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Metropolitan Bank (MCB) Financials

Metropolitan Bank logo
$90.89 +0.50 (+0.55%)
Closing price 05/6/2026 03:59 PM Eastern
Extended Trading
$90.72 -0.17 (-0.18%)
As of 04:26 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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Annual Income Statements for Metropolitan Bank

Annual Income Statements for Metropolitan Bank

This table shows Metropolitan Bank's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 4.27 5.01 12 26 30 41 61 59 80 69 71
Consolidated Net Income / (Loss)		 4.27 5.01 12 26 30 39 61 59 77 67 71
Net Income / (Loss) Continuing Operations		 4.27 5.01 12 26 30 41 61 59 80 69 71
Total Pre-Tax Income 		6.83 8.06 24 37 44 58 90 97 107 97 102
Total Revenue		 31 43 60 79 103 143 180 257 254 279 292
Net Interest Income / (Expense)		 27 38 52 71 98 125 157 229 223 253 303
Total Interest Income		 33 44 61 84 130 143 173 261 375 468 515
Loans and Leases Interest Income		 31 42 57 77 117 136 165 232 345 430 480
Deposits and Money Market Investments Interest Income		 0.11 0.14 2.39 5.18 7.90 2.58 2.31 12 9.32 15 9.35
Other Interest Income		 0.41 0.74 0.45 0.65 1.04 0.81 0.61 0.94 2.52 2.24 1.83
Total Interest Expense		 5.26 6.09 8.67 13 32 18 16 32 153 215 200
Deposits Interest Expense		 3.81 4.88 5.87 9.10 26 14 14 29 129 198 199
Federal Funds Purchased and Securities Sold Interest Expense		 0.46 0.54 0.64 0.85 0.90 0.57 0.42 0.80 1.47 1.49 1.29
Total Non-Interest Income		 3.80 5.02 7.82 7.52 4.99 17 24 27 28 24 12
Other Service Charges		 3.80 4.98 4.37 3.31 1.37 18 0.00 28 31 26 0.00
Provision for Credit Losses		 2.02 8.06 7.06 3.14 4.22 9.49 3.82 10 12 6.26 38
Total Non-Interest Expense		 22 27 29 39 54 75 87 149 132 174 152
Salaries and Employee Benefits		 13 17 19 26 31 40 46 57 67 78 84
Net Occupancy & Equipment Expense		 3.62 3.99 4.39 9.05 6.53 12 13 14 14 21 27
Property & Liability Insurance Claims		 0.55 0.68 - - - 2.04 3.85 4.63 9.08 12 9.55
Other Operating Expenses		 4.98 5.30 5.83 4.12 17 21 24 73 41 63 31
Income Tax Expense		 2.56 3.05 11 11 14 18 29 37 30 30 30
Basic Earnings per Share		 $1.54 $0.43 $2.40 $3.12 $3.63 $4.76 $6.64 $5.42 $6.95 $5.97 $6.71
Weighted Average Basic Shares Outstanding		 - - 8.19M 8.26M 8.30M 8.34M 10.93M 10.96M 11.09M 11.23M 10.12M
Diluted Earnings per Share		 $1.54 $0.43 $2.34 $3.06 $3.56 $4.66 $6.45 $5.29 $6.91 $5.93 $6.62
Weighted Average Diluted Shares Outstanding		 - - 8.19M 8.26M 8.30M 8.34M 10.93M 10.96M 11.09M 11.23M 10.12M
Weighted Average Basic & Diluted Shares Outstanding		 - - 8.19M 8.26M 8.30M 8.34M 10.93M 10.96M 11.09M 11.23M 10.12M
Cash Dividends to Common per Share		 - - - - - - - - - - $0.30

Quarterly Income Statements for Metropolitan Bank

This table shows Metropolitan Bank's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
Period end date 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 16 22 16 16 17 13 23 18 19 7.56 27
Consolidated Net Income / (Loss)		 16 22 15 16 17 12 21 16 19 7.12 29
Net Income / (Loss) Continuing Operations		 16 22 16 16 17 13 23 18 19 7.56 27
Total Pre-Tax Income 		25 28 20 24 24 18 31 23 27 10 41
Total Revenue		 62 63 62 67 68 72 72 72 77 80 63
Net Interest Income / (Expense)		 54 54 57 60 62 65 67 67 74 77 85
Total Interest Income		 89 98 105 112 116 120 120 119 127 132 137
Loans and Leases Interest Income		 81 91 98 102 105 111 111 111 119 124 127
Deposits and Money Market Investments Interest Income		 3.09 1.78 1.97 4.15 5.17 3.22 2.47 1.93 2.08 2.00 3.35
Other Interest Income		 0.69 0.76 0.74 0.66 0.51 0.51 0.57 0.58 0.42 0.44 0.40
Total Interest Expense		 35 44 48 53 54 55 53 52 53 55 40
Deposits Interest Expense		 27 36 43 47 51 52 49 47 50 51 51
Federal Funds Purchased and Securities Sold Interest Expense		 0.36 0.40 0.38 0.38 0.38 0.38 0.35 0.32 0.33 0.33 0.31
Total Non-Interest Income		 7.86 6.51 6.56 7.00 6.14 6.29 4.40 3.64 2.62 2.53 3.08
Other Service Charges		 8.53 0.00 15 0.00 6.51 6.87 - 5.03 3.10 2.97 -11
Provision for Credit Losses		 4.31 0.79 6.54 0.53 1.54 2.69 1.50 4.51 6.38 24 2.85
Total Non-Interest Expense		 32 34 34 42 42 51 38 43 43 46 20
Salaries and Employee Benefits		 15 17 18 20 19 20 20 22 20 22 20
Net Occupancy & Equipment Expense		 3.77 3.57 3.29 5.35 5.37 5.44 4.51 4.68 6.17 7.96 8.65
Property & Liability Insurance Claims		 1.64 1.98 2.64 2.93 2.93 2.95 2.98 2.97 3.00 1.97 1.61
Other Operating Expenses		 12 11 9.99 14 15 23 11 13 14 14 -10
Income Tax Expense		 9.30 6.29 5.30 8.08 7.08 5.30 9.93 7.01 8.02 3.06 12
Basic Earnings per Share		 $1.39 $1.99 $1.31 $1.46 $1.50 $1.10 $1.91 $1.46 $1.78 $0.68 $2.79
Weighted Average Basic Shares Outstanding		 11.06M 11.06M 11.09M 11.19M 11.19M 11.20M 11.23M 10.66M 10.42M 10.30M 10.12M
Diluted Earnings per Share		 $1.37 $1.97 $1.32 $1.46 $1.50 $1.08 $1.89 $1.45 $1.76 $0.67 $2.74
Weighted Average Diluted Shares Outstanding		 11.06M 11.06M 11.09M 11.19M 11.19M 11.20M 11.23M 10.66M 10.42M 10.30M 10.12M
Weighted Average Basic & Diluted Shares Outstanding		 11.06M 11.06M 11.09M 11.19M 11.19M 11.20M 11.23M 10.66M 10.42M 10.30M 10.12M

Annual Cash Flow Statements for Metropolitan Bank

This table details how cash moves in and out of Metropolitan Bank's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 20 17 178 -28 156 475 1,495 -2,102 12 -69 193
Net Cash From Operating Activities		 5.44 15 31 27 39 87 37 86 42 148 89
Net Cash From Continuing Operating Activities		 5.44 15 31 27 39 87 37 86 42 148 89
Net Income / (Loss) Continuing Operations		 4.27 5.01 12 26 30 39 61 59 77 67 71
Consolidated Net Income / (Loss)		 4.27 5.01 12 26 30 39 61 59 77 67 71
Provision For Loan Losses		 2.02 8.06 7.06 3.14 4.22 9.49 3.82 10 12 6.26 38
Depreciation Expense		 0.70 0.79 0.98 1.36 1.61 4.60 5.06 9.71 7.14 -11 -11
Non-Cash Adjustments to Reconcile Net Income		 -2.93 8.01 3.22 -0.59 1.00 0.42 -2.85 5.79 6.49 -7.06 -1.51
Changes in Operating Assets and Liabilities, net		 0.90 -7.67 7.48 -2.76 1.39 33 -29 0.85 -61 94 -7.45
Net Cash From Investing Activities		 -187 -234 -367 -455 -1,015 -489 -1,303 -1,229 -775 -370 -763
Net Cash From Continuing Investing Activities		 -187 -234 -367 -455 -1,015 -489 -1,303 -1,229 -775 -370 -763
Purchase of Investment Securities		 -195 -245 -387 -493 -1,022 -719 -1,491 -1,371 -1,036 -511 -998
Sale and/or Maturity of Investments		 9.77 12 22 39 59 230 188 141 261 141 235
Net Cash From Financing Activities		 202 236 513 399 1,132 877 2,761 -958 745 152 868
Net Cash From Continuing Financing Activities		 202 236 513 399 1,132 877 2,761 -958 745 152 868
Net Change in Deposits		 157 228 411 256 1,130 1,028 2,606 -1,158 459 246 1,394
Issuance of Debt		 97 120 351 293 1,071 0.00 0.00 100 340 0.00 0.00
Repayment of Debt		 -65 -138 -363 -150 -1,069 -150 -4.50 -49 -0.14 -200 -236
Repurchase of Common Equity		 - - -0.26 -0.13 -0.09 -0.88 -3.39 -1.56 -3.17 -4.58 -77
Payment of Dividends		 - -3.42 - - - - - - 0.00 0.00 -3.12
Other Financing Activities, Net		 - - 0.14 0.36 - 0.00 0.00 150 -51 111 -210
Cash Interest Paid		 5.03 6.18 8.15 12 32 19 16 32 151 215 212
Cash Income Taxes Paid		 3.27 5.27 8.79 14 15 19 24 35 36 35 26

Quarterly Cash Flow Statements for Metropolitan Bank

This table details how cash moves in and out of Metropolitan Bank's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
Period end date 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025
Net Change in Cash & Equivalents		 -98 -24 92 265 -290 74 -118 -3.81 -44 233 7.65
Net Cash From Operating Activities		 6.66 27 -31 25 35 4.80 83 7.77 18 32 31
Net Cash From Continuing Operating Activities		 6.66 27 -31 25 35 4.80 83 7.77 18 32 31
Net Income / (Loss) Continuing Operations		 16 22 15 16 17 12 21 16 19 7.12 29
Consolidated Net Income / (Loss)		 16 22 15 16 17 12 21 16 19 7.12 29
Provision For Loan Losses		 4.31 0.79 6.54 0.53 1.54 2.69 1.50 4.51 6.38 24 2.85
Depreciation Expense		 2.78 0.82 2.31 -3.19 -2.54 -3.29 -2.38 -1.45 -1.96 -5.37 -2.27
Non-Cash Adjustments to Reconcile Net Income		 2.27 2.21 -0.70 10 6.14 -1.28 -22 1.71 2.54 2.38 -8.14
Changes in Operating Assets and Liabilities, net		 -18 1.60 -53 1.02 13 -5.59 85 -13 -7.33 3.80 9.44
Net Cash From Investing Activities		 -305 -195 -277 -117 -107 -31 -115 -307 -281 -150 -24
Net Cash From Continuing Investing Activities		 -305 -195 -277 -117 -107 -31 -115 -307 -281 -150 -24
Purchase of Investment Securities		 -384 -269 -313 -144 -162 -55 -150 -367 -317 -213 -102
Sale and/or Maturity of Investments		 78 74 36 27 55 24 35 60 36 62 77
Net Cash From Financing Activities		 201 143 400 357 -218 100 -87 295 219 352 1.28
Net Cash From Continuing Financing Activities		 201 143 400 357 -218 100 -87 295 219 352 1.28
Net Change in Deposits		 157 233 216 500 -68 100 -287 466 342 281 304
Issuance of Debt		 0.04 155 85 100 -0.04 -100 - 9.96 -0.04 -0.01 -9.91
Repayment of Debt		 -0.07 0.07 -0.14 -140 -150 100 -10 -80 -10 - -146
Repurchase of Common Equity		 - -1.83 - -4.46 -0.02 -0.03 -0.07 -16 -38 -2.74 -20
Payment of Dividends		 - - - - - - - - - - -1.56
Other Financing Activities, Net		 44 -243 99 -99 - - 210 -85 -75 75 -125
Cash Interest Paid		 35 44 48 52 53 53 57 51 53 56 53
Cash Income Taxes Paid		 19 12 1.65 11 8.05 11 4.79 8.17 7.35 9.86 0.47

Annual Balance Sheets for Metropolitan Bank

This table presents Metropolitan Bank's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 1,220 1,760 2,183 3,358 4,331 7,116 6,267 7,068 7,301 8,256
Cash and Due from Banks		 83 261 233 389 864 2,388 257 269 200 394
Trading Account Securities		 44 38 35 239 269 949 956 930 911 936
Loans and Leases, Net of Allowance		 1,043 1,405 1,846 2,647 3,102 3,697 4,796 5,567 5,971 6,713
Loans and Leases		 1,055 1,420 1,865 2,673 3,137 3,732 4,841 5,625 6,034 6,810
Allowance for Loan and Lease Losses		 12 15 19 26 35 35 45 58 63 97
Other Assets		 33 36 52 61 73 57 258 301 219 213
Total Liabilities & Shareholders' Equity		 1,220 1,760 2,183 3,358 4,331 7,116 6,267 7,068 7,301 8,256
Total Liabilities		 1,111 1,523 1,918 3,058 3,990 6,473 5,691 6,409 6,571 7,513
Non-Interest Bearing Deposits		 403 813 799 1,090 1,726 3,669 2,422 1,838 1,334 1,479
Interest Bearing Deposits		 590 592 862 1,700 2,103 2,767 2,856 3,899 4,649 5,898
Federal Funds Purchased and Securities Sold		 - - - - - 0.00 150 99 210 0.00
Long-Term Debt		 99 87 230 232 82 0.00 128 468 268 32
Other Long-Term Liabilities		 18 31 26 34 77 37 135 104 110 104
Total Equity & Noncontrolling Interests		 109 237 265 299 341 557 576 659 730 743
Total Preferred & Common Equity		 109 237 265 299 341 557 576 659 730 743
Total Common Equity		 109 237 265 299 341 557 576 659 730 743
Common Stock		 96 211 214 217 219 383 389 396 400 406
Retained Earnings		 13 26 51 81 121 181 241 316 383 451
Treasury Stock		 - - - - - - - - 0.00 -73
Accumulated Other Comprehensive Income / (Loss)		 -0.17 -0.21 -0.47 1.21 0.97 -7.50 -54 -53 -53 -40

Quarterly Balance Sheets for Metropolitan Bank

This table presents Metropolitan Bank's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025
Total Assets		 6,422 6,310 6,522 6,683 7,453 7,266 7,403 7,616 7,854 8,234
Cash and Due from Banks		 709 332 202 177 534 245 318 196 152 386
Trading Account Securities		 945 444 942 909 958 954 949 923 939 929
Loans and Leases, Net of Allowance		 4,575 4,804 5,098 5,302 5,661 5,779 5,835 6,274 6,539 6,687
Loans and Leases		 4,617 4,852 5,150 5,354 5,719 5,839 5,897 6,342 6,613 6,782
Allowance for Loan and Lease Losses		 43 48 52 52 59 60 62 68 74 94
Other Assets		 153 259 281 295 300 288 301 223 224 232
Total Liabilities & Shareholders' Equity		 6,422 6,310 6,522 6,683 7,453 7,266 7,403 7,616 7,854 8,234
Total Liabilities		 5,840 5,663 5,901 6,048 6,780 6,573 6,688 6,878 7,131 7,502
Non-Interest Bearing Deposits		 3,058 2,123 1,730 1,747 1,928 1,883 1,780 1,385 1,427 1,382
Interest Bearing Deposits		 2,674 3,009 3,558 3,775 4,310 4,286 4,490 5,065 5,364 5,690
Federal Funds Purchased and Securities Sold		 - 195 243 0.00 0.00 0.00 0.00 125 50 125
Long-Term Debt		 48 200 228 383 428 278 278 198 188 188
Other Long-Term Liabilities		 60 136 141 144 114 125 140 106 102 117
Total Equity & Noncontrolling Interests		 582 608 621 635 674 692 715 738 723 732
Total Preferred & Common Equity		 582 608 621 635 674 692 715 738 723 732
Total Common Equity		 582 608 621 635 674 692 715 738 723 732
Common Stock		 388 394 393 394 393 396 398 399 401 404
Retained Earnings		 249 264 279 301 332 349 361 399 418 423
Treasury Stock		 - - - - - - - -13 -51 -53
Accumulated Other Comprehensive Income / (Loss)		 -54 -50 -51 -60 -52 -52 -44 -47 -45 -42

Annual Metrics And Ratios for Metropolitan Bank

This table displays calculated financial ratios and metrics derived from Metropolitan Bank's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.54 $0.43 $2.40 $3.12 $3.63 $4.76 $6.64 $5.42 $6.95 $5.97 $6.71
Adjusted Weighted Average Basic Shares Outstanding		 0.00 0.00 8.19M 8.26M 8.30M 8.34M 10.93M 10.96M 11.09M 11.23M 10.12M
Adjusted Diluted Earnings per Share		 $1.54 $0.43 $2.34 $3.06 $3.56 $4.66 $6.45 $5.29 $6.91 $5.93 $6.62
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 0.00 8.19M 8.26M 8.30M 8.34M 10.93M 10.96M 11.09M 11.23M 10.12M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 0.00 8.19M 8.26M 8.30M 8.34M 10.93M 10.96M 11.09M 11.23M 10.12M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Quarterly Metrics And Ratios for Metropolitan Bank

This table displays calculated financial ratios and metrics derived from Metropolitan Bank's official financial filings.

Metric Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
Period end date 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.39 $1.99 $1.31 $1.46 $1.50 $1.10 $1.91 $1.46 $1.78 $0.68 $2.79
Adjusted Weighted Average Basic Shares Outstanding		 11.06M 11.06M 11.09M 11.19M 11.19M 11.20M 11.23M 10.66M 10.42M 10.30M 10.12M
Adjusted Diluted Earnings per Share		 $1.37 $1.97 $1.32 $1.46 $1.50 $1.08 $1.89 $1.45 $1.76 $0.67 $2.74
Adjusted Weighted Average Diluted Shares Outstanding		 11.06M 11.06M 11.09M 11.19M 11.19M 11.20M 11.23M 10.66M 10.42M 10.30M 10.12M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 11.06M 11.06M 11.09M 11.19M 11.19M 11.20M 11.23M 10.66M 10.42M 10.30M 10.12M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Financials Breakdown Chart

Key Financial Trends

Metropolitan Bank Holding Corp. (NYSE: MCB) has shown a mix of improving profitability and some near-term revenue and credit-cost volatility across the four most recent quarters. Below is a focused, investor-friendly summary of notable trends drawn from the last four years of quarterly statements (income statement, cash flow, and balance sheet). The bullets are ordered with positives first, then neutral items, then negatives.

  • Net interest income rose to about $85.33 million in Q4 2025, indicating stronger core lending income that supports overall profitability.
  • Net income attributable to common shareholders in Q4 2025 climbed to about $26.55 million, signaling improved quarterly profitability.
  • Provision for credit losses declined in Q4 2025 to about $2.85 million after a spike in Q3 2025, suggesting improving credit quality and lower credit-charge risk in the most recent quarter.
  • Net change in deposits for Q4 2025 was very large and positive at about $304.42 million, indicating stronger funding growth to support assets and lending activity.
  • Quarterly earnings per share improved in Q4 2025, with Basic EPS of $2.79 and Diluted EPS of $2.74, reflecting better profitability per share in the latest quarter.
  • Total assets rose to roughly $8.23 billion by Q3 2025, up from prior periods, implying a growing balance sheet footprint.
  • Net cash from continuing operating activities was roughly $30.74 million in Q4 2025, indicating robust ongoing cash generation despite quarterly fluctuations.
  • Net change in cash and equivalents for Q4 2025 was about $7.65 million in positive liquidity, signaling a modest but favorable liquidity stance.
  • Total revenue in Q4 2025 declined to about $62.57 million from about $72.37 million in Q4 2024, suggesting near-term revenue headwinds or mix shifts that could warrant watching going forward.
  • Q3 2025 included a notably higher credit-loss provision of about $23.86 million, signaling a temporary spike in loan losses that weighed profitability in that period.
05/07/26 05:09 AM ETAI Generated. May Contain Errors.

Frequently Asked Questions About Metropolitan Bank's Financials

When does Metropolitan Bank's financial year end?

According to the most recent income statement we have on file, Metropolitan Bank's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

How has Metropolitan Bank's net income changed over the last 10 years?

Metropolitan Bank's net income appears to be on an upward trend, with a most recent value of $71.10 million in 2025, rising from $4.27 million in 2015. The previous period was $66.69 million in 2024. Find out what analysts predict for Metropolitan Bank in the coming months.

How has Metropolitan Bank's revenue changed over the last 10 years?

Over the last 10 years, Metropolitan Bank's total revenue changed from $31.22 million in 2015 to $291.57 million in 2025, a change of 833.9%.

How much debt does Metropolitan Bank have?

Metropolitan Bank's total liabilities were at $7.51 billion at the end of 2025, a 14.3% increase from 2024, and a 576.3% increase since 2016.

How much cash does Metropolitan Bank have?

In the past 9 years, Metropolitan Bank's cash and equivalents has ranged from $82.93 million in 2016 to $2.39 billion in 2021, and is currently $393.59 million as of their latest financial filing in 2025.


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Financial statements for NYSE:MCB last updated on 2/22/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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