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Fair Isaac (FICO) Financials

Fair Isaac logo
$2,059.07 -21.34 (-1.03%)
Closing price 05/6/2025 03:59 PM Eastern
Extended Trading
$2,060.25 +1.18 (+0.06%)
As of 05/6/2025 06:02 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.
Annual Income Statements for Fair Isaac

Annual Income Statements for Fair Isaac

This table shows Fair Isaac's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 9/30/2015 9/30/2016 9/30/2017 9/30/2018 9/30/2019 9/30/2020 9/30/2021 9/30/2022 9/30/2023 9/30/2024
Net Income / (Loss) Attributable to Common Shareholders
87 109 133 126 192 236 392 374 429 513
Consolidated Net Income / (Loss)
87 109 133 126 192 236 392 374 429 513
Net Income / (Loss) Continuing Operations
87 109 133 126 192 236 392 374 429 513
Total Pre-Tax Income
109 145 156 157 216 257 473 471 554 642
Total Operating Income
138 170 182 175 254 296 505 542 643 734
Total Gross Profit
839 881 647 687 823 933 984 1,075 1,203 1,369
Total Revenue
839 881 935 1,000 1,160 1,295 1,317 1,377 1,514 1,718
Operating Revenue
839 881 935 1,000 1,160 1,295 1,317 1,377 1,514 1,718
Total Cost of Revenue
0.00 0.00 288 313 337 361 332 302 311 348
Operating Cost of Revenue
- - 288 313 337 361 332 302 311 348
Total Operating Expenses
701 712 465 512 570 637 479 533 560 636
Selling, General & Admin Expense
300 329 337 377 414 421 396 384 401 463
Research & Development Expense
99 104 111 128 149 166 171 147 160 172
Amortization Expense
14 14 13 6.59 6.13 4.99 3.26 2.06 1.10 0.92
Other Operating Expenses / (Income)
271 265 - - - - -100 0.00 -1.94 0.00
Total Other Income / (Expense), net
-28 -25 -26 -18 -37 -39 -32 -71 -89 -92
Interest Expense
29 27 26 31 40 42 40 69 96 106
Other Income / (Expense), net
0.88 1.61 -0.09 13 2.28 3.21 7.75 -2.14 6.34 14
Income Tax Expense
23 35 23 30 24 21 81 98 124 129
Basic Earnings per Share
$2.75 $3.52 $4.32 $4.26 $6.63 $8.13 $13.65 $14.34 $17.18 $20.78
Weighted Average Basic Shares Outstanding
31.40M 31.13M 30.86M 29.71M 28.98M 29.07M 28.73M 26.04M 24.99M 24.68M
Diluted Earnings per Share
$2.65 $3.39 $4.14 $4.06 $6.34 $7.90 $13.40 $14.18 $16.93 $20.45
Weighted Average Diluted Shares Outstanding
32.61M 32.31M 32.25M 31.18M 30.29M 29.93M 29.26M 26.35M 25.37M 25.08M
Weighted Average Basic & Diluted Shares Outstanding
31.50M 31.10M 30.80M 29.70M 29.10M - 27.36M 24.98M 24.71M 24.35M

Quarterly Income Statements for Fair Isaac

This table shows Fair Isaac's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Net Income / (Loss) Attributable to Common Shareholders
91 98 102 129 101 121 130 126 136 153 163
Consolidated Net Income / (Loss)
91 98 102 129 101 121 130 126 136 153 163
Net Income / (Loss) Continuing Operations
91 98 102 129 101 121 130 126 136 153 163
Total Pre-Tax Income
113 118 137 158 140 131 173 167 171 150 213
Total Operating Income
134 140 160 177 166 151 195 190 197 180 246
Total Gross Profit
266 268 300 327 307 299 347 360 364 353 411
Total Revenue
349 345 380 399 390 382 434 448 454 440 499
Operating Revenue
349 345 380 399 390 382 434 448 454 440 499
Total Cost of Revenue
82 77 80 72 83 83 87 88 90 87 88
Operating Cost of Revenue
82 77 80 72 83 83 87 88 90 87 88
Total Operating Expenses
132 128 141 150 141 147 152 169 167 173 165
Selling, General & Admin Expense
96 93 100 108 99 104 111 125 123 128 120
Research & Development Expense
36 37 40 41 42 43 41 44 44 45 45
Amortization Expense
0.44 0.28 0.28 0.28 0.28 0.28 0.28 0.28 0.09 0.00 0.00
Total Other Income / (Expense), net
-21 -22 -22 -19 -25 -21 -22 -23 -26 -29 -33
Interest Expense
21 23 24 25 24 24 26 27 29 29 31
Other Income / (Expense), net
-0.21 0.36 1.61 5.30 -0.93 3.39 3.99 3.94 2.72 0.09 -1.25
Income Tax Expense
22 20 36 29 39 9.53 43 41 36 -2.40 50
Basic Earnings per Share
$3.57 $3.90 $4.04 $5.16 $4.08 $4.89 $5.23 $5.12 $5.54 $6.26 $6.67
Weighted Average Basic Shares Outstanding
26.04M 25.05M 25.12M 24.96M 24.99M 24.76M 24.82M 24.65M 24.68M 24.38M 24.39M
Diluted Earnings per Share
$3.53 $3.84 $4.00 $5.08 $4.01 $4.80 $5.16 $5.05 $5.44 $6.14 $6.59
Weighted Average Diluted Shares Outstanding
26.35M 25.44M 25.42M 25.34M 25.37M 25.22M 25.15M 25.02M 25.08M 24.83M 24.69M
Weighted Average Basic & Diluted Shares Outstanding
24.98M 25.15M 24.99M 24.86M 24.71M 24.85M 24.71M 24.52M 24.35M 24.42M 24.34M

Annual Cash Flow Statements for Fair Isaac

This table details how cash moves in and out of Fair Isaac's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 9/30/2015 9/30/2016 9/30/2017 9/30/2018 9/30/2019 9/30/2020 9/30/2021 9/30/2022 9/30/2023 9/30/2024
Net Change in Cash & Equivalents
-19 -10 30 -16 16 51 38 -62 3.58 14
Net Cash From Operating Activities
147 210 226 223 260 365 424 509 469 633
Net Cash From Continuing Operating Activities
147 210 226 223 260 365 424 509 469 633
Net Income / (Loss) Continuing Operations
87 109 133 126 192 236 392 374 429 513
Consolidated Net Income / (Loss)
87 109 133 126 192 236 392 374 429 513
Depreciation Expense
34 32 36 30 32 30 26 20 15 14
Non-Cash Adjustments To Reconcile Net Income
60 82 63 64 84 148 25 144 136 154
Changes in Operating Assets and Liabilities, net
-34 -13 -6.86 2.17 -48 -50 -19 -28 -111 -48
Net Cash From Investing Activities
-82 -28 -21 -14 -43 -25 138 -5.67 -16 -28
Net Cash From Continuing Investing Activities
-82 -28 -21 -14 -43 -25 138 -5.67 -16 -28
Purchase of Property, Plant & Equipment
-25 -22 -20 -31 -24 -22 -7.57 -6.03 -4.24 -26
Purchase of Investments
- 0.00 -0.78 -6.05 -6.40 -6.12 -9.04 -9.96 -11 -18
Sale and/or Maturity of Investments
- 0.00 0.00 23 3.48 3.47 7.24 8.06 5.03 16
Other Investing Activities, net
0.08 0.04 - 0.00 0.00 0.06 -0.21 2.26 -6.13 0.00
Net Cash From Financing Activities
-72 -190 -181 -219 -200 -289 -524 -547 -455 -593
Net Cash From Continuing Financing Activities
-72 -190 -181 -219 -200 -289 -524 -547 -455 -593
Repayment of Debt
-187 -159 -156 -670 -169 -605 -260 -997 -402 -603
Repurchase of Common Equity
-131 -138 -188 -343 -229 -235 -874 -1,104 -406 -822
Issuance of Debt
249 122 190 827 229 613 682 1,589 407 947
Issuance of Common Equity
18 18 14 11 23 42 21 16 22 25
Other Financing Activities, net
-19 -30 -40 -44 -54 -105 -92 -51 -77 -141
Effect of Exchange Rate Changes
-11 -2.83 5.28 -5.90 -1.14 - -0.14 -19 5.62 1.84
Cash Interest Paid
30 27 26 26 40 38 38 57 97 106
Cash Income Taxes Paid
34 11 31 13 19 10 71 65 153 134

Quarterly Cash Flow Statements for Fair Isaac

This table details how cash moves in and out of Fair Isaac's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Net Change in Cash & Equivalents
-22 6.65 -2.09 25 -26 24 -25 20 -5.38 34 -38
Net Cash From Operating Activities
145 92 90 123 164 122 71 213 226 194 75
Net Cash From Continuing Operating Activities
145 92 90 123 164 122 71 213 226 193 76
Net Income / (Loss) Continuing Operations
91 98 102 129 101 121 130 126 136 153 163
Consolidated Net Income / (Loss)
91 98 102 129 101 121 130 126 136 153 163
Depreciation Expense
4.65 4.28 4.01 3.35 3.00 2.82 3.35 3.83 3.82 3.54 3.42
Non-Cash Adjustments To Reconcile Net Income
36 32 29 35 39 33 35 45 41 41 51
Changes in Operating Assets and Liabilities, net
14 -42 -45 -45 21 -35 -97 38 46 -7.18 -138
Net Cash From Investing Activities
-1.25 -11 -1.30 -1.09 -2.98 -2.42 -9.62 -8.39 -7.56 -8.94 -11
Net Cash From Continuing Investing Activities
-1.25 -11 -1.30 -1.09 -2.98 -2.42 -9.62 -8.39 -7.56 -8.94 -11
Purchase of Property, Plant & Equipment
-0.80 -0.85 -1.53 -0.79 -1.07 -1.36 -9.42 -7.65 -7.12 -7.17 -9.43
Purchase of Investments
-1.94 -4.56 -3.46 -0.63 -1.98 -14 -2.60 -1.03 -0.51 -2.15 -2.63
Sale and/or Maturity of Investments
1.49 2.39 2.24 0.34 0.06 13 2.40 0.28 0.08 0.38 1.12
Net Cash From Financing Activities
-157 -80 -94 -98 -184 -100 -83 -182 -228 -144 -104
Net Cash From Continuing Financing Activities
-157 -80 -94 -98 -184 -100 -83 -182 -228 -144 -104
Repayment of Debt
-133 -103 -56 -107 -137 -71 -5.15 -464 -62 -64 -72
Repurchase of Common Equity
-56 -75 -109 -101 -120 -72 -172 -255 -324 -163 -217
Issuance of Debt
29 169 59 111 68 170 85 540 152 275 175
Issuance of Common Equity
4.91 2.00 13 0.40 6.58 4.50 10 0.74 9.33 3.26 13
Other Financing Activities, net
-1.92 -73 -0.81 -1.77 -1.23 -132 -1.88 -3.44 -3.30 -196 -2.41
Cash Interest Paid
5.15 38 9.07 39 11 38 12 41 15 44 17
Cash Income Taxes Paid
19 13 59 34 46 4.93 49 44 36 22 70

Annual Balance Sheets for Fair Isaac

This table presents Fair Isaac's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 9/30/2015 9/30/2016 9/30/2017 9/30/2018 9/30/2020 9/30/2020 9/30/2021 9/30/2022 9/30/2023 9/30/2024
Total Assets
1,230 1,221 1,256 1,330 1,606 1,606 1,568 1,442 1,575 1,718
Total Current Assets
287 268 311 396 534 534 551 485 556 617
Cash & Equivalents
86 76 106 90 157 157 195 133 137 151
Accounts Receivable
159 168 169 267 334 334 312 322 388 427
Prepaid Expenses
42 24 37 40 43 43 44 29 32 40
Plant, Property, & Equipment, net
38 45 41 49 46 46 28 18 11 0.00
Total Noncurrent Assets
905 908 904 885 1,026 1,025 989 940 1,008 1,100
Long-Term Investments
21 22 26 20 27 26 33 26 33 45
Goodwill
815 798 804 801 812 812 788 761 773 783
Noncurrent Deferred & Refundable Income Taxes
15 48 47 14 15 15 21 12 59 87
Other Noncurrent Operating Assets
7.56 6.35 5.67 36 163 163 143 139 141 186
Total Liabilities & Shareholders' Equity
1,230 1,221 1,256 1,330 1,606 1,606 1,568 1,442 1,575 1,718
Total Liabilities
793 774 829 1,043 1,275 1,275 1,679 2,244 2,263 2,681
Total Current Liabilities
244 246 327 474 415 415 559 331 368 380
Short-Term Debt
92 77 142 235 95 95 250 30 50 15
Accounts Payable
20 23 20 20 23 23 21 17 19 22
Accrued Expenses
31 28 32 31 63 63 80 66 59 80
Current Deferred Revenue
47 47 55 103 115 115 105 120 137 157
Current Employee Benefit Liabilities
54 71 78 84 118 118 104 98 102 106
Total Noncurrent Liabilities
549 528 502 569 861 861 1,120 1,913 1,896 2,300
Long-Term Debt
549 528 502 569 739 739 1,009 1,824 1,812 2,194
Other Noncurrent Operating Liabilities
- - - - 121 121 110 89 84 106
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
437 447 427 287 331 331 -111 -802 -688 -963
Total Preferred & Common Equity
437 447 427 287 331 331 -111 -802 -688 -963
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
437 447 427 287 331 331 -111 -802 -688 -963
Common Stock
1,153 1,189 1,196 1,211 1,219 1,219 1,238 1,300 1,351 1,367
Retained Earnings
1,368 1,471 1,598 1,765 2,193 2,193 2,585 2,959 3,388 3,901
Treasury Stock
-2,034 -2,137 -2,301 -2,612 -2,998 -2,998 -3,858 -4,936 -5,325 -6,139
Accumulated Other Comprehensive Income / (Loss)
-51 -77 -66 -76 -83 -83 -76 -125 -102 -92

Quarterly Balance Sheets for Fair Isaac

This table presents Fair Isaac's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Total Assets
1,442 1,459 1,502 1,585 1,575 1,594 1,703 1,709 1,718 1,707 1,836
Total Current Assets
485 484 521 575 556 565 641 631 617 596 725
Cash & Equivalents
133 140 138 163 137 160 136 156 151 184 147
Accounts Receivable
322 308 338 384 388 367 469 438 427 351 493
Prepaid Expenses
29 36 45 28 32 37 37 37 40 61 86
Plant, Property, & Equipment, net
18 15 0.00 0.00 11 0.00 0.00 0.00 0.00 0.00 0.00
Total Noncurrent Assets
940 960 980 1,010 1,008 1,028 1,062 1,078 1,100 1,111 1,111
Long-Term Investments
26 28 30 33 33 38 43 44 45 46 45
Goodwill
761 771 774 777 773 777 776 777 783 776 779
Noncurrent Deferred & Refundable Income Taxes
12 21 31 50 59 64 72 78 87 93 100
Other Noncurrent Operating Assets
139 139 144 148 141 148 170 179 186 196 186
Total Liabilities & Shareholders' Equity
1,442 1,459 1,502 1,585 1,575 1,594 1,703 1,709 1,718 1,707 1,836
Total Liabilities
2,244 2,261 2,273 2,289 2,263 2,319 2,439 2,538 2,681 2,845 2,960
Total Current Liabilities
331 355 373 393 368 433 315 337 380 331 343
Short-Term Debt
30 100 107 115 50 153 15 15 15 15 15
Accounts Payable
17 17 14 17 19 19 19 22 22 23 24
Accrued Expenses
66 51 68 50 59 46 69 58 80 51 56
Current Deferred Revenue
120 127 118 127 137 147 144 149 157 165 172
Current Employee Benefit Liabilities
98 60 66 84 102 68 69 93 106 77 77
Total Noncurrent Liabilities
1,913 1,906 1,900 1,896 1,896 1,886 2,124 2,201 2,300 2,513 2,617
Long-Term Debt
1,824 1,821 1,818 1,815 1,812 1,809 2,029 2,105 2,194 2,406 2,513
Other Noncurrent Operating Liabilities
89 85 82 81 84 78 95 96 106 107 103
Commitments & Contingencies
0.00 0.00 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
-802 -802 -771 -704 -688 -726 -736 -829 -963 -1,138 -1,124
Total Preferred & Common Equity
-802 -802 -771 -704 -688 -726 -736 -829 -963 -1,138 -1,124
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
-802 -802 -771 -704 -688 -726 -736 -829 -963 -1,138 -1,124
Common Stock
1,300 1,245 1,282 1,313 1,351 1,239 1,282 1,321 1,367 1,202 1,252
Retained Earnings
2,959 3,056 3,158 3,287 3,388 3,509 3,639 3,765 3,901 4,053 4,216
Treasury Stock
-4,936 -4,997 -5,110 -5,209 -5,325 -5,381 -5,559 -5,814 -6,139 -6,286 -6,491
Accumulated Other Comprehensive Income / (Loss)
-125 -106 -100 -95 -102 -93 -98 -102 -92 -108 -101

Annual Metrics and Ratios for Fair Isaac

This table displays calculated financial ratios and metrics derived from Fair Isaac's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 9/30/2015 9/30/2016 9/30/2017 9/30/2018 9/30/2019 9/30/2020 9/30/2021 9/30/2022 9/30/2023 9/30/2024
Growth Metrics
- - - - - - - - - -
Revenue Growth
6.31% 5.08% 6.08% 6.97% 15.99% 11.59% 1.70% 4.61% 9.90% 13.48%
EBITDA Growth
-11.34% 17.74% 7.62% 0.06% 31.59% 14.65% 63.51% 4.07% 18.38% 14.72%
EBIT Growth
-14.41% 23.71% 6.35% 3.39% 35.90% 16.95% 71.55% 5.27% 20.16% 15.17%
NOPAT Growth
-5.61% 17.91% 21.12% -9.11% 59.51% 20.76% 53.86% 2.63% 15.97% 17.53%
Net Income Growth
-8.83% 26.53% 21.90% -5.20% 51.90% 23.05% 65.85% -4.73% 14.95% 19.43%
EPS Growth
-2.57% 27.92% 22.12% -1.93% 56.16% 24.61% 69.62% 5.82% 19.39% 20.79%
Operating Cash Flow Growth
-16.15% 43.26% 7.31% -1.15% 16.72% 40.16% 16.14% 20.21% -7.96% 34.98%
Free Cash Flow Firm Growth
-75.65% 339.63% 15.80% -41.34% 122.34% 25.35% 73.63% -5.07% -15.11% 39.20%
Invested Capital Growth
8.44% -1.84% -1.46% 4.46% 0.46% -0.48% -6.32% -2.90% 12.43% 4.63%
Revenue Q/Q Growth
1.35% 0.35% 2.21% 30.35% -38.43% 88.97% -2.93% 1.04% 2.78% 3.88%
EBITDA Q/Q Growth
-6.00% 2.06% 10.73% -3.52% 4.50% 4.59% 5.54% 3.15% 4.60% 4.95%
EBIT Q/Q Growth
-6.96% 2.02% 12.95% -3.61% 5.07% 5.47% 6.12% 3.45% 4.98% 4.93%
NOPAT Q/Q Growth
-2.19% -1.62% 8.55% -12.20% 17.13% 0.98% 6.98% 3.32% 2.52% 6.57%
Net Income Q/Q Growth
-3.66% -1.10% 10.89% -8.99% 12.85% 1.96% 7.28% 1.35% 2.56% 7.16%
EPS Q/Q Growth
-2.21% -0.59% 11.29% -7.94% 13.01% 2.46% 8.06% 3.96% 2.92% 7.52%
Operating Cash Flow Q/Q Growth
-6.88% -11.69% 10.63% 2.64% 15.76% 12.58% -9.49% 11.63% 4.27% 10.94%
Free Cash Flow Firm Q/Q Growth
-45.67% -15.31% 23.58% -22.77% 123.01% -7.59% -4.89% 14.72% 0.80% 10.40%
Invested Capital Q/Q Growth
0.79% 3.47% 1.28% 2.25% -6.39% -4.10% 1.11% -3.74% -2.48% -3.68%
Profitability Metrics
- - - - - - - - - -
Gross Margin
100.00% 100.00% 69.24% 68.71% 70.96% 72.10% 74.75% 78.06% 79.45% 79.73%
EBITDA Margin
20.54% 23.01% 23.35% 21.84% 24.78% 25.46% 40.93% 40.71% 43.86% 44.34%
Operating Margin
16.39% 19.24% 19.48% 17.53% 21.86% 22.86% 38.40% 39.38% 42.47% 42.71%
EBIT Margin
16.50% 19.42% 19.47% 18.82% 22.05% 23.11% 38.98% 39.23% 42.89% 43.53%
Profit (Net Income) Margin
10.31% 12.42% 14.27% 12.65% 16.56% 18.26% 29.78% 27.12% 28.37% 29.86%
Tax Burden Percent
79.19% 75.71% 85.37% 80.60% 88.92% 91.99% 82.87% 79.26% 77.56% 79.87%
Interest Burden Percent
78.94% 84.44% 85.84% 83.37% 84.46% 85.90% 92.19% 87.23% 85.28% 85.87%
Effective Tax Rate
20.81% 24.29% 14.63% 19.40% 11.08% 8.01% 17.13% 20.74% 22.44% 20.13%
Return on Invested Capital (ROIC)
11.66% 13.34% 16.42% 14.71% 22.91% 27.67% 44.07% 47.44% 52.57% 57.05%
ROIC Less NNEP Spread (ROIC-NNEP)
7.07% 9.70% 12.09% 12.25% 18.12% 22.35% 40.88% 43.30% 48.48% 53.10%
Return on Net Nonoperating Assets (RNNOA)
7.74% 11.43% 14.13% 20.72% 43.66% 48.49% 312.14% -129.28% -110.21% -119.18%
Return on Equity (ROE)
19.40% 24.77% 30.55% 35.43% 66.57% 76.16% 356.21% -81.84% -57.64% -62.13%
Cash Return on Invested Capital (CROIC)
3.56% 15.20% 17.89% 10.34% 22.46% 28.15% 50.59% 50.38% 40.87% 52.52%
Operating Return on Assets (OROA)
11.43% 13.97% 14.71% 14.56% 18.51% 19.68% 32.34% 35.90% 43.03% 45.41%
Return on Assets (ROA)
7.14% 8.93% 10.78% 9.78% 13.90% 15.56% 24.71% 24.82% 28.46% 31.14%
Return on Common Equity (ROCE)
19.40% 24.77% 30.55% 35.43% 66.57% 76.16% 356.21% -81.84% -57.64% -62.13%
Return on Equity Simple (ROE_SIMPLE)
19.79% 24.49% 31.28% 44.00% 66.30% 71.41% -353.41% -46.58% -62.41% -53.27%
Net Operating Profit after Tax (NOPAT)
109 128 156 141 225 272 419 430 499 586
NOPAT Margin
12.98% 14.57% 16.63% 14.13% 19.43% 21.03% 31.82% 31.21% 32.94% 34.12%
Net Nonoperating Expense Percent (NNEP)
4.59% 3.64% 4.33% 2.46% 4.79% 5.32% 3.19% 4.14% 4.09% 3.95%
Cost of Revenue to Revenue
0.00% 0.00% 30.76% 31.29% 29.04% 27.90% 25.25% 21.94% 20.55% 20.27%
SG&A Expenses to Revenue
35.77% 37.32% 36.06% 37.69% 35.69% 32.52% 30.10% 27.87% 26.47% 26.95%
R&D to Revenue
11.78% 11.76% 11.86% 12.84% 12.89% 12.86% 13.01% 10.66% 10.57% 10.01%
Operating Expenses to Revenue
83.61% 80.76% 49.76% 51.18% 49.11% 49.24% 36.35% 38.68% 36.98% 37.01%
Earnings before Interest and Taxes (EBIT)
138 171 182 188 256 299 513 540 649 748
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
172 203 218 218 287 330 539 561 664 761
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
6.01 8.60 10.09 23.17 30.27 37.26 0.00 0.00 0.00 0.00
Price to Tangible Book Value (P/TBV)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Price to Revenue (P/Rev)
3.13 4.36 4.60 6.66 7.56 9.53 8.58 7.55 14.26 27.74
Price to Earnings (P/E)
30.38 35.11 32.26 52.66 45.65 52.18 28.81 27.85 50.28 92.92
Dividend Yield
0.09% 0.06% 0.06% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield
3.29% 2.85% 3.10% 1.90% 2.19% 1.92% 3.47% 3.59% 1.99% 1.08%
Enterprise Value to Invested Capital (EV/IC)
3.26 4.56 5.13 7.49 9.60 13.23 13.41 13.55 23.19 47.28
Enterprise Value to Revenue (EV/Rev)
3.77 4.94 5.15 7.35 8.16 10.03 9.36 8.78 15.38 28.92
Enterprise Value to EBITDA (EV/EBITDA)
18.36 21.45 22.07 33.67 32.94 39.41 22.88 21.58 35.07 65.22
Enterprise Value to EBIT (EV/EBIT)
22.86 25.41 26.46 39.07 37.01 43.41 24.02 22.39 35.86 66.43
Enterprise Value to NOPAT (EV/NOPAT)
29.05 33.88 30.98 52.04 41.99 47.70 29.43 28.14 46.70 84.76
Enterprise Value to Operating Cash Flow (EV/OCF)
21.55 20.69 21.35 32.98 36.36 35.59 29.08 23.75 49.65 78.46
Enterprise Value to Free Cash Flow (EV/FCFF)
95.05 29.73 28.43 74.01 42.84 46.89 25.63 26.50 60.07 92.06
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
1.47 1.35 1.51 2.80 2.85 2.52 -11.35 -2.31 -2.71 -2.29
Long-Term Debt to Equity
1.26 1.18 1.18 1.98 2.09 2.23 -9.10 -2.27 -2.63 -2.28
Financial Leverage
1.09 1.18 1.17 1.69 2.41 2.17 7.64 -2.99 -2.27 -2.24
Leverage Ratio
2.72 2.77 2.84 3.62 4.79 4.90 14.42 -3.30 -2.03 -2.00
Compound Leverage Factor
2.14 2.34 2.43 3.02 4.04 4.21 13.29 -2.88 -1.73 -1.71
Debt to Total Capital
59.47% 57.51% 60.17% 73.67% 74.00% 71.59% 109.66% 176.25% 158.62% 177.24%
Short-Term Debt to Total Capital
8.53% 7.32% 13.26% 21.53% 19.56% 8.15% 21.78% 2.85% 4.26% 1.20%
Long-Term Debt to Total Capital
50.94% 50.19% 46.91% 52.14% 54.44% 63.44% 87.89% 173.40% 154.36% 176.04%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
40.53% 42.49% 39.83% 26.33% 26.00% 28.41% -9.66% -76.25% -58.62% -77.24%
Debt to EBITDA
3.72 2.98 2.95 3.68 2.87 2.53 2.34 3.31 2.80 2.90
Net Debt to EBITDA
3.10 2.50 2.35 3.18 2.42 1.98 1.91 3.02 2.55 2.64
Long-Term Debt to EBITDA
3.19 2.60 2.30 2.61 2.11 2.24 1.87 3.25 2.73 2.88
Debt to NOPAT
5.89 4.71 4.14 5.69 3.66 3.06 3.01 4.31 3.73 3.77
Net Debt to NOPAT
4.91 3.95 3.30 4.91 3.09 2.39 2.46 3.94 3.39 3.44
Long-Term Debt to NOPAT
5.04 4.11 3.23 4.03 2.69 2.72 2.41 4.24 3.63 3.74
Altman Z-Score
4.64 5.87 6.10 6.84 7.88 9.23 8.26 7.97 11.20 16.45
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - -
Current Ratio
1.18 1.09 0.95 0.84 0.93 1.29 0.99 1.46 1.51 1.62
Quick Ratio
1.00 0.99 0.84 0.75 0.82 1.19 0.91 1.37 1.43 1.52
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
33 146 169 99 221 277 481 457 388 539
Operating Cash Flow to CapEx
587.11% 957.11% 1,138.01% 712.65% 1,085.65% 1,659.54% 0.00% 8,449.99% 11,067.15% 2,477.26%
Free Cash Flow to Firm to Interest Expense
1.14 5.49 6.57 3.17 5.56 6.57 12.00 6.62 4.06 5.11
Operating Cash Flow to Interest Expense
5.04 7.90 8.75 7.12 6.55 8.65 10.57 7.39 4.91 5.99
Operating Cash Flow Less CapEx to Interest Expense
4.18 7.07 7.98 6.12 5.95 8.13 14.06 7.30 4.86 5.75
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.69 0.72 0.76 0.77 0.84 0.85 0.83 0.92 1.00 1.04
Accounts Receivable Turnover
5.34 5.40 5.56 4.59 4.11 4.10 4.07 4.34 4.26 4.22
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
22.40 21.15 21.79 22.34 22.78 26.04 35.42 60.55 106.04 69.49
Accounts Payable Turnover
0.00 0.00 13.55 15.74 15.53 15.65 15.19 15.89 17.15 16.79
Days Sales Outstanding (DSO)
68.33 67.62 65.66 79.44 88.75 89.04 89.59 84.08 85.65 86.56
Days Inventory Outstanding (DIO)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)
0.00 0.00 26.94 23.19 23.50 23.32 24.03 22.96 21.29 21.74
Cash Conversion Cycle (CCC)
68.33 67.62 38.71 56.24 65.26 65.72 65.56 61.12 64.37 64.81
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
972 954 940 982 986 982 920 893 1,004 1,050
Invested Capital Turnover
0.90 0.92 0.99 1.04 1.18 1.32 1.39 1.52 1.60 1.67
Increase / (Decrease) in Invested Capital
76 -18 -14 42 4.48 -4.72 -62 -27 111 47
Enterprise Value (EV)
3,163 4,350 4,817 7,355 9,467 12,987 12,327 12,099 23,281 49,665
Market Capitalization
2,628 3,843 4,304 6,661 8,771 12,336 11,296 10,404 21,589 47,652
Book Value per Share
$14.03 $14.48 $13.93 $9.86 $10.03 $11.42 ($3.91) ($31.76) ($27.54) ($39.26)
Tangible Book Value per Share
($13.65) ($12.48) ($13.03) ($18.12) ($18.27) ($16.91) ($31.82) ($61.98) ($58.52) ($71.19)
Total Capital
1,078 1,052 1,071 1,092 1,115 1,166 1,148 1,052 1,174 1,246
Total Debt
641 605 644 804 825 834 1,259 1,854 1,862 2,209
Total Long-Term Debt
549 528 502 569 607 739 1,009 1,824 1,812 2,194
Net Debt
535 507 513 694 696 652 1,030 1,695 1,692 2,013
Capital Expenditures (CapEx)
25 22 20 31 24 22 -140 6.03 4.24 26
Debt-free, Cash-free Net Working Capital (DFCFNWC)
49 23 21 67 76 57 46 50 102 101
Debt-free Net Working Capital (DFNWC)
135 99 126 157 183 215 242 183 239 252
Net Working Capital (NWC)
43 22 -16 -78 -35 120 -8.23 153 189 237
Net Nonoperating Expense (NNE)
22 19 22 15 33 36 27 56 69 73
Net Nonoperating Obligations (NNO)
535 507 513 694 696 650 1,030 1,695 1,692 2,013
Total Depreciation and Amortization (D&A)
34 32 36 30 32 30 26 20 15 14
Debt-free, Cash-free Net Working Capital to Revenue
5.80% 2.57% 2.21% 6.75% 6.59% 4.42% 3.53% 3.63% 6.74% 5.91%
Debt-free Net Working Capital to Revenue
16.06% 11.18% 13.51% 15.75% 15.76% 16.57% 18.36% 13.31% 15.77% 14.68%
Net Working Capital to Revenue
5.09% 2.45% -1.68% -7.75% -3.03% 9.24% -0.63% 11.13% 12.47% 13.81%
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$2.75 $3.52 $4.16 $4.79 $0.00 $0.00 $13.65 $14.34 $17.18 $20.78
Adjusted Weighted Average Basic Shares Outstanding
31.40M 31.13M 30.86M 29.71M 0.00 0.00 28.73M 26.04M 24.99M 24.68M
Adjusted Diluted Earnings per Share
$2.65 $3.39 $3.98 $4.57 $0.00 $0.00 $13.40 $14.18 $16.93 $20.45
Adjusted Weighted Average Diluted Shares Outstanding
32.61M 32.31M 32.25M 31.18M 0.00 0.00 29.26M 26.35M 25.37M 25.08M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
31.08M 30.94M 29.99M 28.96M 0.00 0.00 27.36M 24.98M 24.71M 24.35M
Normalized Net Operating Profit after Tax (NOPAT)
123 128 159 141 225 314 425 430 499 586
Normalized NOPAT Margin
14.70% 14.57% 17.04% 14.13% 19.43% 24.23% 32.32% 31.21% 32.94% 34.12%
Pre Tax Income Margin
13.02% 16.40% 16.72% 15.69% 18.63% 19.85% 35.94% 34.22% 36.58% 37.38%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
4.75 6.43 7.06 6.01 6.44 7.09 12.80 7.83 6.79 7.08
NOPAT to Interest Expense
3.74 4.82 6.03 4.51 5.67 6.46 10.45 6.23 5.22 5.55
EBIT Less CapEx to Interest Expense
3.89 5.60 6.29 5.01 5.83 6.57 16.29 7.75 6.75 6.84
NOPAT Less CapEx to Interest Expense
2.88 4.00 5.26 3.51 5.07 5.93 13.94 6.15 5.17 5.31
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
2.90% 2.27% 0.93% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio
154.02% 128.73% 141.56% 270.87% 119.14% 99.50% 222.96% 295.60% 94.45% 160.23%

Quarterly Metrics and Ratios for Fair Isaac

This table displays calculated financial ratios and metrics derived from Fair Isaac's official financial filings.

Metric Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Growth Metrics
- - - - - - - - - - -
Revenue Growth
4.24% 6.98% 6.46% 14.25% 11.75% 10.78% 14.08% 12.33% 16.44% 15.16% 14.97%
EBITDA Growth
14.09% 18.60% 6.61% 28.25% 21.05% 8.69% 22.25% 6.65% 21.43% 18.03% 22.57%
EBIT Growth
15.52% 20.24% 7.80% 30.60% 23.01% 9.98% 23.21% 6.50% 21.32% 16.07% 22.92%
NOPAT Growth
14.91% 24.06% -1.49% 32.84% 11.22% 20.73% 24.06% -0.62% 30.48% 29.99% 28.08%
Net Income Growth
5.81% 14.93% -2.71% 37.71% 11.82% 23.99% 27.82% -1.94% 33.79% 25.99% 25.28%
EPS Growth
18.06% 24.27% 1.27% 40.72% 13.60% 25.00% 29.00% -0.59% 35.66% 27.92% 27.71%
Operating Cash Flow Growth
57.84% -25.98% -26.75% 4.68% 13.27% 32.11% -20.90% 73.97% 38.06% 58.86% 5.47%
Free Cash Flow Firm Growth
-13.76% -71.08% -55.82% -52.91% -93.56% -13.41% -96.45% 92.99% 1,168.79% 207.70% 5,072.41%
Invested Capital Growth
-2.90% 5.97% 6.58% 10.97% 12.43% 9.05% 14.65% 5.95% 4.63% 1.49% 7.30%
Revenue Q/Q Growth
-0.06% -1.11% 10.26% 4.84% -2.25% -1.97% 13.55% 3.24% 1.33% -3.05% 13.36%
EBITDA Q/Q Growth
-4.27% 4.61% 14.07% 12.27% -9.65% -6.07% 28.31% -2.06% 2.88% -8.70% 33.24%
EBIT Q/Q Growth
-4.06% 5.04% 14.69% 12.99% -9.63% -6.08% 28.48% -2.33% 2.94% -10.15% 36.06%
NOPAT Q/Q Growth
-1.08% 8.04% 1.54% 22.41% -17.18% 17.28% 4.34% -1.95% 8.74% 16.84% 2.81%
Net Income Q/Q Growth
-3.00% 7.66% 4.00% 26.79% -21.23% 19.37% 7.21% -2.73% 7.47% 12.41% 6.61%
EPS Q/Q Growth
-2.22% 8.78% 4.17% 27.00% -21.06% 19.70% 7.50% -2.13% 7.72% 12.87% 7.33%
Operating Cash Flow Q/Q Growth
23.64% -36.17% -2.85% 36.54% 33.78% -25.56% -41.83% 200.32% 6.16% -14.34% -61.38%
Free Cash Flow Firm Q/Q Growth
48.11% -53.33% -8.72% -25.36% -79.76% 527.89% -96.25% 3,953.19% 33.07% 52.27% -37.02%
Invested Capital Q/Q Growth
-3.74% 6.53% 3.59% 4.47% -2.48% 3.33% 8.91% -3.46% -3.68% 0.23% 15.13%
Profitability Metrics
- - - - - - - - - - -
Gross Margin
76.35% 77.80% 79.01% 81.98% 78.75% 78.15% 79.96% 80.30% 80.26% 80.15% 82.43%
EBITDA Margin
39.74% 42.04% 43.49% 46.57% 43.05% 41.24% 46.61% 44.22% 44.89% 42.27% 49.69%
Operating Margin
38.47% 40.69% 42.01% 44.40% 42.52% 39.62% 44.91% 42.48% 43.45% 40.80% 49.25%
EBIT Margin
38.41% 40.80% 42.44% 45.73% 42.28% 40.50% 45.83% 43.36% 44.05% 40.83% 49.00%
Profit (Net Income) Margin
26.01% 28.31% 26.71% 32.30% 26.02% 31.69% 29.92% 28.19% 29.90% 34.67% 32.61%
Tax Burden Percent
80.19% 82.82% 73.87% 81.60% 72.21% 92.71% 75.14% 75.46% 79.17% 101.60% 76.34%
Interest Burden Percent
84.44% 83.80% 85.19% 86.54% 85.25% 84.39% 86.88% 86.16% 85.74% 83.58% 87.16%
Effective Tax Rate
19.81% 17.18% 26.13% 18.40% 27.79% 7.29% 24.86% 24.54% 20.83% -1.60% 23.66%
Return on Invested Capital (ROIC)
46.88% 51.03% 46.25% 54.53% 48.99% 57.29% 51.20% 50.00% 57.52% 70.43% 59.10%
ROIC Less NNEP Spread (ROIC-NNEP)
45.64% 49.87% 45.26% 53.64% 47.92% 56.19% 50.28% 49.06% 56.42% 68.92% 57.91%
Return on Net Nonoperating Assets (RNNOA)
-136.26% -118.65% -105.53% -121.29% -108.92% -129.32% -120.88% -116.88% -126.64% -146.21% -130.84%
Return on Equity (ROE)
-89.38% -67.62% -59.28% -66.76% -59.93% -72.03% -69.68% -66.88% -69.11% -75.77% -71.74%
Cash Return on Invested Capital (CROIC)
50.38% 43.13% 40.79% 39.30% 40.87% 43.93% 38.44% 46.10% 52.52% 58.49% 50.03%
Operating Return on Assets (OROA)
35.15% 39.09% 40.40% 44.29% 42.41% 41.16% 45.88% 43.54% 45.95% 43.93% 50.97%
Return on Assets (ROA)
23.80% 27.13% 25.43% 31.27% 26.11% 32.20% 29.95% 28.31% 31.19% 37.30% 33.91%
Return on Common Equity (ROCE)
-89.38% -67.62% -59.28% -66.76% -59.93% -72.03% -69.68% -66.88% -69.11% -75.77% -71.74%
Return on Equity Simple (ROE_SIMPLE)
0.00% -48.15% -49.74% -59.47% 0.00% -62.39% -65.39% -57.70% 0.00% -47.82% -51.34%
Net Operating Profit after Tax (NOPAT)
108 116 118 144 120 140 146 144 156 182 188
NOPAT Margin
30.85% 33.70% 31.04% 36.23% 30.70% 36.73% 33.75% 32.06% 34.40% 41.46% 37.60%
Net Nonoperating Expense Percent (NNEP)
1.24% 1.17% 0.98% 0.90% 1.08% 1.10% 0.92% 0.95% 1.10% 1.51% 1.19%
Return On Investment Capital (ROIC_SIMPLE)
- - - - - 11.35% - - - 14.22% 13.36%
Cost of Revenue to Revenue
23.65% 22.20% 20.99% 18.02% 21.25% 21.85% 20.04% 19.70% 19.74% 19.85% 17.57%
SG&A Expenses to Revenue
27.57% 26.97% 26.34% 27.11% 25.49% 27.31% 25.56% 27.88% 27.05% 29.08% 24.15%
R&D to Revenue
10.18% 10.62% 10.59% 10.40% 10.67% 11.16% 9.42% 9.87% 9.74% 10.26% 9.03%
Operating Expenses to Revenue
37.88% 37.10% 37.00% 37.58% 36.23% 38.54% 35.04% 37.82% 36.81% 39.34% 33.18%
Earnings before Interest and Taxes (EBIT)
134 141 161 182 165 155 199 194 200 180 244
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
139 145 165 186 168 158 202 198 204 186 248
Valuation Ratios
- - - - - - - - - - -
Price to Book Value (P/BV)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Price to Tangible Book Value (P/TBV)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Price to Revenue (P/Rev)
7.55 10.68 12.42 13.73 14.26 18.55 19.36 22.25 27.74 27.30 24.47
Price to Earnings (P/E)
27.85 38.71 46.10 48.31 50.28 63.53 64.56 76.87 92.92 89.06 78.03
Dividend Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield
3.59% 2.58% 2.17% 2.07% 1.99% 1.57% 1.55% 1.30% 1.08% 1.12% 1.28%
Enterprise Value to Invested Capital (EV/IC)
13.55 17.56 19.72 21.33 23.19 29.43 29.14 35.49 47.28 48.13 39.08
Enterprise Value to Revenue (EV/Rev)
8.78 11.93 13.66 14.91 15.38 19.69 20.52 23.41 28.92 28.54 25.74
Enterprise Value to EBITDA (EV/EBITDA)
21.58 28.63 32.73 34.60 35.07 45.14 46.16 53.35 65.22 64.37 56.88
Enterprise Value to EBIT (EV/EBIT)
22.39 29.62 33.76 35.51 35.86 46.03 46.98 54.32 66.43 65.58 57.90
Enterprise Value to NOPAT (EV/NOPAT)
28.14 36.94 43.15 45.15 46.70 58.40 59.76 70.40 84.76 80.84 70.89
Enterprise Value to Operating Cash Flow (EV/OCF)
23.75 35.02 43.75 48.83 49.65 61.23 68.61 67.84 78.46 71.88 66.83
Enterprise Value to Free Cash Flow (EV/FCFF)
26.50 41.90 49.89 57.11 60.07 69.91 80.98 79.21 92.06 82.89 80.87
Leverage & Solvency
- - - - - - - - - - -
Debt to Equity
-2.31 -2.39 -2.50 -2.74 -2.71 -2.70 -2.78 -2.56 -2.29 -2.13 -2.25
Long-Term Debt to Equity
-2.27 -2.27 -2.36 -2.58 -2.63 -2.49 -2.76 -2.54 -2.28 -2.11 -2.24
Financial Leverage
-2.99 -2.38 -2.33 -2.26 -2.27 -2.30 -2.40 -2.38 -2.24 -2.12 -2.26
Leverage Ratio
-3.30 -2.18 -2.08 -1.96 -2.03 -2.00 -2.13 -2.15 -2.00 -1.77 -1.90
Compound Leverage Factor
-2.78 -1.83 -1.78 -1.70 -1.73 -1.69 -1.85 -1.85 -1.71 -1.48 -1.66
Debt to Total Capital
176.25% 171.71% 166.80% 157.44% 158.62% 158.72% 156.24% 164.26% 177.24% 188.72% 180.05%
Short-Term Debt to Total Capital
2.85% 8.94% 9.27% 9.38% 4.26% 12.38% 1.15% 1.16% 1.20% 1.17% 1.07%
Long-Term Debt to Total Capital
173.40% 162.77% 157.53% 148.05% 154.36% 146.34% 155.10% 163.09% 176.04% 187.55% 178.99%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
-76.25% -71.71% -66.80% -57.44% -58.62% -58.72% -56.24% -64.26% -77.24% -88.72% -80.05%
Debt to EBITDA
3.31 3.29 3.24 3.04 2.80 2.90 2.87 2.92 2.90 3.08 3.04
Net Debt to EBITDA
3.02 3.00 2.96 2.73 2.55 2.61 2.62 2.65 2.64 2.78 2.81
Long-Term Debt to EBITDA
3.25 3.12 3.06 2.86 2.73 2.67 2.84 2.90 2.88 3.06 3.02
Debt to NOPAT
4.31 4.25 4.27 3.97 3.73 3.75 3.71 3.86 3.77 3.86 3.78
Net Debt to NOPAT
3.94 3.88 3.90 3.56 3.39 3.37 3.39 3.49 3.44 3.50 3.50
Long-Term Debt to NOPAT
4.24 4.03 4.04 3.73 3.63 3.46 3.68 3.83 3.74 3.84 3.76
Altman Z-Score
7.04 8.28 9.03 9.65 10.18 11.92 12.19 13.33 15.39 15.12 14.04
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - - -
Current Ratio
1.46 1.36 1.40 1.46 1.51 1.31 2.04 1.87 1.62 1.80 2.11
Quick Ratio
1.37 1.26 1.28 1.39 1.43 1.22 1.92 1.76 1.52 1.62 1.86
Cash Flow Metrics
- - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
134 63 57 43 8.64 54 2.03 82 110 167 105
Operating Cash Flow to CapEx
18,171.39% 10,875.29% 5,881.07% 15,482.58% 15,360.39% 8,972.81% 753.93% 2,790.46% 3,179.53% 2,705.30% 794.72%
Free Cash Flow to Firm to Interest Expense
6.44 2.75 2.39 1.74 0.36 2.24 0.08 3.07 3.84 5.66 3.35
Operating Cash Flow to Interest Expense
6.95 4.05 3.76 5.00 6.75 5.05 2.72 7.94 7.94 6.58 2.39
Operating Cash Flow Less CapEx to Interest Expense
6.91 4.02 3.69 4.96 6.71 5.00 2.36 7.66 7.69 6.34 2.09
Efficiency Ratios
- - - - - - - - - - -
Asset Turnover
0.92 0.96 0.95 0.97 1.00 1.02 1.00 1.00 1.04 1.08 1.04
Accounts Receivable Turnover
4.34 4.93 4.65 4.39 4.26 4.59 3.97 4.02 4.22 4.94 3.83
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
60.55 70.74 0.00 0.00 106.04 0.00 0.00 0.00 69.49 0.00 0.00
Accounts Payable Turnover
15.89 16.62 20.66 18.18 17.15 17.95 19.85 17.39 16.79 16.86 16.45
Days Sales Outstanding (DSO)
84.08 74.11 78.45 83.08 85.65 79.52 91.83 90.69 86.56 73.85 95.35
Days Inventory Outstanding (DIO)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)
22.96 21.97 17.67 20.08 21.29 20.33 18.39 20.99 21.74 21.65 22.19
Cash Conversion Cycle (CCC)
61.12 52.14 60.78 63.00 64.37 59.19 73.45 69.70 64.81 52.19 73.16
Capital & Investment Metrics
- - - - - - - - - - -
Invested Capital
893 951 985 1,029 1,004 1,037 1,130 1,091 1,050 1,053 1,212
Invested Capital Turnover
1.52 1.51 1.49 1.51 1.60 1.56 1.52 1.56 1.67 1.70 1.57
Increase / (Decrease) in Invested Capital
-27 54 61 102 111 86 144 61 47 16 82
Enterprise Value (EV)
12,099 16,703 19,433 21,958 23,281 30,530 32,921 38,706 49,665 50,666 47,367
Market Capitalization
10,404 14,950 17,676 20,225 21,589 28,767 31,055 36,786 47,652 48,475 45,031
Book Value per Share
($31.76) ($32.12) ($30.64) ($28.17) ($27.54) ($29.37) ($29.60) ($33.56) ($39.26) ($46.75) ($46.03)
Tangible Book Value per Share
($61.98) ($63.07) ($61.48) ($59.29) ($58.52) ($60.84) ($60.86) ($65.00) ($71.19) ($78.60) ($77.95)
Total Capital
1,052 1,119 1,154 1,226 1,174 1,236 1,308 1,291 1,246 1,283 1,404
Total Debt
1,854 1,921 1,925 1,930 1,862 1,962 2,044 2,120 2,209 2,421 2,528
Total Long-Term Debt
1,824 1,821 1,818 1,815 1,812 1,809 2,029 2,105 2,194 2,406 2,513
Net Debt
1,695 1,753 1,757 1,733 1,692 1,763 1,865 1,920 2,013 2,191 2,336
Capital Expenditures (CapEx)
0.80 0.85 1.53 0.79 1.07 1.36 9.42 7.65 7.12 7.17 9.43
Debt-free, Cash-free Net Working Capital (DFCFNWC)
50 89 117 134 102 125 206 153 101 95 250
Debt-free Net Working Capital (DFNWC)
183 229 255 297 239 285 341 309 252 280 397
Net Working Capital (NWC)
153 129 148 182 189 132 326 294 237 265 382
Net Nonoperating Expense (NNE)
17 19 16 16 18 19 17 17 20 30 25
Net Nonoperating Obligations (NNO)
1,695 1,753 1,756 1,733 1,692 1,763 1,865 1,920 2,013 2,191 2,336
Total Depreciation and Amortization (D&A)
4.65 4.28 4.01 3.35 3.00 2.82 3.35 3.83 3.82 6.38 3.42
Debt-free, Cash-free Net Working Capital to Revenue
3.63% 6.36% 8.24% 9.10% 6.74% 8.04% 12.82% 9.25% 5.91% 5.37% 13.59%
Debt-free Net Working Capital to Revenue
13.31% 16.35% 17.93% 20.17% 15.77% 18.39% 21.28% 18.68% 14.68% 15.74% 21.55%
Net Working Capital to Revenue
11.13% 9.20% 10.41% 12.36% 12.47% 8.52% 20.34% 17.78% 13.81% 14.90% 20.74%
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$3.57 $3.90 $4.04 $5.16 $4.08 $4.89 $5.23 $5.12 $5.54 $6.26 $6.67
Adjusted Weighted Average Basic Shares Outstanding
26.04M 25.05M 25.12M 24.96M 24.99M 24.76M 24.82M 24.65M 24.68M 24.38M 24.39M
Adjusted Diluted Earnings per Share
$3.53 $3.84 $4.00 $5.08 $4.01 $4.80 $5.16 $5.05 $5.44 $6.14 $6.59
Adjusted Weighted Average Diluted Shares Outstanding
26.35M 25.44M 25.42M 25.34M 25.37M 25.22M 25.15M 25.02M 25.08M 24.83M 24.69M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
24.98M 25.15M 24.99M 24.86M 24.71M 24.85M 24.71M 24.52M 24.35M 24.42M 24.34M
Normalized Net Operating Profit after Tax (NOPAT)
108 115 118 144 120 140 146 144 156 126 188
Normalized NOPAT Margin
30.85% 33.23% 31.04% 36.23% 30.70% 36.73% 33.75% 32.06% 34.40% 28.56% 37.60%
Pre Tax Income Margin
32.43% 34.19% 36.15% 39.58% 36.04% 34.18% 39.82% 37.36% 37.77% 34.12% 42.71%
Debt Service Ratios
- - - - - - - - - - -
EBIT to Interest Expense
6.43 6.17 6.75 7.43 6.78 6.40 7.62 7.23 7.01 6.09 7.79
NOPAT to Interest Expense
5.16 5.10 4.94 5.89 4.92 5.81 5.61 5.34 5.47 6.19 5.98
EBIT Less CapEx to Interest Expense
6.39 6.13 6.69 7.40 6.74 6.35 7.26 6.94 6.76 5.85 7.49
NOPAT Less CapEx to Interest Expense
5.12 5.06 4.87 5.85 4.88 5.75 5.25 5.06 5.23 5.94 5.68
Payout Ratios
- - - - - - - - - - -
Dividend Payout Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio
295.60% 180.32% 137.62% 81.53% 94.45% 88.83% 96.60% 129.25% 160.23% 167.67% 166.00%

Frequently Asked Questions About Fair Isaac's Financials

When does Fair Isaac's fiscal year end?

According to the most recent income statement we have on file, Fair Isaac's financial year ends in September. Their financial year 2024 ended on September 30, 2024.

How has Fair Isaac's net income changed over the last 9 years?

Fair Isaac's net income appears to be on an upward trend, with a most recent value of $512.81 million in 2024, rising from $86.50 million in 2015. The previous period was $429.38 million in 2023. See Fair Isaac's forecast for analyst expectations on what’s next for the company.

What is Fair Isaac's operating income?
Fair Isaac's total operating income in 2024 was $733.63 million, based on the following breakdown:
  • Total Gross Profit: $1.37 billion
  • Total Operating Expenses: $635.69 million
How has Fair Isaac revenue changed over the last 9 years?

Over the last 9 years, Fair Isaac's total revenue changed from $838.78 million in 2015 to $1.72 billion in 2024, a change of 104.8%.

How much debt does Fair Isaac have?

Fair Isaac's total liabilities were at $2.68 billion at the end of 2024, a 18.4% increase from 2023, and a 238.0% increase since 2015.

How much cash does Fair Isaac have?

In the past 9 years, Fair Isaac's cash and equivalents has ranged from $75.93 million in 2016 to $195.35 million in 2021, and is currently $150.67 million as of their latest financial filing in 2024.

How has Fair Isaac's book value per share changed over the last 9 years?

Over the last 9 years, Fair Isaac's book value per share changed from 14.03 in 2015 to -39.26 in 2024, a change of -379.8%.



This page (NYSE:FICO) was last updated on 5/7/2025 by MarketBeat.com Staff
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