NU (NU) Stock Price, News & Analysis

Company Overview

Nu Holdings Ltd. is a holding company, which engages in the provision of digital banking services. The company was founded by David Vélez Osorno, Cristina Helena Zingaretti Junqueira, and Adam Edward Wible on February 26, 2016 and is headquartered in George Town, Cayman Islands.

Key Stats

• Today's Range: $13.49 to $13.98
• 50-Day Range: $11.91 to $14.01
• 52-Week Range: $9.01 to $16.15
• Volume: 57.57 million shs
• Average Volume: 50.02 million shs
• Market Capitalization: $67.15 billion
• P/E Ratio: 30.29
• Dividend Yield: N/A
• Price Target: $16.56
• Consensus Rating: Moderate Buy

NU Stock Analysis - MarketRank™

NU scored higher than 69% of companies evaluated by MarketBeat, and ranked 450th out of 920 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

NU has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on 8 buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

NU has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 46.55%

Earnings Growth

Earnings for NU are expected to grow by 46.55% in the coming year, from $0.58 to $0.85 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of NU is 30.29, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 28.43.

Price to Earnings Ratio vs. Sector

The P/E ratio of NU is 30.29, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.41.

Price to Earnings Growth Ratio

NU has a PEG Ratio of 0.78. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

NU has a P/B Ratio of 7.00. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.58% of the float of NU has been sold short.

Short Interest Ratio / Days to Cover

NU has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in NU has recently increased by 15.24%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: Weak

Dividend Yield

NU does not currently pay a dividend.

Dividend Growth

NU does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of NU is 363.04%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on EPS estimates, NU will have a dividend payout ratio of 196.47% in the coming year. This indicates that NU may not be able to sustain their current dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.58% of the float of NU has been sold short.

Short Interest Ratio / Days to Cover

NU has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in NU has recently increased by 15.24%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.4 / 5
• News Sentiment: 1.14

News Sentiment

NU has a news sentiment score of 1.14. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.03 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 46 news articles for NU this week, compared to 28 articles on an average week.

Search Interest

Only 80 people have searched for NU on MarketBeat in the last 30 days. This is a decrease of -2% compared to the previous 30 days.

MarketBeat Follows

31 people have added NU to their MarketBeat watchlist in the last 30 days. This is an increase of 121% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, NU insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.20% of the stock of NU is held by insiders.

Percentage Held by Institutions

84.02% of the stock of NU is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

NU Stock Analysis - Frequently Asked Questions

How have NU shares performed this year?

NU's stock was trading at $10.36 on January 1st, 2025. Since then, NU shares have increased by 34.5% and is now trading at $13.9350.

How were NU's earnings last quarter?

Nu Holdings Ltd. (NYSE:NU) announced its quarterly earnings results on Thursday, August, 14th. The company reported $0.14 earnings per share for the quarter, beating analysts' consensus estimates of $0.12 by $0.02. The firm earned $3.70 billion during the quarter, compared to analysts' expectations of $3.78 billion. NU had a net margin of 17.90% and a trailing twelve-month return on equity of 29.91%.
Read the conference call transcript.

When did NU IPO?

NU (NU) raised $2.5 billion in an initial public offering (IPO) on Thursday, December 9th 2021. The company issued 289,150,555 shares at $8.00-$9.00 per share.

Who are NU's major shareholders?

NU's top institutional shareholders include State Street Corp (1.89%), WCM Investment Management LLC (1.53%), SC US Ttgp LTD. (1.51%) and Sands Capital Management LLC (1.13%).

How do I buy shares of NU?

Shares of NU stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of NU own?

Based on aggregate information from My MarketBeat watchlists, some other companies that NU investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), CrowdStrike (CRWD), Adobe (ADBE) and ServiceNow (NOW).

Company Calendar

• Last Earnings: 8/14/2025
• Today: 8/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - FOREIGN
• Sub-Industry: Banking
• Current Symbol: NYSE:NU
• CIK: 1691493
• Web: www.nubank.com.br
• Phone: 888-888-8888
• Fax: N/A
• Employees: 8,716
• Year Founded: N/A

Price Target and Rating

• Average Price Target for NU: $16.56
• High Price Target: $19.00
• Low Price Target: $15.00
• Potential Upside/Downside: +18.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.80
• Research Coverage: 10 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.46
• Trailing P/E Ratio: 30.29
• Forward P/E Ratio: 24.03
• P/E Growth: 0.78
• Net Income: $1.97 billion
• Net Margins: 17.90%
• Pretax Margin: 24.64%
• Return on Equity: 29.91%
• Return on Assets: 4.65%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 0.57
• Quick Ratio: 0.54

Sales & Book Value

• Annual Sales: $11.52 billion
• Price / Sales: 5.83
• Cash Flow: $0.48 per share
• Price / Cash Flow: 28.83
• Book Value: $1.99 per share
• Price / Book: 7.00

Miscellaneous

• Outstanding Shares: 4,818,660,000
• Free Float: 4,760,835,000
• Market Cap: $67.15 billion
• Optionable: Not Optionable
• Beta: 1.05