Genworth Financial (GNW) Stock Price, News & Analysis

Company Overview

Genworth Financial (NYSE: GNW) is a leading financial security company offering a broad range of insurance products. Based in Richmond, Virginia, Genworth provides individuals and families with solutions designed to protect against long-term care expenses, secure life insurance needs and support homeownership through private mortgage insurance. With operations spanning the United States, Canada and Australia, the company serves both retail and institutional clients through a diversified portfolio of risk management services.

The company’s Private Mortgage Insurance (PMI) segment offers coverage to lenders and consumers in the US, Canada and Australia, enabling homebuyers to purchase properties with lower down payments. Genworth’s PMI products mitigate credit risk for mortgage originators and investors, facilitating greater access to homeownership and contributing to the stability of the housing finance market. Through partnerships with major banks, credit unions and mortgage brokers, the company underwrites new policies, monitors existing portfolios and manages claims processes.

Genworth’s Long-Term Care (LTC) insurance business provides financial protection against the cost of extended care services, including assisted living, nursing home care and in-home support. The company designs LTC products to help policyholders preserve assets and maintain quality of life as healthcare needs evolve with aging. In addition, Genworth continues to offer term life and universal life insurance products, helping individuals address income replacement, estate planning and wealth transfer objectives, though its primary focus has shifted toward PMI and LTC in recent years.

Tracing its origins to the Life Insurance Company of Virginia, founded in 1871, Genworth Financial became an independent publicly traded company in 2004 following a spin-off from General Electric’s consumer finance business. Today, the company is led by an experienced executive team and governed by an independent board of directors, all based at its corporate headquarters in Richmond. Genworth remains committed to leveraging risk management expertise and data-driven underwriting to deliver innovative insurance solutions and support the financial well-being of policyholders worldwide.

Key Stats

• Today's Range: $8.56 to $8.73
• 50-Day Range: $7.98 to $9.32
• 52-Week Range: $6.72 to $9.45
• Volume: 3.14 million shs
• Average Volume: 2.45 million shs
• Market Capitalization: $3.28 billion
• P/E Ratio: 16.49
• Dividend Yield: N/A
• Price Target: $11.00
• Consensus Rating: Hold

Genworth Financial Stock Analysis - MarketRank™

Genworth Financial scored higher than 90% of companies evaluated by MarketBeat, and ranked 184th out of 878 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.8 / 5
• Analyst Rating: Hold

Consensus Rating

Genworth Financial has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 1 buy rating, 2 hold ratings, and no sell ratings.

Upside Potential

Genworth Financial has a consensus price target of $11.00, representing about 28.3% upside from its current price of $8.58.

Amount of Analyst Coverage

Genworth Financial has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 4.55%

Earnings Growth

Earnings for Genworth Financial are expected to grow by 4.55% in the coming year, from $0.44 to $0.46 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Genworth Financial is 16.49, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.97.

Price to Earnings Ratio vs. Sector

The P/E ratio of Genworth Financial is 16.49, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.00.

Price to Book Value per Share Ratio

Genworth Financial has a P/B Ratio of 0.33. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.78% of the float of Genworth Financial has been sold short.

Short Interest Ratio / Days to Cover

Genworth Financial has a short interest ratio ("days to cover") of 2.58, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Genworth Financial has recently decreased by 7.18%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Genworth Financial does not currently pay a dividend.

Dividend Growth

Genworth Financial does not have a long track record of dividend growth.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.54

News Sentiment

Genworth Financial has a news sentiment score of 0.54. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.83 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for Genworth Financial this week, compared to 1 article on an average week.

Search Interest

4 people have searched for GNW on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Genworth Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,383,000.00 in company stock.

Percentage Held by Insiders

1.80% of the stock of Genworth Financial is held by insiders.

Percentage Held by Institutions

81.85% of the stock of Genworth Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 5/05/2026
• Today: 5/31/2026
• Next Earnings (Estimated): 7/29/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - LIFE
• Sub-Industry: Multi-line Insurance
• Current Symbol: NYSE:GNW
• CIK: 1276520
• Web: www.genworth.com
• Phone: (804) 281-6000
• Fax: N/A
• Employees: 3,100
• Year Founded: 2004

Price Target and Rating

• Average Price Target for Genworth Financial: $11.00
• High Price Target: $11.00
• Low Price Target: $11.00
• Potential Upside/Downside: +28.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.52
• Trailing P/E Ratio: 16.49
• Forward P/E Ratio: 19.49
• P/E Growth: N/A
• Net Income: $223 million
• Net Margins: 2.96%
• Pretax Margin: 5.73%
• Return on Equity: 1.73%
• Return on Assets: 0.19%

Debt

• Debt-to-Equity Ratio: 0.15
• Current Ratio: 0.29
• Quick Ratio: 0.29

Sales & Book Value

• Annual Sales: $7.07 billion
• Price / Sales: 0.46
• Cash Flow: $0.59 per share
• Price / Cash Flow: 14.42
• Book Value: $25.69 per share
• Price / Book: 0.33

Miscellaneous

• Outstanding Shares: 383,009,000
• Free Float: 376,115,000
• Market Cap: $3.28 billion
• Optionable: Optionable
• Beta: 0.89