Nicolet Bankshares (NIC) Stock Price, News & Analysis

Company Overview

Nicolet Bankshares, Inc. is a bank holding company headquartered in Green Bay, Wisconsin. Through its subsidiary, Nicolet National Bank, it provides a range of commercial and consumer banking services to businesses, individuals and nonprofit organizations across northeastern Wisconsin and the Upper Peninsula of Michigan. The company’s branch network, digital banking platform and commercial lending centers support its focus on community banking and regional growth.

The company offers deposit products such as checking, savings and money market accounts, alongside consumer and commercial lending solutions. Its loan portfolio includes commercial real estate, agricultural, equipment financing and small business term loans. In addition, Nicolet Bankshares provides mortgage origination and servicing, treasury management, payment processing and electronic banking services designed to help customers manage cash flow, collections and disbursements.

Established in August 2000 with the opening of its first branch in Green Bay, Nicolet National Bank has grown through organic expansion and strategic acquisitions. The holding company completed its initial public offering in 2012 and has since focused on expanding its footprint while maintaining a community-oriented approach. Over the years, it has deepened its service offerings to include wealth management, investment advisory and trust services through its subsidiary Nicolet Wealth Management.

Led by President and CEO John Fischer, Nicolet Bankshares maintains a leadership team with extensive banking industry experience. The company emphasizes local decision-making, personalized service and long-term relationships with its clients. With a commitment to community involvement and financial stewardship, Nicolet Bankshares aims to support sustainable growth in the markets it serves while delivering value to shareholders.

Key Stats

• Today's Range: $132.50 to $134.10
• 50-Day Range: $125.21 to $139.75
• 52-Week Range: $91.44 to $141.92
• Volume: 42,743 shs
• Average Volume: 73,342 shs
• Market Capitalization: $1.97 billion
• P/E Ratio: 15.23
• Dividend Yield: 0.96%
• Price Target: $145.33
• Consensus Rating: Moderate Buy

Nicolet Bankshares Stock Analysis - MarketRank™

Nicolet Bankshares scored higher than 74% of companies evaluated by MarketBeat, and ranked 444th out of 925 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.8 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Nicolet Bankshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Nicolet Bankshares is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Nicolet Bankshares has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 3.91%

Earnings Growth

Earnings for Nicolet Bankshares are expected to grow by 3.91% in the coming year, from $8.18 to $8.50 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Nicolet Bankshares is 15.23, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 223.52.

Price to Earnings Ratio vs. Sector

The P/E ratio of Nicolet Bankshares is 15.23, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.54.

Price to Book Value per Share Ratio

Nicolet Bankshares has a P/B Ratio of 1.72. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.78% of the float of Nicolet Bankshares has been sold short.

Short Interest Ratio / Days to Cover

Nicolet Bankshares has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Nicolet Bankshares has recently decreased by 6.58%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Nicolet Bankshares has a dividend yield of 0.96%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Nicolet Bankshares has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Nicolet Bankshares is 14.70%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Nicolet Bankshares will have a dividend payout ratio of 15.06% next year. This indicates that Nicolet Bankshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.78% of the float of Nicolet Bankshares has been sold short.

Short Interest Ratio / Days to Cover

Nicolet Bankshares has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Nicolet Bankshares has recently decreased by 6.58%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 1.21

News Sentiment

Nicolet Bankshares has a news sentiment score of 1.21. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.80 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Nicolet Bankshares this week, compared to 3 articles on an average week.

MarketBeat Follows

Only 1 people have added Nicolet Bankshares to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Nicolet Bankshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,096,949.00 in company stock.

Percentage Held by Insiders

16.40% of the stock of Nicolet Bankshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

43.06% of the stock of Nicolet Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

NIC Stock Analysis - Frequently Asked Questions

How have NIC shares performed this year?

Nicolet Bankshares' stock was trading at $104.91 at the start of the year. Since then, NIC shares have increased by 26.5% and is now trading at $132.67.

How were Nicolet Bankshares' earnings last quarter?

Nicolet Bankshares Inc. (NYSE:NIC) announced its earnings results on Tuesday, July, 15th. The company reported $2.35 EPS for the quarter, beating analysts' consensus estimates of $2.14 by $0.21. The company had revenue of $95.74 million for the quarter, compared to analyst estimates of $72.89 million. Nicolet Bankshares had a net margin of 25.12% and a trailing twelve-month return on equity of 11.48%.

Who are Nicolet Bankshares' major shareholders?

Top institutional shareholders of Nicolet Bankshares include Legacy Private Trust Co. (0.12%). Insiders that own company stock include Susan L Merkatoris, Michael E Daniels, Robert Bruce Atwell, Brad Vincent Hutjens, Hubert Phillip Moore Jr, Eric James Witczak, Patrick Joseph Madson and Hector Colon.
View institutional ownership trends.

How do I buy shares of Nicolet Bankshares?

Shares of NIC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Nicolet Bankshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Nicolet Bankshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and e.l.f. Beauty (ELF).

Company Calendar

• Last Earnings: 7/15/2025
• Record date for 9/15 Dividend: 9/02/2025
• Ex-Dividend for 9/15 Dividend: 9/02/2025
• Dividend Payable: 9/15/2025
• Today: 10/08/2025
• Next Earnings (Estimated): 10/21/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NYSE:NIC
• CIK: 1174850
• Web: www.nicoletbank.com
• Phone: (920) 430-1400
• Fax: N/A
• Employees: 860
• Year Founded: 2000

Price Target and Rating

• Average Price Target for Nicolet Bankshares: $145.33
• High Price Target: $161.00
• Low Price Target: $135.00
• Potential Upside/Downside: +9.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $8.71
• Trailing P/E Ratio: 15.23
• Forward P/E Ratio: 16.22
• P/E Growth: N/A
• Net Income: $124.06 million
• Net Margins: 25.12%
• Pretax Margin: 31.29%
• Return on Equity: 11.48%
• Return on Assets: 1.52%

Debt

• Debt-to-Equity Ratio: 0.11
• Current Ratio: 0.96
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $367.11 million
• Price / Sales: 5.37
• Cash Flow: $8.87 per share
• Price / Cash Flow: 14.95
• Book Value: $77.11 per share
• Price / Book: 1.72

Miscellaneous

• Outstanding Shares: 14,857,000
• Free Float: 12,747,000
• Market Cap: $1.97 billion
• Optionable: Optionable
• Beta: 0.73