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Fair Isaac (FICO) Financials

Fair Isaac logo
$1,500.17 -194.19 (-11.46%)
Closing price 05/27/2025 03:59 PM Eastern
Extended Trading
$1,504.85 +4.68 (+0.31%)
As of 04:29 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.
Annual Income Statements for Fair Isaac

Annual Income Statements for Fair Isaac

This table shows Fair Isaac's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 9/30/2024 9/30/2023 9/30/2022 9/30/2021 9/30/2020 9/30/2019 9/30/2018 9/30/2017 9/30/2016 9/30/2015
Net Income / (Loss) Attributable to Common Shareholders
513 429 374 392 236 192 126 133 109 87
Consolidated Net Income / (Loss)
513 429 374 392 236 192 126 133 109 87
Net Income / (Loss) Continuing Operations
513 429 374 392 236 192 126 133 109 87
Total Pre-Tax Income
642 554 471 473 257 216 157 156 145 109
Total Operating Income
734 643 542 505 296 254 175 182 170 138
Total Gross Profit
1,369 1,203 1,075 984 933 823 687 647 881 839
Total Revenue
1,718 1,514 1,377 1,317 1,295 1,160 1,000 935 881 839
Operating Revenue
1,718 1,514 1,377 1,317 1,295 1,160 1,000 935 881 839
Total Cost of Revenue
348 311 302 332 361 337 313 288 0.00 0.00
Operating Cost of Revenue
348 311 302 332 361 337 313 288 - -
Total Operating Expenses
636 560 533 479 637 570 512 465 712 701
Selling, General & Admin Expense
463 401 384 396 421 414 377 337 329 300
Research & Development Expense
172 160 147 171 166 149 128 111 104 99
Amortization Expense
0.92 1.10 2.06 3.26 4.99 6.13 6.59 13 14 14
Other Operating Expenses / (Income)
0.00 -1.94 0.00 -100 - - - - 265 271
Total Other Income / (Expense), net
-92 -89 -71 -32 -39 -37 -18 -26 -25 -28
Interest Expense
106 96 69 40 42 40 31 26 27 29
Other Income / (Expense), net
14 6.34 -2.14 7.75 3.21 2.28 13 -0.09 1.61 0.88
Income Tax Expense
129 124 98 81 21 24 30 23 35 23
Basic Earnings per Share
$20.78 $17.18 $14.34 $13.65 $8.13 $6.63 $4.26 $4.32 $3.52 $2.75
Weighted Average Basic Shares Outstanding
24.68M 24.99M 26.04M 28.73M 29.07M 28.98M 29.71M 30.86M 31.13M 31.40M
Diluted Earnings per Share
$20.45 $16.93 $14.18 $13.40 $7.90 $6.34 $4.06 $4.14 $3.39 $2.65
Weighted Average Diluted Shares Outstanding
25.08M 25.37M 26.35M 29.26M 29.93M 30.29M 31.18M 32.25M 32.31M 32.61M
Weighted Average Basic & Diluted Shares Outstanding
24.35M 24.71M 24.98M 27.36M - 29.10M 29.70M 30.80M 31.10M 31.50M

Quarterly Income Statements for Fair Isaac

This table shows Fair Isaac's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders
163 153 136 126 130 121 101 129 102 98 91
Consolidated Net Income / (Loss)
163 153 136 126 130 121 101 129 102 98 91
Net Income / (Loss) Continuing Operations
163 153 136 126 130 121 101 129 102 98 91
Total Pre-Tax Income
213 150 171 167 173 131 140 158 137 118 113
Total Operating Income
246 180 197 190 195 151 166 177 160 140 134
Total Gross Profit
411 353 364 360 347 299 307 327 300 268 266
Total Revenue
499 440 454 448 434 382 390 399 380 345 349
Operating Revenue
499 440 454 448 434 382 390 399 380 345 349
Total Cost of Revenue
88 87 90 88 87 83 83 72 80 77 82
Operating Cost of Revenue
88 87 90 88 87 83 83 72 80 77 82
Total Operating Expenses
165 173 167 169 152 147 141 150 141 128 132
Selling, General & Admin Expense
120 128 123 125 111 104 99 108 100 93 96
Research & Development Expense
45 45 44 44 41 43 42 41 40 37 36
Amortization Expense
0.00 0.00 0.09 0.28 0.28 0.28 0.28 0.28 0.28 0.28 0.44
Total Other Income / (Expense), net
-33 -29 -26 -23 -22 -21 -25 -19 -22 -22 -21
Interest Expense
31 29 29 27 26 24 24 25 24 23 21
Other Income / (Expense), net
-1.25 0.09 2.72 3.94 3.99 3.39 -0.93 5.30 1.61 0.36 -0.21
Income Tax Expense
50 -2.40 36 41 43 9.53 39 29 36 20 22
Basic Earnings per Share
$6.67 $6.26 $5.54 $5.12 $5.23 $4.89 $4.08 $5.16 $4.04 $3.90 $3.57
Weighted Average Basic Shares Outstanding
24.39M 24.38M 24.68M 24.65M 24.82M 24.76M 24.99M 24.96M 25.12M 25.05M 26.04M
Diluted Earnings per Share
$6.59 $6.14 $5.44 $5.05 $5.16 $4.80 $4.01 $5.08 $4.00 $3.84 $3.53
Weighted Average Diluted Shares Outstanding
24.69M 24.83M 25.08M 25.02M 25.15M 25.22M 25.37M 25.34M 25.42M 25.44M 26.35M
Weighted Average Basic & Diluted Shares Outstanding
24.34M 24.42M 24.35M 24.52M 24.71M 24.85M 24.71M 24.86M 24.99M 25.15M 24.98M

Annual Cash Flow Statements for Fair Isaac

This table details how cash moves in and out of Fair Isaac's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 9/30/2024 9/30/2023 9/30/2022 9/30/2021 9/30/2020 9/30/2019 9/30/2018 9/30/2017 9/30/2016 9/30/2015
Net Change in Cash & Equivalents
14 3.58 -62 38 51 16 -16 30 -10 -19
Net Cash From Operating Activities
633 469 509 424 365 260 223 226 210 147
Net Cash From Continuing Operating Activities
633 469 509 424 365 260 223 226 210 147
Net Income / (Loss) Continuing Operations
513 429 374 392 236 192 126 133 109 87
Consolidated Net Income / (Loss)
513 429 374 392 236 192 126 133 109 87
Depreciation Expense
14 15 20 26 30 32 30 36 32 34
Non-Cash Adjustments To Reconcile Net Income
154 136 144 25 148 84 64 63 82 60
Changes in Operating Assets and Liabilities, net
-48 -111 -28 -19 -50 -48 2.17 -6.86 -13 -34
Net Cash From Investing Activities
-28 -16 -5.67 138 -25 -43 -14 -21 -28 -82
Net Cash From Continuing Investing Activities
-28 -16 -5.67 138 -25 -43 -14 -21 -28 -82
Purchase of Property, Plant & Equipment
-26 -4.24 -6.03 -7.57 -22 -24 -31 -20 -22 -25
Purchase of Investments
-18 -11 -9.96 -9.04 -6.12 -6.40 -6.05 -0.78 0.00 -
Sale and/or Maturity of Investments
16 5.03 8.06 7.24 3.47 3.48 23 0.00 0.00 -
Other Investing Activities, net
0.00 -6.13 2.26 -0.21 0.06 0.00 0.00 - 0.04 0.08
Net Cash From Financing Activities
-593 -455 -547 -524 -289 -200 -219 -181 -190 -72
Net Cash From Continuing Financing Activities
-593 -455 -547 -524 -289 -200 -219 -181 -190 -72
Repayment of Debt
-603 -402 -997 -260 -605 -169 -670 -156 -159 -187
Repurchase of Common Equity
-822 -406 -1,104 -874 -235 -229 -343 -188 -138 -131
Issuance of Debt
947 407 1,589 682 613 229 827 190 122 249
Issuance of Common Equity
25 22 16 21 42 23 11 14 18 18
Other Financing Activities, net
-141 -77 -51 -92 -105 -54 -44 -40 -30 -19
Effect of Exchange Rate Changes
1.84 5.62 -19 -0.14 - -1.14 -5.90 5.28 -2.83 -11
Cash Interest Paid
106 97 57 38 38 40 26 26 27 30
Cash Income Taxes Paid
134 153 65 71 10 19 13 31 11 34

Quarterly Cash Flow Statements for Fair Isaac

This table details how cash moves in and out of Fair Isaac's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents
-38 34 -5.38 20 -25 24 -26 25 -2.09 6.65 -22
Net Cash From Operating Activities
75 194 226 213 71 122 164 123 90 92 145
Net Cash From Continuing Operating Activities
76 193 226 213 71 122 164 123 90 92 145
Net Income / (Loss) Continuing Operations
163 153 136 126 130 121 101 129 102 98 91
Consolidated Net Income / (Loss)
163 153 136 126 130 121 101 129 102 98 91
Depreciation Expense
3.42 3.54 3.82 3.83 3.35 2.82 3.00 3.35 4.01 4.28 4.65
Non-Cash Adjustments To Reconcile Net Income
51 41 41 45 35 33 39 35 29 32 36
Changes in Operating Assets and Liabilities, net
-138 -7.18 46 38 -97 -35 21 -45 -45 -42 14
Net Cash From Investing Activities
-11 -8.94 -7.56 -8.39 -9.62 -2.42 -2.98 -1.09 -1.30 -11 -1.25
Net Cash From Continuing Investing Activities
-11 -8.94 -7.56 -8.39 -9.62 -2.42 -2.98 -1.09 -1.30 -11 -1.25
Purchase of Property, Plant & Equipment
-9.43 -7.17 -7.12 -7.65 -9.42 -1.36 -1.07 -0.79 -1.53 -0.85 -0.80
Purchase of Investments
-2.63 -2.15 -0.51 -1.03 -2.60 -14 -1.98 -0.63 -3.46 -4.56 -1.94
Sale and/or Maturity of Investments
1.12 0.38 0.08 0.28 2.40 13 0.06 0.34 2.24 2.39 1.49
Net Cash From Financing Activities
-104 -144 -228 -182 -83 -100 -184 -98 -94 -80 -157
Net Cash From Continuing Financing Activities
-104 -144 -228 -182 -83 -100 -184 -98 -94 -80 -157
Repayment of Debt
-72 -64 -62 -464 -5.15 -71 -137 -107 -56 -103 -133
Repurchase of Common Equity
-217 -163 -324 -255 -172 -72 -120 -101 -109 -75 -56
Issuance of Debt
175 275 152 540 85 170 68 111 59 169 29
Issuance of Common Equity
13 3.26 9.33 0.74 10 4.50 6.58 0.40 13 2.00 4.91
Other Financing Activities, net
-2.41 -196 -3.30 -3.44 -1.88 -132 -1.23 -1.77 -0.81 -73 -1.92
Cash Interest Paid
17 44 15 41 12 38 11 39 9.07 38 5.15
Cash Income Taxes Paid
70 22 36 44 49 4.93 46 34 59 13 19

Annual Balance Sheets for Fair Isaac

This table presents Fair Isaac's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 9/30/2024 9/30/2023 9/30/2022 9/30/2021 9/30/2020 9/30/2020 9/30/2018 9/30/2017 9/30/2016 9/30/2015
Total Assets
1,718 1,575 1,442 1,568 1,606 1,606 1,330 1,256 1,221 1,230
Total Current Assets
617 556 485 551 534 534 396 311 268 287
Cash & Equivalents
151 137 133 195 157 157 90 106 76 86
Accounts Receivable
427 388 322 312 334 334 267 169 168 159
Prepaid Expenses
40 32 29 44 43 43 40 37 24 42
Plant, Property, & Equipment, net
0.00 11 18 28 46 46 49 41 45 38
Total Noncurrent Assets
1,100 1,008 940 989 1,025 1,026 885 904 908 905
Long-Term Investments
45 33 26 33 26 27 20 26 22 21
Goodwill
783 773 761 788 812 812 801 804 798 815
Noncurrent Deferred & Refundable Income Taxes
87 59 12 21 15 15 14 47 48 15
Other Noncurrent Operating Assets
186 141 139 143 163 163 36 5.67 6.35 7.56
Total Liabilities & Shareholders' Equity
1,718 1,575 1,442 1,568 1,606 1,606 1,330 1,256 1,221 1,230
Total Liabilities
2,681 2,263 2,244 1,679 1,275 1,275 1,043 829 774 793
Total Current Liabilities
380 368 331 559 415 415 474 327 246 244
Short-Term Debt
15 50 30 250 95 95 235 142 77 92
Accounts Payable
22 19 17 21 23 23 20 20 23 20
Accrued Expenses
80 59 66 80 63 63 31 32 28 31
Current Deferred Revenue
157 137 120 105 115 115 103 55 47 47
Current Employee Benefit Liabilities
106 102 98 104 118 118 84 78 71 54
Total Noncurrent Liabilities
2,300 1,896 1,913 1,120 861 861 569 502 528 549
Long-Term Debt
2,194 1,812 1,824 1,009 739 739 569 502 528 549
Other Noncurrent Operating Liabilities
106 84 89 110 121 121 - - - -
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
-963 -688 -802 -111 331 331 287 427 447 437
Total Preferred & Common Equity
-963 -688 -802 -111 331 331 287 427 447 437
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
-963 -688 -802 -111 331 331 287 427 447 437
Common Stock
1,367 1,351 1,300 1,238 1,219 1,219 1,211 1,196 1,189 1,153
Retained Earnings
3,901 3,388 2,959 2,585 2,193 2,193 1,765 1,598 1,471 1,368
Treasury Stock
-6,139 -5,325 -4,936 -3,858 -2,998 -2,998 -2,612 -2,301 -2,137 -2,034
Accumulated Other Comprehensive Income / (Loss)
-92 -102 -125 -76 -83 -83 -76 -66 -77 -51

Quarterly Balance Sheets for Fair Isaac

This table presents Fair Isaac's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Total Assets
1,836 1,707 1,718 1,709 1,703 1,594 1,575 1,585 1,502 1,459 1,442
Total Current Assets
725 596 617 631 641 565 556 575 521 484 485
Cash & Equivalents
147 184 151 156 136 160 137 163 138 140 133
Accounts Receivable
493 351 427 438 469 367 388 384 338 308 322
Prepaid Expenses
86 61 40 37 37 37 32 28 45 36 29
Plant, Property, & Equipment, net
0.00 0.00 0.00 0.00 0.00 0.00 11 0.00 0.00 15 18
Total Noncurrent Assets
1,111 1,111 1,100 1,078 1,062 1,028 1,008 1,010 980 960 940
Long-Term Investments
45 46 45 44 43 38 33 33 30 28 26
Goodwill
779 776 783 777 776 777 773 777 774 771 761
Noncurrent Deferred & Refundable Income Taxes
100 93 87 78 72 64 59 50 31 21 12
Other Noncurrent Operating Assets
186 196 186 179 170 148 141 148 144 139 139
Total Liabilities & Shareholders' Equity
1,836 1,707 1,718 1,709 1,703 1,594 1,575 1,585 1,502 1,459 1,442
Total Liabilities
2,960 2,845 2,681 2,538 2,439 2,319 2,263 2,289 2,273 2,261 2,244
Total Current Liabilities
343 331 380 337 315 433 368 393 373 355 331
Short-Term Debt
15 15 15 15 15 153 50 115 107 100 30
Accounts Payable
24 23 22 22 19 19 19 17 14 17 17
Accrued Expenses
56 51 80 58 69 46 59 50 68 51 66
Current Deferred Revenue
172 165 157 149 144 147 137 127 118 127 120
Current Employee Benefit Liabilities
77 77 106 93 69 68 102 84 66 60 98
Total Noncurrent Liabilities
2,617 2,513 2,300 2,201 2,124 1,886 1,896 1,896 1,900 1,906 1,913
Long-Term Debt
2,513 2,406 2,194 2,105 2,029 1,809 1,812 1,815 1,818 1,821 1,824
Other Noncurrent Operating Liabilities
103 107 106 96 95 78 84 81 82 85 89
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
Total Equity & Noncontrolling Interests
-1,124 -1,138 -963 -829 -736 -726 -688 -704 -771 -802 -802
Total Preferred & Common Equity
-1,124 -1,138 -963 -829 -736 -726 -688 -704 -771 -802 -802
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
-1,124 -1,138 -963 -829 -736 -726 -688 -704 -771 -802 -802
Common Stock
1,252 1,202 1,367 1,321 1,282 1,239 1,351 1,313 1,282 1,245 1,300
Retained Earnings
4,216 4,053 3,901 3,765 3,639 3,509 3,388 3,287 3,158 3,056 2,959
Treasury Stock
-6,491 -6,286 -6,139 -5,814 -5,559 -5,381 -5,325 -5,209 -5,110 -4,997 -4,936
Accumulated Other Comprehensive Income / (Loss)
-101 -108 -92 -102 -98 -93 -102 -95 -100 -106 -125

Annual Metrics And Ratios for Fair Isaac

This table displays calculated financial ratios and metrics derived from Fair Isaac's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 9/30/2024 9/30/2023 9/30/2022 9/30/2021 9/30/2020 9/30/2019 9/30/2018 9/30/2017 9/30/2016 9/30/2015
Growth Metrics
- - - - - - - - - -
Revenue Growth
13.48% 9.90% 4.61% 1.70% 11.59% 15.99% 6.97% 6.08% 5.08% 6.31%
EBITDA Growth
14.72% 18.38% 4.07% 63.51% 14.65% 31.59% 0.06% 7.62% 17.74% -11.34%
EBIT Growth
15.17% 20.16% 5.27% 71.55% 16.95% 35.90% 3.39% 6.35% 23.71% -14.41%
NOPAT Growth
17.53% 15.97% 2.63% 53.86% 20.76% 59.51% -9.11% 21.12% 17.91% -5.61%
Net Income Growth
19.43% 14.95% -4.73% 65.85% 23.05% 51.90% -5.20% 21.90% 26.53% -8.83%
EPS Growth
20.79% 19.39% 5.82% 69.62% 24.61% 56.16% -1.93% 22.12% 27.92% -2.57%
Operating Cash Flow Growth
34.98% -7.96% 20.21% 16.14% 40.16% 16.72% -1.15% 7.31% 43.26% -16.15%
Free Cash Flow Firm Growth
39.20% -15.11% -5.07% 73.63% 25.35% 122.34% -41.34% 15.80% 339.63% -75.65%
Invested Capital Growth
4.63% 12.43% -2.90% -6.32% -0.48% 0.46% 4.46% -1.46% -1.84% 8.44%
Revenue Q/Q Growth
3.88% 2.78% 1.04% -2.93% 88.97% -38.43% 30.35% 2.21% 0.35% 1.35%
EBITDA Q/Q Growth
4.95% 4.60% 3.15% 5.54% 4.59% 4.50% -3.52% 10.73% 2.06% -6.00%
EBIT Q/Q Growth
4.93% 4.98% 3.45% 6.12% 5.47% 5.07% -3.61% 12.95% 2.02% -6.96%
NOPAT Q/Q Growth
6.57% 2.52% 3.32% 6.98% 0.98% 17.13% -12.20% 8.55% -1.62% -2.19%
Net Income Q/Q Growth
7.16% 2.56% 1.35% 7.28% 1.96% 12.85% -8.99% 10.89% -1.10% -3.66%
EPS Q/Q Growth
7.52% 2.92% 3.96% 8.06% 2.46% 13.01% -7.94% 11.29% -0.59% -2.21%
Operating Cash Flow Q/Q Growth
10.94% 4.27% 11.63% -9.49% 12.58% 15.76% 2.64% 10.63% -11.69% -6.88%
Free Cash Flow Firm Q/Q Growth
10.40% 0.80% 14.72% -4.89% -7.59% 123.01% -22.77% 23.58% -15.31% -45.67%
Invested Capital Q/Q Growth
-3.68% -2.48% -3.74% 1.11% -4.10% -6.39% 2.25% 1.28% 3.47% 0.79%
Profitability Metrics
- - - - - - - - - -
Gross Margin
79.73% 79.45% 78.06% 74.75% 72.10% 70.96% 68.71% 69.24% 100.00% 100.00%
EBITDA Margin
44.34% 43.86% 40.71% 40.93% 25.46% 24.78% 21.84% 23.35% 23.01% 20.54%
Operating Margin
42.71% 42.47% 39.38% 38.40% 22.86% 21.86% 17.53% 19.48% 19.24% 16.39%
EBIT Margin
43.53% 42.89% 39.23% 38.98% 23.11% 22.05% 18.82% 19.47% 19.42% 16.50%
Profit (Net Income) Margin
29.86% 28.37% 27.12% 29.78% 18.26% 16.56% 12.65% 14.27% 12.42% 10.31%
Tax Burden Percent
79.87% 77.56% 79.26% 82.87% 91.99% 88.92% 80.60% 85.37% 75.71% 79.19%
Interest Burden Percent
85.87% 85.28% 87.23% 92.19% 85.90% 84.46% 83.37% 85.84% 84.44% 78.94%
Effective Tax Rate
20.13% 22.44% 20.74% 17.13% 8.01% 11.08% 19.40% 14.63% 24.29% 20.81%
Return on Invested Capital (ROIC)
57.05% 52.57% 47.44% 44.07% 27.67% 22.91% 14.71% 16.42% 13.34% 11.66%
ROIC Less NNEP Spread (ROIC-NNEP)
53.10% 48.48% 43.30% 40.88% 22.35% 18.12% 12.25% 12.09% 9.70% 7.07%
Return on Net Nonoperating Assets (RNNOA)
-119.18% -110.21% -129.28% 312.14% 48.49% 43.66% 20.72% 14.13% 11.43% 7.74%
Return on Equity (ROE)
-62.13% -57.64% -81.84% 356.21% 76.16% 66.57% 35.43% 30.55% 24.77% 19.40%
Cash Return on Invested Capital (CROIC)
52.52% 40.87% 50.38% 50.59% 28.15% 22.46% 10.34% 17.89% 15.20% 3.56%
Operating Return on Assets (OROA)
45.41% 43.03% 35.90% 32.34% 19.68% 18.51% 14.56% 14.71% 13.97% 11.43%
Return on Assets (ROA)
31.14% 28.46% 24.82% 24.71% 15.56% 13.90% 9.78% 10.78% 8.93% 7.14%
Return on Common Equity (ROCE)
-62.13% -57.64% -81.84% 356.21% 76.16% 66.57% 35.43% 30.55% 24.77% 19.40%
Return on Equity Simple (ROE_SIMPLE)
-53.27% -62.41% -46.58% -353.41% 71.41% 66.30% 44.00% 31.28% 24.49% 19.79%
Net Operating Profit after Tax (NOPAT)
586 499 430 419 272 225 141 156 128 109
NOPAT Margin
34.12% 32.94% 31.21% 31.82% 21.03% 19.43% 14.13% 16.63% 14.57% 12.98%
Net Nonoperating Expense Percent (NNEP)
3.95% 4.09% 4.14% 3.19% 5.32% 4.79% 2.46% 4.33% 3.64% 4.59%
Cost of Revenue to Revenue
20.27% 20.55% 21.94% 25.25% 27.90% 29.04% 31.29% 30.76% 0.00% 0.00%
SG&A Expenses to Revenue
26.95% 26.47% 27.87% 30.10% 32.52% 35.69% 37.69% 36.06% 37.32% 35.77%
R&D to Revenue
10.01% 10.57% 10.66% 13.01% 12.86% 12.89% 12.84% 11.86% 11.76% 11.78%
Operating Expenses to Revenue
37.01% 36.98% 38.68% 36.35% 49.24% 49.11% 51.18% 49.76% 80.76% 83.61%
Earnings before Interest and Taxes (EBIT)
748 649 540 513 299 256 188 182 171 138
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
761 664 561 539 330 287 218 218 203 172
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
0.00 0.00 0.00 0.00 37.26 30.27 23.17 10.09 8.60 6.01
Price to Tangible Book Value (P/TBV)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Price to Revenue (P/Rev)
27.74 14.26 7.55 8.58 9.53 7.56 6.66 4.60 4.36 3.13
Price to Earnings (P/E)
92.92 50.28 27.85 28.81 52.18 45.65 52.66 32.26 35.11 30.38
Dividend Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.06% 0.06% 0.09%
Earnings Yield
1.08% 1.99% 3.59% 3.47% 1.92% 2.19% 1.90% 3.10% 2.85% 3.29%
Enterprise Value to Invested Capital (EV/IC)
47.28 23.19 13.55 13.41 13.23 9.60 7.49 5.13 4.56 3.26
Enterprise Value to Revenue (EV/Rev)
28.92 15.38 8.78 9.36 10.03 8.16 7.35 5.15 4.94 3.77
Enterprise Value to EBITDA (EV/EBITDA)
65.22 35.07 21.58 22.88 39.41 32.94 33.67 22.07 21.45 18.36
Enterprise Value to EBIT (EV/EBIT)
66.43 35.86 22.39 24.02 43.41 37.01 39.07 26.46 25.41 22.86
Enterprise Value to NOPAT (EV/NOPAT)
84.76 46.70 28.14 29.43 47.70 41.99 52.04 30.98 33.88 29.05
Enterprise Value to Operating Cash Flow (EV/OCF)
78.46 49.65 23.75 29.08 35.59 36.36 32.98 21.35 20.69 21.55
Enterprise Value to Free Cash Flow (EV/FCFF)
92.06 60.07 26.50 25.63 46.89 42.84 74.01 28.43 29.73 95.05
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
-2.29 -2.71 -2.31 -11.35 2.52 2.85 2.80 1.51 1.35 1.47
Long-Term Debt to Equity
-2.28 -2.63 -2.27 -9.10 2.23 2.09 1.98 1.18 1.18 1.26
Financial Leverage
-2.24 -2.27 -2.99 7.64 2.17 2.41 1.69 1.17 1.18 1.09
Leverage Ratio
-2.00 -2.03 -3.30 14.42 4.90 4.79 3.62 2.84 2.77 2.72
Compound Leverage Factor
-1.71 -1.73 -2.88 13.29 4.21 4.04 3.02 2.43 2.34 2.14
Debt to Total Capital
177.24% 158.62% 176.25% 109.66% 71.59% 74.00% 73.67% 60.17% 57.51% 59.47%
Short-Term Debt to Total Capital
1.20% 4.26% 2.85% 21.78% 8.15% 19.56% 21.53% 13.26% 7.32% 8.53%
Long-Term Debt to Total Capital
176.04% 154.36% 173.40% 87.89% 63.44% 54.44% 52.14% 46.91% 50.19% 50.94%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
-77.24% -58.62% -76.25% -9.66% 28.41% 26.00% 26.33% 39.83% 42.49% 40.53%
Debt to EBITDA
2.90 2.80 3.31 2.34 2.53 2.87 3.68 2.95 2.98 3.72
Net Debt to EBITDA
2.64 2.55 3.02 1.91 1.98 2.42 3.18 2.35 2.50 3.10
Long-Term Debt to EBITDA
2.88 2.73 3.25 1.87 2.24 2.11 2.61 2.30 2.60 3.19
Debt to NOPAT
3.77 3.73 4.31 3.01 3.06 3.66 5.69 4.14 4.71 5.89
Net Debt to NOPAT
3.44 3.39 3.94 2.46 2.39 3.09 4.91 3.30 3.95 4.91
Long-Term Debt to NOPAT
3.74 3.63 4.24 2.41 2.72 2.69 4.03 3.23 4.11 5.04
Altman Z-Score
16.45 11.20 7.97 8.26 9.23 7.88 6.84 6.10 5.87 4.64
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - -
Current Ratio
1.62 1.51 1.46 0.99 1.29 0.93 0.84 0.95 1.09 1.18
Quick Ratio
1.52 1.43 1.37 0.91 1.19 0.82 0.75 0.84 0.99 1.00
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
539 388 457 481 277 221 99 169 146 33
Operating Cash Flow to CapEx
2,477.26% 11,067.15% 8,449.99% 0.00% 1,659.54% 1,085.65% 712.65% 1,138.01% 957.11% 587.11%
Free Cash Flow to Firm to Interest Expense
5.11 4.06 6.62 12.00 6.57 5.56 3.17 6.57 5.49 1.14
Operating Cash Flow to Interest Expense
5.99 4.91 7.39 10.57 8.65 6.55 7.12 8.75 7.90 5.04
Operating Cash Flow Less CapEx to Interest Expense
5.75 4.86 7.30 14.06 8.13 5.95 6.12 7.98 7.07 4.18
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
1.04 1.00 0.92 0.83 0.85 0.84 0.77 0.76 0.72 0.69
Accounts Receivable Turnover
4.22 4.26 4.34 4.07 4.10 4.11 4.59 5.56 5.40 5.34
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
69.49 106.04 60.55 35.42 26.04 22.78 22.34 21.79 21.15 22.40
Accounts Payable Turnover
16.79 17.15 15.89 15.19 15.65 15.53 15.74 13.55 0.00 0.00
Days Sales Outstanding (DSO)
86.56 85.65 84.08 89.59 89.04 88.75 79.44 65.66 67.62 68.33
Days Inventory Outstanding (DIO)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)
21.74 21.29 22.96 24.03 23.32 23.50 23.19 26.94 0.00 0.00
Cash Conversion Cycle (CCC)
64.81 64.37 61.12 65.56 65.72 65.26 56.24 38.71 67.62 68.33
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
1,050 1,004 893 920 982 986 982 940 954 972
Invested Capital Turnover
1.67 1.60 1.52 1.39 1.32 1.18 1.04 0.99 0.92 0.90
Increase / (Decrease) in Invested Capital
47 111 -27 -62 -4.72 4.48 42 -14 -18 76
Enterprise Value (EV)
49,665 23,281 12,099 12,327 12,987 9,467 7,355 4,817 4,350 3,163
Market Capitalization
47,652 21,589 10,404 11,296 12,336 8,771 6,661 4,304 3,843 2,628
Book Value per Share
($39.26) ($27.54) ($31.76) ($3.91) $11.42 $10.03 $9.86 $13.93 $14.48 $14.03
Tangible Book Value per Share
($71.19) ($58.52) ($61.98) ($31.82) ($16.91) ($18.27) ($18.12) ($13.03) ($12.48) ($13.65)
Total Capital
1,246 1,174 1,052 1,148 1,166 1,115 1,092 1,071 1,052 1,078
Total Debt
2,209 1,862 1,854 1,259 834 825 804 644 605 641
Total Long-Term Debt
2,194 1,812 1,824 1,009 739 607 569 502 528 549
Net Debt
2,013 1,692 1,695 1,030 652 696 694 513 507 535
Capital Expenditures (CapEx)
26 4.24 6.03 -140 22 24 31 20 22 25
Debt-free, Cash-free Net Working Capital (DFCFNWC)
101 102 50 46 57 76 67 21 23 49
Debt-free Net Working Capital (DFNWC)
252 239 183 242 215 183 157 126 99 135
Net Working Capital (NWC)
237 189 153 -8.23 120 -35 -78 -16 22 43
Net Nonoperating Expense (NNE)
73 69 56 27 36 33 15 22 19 22
Net Nonoperating Obligations (NNO)
2,013 1,692 1,695 1,030 650 696 694 513 507 535
Total Depreciation and Amortization (D&A)
14 15 20 26 30 32 30 36 32 34
Debt-free, Cash-free Net Working Capital to Revenue
5.91% 6.74% 3.63% 3.53% 4.42% 6.59% 6.75% 2.21% 2.57% 5.80%
Debt-free Net Working Capital to Revenue
14.68% 15.77% 13.31% 18.36% 16.57% 15.76% 15.75% 13.51% 11.18% 16.06%
Net Working Capital to Revenue
13.81% 12.47% 11.13% -0.63% 9.24% -3.03% -7.75% -1.68% 2.45% 5.09%
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$20.78 $17.18 $14.34 $13.65 $0.00 $0.00 $4.79 $4.16 $3.52 $2.75
Adjusted Weighted Average Basic Shares Outstanding
24.68M 24.99M 26.04M 28.73M 0.00 0.00 29.71M 30.86M 31.13M 31.40M
Adjusted Diluted Earnings per Share
$20.45 $16.93 $14.18 $13.40 $0.00 $0.00 $4.57 $3.98 $3.39 $2.65
Adjusted Weighted Average Diluted Shares Outstanding
25.08M 25.37M 26.35M 29.26M 0.00 0.00 31.18M 32.25M 32.31M 32.61M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
24.35M 24.71M 24.98M 27.36M 0.00 0.00 28.96M 29.99M 30.94M 31.08M
Normalized Net Operating Profit after Tax (NOPAT)
586 499 430 425 314 225 141 159 128 123
Normalized NOPAT Margin
34.12% 32.94% 31.21% 32.32% 24.23% 19.43% 14.13% 17.04% 14.57% 14.70%
Pre Tax Income Margin
37.38% 36.58% 34.22% 35.94% 19.85% 18.63% 15.69% 16.72% 16.40% 13.02%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
7.08 6.79 7.83 12.80 7.09 6.44 6.01 7.06 6.43 4.75
NOPAT to Interest Expense
5.55 5.22 6.23 10.45 6.46 5.67 4.51 6.03 4.82 3.74
EBIT Less CapEx to Interest Expense
6.84 6.75 7.75 16.29 6.57 5.83 5.01 6.29 5.60 3.89
NOPAT Less CapEx to Interest Expense
5.31 5.17 6.15 13.94 5.93 5.07 3.51 5.26 4.00 2.88
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.93% 2.27% 2.90%
Augmented Payout Ratio
160.23% 94.45% 295.60% 222.96% 99.50% 119.14% 270.87% 141.56% 128.73% 154.02%

Quarterly Metrics And Ratios for Fair Isaac

This table displays calculated financial ratios and metrics derived from Fair Isaac's official financial filings.

Metric Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics
- - - - - - - - - - -
Revenue Growth
14.97% 15.16% 16.44% 12.33% 14.08% 10.78% 11.75% 14.25% 6.46% 6.98% 4.24%
EBITDA Growth
22.57% 18.03% 21.43% 6.65% 22.25% 8.69% 21.05% 28.25% 6.61% 18.60% 14.09%
EBIT Growth
22.92% 16.07% 21.32% 6.50% 23.21% 9.98% 23.01% 30.60% 7.80% 20.24% 15.52%
NOPAT Growth
28.08% 29.99% 30.48% -0.62% 24.06% 20.73% 11.22% 32.84% -1.49% 24.06% 14.91%
Net Income Growth
25.28% 25.99% 33.79% -1.94% 27.82% 23.99% 11.82% 37.71% -2.71% 14.93% 5.81%
EPS Growth
27.71% 27.92% 35.66% -0.59% 29.00% 25.00% 13.60% 40.72% 1.27% 24.27% 18.06%
Operating Cash Flow Growth
5.47% 58.86% 38.06% 73.97% -20.90% 32.11% 13.27% 4.68% -26.75% -25.98% 57.84%
Free Cash Flow Firm Growth
5,072.41% 207.70% 1,168.79% 92.99% -96.45% -13.41% -93.56% -52.91% -55.82% -71.08% -13.76%
Invested Capital Growth
7.30% 1.49% 4.63% 5.95% 14.65% 9.05% 12.43% 10.97% 6.58% 5.97% -2.90%
Revenue Q/Q Growth
13.36% -3.05% 1.33% 3.24% 13.55% -1.97% -2.25% 4.84% 10.26% -1.11% -0.06%
EBITDA Q/Q Growth
33.24% -8.70% 2.88% -2.06% 28.31% -6.07% -9.65% 12.27% 14.07% 4.61% -4.27%
EBIT Q/Q Growth
36.06% -10.15% 2.94% -2.33% 28.48% -6.08% -9.63% 12.99% 14.69% 5.04% -4.06%
NOPAT Q/Q Growth
2.81% 16.84% 8.74% -1.95% 4.34% 17.28% -17.18% 22.41% 1.54% 8.04% -1.08%
Net Income Q/Q Growth
6.61% 12.41% 7.47% -2.73% 7.21% 19.37% -21.23% 26.79% 4.00% 7.66% -3.00%
EPS Q/Q Growth
7.33% 12.87% 7.72% -2.13% 7.50% 19.70% -21.06% 27.00% 4.17% 8.78% -2.22%
Operating Cash Flow Q/Q Growth
-61.38% -14.34% 6.16% 200.32% -41.83% -25.56% 33.78% 36.54% -2.85% -36.17% 23.64%
Free Cash Flow Firm Q/Q Growth
-37.02% 52.27% 33.07% 3,953.19% -96.25% 527.89% -79.76% -25.36% -8.72% -53.33% 48.11%
Invested Capital Q/Q Growth
15.13% 0.23% -3.68% -3.46% 8.91% 3.33% -2.48% 4.47% 3.59% 6.53% -3.74%
Profitability Metrics
- - - - - - - - - - -
Gross Margin
82.43% 80.15% 80.26% 80.30% 79.96% 78.15% 78.75% 81.98% 79.01% 77.80% 76.35%
EBITDA Margin
49.69% 42.27% 44.89% 44.22% 46.61% 41.24% 43.05% 46.57% 43.49% 42.04% 39.74%
Operating Margin
49.25% 40.80% 43.45% 42.48% 44.91% 39.62% 42.52% 44.40% 42.01% 40.69% 38.47%
EBIT Margin
49.00% 40.83% 44.05% 43.36% 45.83% 40.50% 42.28% 45.73% 42.44% 40.80% 38.41%
Profit (Net Income) Margin
32.61% 34.67% 29.90% 28.19% 29.92% 31.69% 26.02% 32.30% 26.71% 28.31% 26.01%
Tax Burden Percent
76.34% 101.60% 79.17% 75.46% 75.14% 92.71% 72.21% 81.60% 73.87% 82.82% 80.19%
Interest Burden Percent
87.16% 83.58% 85.74% 86.16% 86.88% 84.39% 85.25% 86.54% 85.19% 83.80% 84.44%
Effective Tax Rate
23.66% -1.60% 20.83% 24.54% 24.86% 7.29% 27.79% 18.40% 26.13% 17.18% 19.81%
Return on Invested Capital (ROIC)
59.10% 70.43% 57.52% 50.00% 51.20% 57.29% 48.99% 54.53% 46.25% 51.03% 46.88%
ROIC Less NNEP Spread (ROIC-NNEP)
57.91% 68.92% 56.42% 49.06% 50.28% 56.19% 47.92% 53.64% 45.26% 49.87% 45.64%
Return on Net Nonoperating Assets (RNNOA)
-130.84% -146.21% -126.64% -116.88% -120.88% -129.32% -108.92% -121.29% -105.53% -118.65% -136.26%
Return on Equity (ROE)
-71.74% -75.77% -69.11% -66.88% -69.68% -72.03% -59.93% -66.76% -59.28% -67.62% -89.38%
Cash Return on Invested Capital (CROIC)
50.03% 58.49% 52.52% 46.10% 38.44% 43.93% 40.87% 39.30% 40.79% 43.13% 50.38%
Operating Return on Assets (OROA)
50.97% 43.93% 45.95% 43.54% 45.88% 41.16% 42.41% 44.29% 40.40% 39.09% 35.15%
Return on Assets (ROA)
33.91% 37.30% 31.19% 28.31% 29.95% 32.20% 26.11% 31.27% 25.43% 27.13% 23.80%
Return on Common Equity (ROCE)
-71.74% -75.77% -69.11% -66.88% -69.68% -72.03% -59.93% -66.76% -59.28% -67.62% -89.38%
Return on Equity Simple (ROE_SIMPLE)
-51.34% -47.82% 0.00% -57.70% -65.39% -62.39% 0.00% -59.47% -49.74% -48.15% 0.00%
Net Operating Profit after Tax (NOPAT)
188 182 156 144 146 140 120 144 118 116 108
NOPAT Margin
37.60% 41.46% 34.40% 32.06% 33.75% 36.73% 30.70% 36.23% 31.04% 33.70% 30.85%
Net Nonoperating Expense Percent (NNEP)
1.19% 1.51% 1.10% 0.95% 0.92% 1.10% 1.08% 0.90% 0.98% 1.17% 1.24%
Return On Investment Capital (ROIC_SIMPLE)
13.36% 14.22% - - - 11.35% - - - - -
Cost of Revenue to Revenue
17.57% 19.85% 19.74% 19.70% 20.04% 21.85% 21.25% 18.02% 20.99% 22.20% 23.65%
SG&A Expenses to Revenue
24.15% 29.08% 27.05% 27.88% 25.56% 27.31% 25.49% 27.11% 26.34% 26.97% 27.57%
R&D to Revenue
9.03% 10.26% 9.74% 9.87% 9.42% 11.16% 10.67% 10.40% 10.59% 10.62% 10.18%
Operating Expenses to Revenue
33.18% 39.34% 36.81% 37.82% 35.04% 38.54% 36.23% 37.58% 37.00% 37.10% 37.88%
Earnings before Interest and Taxes (EBIT)
244 180 200 194 199 155 165 182 161 141 134
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
248 186 204 198 202 158 168 186 165 145 139
Valuation Ratios
- - - - - - - - - - -
Price to Book Value (P/BV)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Price to Tangible Book Value (P/TBV)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Price to Revenue (P/Rev)
24.47 27.30 27.74 22.25 19.36 18.55 14.26 13.73 12.42 10.68 7.55
Price to Earnings (P/E)
78.03 89.06 92.92 76.87 64.56 63.53 50.28 48.31 46.10 38.71 27.85
Dividend Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield
1.28% 1.12% 1.08% 1.30% 1.55% 1.57% 1.99% 2.07% 2.17% 2.58% 3.59%
Enterprise Value to Invested Capital (EV/IC)
39.08 48.13 47.28 35.49 29.14 29.43 23.19 21.33 19.72 17.56 13.55
Enterprise Value to Revenue (EV/Rev)
25.74 28.54 28.92 23.41 20.52 19.69 15.38 14.91 13.66 11.93 8.78
Enterprise Value to EBITDA (EV/EBITDA)
56.88 64.37 65.22 53.35 46.16 45.14 35.07 34.60 32.73 28.63 21.58
Enterprise Value to EBIT (EV/EBIT)
57.90 65.58 66.43 54.32 46.98 46.03 35.86 35.51 33.76 29.62 22.39
Enterprise Value to NOPAT (EV/NOPAT)
70.89 80.84 84.76 70.40 59.76 58.40 46.70 45.15 43.15 36.94 28.14
Enterprise Value to Operating Cash Flow (EV/OCF)
66.83 71.88 78.46 67.84 68.61 61.23 49.65 48.83 43.75 35.02 23.75
Enterprise Value to Free Cash Flow (EV/FCFF)
80.87 82.89 92.06 79.21 80.98 69.91 60.07 57.11 49.89 41.90 26.50
Leverage & Solvency
- - - - - - - - - - -
Debt to Equity
-2.25 -2.13 -2.29 -2.56 -2.78 -2.70 -2.71 -2.74 -2.50 -2.39 -2.31
Long-Term Debt to Equity
-2.24 -2.11 -2.28 -2.54 -2.76 -2.49 -2.63 -2.58 -2.36 -2.27 -2.27
Financial Leverage
-2.26 -2.12 -2.24 -2.38 -2.40 -2.30 -2.27 -2.26 -2.33 -2.38 -2.99
Leverage Ratio
-1.90 -1.77 -2.00 -2.15 -2.13 -2.00 -2.03 -1.96 -2.08 -2.18 -3.30
Compound Leverage Factor
-1.66 -1.48 -1.71 -1.85 -1.85 -1.69 -1.73 -1.70 -1.78 -1.83 -2.78
Debt to Total Capital
180.05% 188.72% 177.24% 164.26% 156.24% 158.72% 158.62% 157.44% 166.80% 171.71% 176.25%
Short-Term Debt to Total Capital
1.07% 1.17% 1.20% 1.16% 1.15% 12.38% 4.26% 9.38% 9.27% 8.94% 2.85%
Long-Term Debt to Total Capital
178.99% 187.55% 176.04% 163.09% 155.10% 146.34% 154.36% 148.05% 157.53% 162.77% 173.40%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
-80.05% -88.72% -77.24% -64.26% -56.24% -58.72% -58.62% -57.44% -66.80% -71.71% -76.25%
Debt to EBITDA
3.04 3.08 2.90 2.92 2.87 2.90 2.80 3.04 3.24 3.29 3.31
Net Debt to EBITDA
2.81 2.78 2.64 2.65 2.62 2.61 2.55 2.73 2.96 3.00 3.02
Long-Term Debt to EBITDA
3.02 3.06 2.88 2.90 2.84 2.67 2.73 2.86 3.06 3.12 3.25
Debt to NOPAT
3.78 3.86 3.77 3.86 3.71 3.75 3.73 3.97 4.27 4.25 4.31
Net Debt to NOPAT
3.50 3.50 3.44 3.49 3.39 3.37 3.39 3.56 3.90 3.88 3.94
Long-Term Debt to NOPAT
3.76 3.84 3.74 3.83 3.68 3.46 3.63 3.73 4.04 4.03 4.24
Altman Z-Score
14.04 15.12 15.39 13.33 12.19 11.92 10.18 9.65 9.03 8.28 7.04
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - - -
Current Ratio
2.11 1.80 1.62 1.87 2.04 1.31 1.51 1.46 1.40 1.36 1.46
Quick Ratio
1.86 1.62 1.52 1.76 1.92 1.22 1.43 1.39 1.28 1.26 1.37
Cash Flow Metrics
- - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
105 167 110 82 2.03 54 8.64 43 57 63 134
Operating Cash Flow to CapEx
794.72% 2,705.30% 3,179.53% 2,790.46% 753.93% 8,972.81% 15,360.39% 15,482.58% 5,881.07% 10,875.29% 18,171.39%
Free Cash Flow to Firm to Interest Expense
3.35 5.66 3.84 3.07 0.08 2.24 0.36 1.74 2.39 2.75 6.44
Operating Cash Flow to Interest Expense
2.39 6.58 7.94 7.94 2.72 5.05 6.75 5.00 3.76 4.05 6.95
Operating Cash Flow Less CapEx to Interest Expense
2.09 6.34 7.69 7.66 2.36 5.00 6.71 4.96 3.69 4.02 6.91
Efficiency Ratios
- - - - - - - - - - -
Asset Turnover
1.04 1.08 1.04 1.00 1.00 1.02 1.00 0.97 0.95 0.96 0.92
Accounts Receivable Turnover
3.83 4.94 4.22 4.02 3.97 4.59 4.26 4.39 4.65 4.93 4.34
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 0.00 69.49 0.00 0.00 0.00 106.04 0.00 0.00 70.74 60.55
Accounts Payable Turnover
16.45 16.86 16.79 17.39 19.85 17.95 17.15 18.18 20.66 16.62 15.89
Days Sales Outstanding (DSO)
95.35 73.85 86.56 90.69 91.83 79.52 85.65 83.08 78.45 74.11 84.08
Days Inventory Outstanding (DIO)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)
22.19 21.65 21.74 20.99 18.39 20.33 21.29 20.08 17.67 21.97 22.96
Cash Conversion Cycle (CCC)
73.16 52.19 64.81 69.70 73.45 59.19 64.37 63.00 60.78 52.14 61.12
Capital & Investment Metrics
- - - - - - - - - - -
Invested Capital
1,212 1,053 1,050 1,091 1,130 1,037 1,004 1,029 985 951 893
Invested Capital Turnover
1.57 1.70 1.67 1.56 1.52 1.56 1.60 1.51 1.49 1.51 1.52
Increase / (Decrease) in Invested Capital
82 16 47 61 144 86 111 102 61 54 -27
Enterprise Value (EV)
47,367 50,666 49,665 38,706 32,921 30,530 23,281 21,958 19,433 16,703 12,099
Market Capitalization
45,031 48,475 47,652 36,786 31,055 28,767 21,589 20,225 17,676 14,950 10,404
Book Value per Share
($46.03) ($46.75) ($39.26) ($33.56) ($29.60) ($29.37) ($27.54) ($28.17) ($30.64) ($32.12) ($31.76)
Tangible Book Value per Share
($77.95) ($78.60) ($71.19) ($65.00) ($60.86) ($60.84) ($58.52) ($59.29) ($61.48) ($63.07) ($61.98)
Total Capital
1,404 1,283 1,246 1,291 1,308 1,236 1,174 1,226 1,154 1,119 1,052
Total Debt
2,528 2,421 2,209 2,120 2,044 1,962 1,862 1,930 1,925 1,921 1,854
Total Long-Term Debt
2,513 2,406 2,194 2,105 2,029 1,809 1,812 1,815 1,818 1,821 1,824
Net Debt
2,336 2,191 2,013 1,920 1,865 1,763 1,692 1,733 1,757 1,753 1,695
Capital Expenditures (CapEx)
9.43 7.17 7.12 7.65 9.42 1.36 1.07 0.79 1.53 0.85 0.80
Debt-free, Cash-free Net Working Capital (DFCFNWC)
250 95 101 153 206 125 102 134 117 89 50
Debt-free Net Working Capital (DFNWC)
397 280 252 309 341 285 239 297 255 229 183
Net Working Capital (NWC)
382 265 237 294 326 132 189 182 148 129 153
Net Nonoperating Expense (NNE)
25 30 20 17 17 19 18 16 16 19 17
Net Nonoperating Obligations (NNO)
2,336 2,191 2,013 1,920 1,865 1,763 1,692 1,733 1,756 1,753 1,695
Total Depreciation and Amortization (D&A)
3.42 6.38 3.82 3.83 3.35 2.82 3.00 3.35 4.01 4.28 4.65
Debt-free, Cash-free Net Working Capital to Revenue
13.59% 5.37% 5.91% 9.25% 12.82% 8.04% 6.74% 9.10% 8.24% 6.36% 3.63%
Debt-free Net Working Capital to Revenue
21.55% 15.74% 14.68% 18.68% 21.28% 18.39% 15.77% 20.17% 17.93% 16.35% 13.31%
Net Working Capital to Revenue
20.74% 14.90% 13.81% 17.78% 20.34% 8.52% 12.47% 12.36% 10.41% 9.20% 11.13%
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$6.67 $6.26 $5.54 $5.12 $5.23 $4.89 $4.08 $5.16 $4.04 $3.90 $3.57
Adjusted Weighted Average Basic Shares Outstanding
24.39M 24.38M 24.68M 24.65M 24.82M 24.76M 24.99M 24.96M 25.12M 25.05M 26.04M
Adjusted Diluted Earnings per Share
$6.59 $6.14 $5.44 $5.05 $5.16 $4.80 $4.01 $5.08 $4.00 $3.84 $3.53
Adjusted Weighted Average Diluted Shares Outstanding
24.69M 24.83M 25.08M 25.02M 25.15M 25.22M 25.37M 25.34M 25.42M 25.44M 26.35M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
24.34M 24.42M 24.35M 24.52M 24.71M 24.85M 24.71M 24.86M 24.99M 25.15M 24.98M
Normalized Net Operating Profit after Tax (NOPAT)
188 126 156 144 146 140 120 144 118 115 108
Normalized NOPAT Margin
37.60% 28.56% 34.40% 32.06% 33.75% 36.73% 30.70% 36.23% 31.04% 33.23% 30.85%
Pre Tax Income Margin
42.71% 34.12% 37.77% 37.36% 39.82% 34.18% 36.04% 39.58% 36.15% 34.19% 32.43%
Debt Service Ratios
- - - - - - - - - - -
EBIT to Interest Expense
7.79 6.09 7.01 7.23 7.62 6.40 6.78 7.43 6.75 6.17 6.43
NOPAT to Interest Expense
5.98 6.19 5.47 5.34 5.61 5.81 4.92 5.89 4.94 5.10 5.16
EBIT Less CapEx to Interest Expense
7.49 5.85 6.76 6.94 7.26 6.35 6.74 7.40 6.69 6.13 6.39
NOPAT Less CapEx to Interest Expense
5.68 5.94 5.23 5.06 5.25 5.75 4.88 5.85 4.87 5.06 5.12
Payout Ratios
- - - - - - - - - - -
Dividend Payout Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio
166.00% 167.67% 160.23% 129.25% 96.60% 88.83% 94.45% 81.53% 137.62% 180.32% 295.60%

Frequently Asked Questions About Fair Isaac's Financials

When does Fair Isaac's fiscal year end?

According to the most recent income statement we have on file, Fair Isaac's financial year ends in September. Their financial year 2024 ended on September 30, 2024.

How has Fair Isaac's net income changed over the last 9 years?

Fair Isaac's net income appears to be on an upward trend, with a most recent value of $512.81 million in 2024, rising from $86.50 million in 2015. The previous period was $429.38 million in 2023. See Fair Isaac's forecast for analyst expectations on what’s next for the company.

What is Fair Isaac's operating income?
Fair Isaac's total operating income in 2024 was $733.63 million, based on the following breakdown:
  • Total Gross Profit: $1.37 billion
  • Total Operating Expenses: $635.69 million
How has Fair Isaac revenue changed over the last 9 years?

Over the last 9 years, Fair Isaac's total revenue changed from $838.78 million in 2015 to $1.72 billion in 2024, a change of 104.8%.

How much debt does Fair Isaac have?

Fair Isaac's total liabilities were at $2.68 billion at the end of 2024, a 18.4% increase from 2023, and a 238.0% increase since 2015.

How much cash does Fair Isaac have?

In the past 9 years, Fair Isaac's cash and equivalents has ranged from $75.93 million in 2016 to $195.35 million in 2021, and is currently $150.67 million as of their latest financial filing in 2024.

How has Fair Isaac's book value per share changed over the last 9 years?

Over the last 9 years, Fair Isaac's book value per share changed from 14.03 in 2015 to -39.26 in 2024, a change of -379.8%.



This page (NYSE:FICO) was last updated on 5/28/2025 by MarketBeat.com Staff
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