Fair Isaac (FICO) Financials

$1,729.85 +44.85 (+2.66%)

Closing price 03:59 PM Eastern

Extended Trading

$1,731.50 +1.65 (+0.10%)

As of 07:53 PM Eastern

Annual Income Statements for Fair Isaac

This table shows Fair Isaac's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	9/30/2024	9/30/2023	9/30/2022	9/30/2021	9/30/2020	9/30/2019	9/30/2018	9/30/2017	9/30/2016	9/30/2015
Net Income / (Loss) Attributable to Common Shareholders	513	429	374	392	236	192	126	133	109	87
Consolidated Net Income / (Loss)	513	429	374	392	236	192	126	133	109	87
Net Income / (Loss) Continuing Operations	513	429	374	392	236	192	126	133	109	87
Total Pre-Tax Income	642	554	471	473	257	216	157	156	145	109
Total Operating Income	734	643	542	505	296	254	175	182	170	138
Total Gross Profit	1,369	1,203	1,075	984	933	823	687	647	881	839
Total Revenue	1,718	1,514	1,377	1,317	1,295	1,160	1,000	935	881	839
Operating Revenue	1,718	1,514	1,377	1,317	1,295	1,160	1,000	935	881	839
Total Cost of Revenue	348	311	302	332	361	337	313	288	0.00	0.00
Operating Cost of Revenue	348	311	302	332	361	337	313	288	-	-
Total Operating Expenses	636	560	533	479	637	570	512	465	712	701
Selling, General & Admin Expense	463	401	384	396	421	414	377	337	329	300
Research & Development Expense	172	160	147	171	166	149	128	111	104	99
Amortization Expense	0.92	1.10	2.06	3.26	4.99	6.13	6.59	13	14	14
Other Operating Expenses / (Income)	0.00	-1.94	0.00	-100	-	-	-	-	265	271
Total Other Income / (Expense), net	-92	-89	-71	-32	-39	-37	-18	-26	-25	-28
Interest Expense	106	96	69	40	42	40	31	26	27	29
Other Income / (Expense), net	14	6.34	-2.14	7.75	3.21	2.28	13	-0.09	1.61	0.88
Income Tax Expense	129	124	98	81	21	24	30	23	35	23
Basic Earnings per Share	$20.78	$17.18	$14.34	$13.65	$8.13	$6.63	$4.26	$4.32	$3.52	$2.75
Weighted Average Basic Shares Outstanding	24.68M	24.99M	26.04M	28.73M	29.07M	28.98M	29.71M	30.86M	31.13M	31.40M
Diluted Earnings per Share	$20.45	$16.93	$14.18	$13.40	$7.90	$6.34	$4.06	$4.14	$3.39	$2.65
Weighted Average Diluted Shares Outstanding	25.08M	25.37M	26.35M	29.26M	29.93M	30.29M	31.18M	32.25M	32.31M	32.61M
Weighted Average Basic & Diluted Shares Outstanding	24.35M	24.71M	24.98M	27.36M	-	29.10M	29.70M	30.80M	31.10M	31.50M

This table shows Fair Isaac's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	163	153	136	126	130	121	101	129	102	98	91
Consolidated Net Income / (Loss)	163	153	136	126	130	121	101	129	102	98	91
Net Income / (Loss) Continuing Operations	163	153	136	126	130	121	101	129	102	98	91
Total Pre-Tax Income	213	150	171	167	173	131	140	158	137	118	113
Total Operating Income	246	180	197	190	195	151	166	177	160	140	134
Total Gross Profit	411	353	364	360	347	299	307	327	300	268	266
Total Revenue	499	440	454	448	434	382	390	399	380	345	349
Operating Revenue	499	440	454	448	434	382	390	399	380	345	349
Total Cost of Revenue	88	87	90	88	87	83	83	72	80	77	82
Operating Cost of Revenue	88	87	90	88	87	83	83	72	80	77	82
Total Operating Expenses	165	173	167	169	152	147	141	150	141	128	132
Selling, General & Admin Expense	120	128	123	125	111	104	99	108	100	93	96
Research & Development Expense	45	45	44	44	41	43	42	41	40	37	36
Amortization Expense	0.00	0.00	0.09	0.28	0.28	0.28	0.28	0.28	0.28	0.28	0.44
Total Other Income / (Expense), net	-33	-29	-26	-23	-22	-21	-25	-19	-22	-22	-21
Interest Expense	31	29	29	27	26	24	24	25	24	23	21
Other Income / (Expense), net	-1.25	0.09	2.72	3.94	3.99	3.39	-0.93	5.30	1.61	0.36	-0.21
Income Tax Expense	50	-2.40	36	41	43	9.53	39	29	36	20	22
Basic Earnings per Share	$6.67	$6.26	$5.54	$5.12	$5.23	$4.89	$4.08	$5.16	$4.04	$3.90	$3.57
Weighted Average Basic Shares Outstanding	24.39M	24.38M	24.68M	24.65M	24.82M	24.76M	24.99M	24.96M	25.12M	25.05M	26.04M
Diluted Earnings per Share	$6.59	$6.14	$5.44	$5.05	$5.16	$4.80	$4.01	$5.08	$4.00	$3.84	$3.53
Weighted Average Diluted Shares Outstanding	24.69M	24.83M	25.08M	25.02M	25.15M	25.22M	25.37M	25.34M	25.42M	25.44M	26.35M
Weighted Average Basic & Diluted Shares Outstanding	24.34M	24.42M	24.35M	24.52M	24.71M	24.85M	24.71M	24.86M	24.99M	25.15M	24.98M

This table details how cash moves in and out of Fair Isaac's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	9/30/2024	9/30/2023	9/30/2022	9/30/2021	9/30/2020	9/30/2019	9/30/2018	9/30/2017	9/30/2016	9/30/2015
Net Change in Cash & Equivalents	14	3.58	-62	38	51	16	-16	30	-10	-19
Net Cash From Operating Activities	633	469	509	424	365	260	223	226	210	147
Net Cash From Continuing Operating Activities	633	469	509	424	365	260	223	226	210	147
Net Income / (Loss) Continuing Operations	513	429	374	392	236	192	126	133	109	87
Consolidated Net Income / (Loss)	513	429	374	392	236	192	126	133	109	87
Depreciation Expense	14	15	20	26	30	32	30	36	32	34
Non-Cash Adjustments To Reconcile Net Income	154	136	144	25	148	84	64	63	82	60
Changes in Operating Assets and Liabilities, net	-48	-111	-28	-19	-50	-48	2.17	-6.86	-13	-34
Net Cash From Investing Activities	-28	-16	-5.67	138	-25	-43	-14	-21	-28	-82
Net Cash From Continuing Investing Activities	-28	-16	-5.67	138	-25	-43	-14	-21	-28	-82
Purchase of Property, Plant & Equipment	-26	-4.24	-6.03	-7.57	-22	-24	-31	-20	-22	-25
Purchase of Investments	-18	-11	-9.96	-9.04	-6.12	-6.40	-6.05	-0.78	0.00	-
Sale and/or Maturity of Investments	16	5.03	8.06	7.24	3.47	3.48	23	0.00	0.00	-
Other Investing Activities, net	0.00	-6.13	2.26	-0.21	0.06	0.00	0.00	-	0.04	0.08
Net Cash From Financing Activities	-593	-455	-547	-524	-289	-200	-219	-181	-190	-72
Net Cash From Continuing Financing Activities	-593	-455	-547	-524	-289	-200	-219	-181	-190	-72
Repayment of Debt	-603	-402	-997	-260	-605	-169	-670	-156	-159	-187
Repurchase of Common Equity	-822	-406	-1,104	-874	-235	-229	-343	-188	-138	-131
Issuance of Debt	947	407	1,589	682	613	229	827	190	122	249
Issuance of Common Equity	25	22	16	21	42	23	11	14	18	18
Other Financing Activities, net	-141	-77	-51	-92	-105	-54	-44	-40	-30	-19
Effect of Exchange Rate Changes	1.84	5.62	-19	-0.14	-	-1.14	-5.90	5.28	-2.83	-11
Cash Interest Paid	106	97	57	38	38	40	26	26	27	30
Cash Income Taxes Paid	134	153	65	71	10	19	13	31	11	34

This table details how cash moves in and out of Fair Isaac's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	-38	34	-5.38	20	-25	24	-26	25	-2.09	6.65	-22
Net Cash From Operating Activities	75	194	226	213	71	122	164	123	90	92	145
Net Cash From Continuing Operating Activities	76	193	226	213	71	122	164	123	90	92	145
Net Income / (Loss) Continuing Operations	163	153	136	126	130	121	101	129	102	98	91
Consolidated Net Income / (Loss)	163	153	136	126	130	121	101	129	102	98	91
Depreciation Expense	3.42	3.54	3.82	3.83	3.35	2.82	3.00	3.35	4.01	4.28	4.65
Non-Cash Adjustments To Reconcile Net Income	51	41	41	45	35	33	39	35	29	32	36
Changes in Operating Assets and Liabilities, net	-138	-7.18	46	38	-97	-35	21	-45	-45	-42	14
Net Cash From Investing Activities	-11	-8.94	-7.56	-8.39	-9.62	-2.42	-2.98	-1.09	-1.30	-11	-1.25
Net Cash From Continuing Investing Activities	-11	-8.94	-7.56	-8.39	-9.62	-2.42	-2.98	-1.09	-1.30	-11	-1.25
Purchase of Property, Plant & Equipment	-9.43	-7.17	-7.12	-7.65	-9.42	-1.36	-1.07	-0.79	-1.53	-0.85	-0.80
Purchase of Investments	-2.63	-2.15	-0.51	-1.03	-2.60	-14	-1.98	-0.63	-3.46	-4.56	-1.94
Sale and/or Maturity of Investments	1.12	0.38	0.08	0.28	2.40	13	0.06	0.34	2.24	2.39	1.49
Net Cash From Financing Activities	-104	-144	-228	-182	-83	-100	-184	-98	-94	-80	-157
Net Cash From Continuing Financing Activities	-104	-144	-228	-182	-83	-100	-184	-98	-94	-80	-157
Repayment of Debt	-72	-64	-62	-464	-5.15	-71	-137	-107	-56	-103	-133
Repurchase of Common Equity	-217	-163	-324	-255	-172	-72	-120	-101	-109	-75	-56
Issuance of Debt	175	275	152	540	85	170	68	111	59	169	29
Issuance of Common Equity	13	3.26	9.33	0.74	10	4.50	6.58	0.40	13	2.00	4.91
Other Financing Activities, net	-2.41	-196	-3.30	-3.44	-1.88	-132	-1.23	-1.77	-0.81	-73	-1.92
Cash Interest Paid	17	44	15	41	12	38	11	39	9.07	38	5.15
Cash Income Taxes Paid	70	22	36	44	49	4.93	46	34	59	13	19

This table presents Fair Isaac's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	9/30/2024	9/30/2023	9/30/2022	9/30/2021	9/30/2020	9/30/2020	9/30/2018	9/30/2017	9/30/2016	9/30/2015
Total Assets	1,718	1,575	1,442	1,568	1,606	1,606	1,330	1,256	1,221	1,230
Total Current Assets	617	556	485	551	534	534	396	311	268	287
Cash & Equivalents	151	137	133	195	157	157	90	106	76	86
Accounts Receivable	427	388	322	312	334	334	267	169	168	159
Prepaid Expenses	40	32	29	44	43	43	40	37	24	42
Plant, Property, & Equipment, net	0.00	11	18	28	46	46	49	41	45	38
Total Noncurrent Assets	1,100	1,008	940	989	1,025	1,026	885	904	908	905
Long-Term Investments	45	33	26	33	26	27	20	26	22	21
Goodwill	783	773	761	788	812	812	801	804	798	815
Noncurrent Deferred & Refundable Income Taxes	87	59	12	21	15	15	14	47	48	15
Other Noncurrent Operating Assets	186	141	139	143	163	163	36	5.67	6.35	7.56
Total Liabilities & Shareholders' Equity	1,718	1,575	1,442	1,568	1,606	1,606	1,330	1,256	1,221	1,230
Total Liabilities	2,681	2,263	2,244	1,679	1,275	1,275	1,043	829	774	793
Total Current Liabilities	380	368	331	559	415	415	474	327	246	244
Short-Term Debt	15	50	30	250	95	95	235	142	77	92
Accounts Payable	22	19	17	21	23	23	20	20	23	20
Accrued Expenses	80	59	66	80	63	63	31	32	28	31
Current Deferred Revenue	157	137	120	105	115	115	103	55	47	47
Current Employee Benefit Liabilities	106	102	98	104	118	118	84	78	71	54
Total Noncurrent Liabilities	2,300	1,896	1,913	1,120	861	861	569	502	528	549
Long-Term Debt	2,194	1,812	1,824	1,009	739	739	569	502	528	549
Other Noncurrent Operating Liabilities	106	84	89	110	121	121	-	-	-	-
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	-963	-688	-802	-111	331	331	287	427	447	437
Total Preferred & Common Equity	-963	-688	-802	-111	331	331	287	427	447	437
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	-963	-688	-802	-111	331	331	287	427	447	437
Common Stock	1,367	1,351	1,300	1,238	1,219	1,219	1,211	1,196	1,189	1,153
Retained Earnings	3,901	3,388	2,959	2,585	2,193	2,193	1,765	1,598	1,471	1,368
Treasury Stock	-6,139	-5,325	-4,936	-3,858	-2,998	-2,998	-2,612	-2,301	-2,137	-2,034
Accumulated Other Comprehensive Income / (Loss)	-92	-102	-125	-76	-83	-83	-76	-66	-77	-51

This table presents Fair Isaac's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Total Assets	1,836	1,707	1,718	1,709	1,703	1,594	1,575	1,585	1,502	1,459	1,442
Total Current Assets	725	596	617	631	641	565	556	575	521	484	485
Cash & Equivalents	147	184	151	156	136	160	137	163	138	140	133
Accounts Receivable	493	351	427	438	469	367	388	384	338	308	322
Prepaid Expenses	86	61	40	37	37	37	32	28	45	36	29
Plant, Property, & Equipment, net	0.00	0.00	0.00	0.00	0.00	0.00	11	0.00	0.00	15	18
Total Noncurrent Assets	1,111	1,111	1,100	1,078	1,062	1,028	1,008	1,010	980	960	940
Long-Term Investments	45	46	45	44	43	38	33	33	30	28	26
Goodwill	779	776	783	777	776	777	773	777	774	771	761
Noncurrent Deferred & Refundable Income Taxes	100	93	87	78	72	64	59	50	31	21	12
Other Noncurrent Operating Assets	186	196	186	179	170	148	141	148	144	139	139
Total Liabilities & Shareholders' Equity	1,836	1,707	1,718	1,709	1,703	1,594	1,575	1,585	1,502	1,459	1,442
Total Liabilities	2,960	2,845	2,681	2,538	2,439	2,319	2,263	2,289	2,273	2,261	2,244
Total Current Liabilities	343	331	380	337	315	433	368	393	373	355	331
Short-Term Debt	15	15	15	15	15	153	50	115	107	100	30
Accounts Payable	24	23	22	22	19	19	19	17	14	17	17
Accrued Expenses	56	51	80	58	69	46	59	50	68	51	66
Current Deferred Revenue	172	165	157	149	144	147	137	127	118	127	120
Current Employee Benefit Liabilities	77	77	106	93	69	68	102	84	66	60	98
Total Noncurrent Liabilities	2,617	2,513	2,300	2,201	2,124	1,886	1,896	1,896	1,900	1,906	1,913
Long-Term Debt	2,513	2,406	2,194	2,105	2,029	1,809	1,812	1,815	1,818	1,821	1,824
Other Noncurrent Operating Liabilities	103	107	106	96	95	78	84	81	82	85	89
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	0.00	0.00
Total Equity & Noncontrolling Interests	-1,124	-1,138	-963	-829	-736	-726	-688	-704	-771	-802	-802
Total Preferred & Common Equity	-1,124	-1,138	-963	-829	-736	-726	-688	-704	-771	-802	-802
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	-1,124	-1,138	-963	-829	-736	-726	-688	-704	-771	-802	-802
Common Stock	1,252	1,202	1,367	1,321	1,282	1,239	1,351	1,313	1,282	1,245	1,300
Retained Earnings	4,216	4,053	3,901	3,765	3,639	3,509	3,388	3,287	3,158	3,056	2,959
Treasury Stock	-6,491	-6,286	-6,139	-5,814	-5,559	-5,381	-5,325	-5,209	-5,110	-4,997	-4,936
Accumulated Other Comprehensive Income / (Loss)	-101	-108	-92	-102	-98	-93	-102	-95	-100	-106	-125

This table displays calculated financial ratios and metrics derived from Fair Isaac's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	9/30/2024	9/30/2023	9/30/2022	9/30/2021	9/30/2020	9/30/2019	9/30/2018	9/30/2017	9/30/2016	9/30/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	13.48%	9.90%	4.61%	1.70%	11.59%	15.99%	6.97%	6.08%	5.08%	6.31%
EBITDA Growth	14.72%	18.38%	4.07%	63.51%	14.65%	31.59%	0.06%	7.62%	17.74%	-11.34%
EBIT Growth	15.17%	20.16%	5.27%	71.55%	16.95%	35.90%	3.39%	6.35%	23.71%	-14.41%
NOPAT Growth	17.53%	15.97%	2.63%	53.86%	20.76%	59.51%	-9.11%	21.12%	17.91%	-5.61%
Net Income Growth	19.43%	14.95%	-4.73%	65.85%	23.05%	51.90%	-5.20%	21.90%	26.53%	-8.83%
EPS Growth	20.79%	19.39%	5.82%	69.62%	24.61%	56.16%	-1.93%	22.12%	27.92%	-2.57%
Operating Cash Flow Growth	34.98%	-7.96%	20.21%	16.14%	40.16%	16.72%	-1.15%	7.31%	43.26%	-16.15%
Free Cash Flow Firm Growth	39.20%	-15.11%	-5.07%	73.63%	25.35%	122.34%	-41.34%	15.80%	339.63%	-75.65%
Invested Capital Growth	4.63%	12.43%	-2.90%	-6.32%	-0.48%	0.46%	4.46%	-1.46%	-1.84%	8.44%
Revenue Q/Q Growth	3.88%	2.78%	1.04%	-2.93%	88.97%	-38.43%	30.35%	2.21%	0.35%	1.35%
EBITDA Q/Q Growth	4.95%	4.60%	3.15%	5.54%	4.59%	4.50%	-3.52%	10.73%	2.06%	-6.00%
EBIT Q/Q Growth	4.93%	4.98%	3.45%	6.12%	5.47%	5.07%	-3.61%	12.95%	2.02%	-6.96%
NOPAT Q/Q Growth	6.57%	2.52%	3.32%	6.98%	0.98%	17.13%	-12.20%	8.55%	-1.62%	-2.19%
Net Income Q/Q Growth	7.16%	2.56%	1.35%	7.28%	1.96%	12.85%	-8.99%	10.89%	-1.10%	-3.66%
EPS Q/Q Growth	7.52%	2.92%	3.96%	8.06%	2.46%	13.01%	-7.94%	11.29%	-0.59%	-2.21%
Operating Cash Flow Q/Q Growth	10.94%	4.27%	11.63%	-9.49%	12.58%	15.76%	2.64%	10.63%	-11.69%	-6.88%
Free Cash Flow Firm Q/Q Growth	10.40%	0.80%	14.72%	-4.89%	-7.59%	123.01%	-22.77%	23.58%	-15.31%	-45.67%
Invested Capital Q/Q Growth	-3.68%	-2.48%	-3.74%	1.11%	-4.10%	-6.39%	2.25%	1.28%	3.47%	0.79%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	79.73%	79.45%	78.06%	74.75%	72.10%	70.96%	68.71%	69.24%	100.00%	100.00%
EBITDA Margin	44.34%	43.86%	40.71%	40.93%	25.46%	24.78%	21.84%	23.35%	23.01%	20.54%
Operating Margin	42.71%	42.47%	39.38%	38.40%	22.86%	21.86%	17.53%	19.48%	19.24%	16.39%
EBIT Margin	43.53%	42.89%	39.23%	38.98%	23.11%	22.05%	18.82%	19.47%	19.42%	16.50%
Profit (Net Income) Margin	29.86%	28.37%	27.12%	29.78%	18.26%	16.56%	12.65%	14.27%	12.42%	10.31%
Tax Burden Percent	79.87%	77.56%	79.26%	82.87%	91.99%	88.92%	80.60%	85.37%	75.71%	79.19%
Interest Burden Percent	85.87%	85.28%	87.23%	92.19%	85.90%	84.46%	83.37%	85.84%	84.44%	78.94%
Effective Tax Rate	20.13%	22.44%	20.74%	17.13%	8.01%	11.08%	19.40%	14.63%	24.29%	20.81%
Return on Invested Capital (ROIC)	57.05%	52.57%	47.44%	44.07%	27.67%	22.91%	14.71%	16.42%	13.34%	11.66%
ROIC Less NNEP Spread (ROIC-NNEP)	53.10%	48.48%	43.30%	40.88%	22.35%	18.12%	12.25%	12.09%	9.70%	7.07%
Return on Net Nonoperating Assets (RNNOA)	-119.18%	-110.21%	-129.28%	312.14%	48.49%	43.66%	20.72%	14.13%	11.43%	7.74%
Return on Equity (ROE)	-62.13%	-57.64%	-81.84%	356.21%	76.16%	66.57%	35.43%	30.55%	24.77%	19.40%
Cash Return on Invested Capital (CROIC)	52.52%	40.87%	50.38%	50.59%	28.15%	22.46%	10.34%	17.89%	15.20%	3.56%
Operating Return on Assets (OROA)	45.41%	43.03%	35.90%	32.34%	19.68%	18.51%	14.56%	14.71%	13.97%	11.43%
Return on Assets (ROA)	31.14%	28.46%	24.82%	24.71%	15.56%	13.90%	9.78%	10.78%	8.93%	7.14%
Return on Common Equity (ROCE)	-62.13%	-57.64%	-81.84%	356.21%	76.16%	66.57%	35.43%	30.55%	24.77%	19.40%
Return on Equity Simple (ROE_SIMPLE)	-53.27%	-62.41%	-46.58%	-353.41%	71.41%	66.30%	44.00%	31.28%	24.49%	19.79%
Net Operating Profit after Tax (NOPAT)	586	499	430	419	272	225	141	156	128	109
NOPAT Margin	34.12%	32.94%	31.21%	31.82%	21.03%	19.43%	14.13%	16.63%	14.57%	12.98%
Net Nonoperating Expense Percent (NNEP)	3.95%	4.09%	4.14%	3.19%	5.32%	4.79%	2.46%	4.33%	3.64%	4.59%
Cost of Revenue to Revenue	20.27%	20.55%	21.94%	25.25%	27.90%	29.04%	31.29%	30.76%	0.00%	0.00%
SG&A Expenses to Revenue	26.95%	26.47%	27.87%	30.10%	32.52%	35.69%	37.69%	36.06%	37.32%	35.77%
R&D to Revenue	10.01%	10.57%	10.66%	13.01%	12.86%	12.89%	12.84%	11.86%	11.76%	11.78%
Operating Expenses to Revenue	37.01%	36.98%	38.68%	36.35%	49.24%	49.11%	51.18%	49.76%	80.76%	83.61%
Earnings before Interest and Taxes (EBIT)	748	649	540	513	299	256	188	182	171	138
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	761	664	561	539	330	287	218	218	203	172
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.00	0.00	0.00	0.00	37.26	30.27	23.17	10.09	8.60	6.01
Price to Tangible Book Value (P/TBV)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Revenue (P/Rev)	27.74	14.26	7.55	8.58	9.53	7.56	6.66	4.60	4.36	3.13
Price to Earnings (P/E)	92.92	50.28	27.85	28.81	52.18	45.65	52.66	32.26	35.11	30.38
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.06%	0.06%	0.09%
Earnings Yield	1.08%	1.99%	3.59%	3.47%	1.92%	2.19%	1.90%	3.10%	2.85%	3.29%
Enterprise Value to Invested Capital (EV/IC)	47.28	23.19	13.55	13.41	13.23	9.60	7.49	5.13	4.56	3.26
Enterprise Value to Revenue (EV/Rev)	28.92	15.38	8.78	9.36	10.03	8.16	7.35	5.15	4.94	3.77
Enterprise Value to EBITDA (EV/EBITDA)	65.22	35.07	21.58	22.88	39.41	32.94	33.67	22.07	21.45	18.36
Enterprise Value to EBIT (EV/EBIT)	66.43	35.86	22.39	24.02	43.41	37.01	39.07	26.46	25.41	22.86
Enterprise Value to NOPAT (EV/NOPAT)	84.76	46.70	28.14	29.43	47.70	41.99	52.04	30.98	33.88	29.05
Enterprise Value to Operating Cash Flow (EV/OCF)	78.46	49.65	23.75	29.08	35.59	36.36	32.98	21.35	20.69	21.55
Enterprise Value to Free Cash Flow (EV/FCFF)	92.06	60.07	26.50	25.63	46.89	42.84	74.01	28.43	29.73	95.05
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	-2.29	-2.71	-2.31	-11.35	2.52	2.85	2.80	1.51	1.35	1.47
Long-Term Debt to Equity	-2.28	-2.63	-2.27	-9.10	2.23	2.09	1.98	1.18	1.18	1.26
Financial Leverage	-2.24	-2.27	-2.99	7.64	2.17	2.41	1.69	1.17	1.18	1.09
Leverage Ratio	-2.00	-2.03	-3.30	14.42	4.90	4.79	3.62	2.84	2.77	2.72
Compound Leverage Factor	-1.71	-1.73	-2.88	13.29	4.21	4.04	3.02	2.43	2.34	2.14
Debt to Total Capital	177.24%	158.62%	176.25%	109.66%	71.59%	74.00%	73.67%	60.17%	57.51%	59.47%
Short-Term Debt to Total Capital	1.20%	4.26%	2.85%	21.78%	8.15%	19.56%	21.53%	13.26%	7.32%	8.53%
Long-Term Debt to Total Capital	176.04%	154.36%	173.40%	87.89%	63.44%	54.44%	52.14%	46.91%	50.19%	50.94%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	-77.24%	-58.62%	-76.25%	-9.66%	28.41%	26.00%	26.33%	39.83%	42.49%	40.53%
Debt to EBITDA	2.90	2.80	3.31	2.34	2.53	2.87	3.68	2.95	2.98	3.72
Net Debt to EBITDA	2.64	2.55	3.02	1.91	1.98	2.42	3.18	2.35	2.50	3.10
Long-Term Debt to EBITDA	2.88	2.73	3.25	1.87	2.24	2.11	2.61	2.30	2.60	3.19
Debt to NOPAT	3.77	3.73	4.31	3.01	3.06	3.66	5.69	4.14	4.71	5.89
Net Debt to NOPAT	3.44	3.39	3.94	2.46	2.39	3.09	4.91	3.30	3.95	4.91
Long-Term Debt to NOPAT	3.74	3.63	4.24	2.41	2.72	2.69	4.03	3.23	4.11	5.04
Altman Z-Score	16.45	11.20	7.97	8.26	9.23	7.88	6.84	6.10	5.87	4.64
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.62	1.51	1.46	0.99	1.29	0.93	0.84	0.95	1.09	1.18
Quick Ratio	1.52	1.43	1.37	0.91	1.19	0.82	0.75	0.84	0.99	1.00
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	539	388	457	481	277	221	99	169	146	33
Operating Cash Flow to CapEx	2,477.26%	11,067.15%	8,449.99%	0.00%	1,659.54%	1,085.65%	712.65%	1,138.01%	957.11%	587.11%
Free Cash Flow to Firm to Interest Expense	5.11	4.06	6.62	12.00	6.57	5.56	3.17	6.57	5.49	1.14
Operating Cash Flow to Interest Expense	5.99	4.91	7.39	10.57	8.65	6.55	7.12	8.75	7.90	5.04
Operating Cash Flow Less CapEx to Interest Expense	5.75	4.86	7.30	14.06	8.13	5.95	6.12	7.98	7.07	4.18
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	1.04	1.00	0.92	0.83	0.85	0.84	0.77	0.76	0.72	0.69
Accounts Receivable Turnover	4.22	4.26	4.34	4.07	4.10	4.11	4.59	5.56	5.40	5.34
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	69.49	106.04	60.55	35.42	26.04	22.78	22.34	21.79	21.15	22.40
Accounts Payable Turnover	16.79	17.15	15.89	15.19	15.65	15.53	15.74	13.55	0.00	0.00
Days Sales Outstanding (DSO)	86.56	85.65	84.08	89.59	89.04	88.75	79.44	65.66	67.62	68.33
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	21.74	21.29	22.96	24.03	23.32	23.50	23.19	26.94	0.00	0.00
Cash Conversion Cycle (CCC)	64.81	64.37	61.12	65.56	65.72	65.26	56.24	38.71	67.62	68.33
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,050	1,004	893	920	982	986	982	940	954	972
Invested Capital Turnover	1.67	1.60	1.52	1.39	1.32	1.18	1.04	0.99	0.92	0.90
Increase / (Decrease) in Invested Capital	47	111	-27	-62	-4.72	4.48	42	-14	-18	76
Enterprise Value (EV)	49,665	23,281	12,099	12,327	12,987	9,467	7,355	4,817	4,350	3,163
Market Capitalization	47,652	21,589	10,404	11,296	12,336	8,771	6,661	4,304	3,843	2,628
Book Value per Share	($39.26)	($27.54)	($31.76)	($3.91)	$11.42	$10.03	$9.86	$13.93	$14.48	$14.03
Tangible Book Value per Share	($71.19)	($58.52)	($61.98)	($31.82)	($16.91)	($18.27)	($18.12)	($13.03)	($12.48)	($13.65)
Total Capital	1,246	1,174	1,052	1,148	1,166	1,115	1,092	1,071	1,052	1,078
Total Debt	2,209	1,862	1,854	1,259	834	825	804	644	605	641
Total Long-Term Debt	2,194	1,812	1,824	1,009	739	607	569	502	528	549
Net Debt	2,013	1,692	1,695	1,030	652	696	694	513	507	535
Capital Expenditures (CapEx)	26	4.24	6.03	-140	22	24	31	20	22	25
Debt-free, Cash-free Net Working Capital (DFCFNWC)	101	102	50	46	57	76	67	21	23	49
Debt-free Net Working Capital (DFNWC)	252	239	183	242	215	183	157	126	99	135
Net Working Capital (NWC)	237	189	153	-8.23	120	-35	-78	-16	22	43
Net Nonoperating Expense (NNE)	73	69	56	27	36	33	15	22	19	22
Net Nonoperating Obligations (NNO)	2,013	1,692	1,695	1,030	650	696	694	513	507	535
Total Depreciation and Amortization (D&A)	14	15	20	26	30	32	30	36	32	34
Debt-free, Cash-free Net Working Capital to Revenue	5.91%	6.74%	3.63%	3.53%	4.42%	6.59%	6.75%	2.21%	2.57%	5.80%
Debt-free Net Working Capital to Revenue	14.68%	15.77%	13.31%	18.36%	16.57%	15.76%	15.75%	13.51%	11.18%	16.06%
Net Working Capital to Revenue	13.81%	12.47%	11.13%	-0.63%	9.24%	-3.03%	-7.75%	-1.68%	2.45%	5.09%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$20.78	$17.18	$14.34	$13.65	$0.00	$0.00	$4.79	$4.16	$3.52	$2.75
Adjusted Weighted Average Basic Shares Outstanding	24.68M	24.99M	26.04M	28.73M	0.00	0.00	29.71M	30.86M	31.13M	31.40M
Adjusted Diluted Earnings per Share	$20.45	$16.93	$14.18	$13.40	$0.00	$0.00	$4.57	$3.98	$3.39	$2.65
Adjusted Weighted Average Diluted Shares Outstanding	25.08M	25.37M	26.35M	29.26M	0.00	0.00	31.18M	32.25M	32.31M	32.61M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	24.35M	24.71M	24.98M	27.36M	0.00	0.00	28.96M	29.99M	30.94M	31.08M
Normalized Net Operating Profit after Tax (NOPAT)	586	499	430	425	314	225	141	159	128	123
Normalized NOPAT Margin	34.12%	32.94%	31.21%	32.32%	24.23%	19.43%	14.13%	17.04%	14.57%	14.70%
Pre Tax Income Margin	37.38%	36.58%	34.22%	35.94%	19.85%	18.63%	15.69%	16.72%	16.40%	13.02%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	7.08	6.79	7.83	12.80	7.09	6.44	6.01	7.06	6.43	4.75
NOPAT to Interest Expense	5.55	5.22	6.23	10.45	6.46	5.67	4.51	6.03	4.82	3.74
EBIT Less CapEx to Interest Expense	6.84	6.75	7.75	16.29	6.57	5.83	5.01	6.29	5.60	3.89
NOPAT Less CapEx to Interest Expense	5.31	5.17	6.15	13.94	5.93	5.07	3.51	5.26	4.00	2.88
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.93%	2.27%	2.90%
Augmented Payout Ratio	160.23%	94.45%	295.60%	222.96%	99.50%	119.14%	270.87%	141.56%	128.73%	154.02%

This table displays calculated financial ratios and metrics derived from Fair Isaac's official financial filings.

Metric	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	14.97%	15.16%	16.44%	12.33%	14.08%	10.78%	11.75%	14.25%	6.46%	6.98%	4.24%
EBITDA Growth	22.57%	18.03%	21.43%	6.65%	22.25%	8.69%	21.05%	28.25%	6.61%	18.60%	14.09%
EBIT Growth	22.92%	16.07%	21.32%	6.50%	23.21%	9.98%	23.01%	30.60%	7.80%	20.24%	15.52%
NOPAT Growth	28.08%	29.99%	30.48%	-0.62%	24.06%	20.73%	11.22%	32.84%	-1.49%	24.06%	14.91%
Net Income Growth	25.28%	25.99%	33.79%	-1.94%	27.82%	23.99%	11.82%	37.71%	-2.71%	14.93%	5.81%
EPS Growth	27.71%	27.92%	35.66%	-0.59%	29.00%	25.00%	13.60%	40.72%	1.27%	24.27%	18.06%
Operating Cash Flow Growth	5.47%	58.86%	38.06%	73.97%	-20.90%	32.11%	13.27%	4.68%	-26.75%	-25.98%	57.84%
Free Cash Flow Firm Growth	5,072.41%	207.70%	1,168.79%	92.99%	-96.45%	-13.41%	-93.56%	-52.91%	-55.82%	-71.08%	-13.76%
Invested Capital Growth	7.30%	1.49%	4.63%	5.95%	14.65%	9.05%	12.43%	10.97%	6.58%	5.97%	-2.90%
Revenue Q/Q Growth	13.36%	-3.05%	1.33%	3.24%	13.55%	-1.97%	-2.25%	4.84%	10.26%	-1.11%	-0.06%
EBITDA Q/Q Growth	33.24%	-8.70%	2.88%	-2.06%	28.31%	-6.07%	-9.65%	12.27%	14.07%	4.61%	-4.27%
EBIT Q/Q Growth	36.06%	-10.15%	2.94%	-2.33%	28.48%	-6.08%	-9.63%	12.99%	14.69%	5.04%	-4.06%
NOPAT Q/Q Growth	2.81%	16.84%	8.74%	-1.95%	4.34%	17.28%	-17.18%	22.41%	1.54%	8.04%	-1.08%
Net Income Q/Q Growth	6.61%	12.41%	7.47%	-2.73%	7.21%	19.37%	-21.23%	26.79%	4.00%	7.66%	-3.00%
EPS Q/Q Growth	7.33%	12.87%	7.72%	-2.13%	7.50%	19.70%	-21.06%	27.00%	4.17%	8.78%	-2.22%
Operating Cash Flow Q/Q Growth	-61.38%	-14.34%	6.16%	200.32%	-41.83%	-25.56%	33.78%	36.54%	-2.85%	-36.17%	23.64%
Free Cash Flow Firm Q/Q Growth	-37.02%	52.27%	33.07%	3,953.19%	-96.25%	527.89%	-79.76%	-25.36%	-8.72%	-53.33%	48.11%
Invested Capital Q/Q Growth	15.13%	0.23%	-3.68%	-3.46%	8.91%	3.33%	-2.48%	4.47%	3.59%	6.53%	-3.74%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	82.43%	80.15%	80.26%	80.30%	79.96%	78.15%	78.75%	81.98%	79.01%	77.80%	76.35%
EBITDA Margin	49.69%	42.27%	44.89%	44.22%	46.61%	41.24%	43.05%	46.57%	43.49%	42.04%	39.74%
Operating Margin	49.25%	40.80%	43.45%	42.48%	44.91%	39.62%	42.52%	44.40%	42.01%	40.69%	38.47%
EBIT Margin	49.00%	40.83%	44.05%	43.36%	45.83%	40.50%	42.28%	45.73%	42.44%	40.80%	38.41%
Profit (Net Income) Margin	32.61%	34.67%	29.90%	28.19%	29.92%	31.69%	26.02%	32.30%	26.71%	28.31%	26.01%
Tax Burden Percent	76.34%	101.60%	79.17%	75.46%	75.14%	92.71%	72.21%	81.60%	73.87%	82.82%	80.19%
Interest Burden Percent	87.16%	83.58%	85.74%	86.16%	86.88%	84.39%	85.25%	86.54%	85.19%	83.80%	84.44%
Effective Tax Rate	23.66%	-1.60%	20.83%	24.54%	24.86%	7.29%	27.79%	18.40%	26.13%	17.18%	19.81%
Return on Invested Capital (ROIC)	59.10%	70.43%	57.52%	50.00%	51.20%	57.29%	48.99%	54.53%	46.25%	51.03%	46.88%
ROIC Less NNEP Spread (ROIC-NNEP)	57.91%	68.92%	56.42%	49.06%	50.28%	56.19%	47.92%	53.64%	45.26%	49.87%	45.64%
Return on Net Nonoperating Assets (RNNOA)	-130.84%	-146.21%	-126.64%	-116.88%	-120.88%	-129.32%	-108.92%	-121.29%	-105.53%	-118.65%	-136.26%
Return on Equity (ROE)	-71.74%	-75.77%	-69.11%	-66.88%	-69.68%	-72.03%	-59.93%	-66.76%	-59.28%	-67.62%	-89.38%
Cash Return on Invested Capital (CROIC)	50.03%	58.49%	52.52%	46.10%	38.44%	43.93%	40.87%	39.30%	40.79%	43.13%	50.38%
Operating Return on Assets (OROA)	50.97%	43.93%	45.95%	43.54%	45.88%	41.16%	42.41%	44.29%	40.40%	39.09%	35.15%
Return on Assets (ROA)	33.91%	37.30%	31.19%	28.31%	29.95%	32.20%	26.11%	31.27%	25.43%	27.13%	23.80%
Return on Common Equity (ROCE)	-71.74%	-75.77%	-69.11%	-66.88%	-69.68%	-72.03%	-59.93%	-66.76%	-59.28%	-67.62%	-89.38%
Return on Equity Simple (ROE_SIMPLE)	-51.34%	-47.82%	0.00%	-57.70%	-65.39%	-62.39%	0.00%	-59.47%	-49.74%	-48.15%	0.00%
Net Operating Profit after Tax (NOPAT)	188	182	156	144	146	140	120	144	118	116	108
NOPAT Margin	37.60%	41.46%	34.40%	32.06%	33.75%	36.73%	30.70%	36.23%	31.04%	33.70%	30.85%
Net Nonoperating Expense Percent (NNEP)	1.19%	1.51%	1.10%	0.95%	0.92%	1.10%	1.08%	0.90%	0.98%	1.17%	1.24%
Return On Investment Capital (ROIC_SIMPLE)	13.36%	14.22%	-	-	-	11.35%	-	-	-	-	-
Cost of Revenue to Revenue	17.57%	19.85%	19.74%	19.70%	20.04%	21.85%	21.25%	18.02%	20.99%	22.20%	23.65%
SG&A Expenses to Revenue	24.15%	29.08%	27.05%	27.88%	25.56%	27.31%	25.49%	27.11%	26.34%	26.97%	27.57%
R&D to Revenue	9.03%	10.26%	9.74%	9.87%	9.42%	11.16%	10.67%	10.40%	10.59%	10.62%	10.18%
Operating Expenses to Revenue	33.18%	39.34%	36.81%	37.82%	35.04%	38.54%	36.23%	37.58%	37.00%	37.10%	37.88%
Earnings before Interest and Taxes (EBIT)	244	180	200	194	199	155	165	182	161	141	134
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	248	186	204	198	202	158	168	186	165	145	139
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Tangible Book Value (P/TBV)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Revenue (P/Rev)	24.47	27.30	27.74	22.25	19.36	18.55	14.26	13.73	12.42	10.68	7.55
Price to Earnings (P/E)	78.03	89.06	92.92	76.87	64.56	63.53	50.28	48.31	46.10	38.71	27.85
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	1.28%	1.12%	1.08%	1.30%	1.55%	1.57%	1.99%	2.07%	2.17%	2.58%	3.59%
Enterprise Value to Invested Capital (EV/IC)	39.08	48.13	47.28	35.49	29.14	29.43	23.19	21.33	19.72	17.56	13.55
Enterprise Value to Revenue (EV/Rev)	25.74	28.54	28.92	23.41	20.52	19.69	15.38	14.91	13.66	11.93	8.78
Enterprise Value to EBITDA (EV/EBITDA)	56.88	64.37	65.22	53.35	46.16	45.14	35.07	34.60	32.73	28.63	21.58
Enterprise Value to EBIT (EV/EBIT)	57.90	65.58	66.43	54.32	46.98	46.03	35.86	35.51	33.76	29.62	22.39
Enterprise Value to NOPAT (EV/NOPAT)	70.89	80.84	84.76	70.40	59.76	58.40	46.70	45.15	43.15	36.94	28.14
Enterprise Value to Operating Cash Flow (EV/OCF)	66.83	71.88	78.46	67.84	68.61	61.23	49.65	48.83	43.75	35.02	23.75
Enterprise Value to Free Cash Flow (EV/FCFF)	80.87	82.89	92.06	79.21	80.98	69.91	60.07	57.11	49.89	41.90	26.50
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	-2.25	-2.13	-2.29	-2.56	-2.78	-2.70	-2.71	-2.74	-2.50	-2.39	-2.31
Long-Term Debt to Equity	-2.24	-2.11	-2.28	-2.54	-2.76	-2.49	-2.63	-2.58	-2.36	-2.27	-2.27
Financial Leverage	-2.26	-2.12	-2.24	-2.38	-2.40	-2.30	-2.27	-2.26	-2.33	-2.38	-2.99
Leverage Ratio	-1.90	-1.77	-2.00	-2.15	-2.13	-2.00	-2.03	-1.96	-2.08	-2.18	-3.30
Compound Leverage Factor	-1.66	-1.48	-1.71	-1.85	-1.85	-1.69	-1.73	-1.70	-1.78	-1.83	-2.78
Debt to Total Capital	180.05%	188.72%	177.24%	164.26%	156.24%	158.72%	158.62%	157.44%	166.80%	171.71%	176.25%
Short-Term Debt to Total Capital	1.07%	1.17%	1.20%	1.16%	1.15%	12.38%	4.26%	9.38%	9.27%	8.94%	2.85%
Long-Term Debt to Total Capital	178.99%	187.55%	176.04%	163.09%	155.10%	146.34%	154.36%	148.05%	157.53%	162.77%	173.40%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	-80.05%	-88.72%	-77.24%	-64.26%	-56.24%	-58.72%	-58.62%	-57.44%	-66.80%	-71.71%	-76.25%
Debt to EBITDA	3.04	3.08	2.90	2.92	2.87	2.90	2.80	3.04	3.24	3.29	3.31
Net Debt to EBITDA	2.81	2.78	2.64	2.65	2.62	2.61	2.55	2.73	2.96	3.00	3.02
Long-Term Debt to EBITDA	3.02	3.06	2.88	2.90	2.84	2.67	2.73	2.86	3.06	3.12	3.25
Debt to NOPAT	3.78	3.86	3.77	3.86	3.71	3.75	3.73	3.97	4.27	4.25	4.31
Net Debt to NOPAT	3.50	3.50	3.44	3.49	3.39	3.37	3.39	3.56	3.90	3.88	3.94
Long-Term Debt to NOPAT	3.76	3.84	3.74	3.83	3.68	3.46	3.63	3.73	4.04	4.03	4.24
Altman Z-Score	14.04	15.12	15.39	13.33	12.19	11.92	10.18	9.65	9.03	8.28	7.04
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	2.11	1.80	1.62	1.87	2.04	1.31	1.51	1.46	1.40	1.36	1.46
Quick Ratio	1.86	1.62	1.52	1.76	1.92	1.22	1.43	1.39	1.28	1.26	1.37
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	105	167	110	82	2.03	54	8.64	43	57	63	134
Operating Cash Flow to CapEx	794.72%	2,705.30%	3,179.53%	2,790.46%	753.93%	8,972.81%	15,360.39%	15,482.58%	5,881.07%	10,875.29%	18,171.39%
Free Cash Flow to Firm to Interest Expense	3.35	5.66	3.84	3.07	0.08	2.24	0.36	1.74	2.39	2.75	6.44
Operating Cash Flow to Interest Expense	2.39	6.58	7.94	7.94	2.72	5.05	6.75	5.00	3.76	4.05	6.95
Operating Cash Flow Less CapEx to Interest Expense	2.09	6.34	7.69	7.66	2.36	5.00	6.71	4.96	3.69	4.02	6.91
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	1.04	1.08	1.04	1.00	1.00	1.02	1.00	0.97	0.95	0.96	0.92
Accounts Receivable Turnover	3.83	4.94	4.22	4.02	3.97	4.59	4.26	4.39	4.65	4.93	4.34
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	0.00	69.49	0.00	0.00	0.00	106.04	0.00	0.00	70.74	60.55
Accounts Payable Turnover	16.45	16.86	16.79	17.39	19.85	17.95	17.15	18.18	20.66	16.62	15.89
Days Sales Outstanding (DSO)	95.35	73.85	86.56	90.69	91.83	79.52	85.65	83.08	78.45	74.11	84.08
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	22.19	21.65	21.74	20.99	18.39	20.33	21.29	20.08	17.67	21.97	22.96
Cash Conversion Cycle (CCC)	73.16	52.19	64.81	69.70	73.45	59.19	64.37	63.00	60.78	52.14	61.12
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,212	1,053	1,050	1,091	1,130	1,037	1,004	1,029	985	951	893
Invested Capital Turnover	1.57	1.70	1.67	1.56	1.52	1.56	1.60	1.51	1.49	1.51	1.52
Increase / (Decrease) in Invested Capital	82	16	47	61	144	86	111	102	61	54	-27
Enterprise Value (EV)	47,367	50,666	49,665	38,706	32,921	30,530	23,281	21,958	19,433	16,703	12,099
Market Capitalization	45,031	48,475	47,652	36,786	31,055	28,767	21,589	20,225	17,676	14,950	10,404
Book Value per Share	($46.03)	($46.75)	($39.26)	($33.56)	($29.60)	($29.37)	($27.54)	($28.17)	($30.64)	($32.12)	($31.76)
Tangible Book Value per Share	($77.95)	($78.60)	($71.19)	($65.00)	($60.86)	($60.84)	($58.52)	($59.29)	($61.48)	($63.07)	($61.98)
Total Capital	1,404	1,283	1,246	1,291	1,308	1,236	1,174	1,226	1,154	1,119	1,052
Total Debt	2,528	2,421	2,209	2,120	2,044	1,962	1,862	1,930	1,925	1,921	1,854
Total Long-Term Debt	2,513	2,406	2,194	2,105	2,029	1,809	1,812	1,815	1,818	1,821	1,824
Net Debt	2,336	2,191	2,013	1,920	1,865	1,763	1,692	1,733	1,757	1,753	1,695
Capital Expenditures (CapEx)	9.43	7.17	7.12	7.65	9.42	1.36	1.07	0.79	1.53	0.85	0.80
Debt-free, Cash-free Net Working Capital (DFCFNWC)	250	95	101	153	206	125	102	134	117	89	50
Debt-free Net Working Capital (DFNWC)	397	280	252	309	341	285	239	297	255	229	183
Net Working Capital (NWC)	382	265	237	294	326	132	189	182	148	129	153
Net Nonoperating Expense (NNE)	25	30	20	17	17	19	18	16	16	19	17
Net Nonoperating Obligations (NNO)	2,336	2,191	2,013	1,920	1,865	1,763	1,692	1,733	1,756	1,753	1,695
Total Depreciation and Amortization (D&A)	3.42	6.38	3.82	3.83	3.35	2.82	3.00	3.35	4.01	4.28	4.65
Debt-free, Cash-free Net Working Capital to Revenue	13.59%	5.37%	5.91%	9.25%	12.82%	8.04%	6.74%	9.10%	8.24%	6.36%	3.63%
Debt-free Net Working Capital to Revenue	21.55%	15.74%	14.68%	18.68%	21.28%	18.39%	15.77%	20.17%	17.93%	16.35%	13.31%
Net Working Capital to Revenue	20.74%	14.90%	13.81%	17.78%	20.34%	8.52%	12.47%	12.36%	10.41%	9.20%	11.13%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$6.67	$6.26	$5.54	$5.12	$5.23	$4.89	$4.08	$5.16	$4.04	$3.90	$3.57
Adjusted Weighted Average Basic Shares Outstanding	24.39M	24.38M	24.68M	24.65M	24.82M	24.76M	24.99M	24.96M	25.12M	25.05M	26.04M
Adjusted Diluted Earnings per Share	$6.59	$6.14	$5.44	$5.05	$5.16	$4.80	$4.01	$5.08	$4.00	$3.84	$3.53
Adjusted Weighted Average Diluted Shares Outstanding	24.69M	24.83M	25.08M	25.02M	25.15M	25.22M	25.37M	25.34M	25.42M	25.44M	26.35M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	24.34M	24.42M	24.35M	24.52M	24.71M	24.85M	24.71M	24.86M	24.99M	25.15M	24.98M
Normalized Net Operating Profit after Tax (NOPAT)	188	126	156	144	146	140	120	144	118	115	108
Normalized NOPAT Margin	37.60%	28.56%	34.40%	32.06%	33.75%	36.73%	30.70%	36.23%	31.04%	33.23%	30.85%
Pre Tax Income Margin	42.71%	34.12%	37.77%	37.36%	39.82%	34.18%	36.04%	39.58%	36.15%	34.19%	32.43%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	7.79	6.09	7.01	7.23	7.62	6.40	6.78	7.43	6.75	6.17	6.43
NOPAT to Interest Expense	5.98	6.19	5.47	5.34	5.61	5.81	4.92	5.89	4.94	5.10	5.16
EBIT Less CapEx to Interest Expense	7.49	5.85	6.76	6.94	7.26	6.35	6.74	7.40	6.69	6.13	6.39
NOPAT Less CapEx to Interest Expense	5.68	5.94	5.23	5.06	5.25	5.75	4.88	5.85	4.87	5.06	5.12
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	166.00%	167.67%	160.23%	129.25%	96.60%	88.83%	94.45%	81.53%	137.62%	180.32%	295.60%

Frequently Asked Questions About Fair Isaac's Financials

When does Fair Isaac's financial year end?

According to the most recent income statement we have on file, Fair Isaac's fiscal year ends in September. Their fiscal year 2024 ended on September 30, 2024.

How has Fair Isaac's net income changed over the last 9 years?

Fair Isaac's net income appears to be on an upward trend, with a most recent value of $512.81 million in 2024, rising from $86.50 million in 2015. The previous period was $429.38 million in 2023. Check out Fair Isaac's forecast to explore projected trends and price targets.

What is Fair Isaac's operating income?

Fair Isaac's total operating income in 2024 was $733.63 million, based on the following breakdown:

Total Gross Profit: $1.37 billion
Total Operating Expenses: $635.69 million

How has Fair Isaac revenue changed over the last 9 years?

Over the last 9 years, Fair Isaac's total revenue changed from $838.78 million in 2015 to $1.72 billion in 2024, a change of 104.8%.

How much debt does Fair Isaac have?

Fair Isaac's total liabilities were at $2.68 billion at the end of 2024, a 18.4% increase from 2023, and a 238.0% increase since 2015.

How much cash does Fair Isaac have?

In the past 9 years, Fair Isaac's cash and equivalents has ranged from $75.93 million in 2016 to $195.35 million in 2021, and is currently $150.67 million as of their latest financial filing in 2024.

How has Fair Isaac's book value per share changed over the last 9 years?

Over the last 9 years, Fair Isaac's book value per share changed from 14.03 in 2015 to -39.26 in 2024, a change of -379.8%.

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This page (NYSE:FICO) was last updated on 5/30/2025 by MarketBeat.com Staff

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Fair Isaac (FICO) Financials

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Fair Isaac (FICO) Financials

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