NU (NU) Stock Price, News & Analysis

Company Overview

Nu Holdings Ltd., operating under the Nubank brand, is a digital financial services company that provides banking, payments and credit products through mobile applications. Its offerings include digital bank accounts, credit cards, personal loans, payment services, investment products and insurance, serving consumers and small businesses.

Founded in Brazil in 2013 by David Vélez, Cristina Junqueira and Edward Wible, Nubank was established to simplify financial services and expand access to banking through technology. The company has grown from its Brazilian base to serve customers in Mexico and Colombia, with products and availability varying by market.

Nu Holdings is led by co-founder and Chief Executive Officer David Vélez. The company is incorporated in the Cayman Islands and its Class A ordinary shares trade on the New York Stock Exchange under the symbol NU.

Key Stats

• Today's Range: $14.44 to $15.16
• 50-Day Range: $13.35 to $15.64
• 52-Week Range: $11.20 to $18.98
• Volume: 65.63 million shs
• Average Volume: 72.68 million shs
• Market Capitalization: $70.88 billion
• P/E Ratio: 19.73
• Dividend Yield: N/A
• Price Target: $17.91
• Consensus Rating: Moderate Buy

NU Stock Analysis - MarketRank™

NU scored higher than 97% of companies evaluated by MarketBeat, and ranked 52nd out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.1 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

NU has received a consensus rating of Moderate Buy. The company's average rating score is 2.57, and is based on no strong buy ratings, 9 buy ratings, 4 hold ratings, and 1 sell rating.

Upside Potential

NU has a consensus price target of $17.91, representing about 22.7% upside from its current price of $14.60.

Amount of Analyst Coverage

NU has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 4.4 / 5
• Proj. Earnings Growth: 36.05%

Earnings Growth

Earnings for NU are expected to grow by 36.05% in the coming year, from $0.86 to $1.17 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of NU is 19.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.17.

Price to Earnings Ratio vs. Sector

The P/E ratio of NU is 19.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.67.

Price to Earnings Growth Ratio

NU has a PEG Ratio of 0.61. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

NU has a P/B Ratio of 6.27. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.20% of the float of NU has been sold short.

Short Interest Ratio / Days to Cover

NU has a short interest ratio ("days to cover") of 2.11, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in NU has recently increased by 18.44%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: Weak

Dividend Yield

NU does not currently pay a dividend.

Dividend Growth

NU does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of NU is 225.68%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on EPS estimates, NU will have a dividend payout ratio of 142.74% in the coming year. This indicates that NU may not be able to sustain their current dividend.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.74

News Sentiment

NU has a news sentiment score of 0.74. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.87 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 13 news articles for NU this week, compared to 8 articles on an average week.

Search Interest

Only 48 people have searched for NU on MarketBeat in the last 30 days. This is a decrease of -43% compared to the previous 30 days.

MarketBeat Follows

28 people have added NU to their MarketBeat watchlist in the last 30 days. This is an increase of 133% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, NU insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $5,626,338.00 in company stock.

Percentage Held by Insiders

1.20% of the stock of NU is held by insiders.

Percentage Held by Institutions

84.02% of the stock of NU is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 6/30/2026
• Today: 9/12/2026
• Next Earnings (Estimated): 11/12/2026
• Investor Day 2026: 12/08/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:NU
• CIK: 1691493
• Web: www.nubank.com.br
• Phone: 888-888-8888
• Fax: N/A
• Employees: 10,027
• Year Founded: 2013

Price Target and Rating

• Average Price Target for NU: $17.91
• High Price Target: $21.00
• Low Price Target: $13.00
• Potential Upside/Downside: +22.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.57
• Research Coverage: 14 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.74
• Trailing P/E Ratio: 19.73
• Forward P/E Ratio: 16.97
• P/E Growth: 0.61
• Net Income: $2.87 billion
• Net Margins: 18.65%
• Pretax Margin: 22.67%
• Return on Equity: 31.59%
• Return on Assets: 4.97%

Debt

• Debt-to-Equity Ratio: 0.35
• Current Ratio: 0.55
• Quick Ratio: 0.55

Sales & Book Value

• Annual Sales: $13.17 billion
• Price / Sales: 5.38
• Cash Flow: $0.63 per share
• Price / Cash Flow: 23.00
• Book Value: $2.33 per share
• Price / Book: 6.27

Miscellaneous

• Outstanding Shares: 4,855,674,000
• Free Float: 4,797,406,000
• Market Cap: $70.88 billion
• Optionable: Not Optionable
• Beta: 0.94