Green Dot (GDOT) Stock Price, News & Analysis

Company Overview

Green Dot Corporation (NYSE: GDOT) is a financial technology and bank holding company that provides prepaid debit cards, cash reload processing services and consumer banking products through its subsidiary, Green Dot Bank. The firm offers reloadable prepaid cards under its own brand and through partnerships with retailers, payments networks and banks. In addition to consumer-focused prepaid card accounts, Green Dot delivers payroll card services, government disbursement programs and B2B payment solutions that enable businesses to distribute funds digitally to end users.

Founded in 1999 by Steve Streit and headquartered in Austin, Texas, Green Dot began as a prepaid MasterCard provider sold through retail outlets. The company went public in 2010 and has since expanded its product lineup to include FDIC-insured checking accounts, mobile banking via the GoBank app, peer-to-peer money transfers and integration with digital wallets such as Apple Cash. Over the years, Green Dot has completed strategic acquisitions to enhance its banking capabilities and broaden its distribution network.

Green Dot’s services are available throughout the United States, with reload options at major supermarket chains, drugstores and convenience stores. The company partners with consumer brands, gig economy platforms and financial institutions to embed prepaid and banking services directly into third-party products. Under the leadership of President and CEO Rich Guidotti, Green Dot continues to focus on expanding digital banking solutions, growing its merchant and payroll offerings and driving adoption of prepaid and bank account products among unbanked and underbanked consumers.

Key Stats

• Today's Range: $12.54 to $12.63
• 50-Day Range: $10.54 to $12.61
• 52-Week Range: $8.57 to $15.41
• Volume: 89,658 shs
• Average Volume: 610,869 shs
• Market Capitalization: $701.02 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $13.56
• Consensus Rating: Reduce

Green Dot Stock Analysis - MarketRank™

Green Dot scored higher than 59% of companies evaluated by MarketBeat, and ranked 170th out of 302 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.9 / 5
• Analyst Rating: Reduce

Consensus Rating

Green Dot has received a consensus rating of Reduce. The company's average rating score is 1.86, and is based on no strong buy ratings, 1 buy rating, 4 hold ratings, and 2 sell ratings.

Upside/Downside

The consensus price target for Green Dot is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Green Dot has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 26.61%

Earnings Growth

Earnings for Green Dot are expected to grow by 26.61% in the coming year, from $1.09 to $1.38 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Green Dot is -7.09, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Green Dot is -7.09, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Green Dot has a P/B Ratio of 0.79. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.74% of the float of Green Dot has been sold short.

Short Interest Ratio / Days to Cover

Green Dot has a short interest ratio ("days to cover") of 3.91, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Green Dot has recently decreased by 7.33%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Green Dot does not currently pay a dividend.

Dividend Growth

Green Dot does not have a long track record of dividend growth.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.44

News Sentiment

Green Dot has a news sentiment score of 0.44. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Green Dot this week, compared to 2 articles on an average week.

Search Interest

1 people have searched for GDOT on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Green Dot insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.40% of the stock of Green Dot is held by insiders.

Percentage Held by Institutions

92.56% of the stock of Green Dot is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

GDOT Stock Analysis - Frequently Asked Questions

How have GDOT shares performed this year?

Green Dot's stock was trading at $12.83 at the start of the year. Since then, GDOT shares have decreased by 1.7% and is now trading at $12.6150.

How were Green Dot's earnings last quarter?

Green Dot Corporation (NYSE:GDOT) announced its quarterly earnings results on Monday, March, 16th. The financial services provider reported ($0.08) earnings per share (EPS) for the quarter, beating analysts' consensus estimates of ($0.12) by $0.04. The financial services provider earned $519.72 million during the quarter, compared to the consensus estimate of $508.09 million. Green Dot had a positive trailing twelve-month return on equity of 6.93% and a negative net margin of 4.75%.

Does Green Dot have any subsidiaries?

Green Dot subsidiaries include these companies: Republic Bank-Tax Refund Solutions, UniRush Financial Services, AccountNow, Tax Products Group, Loopt, eCommLink, AccountNow LLC, and others.

When did Green Dot IPO?

Green Dot (GDOT) raised $129 million in an initial public offering (IPO) on Thursday, July 22nd 2010. The company issued 3,850,000 shares at a price of $32.00-$35.00 per share.

Who are Green Dot's major shareholders?

Green Dot's top institutional shareholders include M3F Inc. (1.35%), Assenagon Asset Management S.A. (0.85%), Credit Industriel ET Commercial (0.62%) and Bank of New York Mellon Corp (0.35%). Insiders that own company stock include Topline Capital Management, Ll, Topline Capital Partners, Lp, Principal Co Lp Starboard, Christian Devin Ruppel, J Chris Brewster and Saturnino Sixto Fanlo.
View institutional ownership trends.

How do I buy shares of Green Dot?

Shares of GDOT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Green Dot own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Green Dot investors own include American Water Works (AWK), Waste Connections (WCN), DiamondRock Hospitality (DRH), The RMR Group (RMR), AUO (AUOTY), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR).

Company Calendar

• Last Earnings: 3/16/2026
• Today: 5/07/2026
• Next Earnings (Confirmed): 5/11/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:GDOT
• CIK: 1386278
• Web: www.greendot.com
• Phone: (626) 765-2000
• Fax: N/A
• Employees: 1,150
• Year Founded: 1999

Price Target and Rating

• Average Price Target for Green Dot: $13.56
• High Price Target: $18.00
• Low Price Target: $10.00
• Potential Upside/Downside: +7.5%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.86
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): ($1.78)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 11.57
• P/E Growth: N/A
• Net Income: -$98.87 million
• Net Margins: -4.75%
• Pretax Margin: -4.68%
• Return on Equity: 6.93%
• Return on Assets: 1.10%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 0.52
• Quick Ratio: 0.52

Sales & Book Value

• Annual Sales: $2.08 billion
• Price / Sales: 0.34
• Cash Flow: $2.70 per share
• Price / Cash Flow: 4.67
• Book Value: $16.02 per share
• Price / Book: 0.79

Miscellaneous

• Outstanding Shares: 55,570,000
• Free Float: 54,790,000
• Market Cap: $701.02 million
• Optionable: Optionable
• Beta: 0.86