NYSE:MCY Mercury General (MCY) Stock Price, News & Analysis $68.03 -1.22 (-1.76%) Closing price 08/1/2025 03:59 PM EasternExtended Trading$67.86 -0.17 (-0.26%) As of 08/1/2025 04:41 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Mercury General Stock (NYSE:MCY) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Mercury General alerts:Sign Up Key Stats Today's Range$66.57▼$69.4050-Day Range$59.79▼$70.5952-Week Range$44.19▼$80.72Volume404,861 shsAverage Volume303,653 shsMarket Capitalization$3.77 billionP/E Ratio9.66Dividend Yield1.87%Price Target$80.00Consensus RatingStrong Buy Company Overview Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. The company sells its policies through a network of independent agents, insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles, California. Read More Mercury General Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks62nd Percentile Overall ScoreMCY MarketRank™: Mercury General scored higher than 62% of companies evaluated by MarketBeat, and ranked 572nd out of 918 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.0 / 5Analyst RatingStrong Buy Amount of Analyst CoverageMercury General has received no research coverage in the past 90 days.Read more about Mercury General's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthGrowing Earnings GrowthEarnings for Mercury General are expected to grow in the coming year, from ($0.50) to $5.25 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Mercury General is 9.66, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.11.Price to Earnings Ratio vs. SectorThe P/E ratio of Mercury General is 9.66, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.76.Price to Book Value per Share RatioMercury General has a P/B Ratio of 1.94. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted6.03% of the float of Mercury General has been sold short.Short Interest Ratio / Days to CoverMercury General has a short interest ratio ("days to cover") of 5.2.Change versus previous monthShort interest in Mercury General has recently increased by 14.29%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldMercury General pays a meaningful dividend of 1.83%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthMercury General does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Mercury General is 18.04%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Mercury General will have a dividend payout ratio of 24.19% next year. This indicates that Mercury General will be able to sustain or increase its dividend.Read more about Mercury General's dividend. Sustainability and ESG2.2 / 5Environmental Score-0.82 Percentage of Shares Shorted6.03% of the float of Mercury General has been sold short.Short Interest Ratio / Days to CoverMercury General has a short interest ratio ("days to cover") of 5.2.Change versus previous monthShort interest in Mercury General has recently increased by 14.29%, indicating that investor sentiment is decreasing significantly. News and Social Media2.6 / 5News Sentiment0.59 News SentimentMercury General has a news sentiment score of 0.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.71 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 16 news articles for Mercury General this week, compared to 6 articles on an average week.Search Interest18 people have searched for MCY on MarketBeat in the last 30 days. This is an increase of 38% compared to the previous 30 days. Company Ownership2.5 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Mercury General insiders have not sold or bought any company stock.Percentage Held by Insiders35.50% of the stock of Mercury General is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions42.39% of the stock of Mercury General is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Mercury General's insider trading history. Receive MCY Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Mercury General and its competitors with MarketBeat's FREE daily newsletter. Email Address MCY Stock News HeadlinesHow Homeowners Can Financially Prepare for Extreme WeatherAugust 1 at 12:00 PM | prnewswire.comMercury General (MCY) Stock Trades Up, Here Is WhyJuly 31, 2025 | msn.comThe End of Elon Musk…?The End of Elon Musk? Don't make him laugh. Jeff Brown has been hearing this same tired story for years, and he's been proven right time and time again. And now, while the media focuses on Tesla's "demise," he's uncovered an AI breakthrough that's about to make Elon's doubters eat their words yet again. According to his research, if you listen to the media and miss out on Elon's newest breakthrough, it's going to cost you the fortune of a lifetime. | Brownstone Research (Ad)Mercury General’s (NYSE:MCY) Q2 Sales Beat EstimatesJuly 30, 2025 | msn.comDecoding Mercury General Corp (MCY): A Strategic SWOT InsightJuly 30, 2025 | gurufocus.comMercury General Corporation Announces Second Quarter Results and Declares Quarterly DividendJuly 29, 2025 | prnewswire.comWhat To Expect From Mercury General Corp (MCY) Q2 2025 EarningsJuly 29, 2025 | finance.yahoo.comMercury Insurance Unveils the Most Affordable New Sedans, Subcompact Crossovers to Insure This YearJuly 29, 2025 | prnewswire.comSee More Headlines MCY Stock Analysis - Frequently Asked Questions How have MCY shares performed this year? Mercury General's stock was trading at $66.48 on January 1st, 2025. Since then, MCY stock has increased by 2.3% and is now trading at $68.03. How were Mercury General's earnings last quarter? Mercury General Corporation (NYSE:MCY) issued its quarterly earnings data on Tuesday, July, 29th. The insurance provider reported $2.67 EPS for the quarter, topping analysts' consensus estimates of ($0.10) by $2.77. The insurance provider earned $1.48 billion during the quarter, compared to analysts' expectations of $1.45 billion. Mercury General had a trailing twelve-month return on equity of 16.61% and a net margin of 6.76%. Who are Mercury General's major shareholders? Mercury General's top institutional shareholders include Counterpoint Mutual Funds LLC (0.07%), Bank & Trust Co (0.04%), Teacher Retirement System of Texas (0.03%) and State of Alaska Department of Revenue (0.03%). Insiders that own company stock include Joshua Eric Little, Mark Allan Ribisi, Mark Allan Ribisi and Heidi C Sullivan. View institutional ownership trends. How do I buy shares of Mercury General? Shares of MCY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Mercury General own? Based on aggregate information from My MarketBeat watchlists, some other companies that Mercury General investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Arista Networks (ANET), Adobe (ADBE), e.l.f. Beauty (ELF) and Jabil (JBL). Company Calendar Record date for 6/26 Dividend6/12/2025Ex-Dividend for 6/26 Dividend6/12/2025Dividend Payable6/26/2025Last Earnings7/29/2025Today8/03/2025Record date for 9/25 Dividend9/11/2025Ex-Dividend for 9/25 Dividend9/11/2025Dividend Payable9/25/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - PROP&CASLTY Sub-IndustryProperty & Casualty Insurance Current SymbolNYSE:MCY CIK64996 Webwww.mercuryinsurance.com Phone(323) 937-1060Fax323-857-7116Employees4,200Year Founded1962Price Target and Rating Average Price Target for Mercury General$80.00 High Price Target$80.00 Low Price Target$80.00 Potential Upside/Downside+17.6%Consensus RatingStrong Buy Rating Score (0-4)4.00 Research Coverage1 Analysts Profitability EPS (Trailing Twelve Months)$7.04 Trailing P/E Ratio9.66 Forward P/E RatioN/A P/E GrowthN/ANet Income$467.95 million Net Margins6.76% Pretax Margin8.23% Return on Equity16.61% Return on Assets3.65% Debt Debt-to-Equity Ratio0.29 Current Ratio0.43 Quick Ratio0.51 Sales & Book Value Annual Sales$5.48 billion Price / Sales0.69 Cash Flow$8.51 per share Price / Cash Flow7.99 Book Value$35.56 per share Price / Book1.91Miscellaneous Outstanding Shares55,390,000Free Float35,726,000Market Cap$3.77 billion OptionableOptionable Beta0.96 Social Links 5G Stocks: The Path Forward is ProfitableEnter your email address and we'll send you MarketBeat's guide to investing in 5G and which 5G stocks show the most promise. 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