Flagstar Financial (FLG) Competitors

Banco Santander Brasil (NYSE:BSBR) and Flagstar Financial (NYSE:FLG) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, dividends, institutional ownership, profitability, earnings, media sentiment, analyst recommendations and risk.

Is BSBR or FLG more profitable?

Banco Santander Brasil has a net margin of 8.42% compared to Flagstar Financial's net margin of -14.21%. Banco Santander Brasil's return on equity of 11.08% beat Flagstar Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Banco Santander Brasil	8.42%	11.08%	1.08%
Flagstar Financial	-14.21%	-9.68%	-0.70%

Does the media prefer BSBR or FLG?

In the previous week, Flagstar Financial had 3 more articles in the media than Banco Santander Brasil. MarketBeat recorded 6 mentions for Flagstar Financial and 3 mentions for Banco Santander Brasil. Banco Santander Brasil's average media sentiment score of 1.05 beat Flagstar Financial's score of 0.29 indicating that Banco Santander Brasil is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Banco Santander Brasil	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Flagstar Financial	1 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has higher earnings & valuation, BSBR or FLG?

Banco Santander Brasil has higher revenue and earnings than Flagstar Financial. Flagstar Financial is trading at a lower price-to-earnings ratio than Banco Santander Brasil, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banco Santander Brasil	$49.01B	0.37	$2.48B	$0.81	5.98
Flagstar Financial	$6.35B	0.77	-$1.12B	-$2.60	-4.52

Do analysts prefer BSBR or FLG?

Banco Santander Brasil currently has a consensus price target of $5.35, suggesting a potential upside of 10.54%. Flagstar Financial has a consensus price target of $13.22, suggesting a potential upside of 12.43%. Given Flagstar Financial's higher probable upside, analysts clearly believe Flagstar Financial is more favorable than Banco Santander Brasil.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banco Santander Brasil	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Flagstar Financial	0 Sell rating(s)	5 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.44

Do institutionals and insiders hold more shares of BSBR or FLG?

14.5% of Banco Santander Brasil shares are owned by institutional investors. Comparatively, 67.9% of Flagstar Financial shares are owned by institutional investors. 0.1% of Banco Santander Brasil shares are owned by company insiders. Comparatively, 19.4% of Flagstar Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Which has more risk & volatility, BSBR or FLG?

Banco Santander Brasil has a beta of 0.76, indicating that its share price is 24% less volatile than the S&P 500. Comparatively, Flagstar Financial has a beta of 1.1, indicating that its share price is 10% more volatile than the S&P 500.

Is BSBR or FLG a better dividend stock?

Banco Santander Brasil pays an annual dividend of $0.26 per share and has a dividend yield of 5.4%. Flagstar Financial pays an annual dividend of $0.04 per share and has a dividend yield of 0.3%. Banco Santander Brasil pays out 32.1% of its earnings in the form of a dividend. Flagstar Financial pays out -1.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Banco Santander Brasil beats Flagstar Financial on 10 of the 18 factors compared between the two stocks.