NU (NU) Stock Forecast & Price Target

Q: What analysts cover NU?

NU has been rated by research analysts at Bank of America , JPMorgan Chase & Co. , Needham & Company LLC , Scotiabank , Susquehanna , UBS Group , Weiss Ratings , and Wolfe Research in the past 90 days.

$15.14 +0.38 (+2.57%)

Closing price 08/25/2026 03:59 PM Eastern

Extended Trading

$15.17 +0.03 (+0.18%)

As of 08/25/2026 05:43 PM Eastern

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NU - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Moderate Buy

Based on 14 Analyst Ratings

Sell
1

Hold
4

Buy
9

Based on 14 Wall Street analysts who have issued ratings for NU in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 14 analysts, 1 has given a sell rating, 4 have given a hold rating, and 9 have given a buy rating for NU.

Consensus Price Target

$17.91
18.30% Upside

According to the 14 analysts' twelve-month price targets for NU, the average price target is $17.91. The highest price target for NU is $21.00, while the lowest price target for NU is $13.00. The average price target represents a forecasted upside of 18.30% from the current price of $15.14.

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

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NU Analyst Ratings Over Time

Type	Current Forecast 8/26/25 to 8/26/26	1 Month Ago 7/27/25 to 7/27/26	3 Months Ago 5/28/25 to 5/28/26	1 Year Ago 8/26/24 to 8/26/25
Strong Buy	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	9 Buy rating(s)	10 Buy rating(s)	11 Buy rating(s)	9 Buy rating(s)
Hold	4 Hold rating(s)	4 Hold rating(s)	3 Hold rating(s)	3 Hold rating(s)
Sell	1 Sell rating(s)	1 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)
Consensus Price Target	$17.91	$17.24	$18.39	$16.70
Forecasted Upside	18.30% Upside	19.02% Upside	40.65% Upside	16.91% Upside
Consensus Rating	Moderate Buy	Moderate Buy	Moderate Buy	Moderate Buy

NU Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

NU Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

NU Stock vs. The Competition

Type	NU	Finance Companies	Broader Market
Consensus Rating Score	2.57	2.28	2.53
Consensus Rating	Moderate Buy	Hold	Moderate Buy
Predicted Upside	18.30% Upside	27.25% Upside	12.48% Upside
News Sentiment Rating	Positive News See Recent NU News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export

Date	Brokerage	Analyst	Action	Rating	Price Target	Report Date Upside/Downside
8/25/2026	Wolfe Research 4 of 5 stars	Darrin Peller 1 of 5 stars	Lower Target	Outperform	$18.00 ➝ $17.00	+15.29%
8/21/2026	Weiss Ratings 5 of 5 stars		Downgrade	Hold (C+) ➝ Hold (C)
8/20/2026	UBS Group 4 of 5 stars	Thiago Batista Not Rated	Boost Target	Buy	$16.90 ➝ $18.20	+24.71%
8/14/2026	Susquehanna Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	James Friedman Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Neutral	$13.00 ➝ $16.00	+1.05%
8/14/2026	Needham & Company LLC Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Kyle Peterson Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Buy	$17.00 ➝ $19.00	+36.48%
7/7/2026	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Yuri Fernandes Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Overweight	$18.00 ➝ $20.00	+42.50%
6/3/2026	Scotiabank Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Downgrade	Sector Perform	$13.00	+9.30%
6/2/2026	Bank of America Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Mario Pierry Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Neutral ➝ Underperform
4/14/2026	CICC Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Initiated Coverage	Outperform	$18.00	+20.35%
3/24/2026	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Downgrade	Strong-Buy ➝ Hold
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3/17/2026	Itau BBA Securities Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Outperform
12/18/2025	The Goldman Sachs Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Tito Labarta Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Buy	$21.00	+32.49%
12/4/2025	Santander Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Neutral ➝ Outperform
11/14/2025	KeyCorp Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Alex Markgraff Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Overweight	$15.00 ➝ $19.00	+21.58%
8/25/2025	Bradesco Corretora Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Outperform	$17.00	+19.49%
8/20/2025	Citigroup Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Gustavo Schroden Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Upgrade	Sell ➝ Buy	$9.00 ➝ $18.00	+37.21%
6/13/2025	Morgan Stanley Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Overweight
4/25/2025	Barclays Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	John Coffey Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Overweight	$15.00 ➝ $16.00	+36.17%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Wednesday at 03:19 AM ET.

Should I Buy NU Stock? NU Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Friday, August 21, 2026. Please send any questions or comments about these NU pros and cons to contact@marketbeat.com.

NU
Bull Case

Here are some ways that investors could benefit from investing in Nu Holdings Ltd.:

The current stock price is around $15.34, reflecting a recent increase of 10.1%, which may indicate positive market sentiment and potential for further growth.
Nu Holdings Ltd. has a strong market capitalization of approximately $74.46 billion, suggesting a solid position in the financial technology sector.
The company reported a net margin of 18.20%, indicating effective cost management and profitability, which can be attractive to investors looking for financially sound companies.
With a return on equity of 30.91%, Nu Holdings Ltd. demonstrates efficient use of shareholders' equity to generate profits, a key metric for assessing company performance.
Recent institutional investments, including significant stakes from major firms, suggest confidence in the company's future prospects and stability.

NU
Bear Case

Investors should be bearish about investing in Nu Holdings Ltd. for these reasons:

The company has a current ratio of 0.58, which is below the ideal threshold of 1, indicating potential liquidity issues that could affect its ability to meet short-term obligations.
Nu Holdings Ltd. has a debt-to-equity ratio of 0.36, which, while not excessively high, suggests that the company is somewhat reliant on debt financing, which can be risky in volatile markets.
Analysts have mixed ratings on the stock, with some downgrading their price targets, which may indicate uncertainty about the company's future performance.
Despite recent growth, the stock has a price-to-earnings ratio of 23.62, which could be considered high compared to industry averages, suggesting that the stock may be overvalued.
Market fluctuations and economic conditions in Latin America, where Nu Holdings Ltd. operates, could pose risks to its growth and profitability, making it a potentially volatile investment.

NU Forecast - Frequently Asked Questions

According to the research reports of 14 Wall Street equities research analysts, the average twelve-month stock price forecast for NU is $17.91, with a high forecast of $21.00 and a low forecast of $13.00.

14 Wall Street analysts have issued "buy," "hold," and "sell" ratings for NU in the last twelve months. There is currently 1 sell rating, 4 hold ratings and 9 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "moderate buy" NU shares.

According to analysts, NU's stock has a predicted upside of 18.30% based on their 12-month stock forecasts.

Over the previous 90 days, NU's stock had 3 downgrades by analysts.

NU has been rated by research analysts at Bank of America, JPMorgan Chase & Co., Needham & Company LLC, Scotiabank, Susquehanna, UBS Group, Weiss Ratings, and Wolfe Research in the past 90 days.

Analysts like NU more than other "finance" companies. The consensus rating for NU is Moderate Buy while the average consensus rating for "finance" companies is Hold. Learn more on how NU compares to other companies.

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MarketBeat monitors more than a dozen sources for NU analyst ratings, with the most recent rating issued on 8/25/2026.

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NU (NU) Stock Forecast & Price Target