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NU (NU) Stock Forecast & Price Target

NU logo
$15.40 +0.41 (+2.70%)
Closing price 10/20/2025 03:59 PM Eastern
Extended Trading
$15.46 +0.06 (+0.36%)
As of 10/20/2025 07:59 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.
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NU - Analysts' Recommendations and Stock Price Forecast (2025)

Consensus Rating

Moderate Buy
Based on 13 Analyst Ratings
Sell
0
Hold
4
Buy
9

Based on 13 Wall Street analysts who have issued ratings for NU in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 13 analysts, 4 have given a hold rating, and 9 have given a buy rating for NU.

Consensus Price Target

$17.10
11.00% Upside
According to the 13 analysts' twelve-month price targets for NU, the average price target is $17.10. The highest price target for NU is $19.00, while the lowest price target for NU is $16.00. The average price target represents a forecasted upside of 11.00% from the current price of $15.41.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
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NU Analyst Ratings Over Time

TypeCurrent Forecast
10/21/24 to 10/21/25		1 Month Ago
9/21/24 to 9/21/25		3 Months Ago
7/23/24 to 7/23/25		1 Year Ago
10/22/23 to 10/21/24
Strong Buy
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
9 Buy rating(s)
9 Buy rating(s)
6 Buy rating(s)
5 Buy rating(s)
Hold
4 Hold rating(s)
3 Hold rating(s)
3 Hold rating(s)
3 Hold rating(s)
Sell
0 Sell rating(s)
0 Sell rating(s)
1 Sell rating(s)
0 Sell rating(s)
Consensus Price Target$17.10$17.06$15.50$15.21
Forecasted Upside11.00% Upside5.31% Upside19.65% Upside4.59% Upside
Consensus RatingModerate BuyModerate BuyModerate BuyModerate Buy

NU Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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NU Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

NU Stock vs. The Competition

TypeNUFinance CompaniesS&P 500
Consensus Rating Score
2.69
2.31
2.52
Consensus RatingModerate BuyHoldModerate Buy
Predicted Upside10.43% Upside24.95% Upside12.64% Upside
News Sentiment Rating
Positive News

See Recent NU News
Positive News
Positive News
Export to Excel
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside		Details
10/16/2025UBS Group
4 of 5 stars
Thiago Batista
Thiago Batista
Not Rated
Boost TargetNeutral$15.60 ➝ $16.00+5.44%
10/8/2025Weiss Ratings
0 of 5 stars		 Reiterated RatingHold (C)
9/5/2025JPMorgan Chase & Co.
2 of 5 stars
Domingos Falavina
Not Rated
Boost TargetOverweight$16.00 ➝ $17.00+16.00%
8/27/2025Susquehanna
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James Friedman
James Friedman
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Boost TargetPositive$15.00 ➝ $17.00+19.01%
8/25/2025Bradesco Corretora
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		 UpgradeOutperform$17.00+19.49%
8/25/2025Santander
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		 UpgradeNeutral
8/25/2025Bank of America
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Jason Kupferberg
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Boost TargetNeutral$14.00 ➝ $16.00+12.01%
8/20/2025Citigroup
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Gustavo Schroden
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UpgradeSell ➝ Buy$9.00 ➝ $18.00+37.21%
8/18/2025Itau BBA Securities
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		 UpgradeMarket Perform ➝ Outperform$18.00+37.61%
6/13/2025Morgan Stanley
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		 Reiterated RatingOverweight
4/25/2025Barclays
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John Coffey
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Boost TargetOverweight$15.00 ➝ $16.00+36.17%
11/14/2024The Goldman Sachs Group
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		 Boost TargetBuy$17.00 ➝ $19.00+32.68%
11/14/2024KeyCorp
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		 Boost TargetOverweight$15.00 ➝ $17.00+8.70%
6/24/2024Jefferies Financial Group
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		 Boost TargetBuy$10.80 ➝ $15.20+29.47%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Tuesday at 02:47 AM ET.


Should I Buy NU Stock? NU Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Friday, October 17, 2025. Please send any questions or comments about these NU pros and cons to contact@marketbeat.com.

NU
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Nu Holdings Ltd.:

  • The current stock price is around $14.92, which is near its 52-week high of $16.42, indicating strong market performance and potential for further growth.
  • Nu Holdings Ltd. has received multiple upgrades from analysts, including a recent upgrade to a "buy" rating from Citigroup, which reflects positive sentiment and confidence in the company's future performance.
  • The company reported a net margin of 17.90% and a return on equity of 29.91%, showcasing its efficiency in generating profit relative to its revenue and equity, which is attractive to investors looking for profitable companies.
  • Analysts have a consensus rating of "Moderate Buy" with a target price of approximately $17.06, suggesting that there is room for price appreciation based on current evaluations.
  • Nu Holdings Ltd. operates in the digital banking sector, which is experiencing significant growth, positioning the company well to capitalize on increasing demand for digital financial services.

NU
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Nu Holdings Ltd. for these reasons:

  • The company reported revenue of $3.70 billion, which fell short of analysts' expectations of $3.78 billion, indicating potential challenges in meeting growth targets.
  • Despite a strong return on equity, the company's P/E ratio of 32.44 suggests that it may be overvalued compared to its earnings, which could deter value-focused investors.
  • Nu Holdings Ltd. has a quick ratio of 0.57, indicating that it may struggle to meet short-term liabilities with its most liquid assets, which could raise concerns about its financial stability.
  • Market volatility, as indicated by a beta of 1.08, suggests that the stock may be more volatile than the market, which could pose risks for conservative investors.
  • With a debt-to-equity ratio of 0.24, while relatively low, any increase in debt could impact the company's financial flexibility and investor confidence.

NU Forecast - Frequently Asked Questions

According to the research reports of 13 Wall Street equities research analysts, the average twelve-month stock price forecast for NU is $17.10, with a high forecast of $19.00 and a low forecast of $16.00.

13 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for NU in the last year. There are currently 4 hold ratings and 9 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" NU shares.

According to analysts, NU's stock has a predicted upside of 11.00% based on their 12-month stock forecasts.

Over the previous 90 days, NU's stock had 4 upgrades by analysts.

NU has been rated by research analysts at Bank of America, Bradesco Corretora, Citigroup, Itau BBA Securities, JPMorgan Chase & Co., Santander, Susquehanna, UBS Group, and Weiss Ratings in the past 90 days.

Analysts like NU more than other "finance" companies. The consensus rating for NU is Moderate Buy while the average consensus rating for "finance" companies is Hold. Learn more on how NU compares to other companies.

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This page (NYSE:NU) was last updated on 10/21/2025 by MarketBeat.com Staff
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