Glacier Bancorp (GBCI) Competitors

Glacier Bancorp (NYSE:GBCI) and Citizens Financial Group (NYSE:CFG) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, risk, media sentiment, community ranking, dividends, institutional ownership, analyst recommendations, earnings and valuation.

Is GBCI or CFG a better dividend stock?

Glacier Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 3.1%. Citizens Financial Group pays an annual dividend of $1.68 per share and has a dividend yield of 3.9%. Glacier Bancorp pays out 71.0% of its earnings in the form of a dividend. Citizens Financial Group pays out 53.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Financial Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do insiders & institutionals hold more shares of GBCI or CFG?

80.2% of Glacier Bancorp shares are owned by institutional investors. Comparatively, 94.9% of Citizens Financial Group shares are owned by institutional investors. 0.5% of Glacier Bancorp shares are owned by insiders. Comparatively, 0.7% of Citizens Financial Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Does the media refer more to GBCI or CFG?

In the previous week, Citizens Financial Group had 7 more articles in the media than Glacier Bancorp. MarketBeat recorded 9 mentions for Citizens Financial Group and 2 mentions for Glacier Bancorp. Citizens Financial Group's average media sentiment score of 1.35 beat Glacier Bancorp's score of 0.00 indicating that Citizens Financial Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Glacier Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Citizens Financial Group	7 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has stronger earnings & valuation, GBCI or CFG?

Citizens Financial Group has higher revenue and earnings than Glacier Bancorp. Citizens Financial Group is trading at a lower price-to-earnings ratio than Glacier Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Glacier Bancorp	$1.27B	3.78	$190.14M	$1.86	22.70
Citizens Financial Group	$12.36B	1.52	$1.51B	$3.15	13.64

Do analysts recommend GBCI or CFG?

Citizens Financial Group has a consensus price target of $47.89, indicating a potential upside of 11.48%. Given Citizens Financial Group's higher possible upside, analysts clearly believe Citizens Financial Group is more favorable than Glacier Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Glacier Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	4.00
Citizens Financial Group	0 Sell rating(s)	6 Hold rating(s)	11 Buy rating(s)	1 Strong Buy rating(s)	2.72

Which has more risk and volatility, GBCI or CFG?

Glacier Bancorp has a beta of 0.77, meaning that its stock price is 23% less volatile than the S&P 500. Comparatively, Citizens Financial Group has a beta of 0.75, meaning that its stock price is 25% less volatile than the S&P 500.

Is GBCI or CFG more profitable?

Glacier Bancorp has a net margin of 16.55% compared to Citizens Financial Group's net margin of 12.76%. Citizens Financial Group's return on equity of 6.84% beat Glacier Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Glacier Bancorp	16.55%	6.58%	0.76%
Citizens Financial Group	12.76%	6.84%	0.70%

Does the MarketBeat Community believe in GBCI or CFG?

Citizens Financial Group received 546 more outperform votes than Glacier Bancorp when rated by MarketBeat users. Likewise, 61.81% of users gave Citizens Financial Group an outperform vote while only 33.33% of users gave Glacier Bancorp an outperform vote.

Company	Underperform	Outperform
Glacier Bancorp	Outperform Votes 1 33.33%	Underperform Votes 2 66.67%
Citizens Financial Group	Outperform Votes 547 61.81%	Underperform Votes 338 38.19%

Summary

Citizens Financial Group beats Glacier Bancorp on 14 of the 20 factors compared between the two stocks.