuing Operations		 2.84 3.92 5.81 7.49 3.74 5.61 4.58 4.70 5.34 7.07
Total Pre-Tax Income 		3.52 4.89 7.30 9.41 4.67 7.04 5.78 5.90 6.71 8.90
Total Revenue		 8.41 10 13 17 13 15 13 13 15 17
Net Interest Income / (Expense)		 7.19 8.79 11 14 11 14 12 12 14 15
Total Interest Income		 8.14 9.70 11 15 12 15 13 13 15 16
Loans and Leases Interest Income		 3.42 3.28 3.39 3.45 3.67 3.59 3.36 3.25 3.09 3.00
Investment Securities Interest Income		 3.05 3.16 3.16 3.86 3.29 4.89 5.55 5.91 6.61 7.77
Deposits and Money Market Investments Interest Income		 1.68 3.26 4.94 7.37 5.26 6.26 3.86 4.27 5.20 4.77
Total Interest Expense		 0.96 0.91 0.92 1.02 0.86 0.89 0.97 1.16 1.32 0.60
Deposits Interest Expense		 0.86 0.81 0.82 0.81 0.84 0.89 0.97 1.16 1.32 0.60
Total Non-Interest Income		 1.22 1.65 2.63 3.08 1.22 0.70 0.83 0.85 1.11 2.42
Service Charges on Deposit Accounts		 0.86 1.12 2.03 2.46 0.58 0.13 0.16 0.17 0.37 1.65
Other Service Charges		 0.02 0.03 0.03 0.05 0.02 0.04 0.09 0.04 0.04 0.03
Net Realized & Unrealized Capital Gains on Investments		 -0.03 0.00 0.01 -0.05 0.07 0.01 0.01 0.03 0.01 0.00
Other Non-Interest Income		 0.38 0.50 0.56 0.62 0.64 0.51 0.57 0.61 0.70 0.74
Provision for Credit Losses		 0.01 -0.19 -0.10 -0.12 0.25 -0.07 -0.31 -0.09 -0.02 -0.38
Total Non-Interest Expense		 4.88 5.74 6.01 7.43 7.67 7.57 7.16 7.32 8.01 8.85
Salaries and Employee Benefits		 3.12 3.49 3.79 4.28 4.35 4.41 4.13 4.52 4.69 4.80
Net Occupancy & Equipment Expense		 0.80 0.87 0.90 0.91 0.92 0.92 0.99 1.03 1.06 1.13
Property & Liability Insurance Claims		 0.16 0.19 0.16 0.21 0.19 0.23 0.20 0.20 0.22 0.24
Other Operating Expenses		 0.76 1.12 1.16 2.04 2.27 2.02 1.84 1.57 2.13 2.68
Income Tax Expense		 0.68 0.98 1.49 1.93 0.93 1.43 1.19 1.19 1.36 1.83
Basic Earnings per Share		 $0.62 $0.86 $1.27 $1.64 $0.40 $0.85 $0.70 $0.72 $0.81 $1.08
Weighted Average Basic Shares Outstanding		 - - - 6.56M 6.56M 6.56M 6.56M 6.56M 6.56M 6.56M
Diluted Earnings per Share		 $0.62 $0.86 $1.27 $1.64 $0.40 $0.85 $0.70 $0.72 $0.81 $1.08
Weighted Average Diluted Shares Outstanding		 - - - 6.56M 6.56M 6.56M 6.56M 6.56M 6.56M 6.56M
Weighted Average Basic & Diluted Shares Outstanding		 - - - 6.56M 6.56M 6.56M 6.56M 6.56M 6.56M 6.56M

Annual Cash Flow Statements for Chain Bridge Bancorp

This table details how cash moves in and out of Chain Bridge Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2023 2024 2025
Period end date 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 218 94 176
Net Cash From Operating Activities		 13 22 16
Net Cash From Continuing Operating Activities		 13 22 16
Net Income / (Loss) Continuing Operations		 8.83 21 20
Consolidated Net Income / (Loss)		 8.83 21 20
Provision For Loan Losses		 0.64 -0.16 -0.42
Depreciation Expense		 0.49 0.49 0.47
Amortization Expense		 1.62 -0.51 -3.51
Non-Cash Adjustments to Reconcile Net Income		 0.37 -0.23 0.22
Changes in Operating Assets and Liabilities, net		 0.86 1.25 -1.41
Net Cash From Investing Activities		 46 -97 -163
Net Cash From Continuing Investing Activities		 46 -97 -163
Purchase of Property, Leasehold Improvements and Equipment		 -0.27 -0.22 -4.11
Purchase of Investment Securities		 -24 -283 -589
Sale and/or Maturity of Investments		 70 186 430
Other Investing Activities, net		 -0.01 -0.02 -0.02
Net Cash From Financing Activities		 159 169 323
Net Cash From Continuing Financing Activities		 159 169 323
Net Change in Deposits		 159 138 323
Issuance of Common Equity		 0.00 37 0.00
Repayment of Debt		 0.00 -5.00 0.00
Cash Interest Paid		 4.01 3.72 4.36
Cash Income Taxes Paid		 2.05 6.41 4.76

Quarterly Cash Flow Statements for Chain Bridge Bancorp

This table details how cash moves in and out of Chain Bridge Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 62 30 142 152 -229 218 -252 18 191 25
Net Cash From Operating Activities		 5.51 3.47 5.80 8.24 4.28 3.11 3.35 2.78 6.36 3.64
Net Cash From Continuing Operating Activities		 5.51 3.47 5.80 8.24 4.28 3.11 3.35 2.78 6.36 3.64
Net Income / (Loss) Continuing Operations		 3.31 3.92 5.81 7.49 3.74 5.61 4.58 4.70 5.34 7.07
Consolidated Net Income / (Loss)		 3.31 3.92 5.81 7.49 3.74 5.61 4.58 4.70 5.34 7.07
Provision For Loan Losses		 -0.08 0.01 0.01 -0.43 0.25 -0.07 -0.31 -0.09 0.06 -0.38
Depreciation Expense		 0.25 0.13 0.12 0.12 0.12 0.12 0.12 0.12 0.12 0.14
Amortization Expense		 0.35 0.20 0.13 -0.65 -0.18 -1.16 -0.94 -0.82 -0.59 -0.62
Non-Cash Adjustments to Reconcile Net Income		 0.47 -0.87 -0.03 0.95 -0.28 0.31 -0.00 -0.01 -0.08 0.00
Changes in Operating Assets and Liabilities, net		 1.21 0.09 -0.24 0.77 0.63 -1.70 -0.09 -1.12 1.50 -2.58
Net Cash From Investing Activities		 12 2.33 -37 13 -76 -103 31 -67 -24 -140
Net Cash From Continuing Investing Activities		 12 2.33 -37 13 -76 -103 31 -67 -24 -140
Purchase of Property, Leasehold Improvements and Equipment		 -0.22 -0.06 -0.04 -0.03 -0.10 -1.69 -0.82 -0.32 -1.28 -0.75
Purchase of Investment Securities		 -20 -8.31 -54 -50 -171 -288 -66 -144 -90 -213
Sale and/or Maturity of Investments		 32 11 17 63 95 187 98 77 67 73
Other Investing Activities, net		 -0.00 -0.00 -0.00 -0.00 -0.00 -0.00 -0.00 -0.00 -0.01 -0.00
Net Cash From Financing Activities		 45 24 173 131 -157 318 -286 83 209 162
Net Cash From Continuing Financing Activities		 45 24 173 131 -157 318 -286 83 209 162
Net Change in Deposits		 45 24 168 131 -184 318 -286 83 209 162
Cash Interest Paid		 0.92 0.89 0.90 1.09 0.84 0.88 0.95 1.21 1.31 0.59
Cash Income Taxes Paid		 1.00 0.00 0.54 2.01 3.86 0.00 2.50 1.05 1.21 0.00

Annual Balance Sheets for Chain Bridge Bancorp

This table presents Chain Bridge Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2023 2024 2025
Period end date 12/31/2023 12/31/2024 12/31/2025
Total Assets		 1,205 1,401 1,750
Cash and Due from Banks		 6.04 3.06 4.88
Interest Bearing Deposits at Other Banks		 311 408 582
Trading Account Securities		 567 659 866
Loans and Leases, Net of Allowance		 0.00 0.00 0.00
Premises and Equipment, Net		 9.86 9.59 13
Other Assets		 312 321 285
Total Liabilities & Shareholders' Equity		 1,205 1,401 1,750
Total Liabilities		 1,122 1,257 1,581
Non-Interest Bearing Deposits		 767 913 1,255
Interest Bearing Deposits		 345 337 319
Accrued Interest Payable		 0.06 0.05 0.03
Other Long-Term Liabilities		 4.68 6.90 7.87
Commitments & Contingencies		 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 83 144 169
Total Preferred & Common Equity		 83 144 169
Preferred Stock		 0.00 0.00 0.00
Total Common Equity		 83 144 169
Common Stock		 38 75 75
Retained Earnings		 57 78 98
Accumulated Other Comprehensive Income / (Loss)		 -12 -8.25 -3.51

Quarterly Balance Sheets for Chain Bridge Bancorp

This table presents Chain Bridge Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 1,555 1,727 1,445 1,534 1,919
Cash and Due from Banks		 12 8.09 12 6.63 7.61
Interest Bearing Deposits at Other Banks		 628 621 366 389 604
Trading Account Securities		 295 775 470 548 1,005
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00
Premises and Equipment, Net		 9.61 11 12 12 14
Other Assets		 611 311 586 578 288
Total Liabilities & Shareholders' Equity		 1,555 1,727 1,445 1,534 1,919
Total Liabilities		 1,450 1,575 1,288 1,371 1,744
Non-Interest Bearing Deposits		 1,250 1,243 895 945 1,399
Interest Bearing Deposits		 184 325 387 420 336
Accrued Interest Payable		 0.03 0.06 0.08 0.03 0.04
Other Long-Term Liabilities		 6.55 6.90 6.18 6.69 8.73
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 105 152 157 163 175
Total Preferred & Common Equity		 105 152 157 163 175
Preferred Stock		 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 105 152 157 163 175
Common Stock		 38 75 75 75 75
Retained Earnings		 74 83 88 93 105
Accumulated Other Comprehensive Income / (Loss)		 -7.38 -6.59 -5.73 -4.29 -4.93

Annual Metrics And Ratios for Chain Bridge Bancorp

This table displays calculated financial ratios and metrics derived from Chain Bridge Bancorp's official financial filings.

Metric 2023 2024 2025
Period end date 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 0.00 - 6,561,817.00
DEI Adjusted Shares Outstanding		 0.00 - 6,561,817.00
DEI Earnings Per Adjusted Shares Outstanding		 0.00 - 3.08
Growth Metrics		 - - -
Revenue Growth		 0.00% 70.68% 3.84%
EBITDA Growth		 0.00% 101.77% -14.79%
EBIT Growth		 0.00% 140.86% -3.24%
NOPAT Growth		 0.00% 137.22% -3.40%
Net Income Growth		 0.00% 137.22% -3.40%
EPS Growth		 0.00% 116.06% -26.14%
Operating Cash Flow Growth		 0.00% 70.13% -28.46%
Free Cash Flow Firm Growth		 0.00% 0.00% 86.41%
Invested Capital Growth		 0.00% 63.11% 17.31%
Revenue Q/Q Growth		 0.00% 0.00% 4.00%
EBITDA Q/Q Growth		 0.00% 0.00% 7.86%
EBIT Q/Q Growth		 0.00% 0.00% 8.73%
NOPAT Q/Q Growth		 0.00% 0.00% 8.61%
Net Income Q/Q Growth		 0.00% 0.00% 8.61%
EPS Q/Q Growth		 0.00% 0.00% 15.36%
Operating Cash Flow Q/Q Growth		 0.00% 0.00% 15.35%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 0.00% 0.00% 3.75%
Profitability Metrics		 - - -
EBITDA Margin		 41.94% 49.58% 40.69%
EBIT Margin		 35.15% 49.61% 46.23%
Profit (Net Income) Margin		 28.47% 39.56% 36.81%
Tax Burden Percent		 80.97% 79.75% 79.62%
Interest Burden Percent		 100.00% 100.00% 100.00%
Effective Tax Rate		 19.03% 20.25% 20.38%
Return on Invested Capital (ROIC)		 9.99% 18.01% 12.91%
ROIC Less NNEP Spread (ROIC-NNEP)		 9.99% 18.01% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 0.60% 0.40% 0.00%
Return on Equity (ROE)		 10.58% 18.40% 0.00%
Cash Return on Invested Capital (CROIC)		 0.00% -29.96% -3.02%
Operating Return on Assets (OROA)		 0.90% 2.02% 1.61%
Return on Assets (ROA)		 0.73% 1.61% 1.28%
Return on Common Equity (ROCE)		 10.58% 18.40% 0.00%
Return on Equity Simple (ROE_SIMPLE)		 10.58% 14.52% 11.96%
Net Operating Profit after Tax (NOPAT)		 8.83 21 20
NOPAT Margin		 28.47% 39.56% 36.81%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 50.96% 37.42% 39.55%
Operating Expenses to Revenue		 62.78% 50.70% 54.67%
Earnings before Interest and Taxes (EBIT)		 11 26 25
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 13 26 22
Valuation Ratios		 - - -
Price to Book Value (P/BV)		 0.49 1.14 1.34
Price to Tangible Book Value (P/TBV)		 0.49 1.14 1.34
Price to Revenue (P/Rev)		 1.31 3.11 4.13
Price to Earnings (P/E)		 4.61 7.85 11.23
Dividend Yield		 0.00% 0.00% 0.00%
Earnings Yield		 21.70% 12.73% 8.90%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.00 0.00
Enterprise Value to Revenue (EV/Rev)		 0.00 0.00 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00
Leverage & Solvency		 - - -
Debt to Equity		 0.06 0.00 0.00
Long-Term Debt to Equity		 0.00 0.00 0.00
Financial Leverage		 0.06 0.02 0.00
Leverage Ratio		 14.44 11.45 10.05
Compound Leverage Factor		 14.44 11.45 10.05
Debt to Total Capital		 5.65% 0.00% 0.00%
Short-Term Debt to Total Capital		 5.65% 0.00% 0.00%
Long-Term Debt to Total Capital		 0.00% 0.00% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00%
Common Equity to Total Capital		 94.35% 100.00% 100.00%
Debt to EBITDA		 0.38 0.00 0.00
Net Debt to EBITDA		 -23.96 0.00 0.00
Long-Term Debt to EBITDA		 0.00 0.00 0.00
Debt to NOPAT		 0.57 0.00 0.00
Net Debt to NOPAT		 -35.30 0.00 0.00
Long-Term Debt to NOPAT		 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00%
Liquidity Ratios		 - - -
Cash Flow Metrics		 - - -
Free Cash Flow to Firm (FCFF)		 0.00 -35 -4.74
Operating Cash Flow to CapEx		 4,762.83% 9,774.44% 379.23%
Free Cash Flow to Firm to Interest Expense		 0.00 -9.41 -1.09
Operating Cash Flow to Interest Expense		 3.17 5.89 3.59
Operating Cash Flow Less CapEx to Interest Expense		 3.10 5.83 2.65
Efficiency Ratios		 - - -
Asset Turnover		 0.03 0.04 0.03
Fixed Asset Turnover		 3.15 5.45 4.82
Capital & Investment Metrics		 - - -
Invested Capital		 88 144 169
Invested Capital Turnover		 0.35 0.46 0.35
Increase / (Decrease) in Invested Capital		 0.00 56 25
Enterprise Value (EV)		 -271 -246 -359
Market Capitalization		 41 165 227
Book Value per Share		 $45.10 $21.98 $25.79
Tangible Book Value per Share		 $45.10 $21.98 $25.79
Total Capital		 88 144 169
Total Debt		 5.00 0.00 0.00
Total Long-Term Debt		 0.00 0.00 0.00
Net Debt		 -312 -411 -587
Capital Expenditures (CapEx)		 0.27 0.22 4.11
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 5.00 0.00 0.00
Total Depreciation and Amortization (D&A)		 2.11 -0.01 -3.04
Earnings Adjustments		 - - -
Adjusted Basic Earnings per Share		 $0.00 $4.17 $3.08
Adjusted Weighted Average Basic Shares Outstanding		 0.00 6.56M 6.56M
Adjusted Diluted Earnings per Share		 $0.00 $4.17 $3.08
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 6.56M 6.56M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 6.56M 6.56M
Normalized Net Operating Profit after Tax (NOPAT)		 8.83 21 20
Normalized NOPAT Margin		 28.47% 39.56% 36.81%
Pre Tax Income Margin		 35.15% 49.61% 46.23%
Debt Service Ratios		 - - -
EBIT to Interest Expense		 2.70 7.09 5.86
NOPAT to Interest Expense		 2.18 5.66 4.66
EBIT Less CapEx to Interest Expense		 2.63 7.03 4.91
NOPAT Less CapEx to Interest Expense		 2.12 5.60 3.72
Payout Ratios		 - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% 0.00% 0.00%

Quarterly Metrics And Ratios for Chain Bridge Bancorp

This table displays calculated financial ratios and metrics derived from Chain Bridge Bancorp's official financial filings.

Metric Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 0.00 0.00 0.00 0.00 6,561,817.00 6,561,817.00 6,561,817.00 6,561,817.00 6,561,817.00 6,561,817.00
DEI Adjusted Shares Outstanding		 0.00 0.00 0.00 0.00 6,561,817.00 6,561,817.00 6,561,817.00 6,561,817.00 6,561,817.00 6,561,817.00
DEI Earnings Per Adjusted Shares Outstanding		 0.00 0.00 0.00 0.00 0.57 0.85 0.70 0.72 0.81 1.08
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 0.00% 0.00% 0.00% 98.95% 0.00% 39.30% -4.41% -21.54% 16.79% 19.42%
EBITDA Growth		 0.00% 0.00% 0.00% 152.37% 0.00% 14.74% -34.37% -41.55% 35.40% 40.46%
EBIT Growth		 0.00% 0.00% 0.00% 167.46% 0.00% 43.82% -20.83% -37.37% 43.74% 26.45%
NOPAT Growth		 0.00% 0.00% 0.00% 163.35% 0.00% 43.15% -21.03% -37.20% 42.89% 26.13%
Net Income Growth		 0.00% 0.00% 0.00% 163.35% 0.00% 43.15% -21.03% -37.20% 42.89% 26.13%
EPS Growth		 0.00% 0.00% 0.00% 164.52% 0.00% -1.16% -44.88% -56.10% 102.50% 27.06%
Operating Cash Flow Growth		 0.00% 0.00% 0.00% 0.00% -22.29% -10.43% -42.26% -66.28% 48.48% 17.14%
Free Cash Flow Firm Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 59.43% 0.00% 88.83%
Invested Capital Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 42.02% 17.31% 15.43%
Revenue Q/Q Growth		 0.00% 0.00% 26.48% 26.67% -24.78% 15.59% -13.21% 3.97% 11.98% 18.18%
EBITDA Q/Q Growth		 0.00% 0.00% 44.41% 17.72% -48.13% 30.11% -17.40% 4.85% 20.17% 34.96%
EBIT Q/Q Growth		 0.00% 0.00% 49.13% 28.98% -50.43% 50.81% -17.91% 2.04% 13.77% 32.67%
NOPAT Q/Q Growth		 0.00% 0.00% 48.20% 28.98% -50.05% 49.92% -18.25% 2.57% 13.65% 32.34%
Net Income Q/Q Growth		 0.00% 0.00% 48.20% 28.98% -50.05% 49.92% -18.25% 2.57% 13.65% 32.34%
EPS Q/Q Growth		 0.00% 0.00% 47.67% 29.13% -75.61% 112.50% -17.65% 2.86% 12.50% 33.33%
Operating Cash Flow Q/Q Growth		 0.00% -36.98% 67.16% 42.09% -48.08% -27.36% 7.75% -17.01% 128.60% -42.69%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 100.00% 0.00% -4.43% 71.42% 54.93% 16.97%
Invested Capital Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 25.60% 5.03% 3.59% 3.92% 3.75% 3.34%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 41.86% 50.04% 57.13% 53.10% 36.62% 41.22% 39.23% 39.56% 42.45% 48.48%
EBIT Margin		 41.86% 46.87% 55.26% 56.27% 37.08% 48.39% 45.77% 44.92% 45.64% 51.24%
Profit (Net Income) Margin		 33.82% 37.52% 43.96% 44.76% 29.73% 38.55% 36.32% 35.83% 36.37% 40.72%
Tax Burden Percent		 80.79% 80.05% 79.55% 79.55% 80.15% 79.68% 79.35% 79.76% 79.68% 79.48%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 19.21% 19.95% 20.45% 20.45% 19.85% 20.32% 20.65% 20.24% 20.32% 20.52%
Return on Invested Capital (ROIC)		 0.00% 0.00% 0.00% 0.00% 10.91% 29.04% 26.14% 13.63% 12.76% 14.42%
ROIC Less NNEP Spread (ROIC-NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 13.63% 0.00% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.51% 0.00% 0.00%
Return on Equity (ROE)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 14.14% 0.00% 0.00%
Cash Return on Invested Capital (CROIC)		 0.00% 0.00% 0.00% 0.00% -24.17% 0.00% 0.00% 0.00% -3.02% -1.02%
Operating Return on Assets (OROA)		 0.00% 0.00% 0.00% 0.00% 1.51% 1.60% 1.79% 1.54% 1.59% 1.62%
Return on Assets (ROA)		 0.00% 0.00% 0.00% 0.00% 1.21% 1.27% 1.42% 1.23% 1.27% 1.29%
Return on Common Equity (ROCE)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 14.14% 0.00% 0.00%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 0.00% 0.00% 0.00% 0.00% 14.94% 13.65% 11.42% 0.00% 12.41%
Net Operating Profit after Tax (NOPAT)		 2.84 3.92 5.81 7.49 3.74 5.61 4.58 4.70 5.34 7.07
NOPAT Margin		 33.82% 37.52% 43.96% 44.76% 29.73% 38.55% 36.32% 35.83% 36.37% 40.72%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 47.18% 42.40% 35.51% 31.00% 41.91% 36.62% 40.57% 42.35% 39.06% 34.14%
Operating Expenses to Revenue		 58.06% 54.99% 45.48% 44.43% 60.94% 52.06% 56.72% 55.80% 54.49% 50.95%
Earnings before Interest and Taxes (EBIT)		 3.52 4.89 7.30 9.41 4.67 7.04 5.78 5.90 6.71 8.90
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 3.52 5.22 7.54 8.88 4.61 5.99 4.95 5.19 6.24 8.42
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.00 0.00 0.00 0.39 1.14 1.03 1.08 1.32 1.34 1.31
Price to Tangible Book Value (P/TBV)		 0.00 0.00 0.00 0.39 1.14 1.03 1.08 1.32 1.34 1.31
Price to Revenue (P/Rev)		 0.00 0.00 0.00 0.00 3.11 2.73 2.99 4.06 4.13 3.96
Price to Earnings (P/E)		 0.00 0.00 0.00 0.00 7.85 6.89 7.90 11.53 11.23 10.55
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 0.00% 0.00% 0.00% 0.00% 12.73% 14.51% 12.67% 8.68% 8.90% 9.48%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Revenue (EV/Rev)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.00 0.00 0.00 0.10 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to Equity		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Financial Leverage		 0.00 0.00 0.00 0.10 0.00 0.00 0.00 0.04 0.00 0.00
Leverage Ratio		 0.00 0.00 0.00 14.83 11.45 11.40 9.21 11.53 10.05 11.17
Compound Leverage Factor		 0.00 0.00 0.00 14.83 11.45 11.40 9.21 11.53 10.05 11.17
Debt to Total Capital		 0.00% 0.00% 0.00% 8.71% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 8.71% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 0.00% 0.00% 0.00% 91.29% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Debt to EBITDA		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt to EBITDA		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to EBITDA		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt to NOPAT		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt to NOPAT		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to NOPAT		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 0.00 0.00 0.00 -107 0.00 -146 -152 -44 -20 -16
Operating Cash Flow to CapEx		 0.00% 5,785.00% 14,876.92% 29,442.86% 4,458.33% 184.07% 408.54% 863.35% 496.10% 484.31%
Free Cash Flow to Firm to Interest Expense		 0.00 0.00 0.00 -105.05 0.00 -163.38 -156.91 -37.61 -14.89 -27.39
Operating Cash Flow to Interest Expense		 0.00 3.83 6.33 8.07 4.99 3.48 3.45 2.40 4.82 6.12
Operating Cash Flow Less CapEx to Interest Expense		 0.00 3.76 6.28 8.04 4.88 1.59 2.61 2.12 3.85 4.86
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.00 0.00 0.00 0.00 0.04 0.03 0.04 0.03 0.03 0.03
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 5.45 5.11 4.76 4.88 4.82 4.63
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 0.00 0.00 0.00 115 144 152 157 163 169 175
Invested Capital Turnover		 0.00 0.00 0.00 0.00 0.37 0.75 0.72 0.38 0.35 0.35
Increase / (Decrease) in Invested Capital		 0.00 0.00 0.00 115 0.00 152 157 48 25 23
Enterprise Value (EV)		 0.00 0.00 0.00 -589 -246 -473 -208 -181 -359 -383
Market Capitalization		 41 41 41 41 165 156 169 215 227 229
Book Value per Share		 $0.00 $0.00 $0.00 $15.98 $21.98 $23.09 $23.92 $24.86 $25.79 $26.65
Tangible Book Value per Share		 $0.00 $0.00 $0.00 $15.98 $21.98 $23.09 $23.92 $24.86 $25.79 $26.65
Total Capital		 0.00 0.00 0.00 115 144 152 157 163 169 175
Total Debt		 0.00 0.00 0.00 10 0.00 0.00 0.00 0.00 0.00 0.00
Total Long-Term Debt		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt		 0.00 0.00 0.00 -630 -411 -629 -377 -396 -587 -612
Capital Expenditures (CapEx)		 0.00 0.06 0.04 0.03 0.10 1.69 0.82 0.32 1.28 0.75
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 0.00 0.00 0.00 10 0.00 0.00 0.00 0.00 0.00 0.00
Total Depreciation and Amortization (D&A)		 0.00 0.33 0.25 -0.53 -0.06 -1.04 -0.83 -0.70 -0.47 -0.48
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $0.00 $0.00 $1.64 $0.40 $0.85 $0.70 $0.72 $0.81 $1.08
Adjusted Weighted Average Basic Shares Outstanding		 0.00 0.00 0.00 6.56M 6.56M 6.56M 6.56M 6.56M 6.56M 6.56M
Adjusted Diluted Earnings per Share		 $0.00 $0.00 $0.00 $1.64 $0.40 $0.85 $0.70 $0.72 $0.81 $1.08
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 0.00 0.00 6.56M 6.56M 6.56M 6.56M 6.56M 6.56M 6.56M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 0.00 0.00 6.56M 6.56M 6.56M 6.56M 6.56M 6.56M 6.56M
Normalized Net Operating Profit after Tax (NOPAT)		 2.84 3.92 5.81 7.49 3.74 5.61 4.58 4.70 5.34 7.07
Normalized NOPAT Margin		 33.82% 37.52% 43.96% 44.76% 29.73% 38.55% 36.32% 35.83% 36.37% 40.72%
Pre Tax Income Margin		 41.86% 46.87% 55.26% 56.27% 37.08% 48.39% 45.77% 44.92% 45.64% 51.24%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 3.68 5.39 7.96 9.21 5.44 7.88 5.95 5.09 5.09 14.95
NOPAT to Interest Expense		 2.97 4.32 6.33 7.33 4.36 6.28 4.72 4.06 4.05 11.89
EBIT Less CapEx to Interest Expense		 0.00 5.33 7.91 9.18 5.33 5.99 5.11 4.81 4.12 13.69
NOPAT Less CapEx to Interest Expense		 0.00 4.25 6.29 7.30 4.25 4.39 3.88 3.78 3.08 10.62
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Financials Breakdown Chart

Key Financial Trends

Chain Bridge Bancorp (NYSE: CBNA) started 2026 with a solid first quarter, showing stronger profitability than the prior quarter and a balance sheet that remains heavily funded by deposits. The company continues to look like a classic deposit-rich banking model, with no loan book on the balance sheet and a large portfolio of trading securities and interest-bearing deposits driving earnings.

For Q1 2026, CBNA reported net income of $7.1 million, up from $5.3 million in Q4 2025 and $4.7 million in Q3 2025. Earnings per share improved to $1.08 from $0.81 in the prior quarter and $0.72 in Q3 2025. Revenue also increased quarter over quarter, helped by higher interest income and a rebound in non-interest income.

On the balance sheet, total assets rose to $1.92 billion from $1.53 billion in Q3 2025. Deposits also expanded meaningfully, with total deposits at about $1.74 billion in Q1 2026 versus $1.36 billion in Q3 2025. That growth supported a larger asset base, although it also suggests the balance sheet can swing materially from quarter to quarter.

  • Net income improved quarter over quarter, rising to $7.1 million in Q1 2026 from $5.3 million in Q4 2025.
  • EPS strengthened to $1.08, up from $0.81 in the prior quarter.
  • Total revenue increased to $17.4 million in Q1 2026 from $14.7 million in Q4 2025.
  • Net interest income grew to $14.9 million, helped by higher interest income and lower deposit interest expense.
  • Operating cash flow remained positive at $3.6 million in Q1 2026.
  • Deposit balances expanded sharply, providing funding for the company’s asset growth.
  • Retained earnings increased to $105.0 million, up from $92.5 million at the end of Q3 2025.
  • The bank remains asset-light on loans, with no net loans reported and assets concentrated in deposits and trading securities.
  • Non-interest income was still modest relative to interest income, so earnings remain dependent on spread income and balance-sheet positioning.
  • Investing cash outflow remained heavy, with $140.2 million in net cash used in investing activities in Q1 2026.

Looking at the recent trend, CBNA’s profitability has been generally strong but somewhat volatile. Quarterly net income moved from $3.9 million in Q1 2024 to $7.5 million in Q3 2024, then cooled to $4.7 million in Q3 2025 before rebounding in Q1 2026. That suggests earnings can fluctuate with deposit costs, investment yields, and portfolio activity.

The company’s cost structure also deserves attention. Non-interest expense climbed to $8.8 million in Q1 2026 from $8.0 million in Q4 2025, largely due to higher salaries and operating expenses. Even so, pre-tax income improved to $8.9 million, showing that revenue growth more than offset the added costs in the latest quarter.

From a cash flow perspective, CBNA generated solid operating cash in Q1 2026, but much of the statement reflects active balance sheet management. The company purchased $212.7 million of investment securities while also selling or maturing $73.2 million, which led to substantial investing outflows. At the same time, deposit growth provided a large financing inflow, helping overall cash increase by $25.2 million in the quarter.

Bottom line: CBNA appears to be in a healthy earnings phase, with stronger Q1 2026 profitability, growing deposits, and positive operating cash flow. The main things investors should watch are whether deposit growth remains stable, whether non-interest expenses stay contained, and how much earnings depend on investment portfolio activity rather than recurring core banking spread income.

07/16/26 08:13 PM ETAI Generated. May Contain Errors.

Chain Bridge Bancorp Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Chain Bridge Bancorp's financial year ends in December. Their financial year 2025 ended on December 31, 2025.

Chain Bridge Bancorp's net income appears to be on an upward trend, with a most recent value of $20.24 million in 2025, rising from $8.83 million in 2023. The previous period was $20.95 million in 2024. View Chain Bridge Bancorp's forecast to see where analysts expect Chain Bridge Bancorp to go next.

Over the last 2 years, Chain Bridge Bancorp's total revenue changed from $31.02 million in 2023 to $54.98 million in 2025, a change of 77.2%.

Chain Bridge Bancorp's total liabilities were at $1.58 billion at the end of 2025, a 25.8% increase from 2024, and a 41.0% increase since 2023.

In the past 2 years, Chain Bridge Bancorp's cash and equivalents has ranged from $3.06 million in 2024 to $6.04 million in 2023, and is currently $4.88 million as of their latest financial filing in 2025.

Over the last 2 years, Chain Bridge Bancorp's book value per share changed from 45.10 in 2023 to 25.79 in 2025, a change of -42.8%.


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Financial statements for NYSE:CBNA last updated on 7/9/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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