Flagstar Financial (FLG) Competitors

Shinhan Financial Group (NYSE:SHG) and Flagstar Financial (NYSE:FLG) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, risk, analyst recommendations, profitability, media sentiment, dividends, earnings, valuation and community ranking.

Does the MarketBeat Community favor SHG or FLG?

Shinhan Financial Group received 265 more outperform votes than Flagstar Financial when rated by MarketBeat users. Likewise, 63.51% of users gave Shinhan Financial Group an outperform vote while only 42.86% of users gave Flagstar Financial an outperform vote.

Company	Underperform	Outperform
Shinhan Financial Group	Outperform Votes 268 63.51%	Underperform Votes 154 36.49%
Flagstar Financial	Outperform Votes 3 42.86%	Underperform Votes 4 57.14%

Do institutionals & insiders believe in SHG or FLG?

7.8% of Shinhan Financial Group shares are held by institutional investors. Comparatively, 67.9% of Flagstar Financial shares are held by institutional investors. 1.0% of Shinhan Financial Group shares are held by insiders. Comparatively, 6.4% of Flagstar Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Which has more risk and volatility, SHG or FLG?

Shinhan Financial Group has a beta of 0.85, suggesting that its stock price is 15% less volatile than the S&P 500. Comparatively, Flagstar Financial has a beta of 1.17, suggesting that its stock price is 17% more volatile than the S&P 500.

Is SHG or FLG more profitable?

Shinhan Financial Group has a net margin of 12.21% compared to Flagstar Financial's net margin of -17.16%. Shinhan Financial Group's return on equity of 7.34% beat Flagstar Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Shinhan Financial Group	12.21%	7.34%	0.59%
Flagstar Financial	-17.16%	-10.72%	-0.76%

Does the media favor SHG or FLG?

In the previous week, Flagstar Financial had 20 more articles in the media than Shinhan Financial Group. MarketBeat recorded 21 mentions for Flagstar Financial and 1 mentions for Shinhan Financial Group. Shinhan Financial Group's average media sentiment score of 0.94 beat Flagstar Financial's score of 0.55 indicating that Shinhan Financial Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Shinhan Financial Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Flagstar Financial	4 Very Positive mention(s)	0 Positive mention(s)	10 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate SHG or FLG?

Flagstar Financial has a consensus price target of $13.25, indicating a potential upside of 10.60%. Given Flagstar Financial's stronger consensus rating and higher possible upside, analysts clearly believe Flagstar Financial is more favorable than Shinhan Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Shinhan Financial Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Flagstar Financial	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is SHG or FLG a better dividend stock?

Shinhan Financial Group pays an annual dividend of $1.15 per share and has a dividend yield of 3.1%. Flagstar Financial pays an annual dividend of $0.04 per share and has a dividend yield of 0.3%. Shinhan Financial Group pays out 15.2% of its earnings in the form of a dividend. Flagstar Financial pays out -1.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has better earnings & valuation, SHG or FLG?

Shinhan Financial Group has higher revenue and earnings than Flagstar Financial. Flagstar Financial is trading at a lower price-to-earnings ratio than Shinhan Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Shinhan Financial Group	$17.57T	0.00	$3.49B	$7.56	4.83
Flagstar Financial	$2.32B	2.14	-$1.09B	-$2.60	-4.61

Summary

Shinhan Financial Group beats Flagstar Financial on 11 of the 20 factors compared between the two stocks.