Paymentus (PAY) Financials

$37.42 +0.26 (+0.70%)

Closing price 03:59 PM Eastern

Extended Trading

$37.43 +0.01 (+0.03%)

As of 05:41 PM Eastern

Annual Income Statements for Paymentus

This table shows Paymentus' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Net Income / (Loss) Attributable to Common Shareholders	44	22	-0.51	7.04	8.53	9.00
Consolidated Net Income / (Loss)	44	22	-0.51	9.30	14	14
Net Income / (Loss) Continuing Operations	44	22	-0.51	9.30	14	14
Total Pre-Tax Income	54	25	-1.31	10	18	18
Total Operating Income	45	18	-2.98	10	18	18
Total Gross Profit	238	182	150	121	93	74
Total Revenue	872	614	497	396	302	236
Operating Revenue	872	614	497	396	302	236
Total Cost of Revenue	634	432	347	274	209	161
Operating Cost of Revenue	634	432	347	274	209	161
Total Operating Expenses	193	164	153	111	74	56
Selling, General & Admin Expense	37	36	38	33	18	10
Marketing Expense	105	84	73	44	32	28
Research & Development Expense	51	44	41	34	25	18
Total Other Income / (Expense), net	9.09	7.03	1.67	-0.01	-0.06	0.11
Interest & Investment Income	8.74	7.02	1.66	-0.01	0.05	0.11
Other Income / (Expense), net	0.35	0.01	0.01	-0.00	-0.12	0.00
Income Tax Expense	9.78	2.80	-0.80	1.07	4.65	4.78
Basic Earnings per Share	$0.36	$0.18	$0.00	$0.06	$0.08	$0.09
Weighted Average Basic Shares Outstanding	124.37M	123.51M	122.10M	112.76M	103.48M	103.47M
Diluted Earnings per Share	$0.35	$0.18	$0.00	$0.06	$0.08	$0.08
Weighted Average Diluted Shares Outstanding	127.71M	125.07M	122.10M	118.82M	106.21M	106.35M
Weighted Average Basic & Diluted Shares Outstanding	124.97M	123.92M	123.29M	121.02M	-	-

This table shows Paymentus' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	14	13	14	9.36	7.23	9.40	6.38	5.84	0.70	0.96	-0.74
Consolidated Net Income / (Loss)	14	13	14	9.36	7.23	9.40	6.38	5.84	0.70	0.96	-0.74
Net Income / (Loss) Continuing Operations	14	13	14	9.36	7.23	9.40	6.38	5.84	0.70	0.96	-0.74
Total Pre-Tax Income	18	16	14	12	11	11	7.20	6.28	0.45	2.56	-0.44
Total Operating Income	16	14	12	10	8.34	9.14	5.31	4.63	-0.98	1.54	-0.92
Total Gross Profit	66	66	61	59	53	49	47	46	40	41	38
Total Revenue	275	258	232	197	185	165	152	149	148	132	128
Operating Revenue	275	258	232	197	185	165	152	149	148	132	128
Total Cost of Revenue	209	192	171	139	132	115	106	103	108	91	90
Operating Cost of Revenue	209	192	171	139	132	115	106	103	108	91	90
Total Operating Expenses	50	52	49	49	44	40	42	41	41	40	39
Selling, General & Admin Expense	9.18	9.68	8.94	9.21	9.09	9.05	9.08	8.73	9.15	9.10	9.38
Marketing Expense	26	29	26	27	23	21	21	22	20	20	19
Research & Development Expense	15	14	13	13	12	11	11	11	12	10	10
Total Other Income / (Expense), net	2.11	2.09	2.35	2.23	2.42	2.06	1.89	1.65	1.43	1.02	0.48
Interest & Investment Income	2.06	2.02	2.34	2.19	2.19	2.02	1.91	1.66	1.44	1.07	0.50
Other Income / (Expense), net	0.05	0.07	0.01	0.04	0.23	0.04	-0.02	-0.01	-0.01	-0.05	-0.03
Income Tax Expense	3.99	3.13	0.01	3.11	3.53	1.80	0.82	0.44	-0.26	1.60	0.30
Basic Earnings per Share	$0.11	$0.10	$0.12	$0.08	$0.06	$0.07	$0.05	$0.05	$0.01	$0.02	($0.01)
Weighted Average Basic Shares Outstanding	124.94M	124.37M	124.54M	124.26M	123.95M	123.51M	123.62M	123.38M	123.29M	122.10M	122.74M
Diluted Earnings per Share	$0.11	$0.11	$0.11	$0.07	$0.06	$0.07	$0.05	$0.05	$0.01	$0.02	($0.01)
Weighted Average Diluted Shares Outstanding	128.80M	127.71M	127.61M	127.25M	126.92M	125.07M	125.64M	124.01M	123.79M	122.10M	122.74M
Weighted Average Basic & Diluted Shares Outstanding	125.13M	124.97M	124.63M	124.48M	124.17M	123.92M	123.70M	123.51M	123.35M	123.29M	122.99M

This table details how cash moves in and out of Paymentus' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Net Change in Cash & Equivalents	27	33	-52	155	19	2.79
Net Cash From Operating Activities	64	69	20	19	36	18
Net Cash From Continuing Operating Activities	64	69	20	19	36	18
Net Income / (Loss) Continuing Operations	44	22	-0.51	9.30	14	14
Consolidated Net Income / (Loss)	44	22	-0.51	9.30	14	14
Depreciation Expense	36	31	24	13	8.07	6.00
Amortization Expense	3.76	3.00	2.06	0.67	0.00	0.00
Non-Cash Adjustments To Reconcile Net Income	15	12	13	5.74	4.90	1.26
Changes in Operating Assets and Liabilities, net	-36	0.84	-18	-9.51	8.94	-3.45
Net Cash From Investing Activities	-37	-34	-35	-78	-15	-14
Net Cash From Continuing Investing Activities	-37	-34	-35	-78	-15	-14
Purchase of Property, Plant & Equipment	-37	-34	-31	-20	-15	-11
Acquisitions	0.00	0.00	-3.26	-57	0.29	-1.37
Other Investing Activities, net	-0.19	0.00	-0.28	-0.13	0.00	-1.27
Net Cash From Financing Activities	-0.21	-1.20	-37	213	-1.36	-0.86
Net Cash From Continuing Financing Activities	-0.21	-1.20	-37	213	-1.36	-0.86
Repayment of Debt	0.00	-1.71	-5.06	-4.56	-1.04	-0.76
Other Financing Activities, net	-0.21	0.51	-32	0.07	-0.32	-0.20
Cash Income Taxes Paid	14	1.40	0.67	2.49	2.89	4.74

This table details how cash moves in and out of Paymentus' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	40	19	-2.10	8.65	1.04	16	4.42	17	-4.66	-76	8.26
Net Cash From Operating Activities	50	28	6.74	18	11	24	13	26	4.76	15	-1.95
Net Cash From Continuing Operating Activities	50	28	6.74	18	11	24	13	26	4.76	15	-1.95
Net Income / (Loss) Continuing Operations	14	13	14	9.36	7.23	9.40	6.38	5.84	0.70	0.96	-0.74
Consolidated Net Income / (Loss)	14	13	14	9.36	7.23	9.40	6.38	5.84	0.70	0.96	-0.74
Depreciation Expense	11	9.66	9.32	8.97	8.54	8.29	7.77	7.30	7.24	6.55	6.16
Amortization Expense	0.98	2.36	0.51	0.43	0.45	0.80	0.76	0.75	0.70	0.71	0.53
Non-Cash Adjustments To Reconcile Net Income	5.06	4.31	3.73	4.13	3.27	3.95	3.01	2.72	2.38	6.13	2.62
Changes in Operating Assets and Liabilities, net	20	-1.56	-21	-4.86	-8.53	2.00	-4.77	9.87	-6.26	0.39	-11
Net Cash From Investing Activities	-8.29	-9.14	-8.83	-9.28	-9.51	-8.45	-8.89	-8.68	-8.29	-11	-8.29
Net Cash From Continuing Investing Activities	-8.29	-9.14	-8.83	-9.28	-9.51	-8.45	-8.89	-8.68	-8.29	-11	-8.29
Purchase of Property, Plant & Equipment	-9.34	-8.96	-8.95	-9.27	-9.39	-8.45	-8.89	-8.68	-8.29	-7.60	-8.16
Other Investing Activities, net	1.05	-0.18	0.12	-0.00	-0.12	-	-	-	-	-0.03	-0.13
Net Cash From Financing Activities	-1.89	0.18	-0.02	0.04	-0.41	0.18	0.23	-0.49	-1.12	-80	19
Net Cash From Continuing Financing Activities	-1.89	0.18	-0.02	0.04	-0.41	0.18	0.23	-0.49	-1.12	-80	19
Other Financing Activities, net	-1.89	0.18	-0.02	0.04	-0.41	0.18	0.23	0.20	-0.10	-78	19
Other Net Changes in Cash	-0.03	-	0.02	-	-	-	-0.07	0.13	-0.02	-	-0.23
Cash Income Taxes Paid	0.51	1.99	4.67	7.31	0.43	-0.32	0.45	0.65	0.62	0.25	0.24

This table presents Paymentus' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Total Assets	576	505	462	473	125
Total Current Assets	346	270	229	256	80
Cash & Equivalents	206	179	147	168	47
Restricted Cash	3.51	3.83	2.35	33	-
Accounts Receivable	120	76	68	44	28
Prepaid Expenses	13	11	9.99	8.18	3.12
Current Deferred & Refundable Income Taxes	3.36	0.26	1.49	2.49	2.01
Plant, Property, & Equipment, net	1.16	1.56	1.82	2.04	1.77
Total Noncurrent Assets	229	233	231	214	43
Goodwill	132	132	132	129	13
Intangible Assets	86	86	82	73	21
Noncurrent Deferred & Refundable Income Taxes	0.37	0.09	0.12	0.16	0.27
Other Noncurrent Operating Assets	11	15	17	12	8.54
Total Liabilities & Shareholders' Equity	576	505	462	473	125
Total Liabilities	91	75	64	87	40
Total Current Liabilities	82	63	51	74	31
Accounts Payable	50	35	29	25	17
Accrued Expenses	26	21	16	12	10
Current Deferred Revenue	2.94	4.09	4.36	-	-
Current Deferred & Payable Income Tax Liabilities	0.19	0.36	0.64	0.12	0.46
Other Current Liabilities	2.09	1.85	1.46	37	3.62
Total Noncurrent Liabilities	9.10	12	13	12	9.39
Noncurrent Deferred Revenue	2.78	2.73	2.83	-	-
Noncurrent Deferred & Payable Income Tax Liabilities	0.00	1.07	0.68	3.32	3.50
Other Noncurrent Operating Liabilities	6.32	8.66	9.36	9.06	5.48
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	486	430	397	386	84
Total Preferred & Common Equity	486	430	397	386	84
Preferred Stock	0.00	0.00	0.00	0.00	0.00
Total Common Equity	486	430	397	386	84
Common Stock	390	378	368	356	30
Retained Earnings	96	52	29	30	55
Treasury Stock	0.00	0.00	0.00	0.00	-0.58
Accumulated Other Comprehensive Income / (Loss)	-0.23	0.09	-0.02	0.17	0.22

This table presents Paymentus' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	591	553	528	514	489	475	467	531
Total Current Assets	362	320	294	280	255	241	233	304
Cash & Equivalents	246	188	189	180	162	159	144	148
Restricted Cash	3.80	3.24	4.07	4.01	4.83	3.40	1.39	78
Accounts Receivable	100	111	90	84	75	67	76	63
Prepaid Expenses	12	14	9.93	11	11	9.00	9.08	12
Current Deferred & Refundable Income Taxes	0.00	4.33	1.33	0.02	1.91	2.38	2.14	2.65
Plant, Property, & Equipment, net	1.06	1.32	1.44	1.58	1.68	1.74	1.67	2.00
Total Noncurrent Assets	228	232	232	233	233	233	232	226
Goodwill	132	132	132	132	132	132	132	129
Intangible Assets	85	87	87	87	86	85	83	79
Noncurrent Deferred & Refundable Income Taxes	1.38	0.36	0.09	0.09	0.12	0.12	0.12	0.17
Other Noncurrent Operating Assets	9.87	12	13	14	15	16	17	17
Total Liabilities & Shareholders' Equity	591	553	528	514	489	475	467	531
Total Liabilities	90	84	76	75	72	67	67	137
Total Current Liabilities	81	74	65	63	60	51	51	125
Accounts Payable	56	50	43	41	33	31	33	27
Accrued Expenses	19	20	16	12	19	16	12	17
Current Deferred & Payable Income Tax Liabilities	1.33	0.00	0.09	3.13	0.02	0.11	0.27	0.72
Other Current Liabilities	5.47	4.29	5.01	6.06	7.30	5.09	6.28	80
Total Noncurrent Liabilities	9.52	9.89	11	12	12	16	15	12
Noncurrent Deferred Revenue	2.75	2.74	2.87	2.75	-	-	-	2.64
Other Noncurrent Operating Liabilities	6.77	7.15	7.38	8.05	11	15	14	8.70
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	500	469	452	439	417	408	400	394
Total Preferred & Common Equity	500	469	452	439	417	408	400	394
Total Common Equity	500	469	452	439	417	408	400	394
Common Stock	391	386	383	380	375	372	370	366
Retained Earnings	110	83	68	59	42	36	30	28
Accumulated Other Comprehensive Income / (Loss)	-0.29	-0.00	0.01	0.05	0.00	0.06	-0.03	-0.07

This table displays calculated financial ratios and metrics derived from Paymentus' official financial filings.

Metric	2024	2023	2022	2021	2020	2019
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Growth Metrics	-	-	-	-	-	-
Revenue Growth	41.86%	23.64%	25.66%	31.07%	27.99%	0.00%
EBITDA Growth	65.25%	123.34%	-4.87%	-7.75%	8.23%	0.00%
EBIT Growth	149.67%	709.39%	-128.64%	-43.36%	-0.33%	0.00%
NOPAT Growth	128.48%	871.66%	-122.38%	-32.36%	1.04%	0.00%
Net Income Growth	97.87%	4,451.27%	-105.52%	-32.17%	0.10%	0.00%
EPS Growth	94.44%	0.00%	-100.00%	-25.00%	0.00%	0.00%
Operating Cash Flow Growth	-7.55%	246.44%	1.92%	-45.28%	103.42%	0.00%
Free Cash Flow Firm Growth	-59.39%	126.27%	52.31%	-461.81%	0.00%	0.00%
Invested Capital Growth	12.08%	-0.43%	34.29%	383.46%	0.00%	0.00%
Revenue Q/Q Growth	11.95%	5.61%	5.08%	0.00%	0.00%	0.00%
EBITDA Q/Q Growth	10.34%	22.59%	17.66%	0.00%	0.00%	0.00%
EBIT Q/Q Growth	12.65%	73.90%	28.29%	0.00%	0.00%	0.00%
NOPAT Q/Q Growth	11.54%	82.02%	29.18%	0.00%	0.00%	0.00%
Net Income Q/Q Growth	9.27%	60.86%	-116.06%	0.00%	0.00%	0.00%
EPS Q/Q Growth	12.90%	38.46%	-100.00%	0.00%	0.00%	0.00%
Operating Cash Flow Q/Q Growth	5.77%	16.44%	276.34%	-27.40%	0.00%	0.00%
Free Cash Flow Firm Q/Q Growth	22.67%	123.48%	0.00%	0.00%	0.00%	0.00%
Invested Capital Q/Q Growth	-0.66%	-1.73%	46.55%	0.00%	0.00%	0.00%
Profitability Metrics	-	-	-	-	-	-
Gross Margin	27.32%	29.67%	30.12%	30.69%	30.69%	31.57%
EBITDA Margin	9.80%	8.41%	4.66%	6.15%	8.74%	10.34%
Operating Margin	5.15%	2.94%	-0.60%	2.62%	6.11%	7.79%
EBIT Margin	5.19%	2.95%	-0.60%	2.62%	6.07%	7.79%
Profit (Net Income) Margin	5.07%	3.63%	-0.10%	2.35%	4.54%	5.81%
Tax Burden Percent	81.88%	88.85%	39.22%	89.72%	74.66%	74.12%
Interest Burden Percent	119.34%	138.77%	44.03%	99.94%	100.28%	100.58%
Effective Tax Rate	18.12%	11.15%	0.00%	10.28%	25.34%	25.88%
Return on Invested Capital (ROIC)	14.06%	6.51%	-0.96%	8.37%	72.18%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	10.27%	2.76%	-1.86%	8.37%	72.39%	0.00%
Return on Net Nonoperating Assets (RNNOA)	-4.40%	-1.11%	0.83%	-4.41%	-39.68%	0.00%
Return on Equity (ROE)	9.65%	5.40%	-0.13%	3.95%	32.50%	0.00%
Cash Return on Invested Capital (CROIC)	2.67%	6.94%	-30.23%	-123.07%	-127.82%	0.00%
Operating Return on Assets (OROA)	8.36%	3.75%	-0.64%	3.47%	14.66%	0.00%
Return on Assets (ROA)	8.17%	4.62%	-0.11%	3.11%	10.98%	0.00%
Return on Common Equity (ROCE)	9.65%	5.40%	-0.13%	3.95%	32.50%	0.00%
Return on Equity Simple (ROE_SIMPLE)	9.10%	5.20%	-0.13%	2.41%	16.25%	0.00%
Net Operating Profit after Tax (NOPAT)	37	16	-2.08	9.31	14	14
NOPAT Margin	4.21%	2.62%	-0.42%	2.35%	4.56%	5.78%
Net Nonoperating Expense Percent (NNEP)	3.79%	3.75%	0.89%	-0.01%	-0.21%	0.00%
Return On Investment Capital (ROIC_SIMPLE)	7.56%	3.74%	-0.52%	-	-	-
Cost of Revenue to Revenue	72.68%	70.33%	69.88%	69.31%	69.31%	68.43%
SG&A Expenses to Revenue	4.24%	5.86%	7.67%	8.34%	5.91%	4.33%
R&D to Revenue	5.89%	7.20%	8.29%	8.63%	8.12%	7.58%
Operating Expenses to Revenue	22.18%	26.73%	30.72%	28.07%	24.59%	23.78%
Earnings before Interest and Taxes (EBIT)	45	18	-2.97	10	18	18
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	85	52	23	24	26	24
Valuation Ratios	-	-	-	-	-	-
Price to Book Value (P/BV)	8.39	5.15	2.48	10.87	2.73	0.00
Price to Tangible Book Value (P/TBV)	15.23	10.44	5.38	22.85	4.61	0.00
Price to Revenue (P/Rev)	4.67	3.60	1.98	10.61	0.76	0.98
Price to Earnings (P/E)	92.19	99.03	0.00	596.19	27.01	25.59
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	1.08%	1.01%	0.00%	0.17%	3.70%	3.91%
Enterprise Value to Invested Capital (EV/IC)	13.98	8.23	3.38	21.68	4.83	0.00
Enterprise Value to Revenue (EV/Rev)	4.43	3.30	1.68	10.10	0.61	0.00
Enterprise Value to EBITDA (EV/EBITDA)	45.20	39.21	36.09	164.22	6.98	0.00
Enterprise Value to EBIT (EV/EBIT)	85.45	111.97	0.00	385.32	10.05	0.00
Enterprise Value to NOPAT (EV/NOPAT)	105.16	126.11	0.00	429.45	13.38	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	60.70	29.45	42.05	205.03	5.17	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	554.57	118.22	0.00	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-
Debt to Equity	0.00	0.00	0.00	0.00	0.00	0.00
Long-Term Debt to Equity	0.00	0.00	0.00	0.00	0.00	0.00
Financial Leverage	-0.43	-0.40	-0.45	-0.53	-0.55	0.00
Leverage Ratio	1.18	1.17	1.19	1.27	1.48	0.00
Compound Leverage Factor	1.41	1.62	0.53	1.27	1.48	0.00
Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.49%	0.00%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.49%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	100.00%	100.00%	100.00%	100.00%	99.51%	0.00%
Debt to EBITDA	0.00	0.00	0.00	0.00	0.02	0.00
Net Debt to EBITDA	0.00	0.00	0.00	0.00	-1.75	0.00
Long-Term Debt to EBITDA	0.00	0.00	0.00	0.00	0.02	0.00
Debt to NOPAT	0.00	0.00	0.00	0.00	0.03	0.00
Net Debt to NOPAT	0.00	0.00	0.00	0.00	-3.36	0.00
Long-Term Debt to NOPAT	0.00	0.00	0.00	0.00	0.03	0.00
Altman Z-Score	29.50	19.60	10.79	30.48	7.40	0.00
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-
Current Ratio	4.24	4.31	4.45	3.45	2.57	0.00
Quick Ratio	3.99	4.07	4.18	2.85	2.40	0.00
Cash Flow Metrics	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	6.96	17	-65	-137	-24	0.00
Operating Cash Flow to CapEx	173.98%	200.67%	64.05%	96.12%	239.91%	155.49%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-
Asset Turnover	1.61	1.27	1.06	1.32	2.42	0.00
Accounts Receivable Turnover	8.89	8.52	8.90	10.99	10.76	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	642.17	363.50	257.05	207.30	170.30	0.00
Accounts Payable Turnover	14.90	13.42	12.87	13.19	12.43	0.00
Days Sales Outstanding (DSO)	41.08	42.82	41.03	33.21	33.91	0.00
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	24.50	27.20	28.36	27.68	29.36	0.00
Cash Conversion Cycle (CCC)	16.58	15.62	12.66	5.53	4.54	0.00
Capital & Investment Metrics	-	-	-	-	-	-
Invested Capital	276	246	247	184	38	0.00
Invested Capital Turnover	3.34	2.49	2.30	3.56	15.83	0.00
Increase / (Decrease) in Invested Capital	30	-1.07	63	146	38	0.00
Enterprise Value (EV)	3,862	2,027	835	3,997	184	0.00
Market Capitalization	4,072	2,210	985	4,198	230	230
Book Value per Share	$3.90	$3.47	$3.23	$3.22	$0.82	$0.00
Tangible Book Value per Share	$2.14	$1.71	$1.49	$1.53	$0.48	$0.00
Total Capital	486	430	397	386	85	0.00
Total Debt	0.00	0.00	0.00	0.00	0.41	0.00
Total Long-Term Debt	0.00	0.00	0.00	0.00	0.41	0.00
Net Debt	-209	-183	-150	-202	-46	0.00
Capital Expenditures (CapEx)	37	34	31	20	15	11
Debt-free, Cash-free Net Working Capital (DFCFNWC)	55	24	28	-20	2.05	0.00
Debt-free Net Working Capital (DFNWC)	264	208	177	182	49	0.00
Net Working Capital (NWC)	264	208	177	182	49	0.00
Net Nonoperating Expense (NNE)	-7.44	-6.25	-1.57	0.01	0.05	-0.08
Net Nonoperating Obligations (NNO)	-209	-183	-150	-202	-46	0.00
Total Depreciation and Amortization (D&A)	40	34	26	14	8.07	6.00
Debt-free, Cash-free Net Working Capital to Revenue	6.27%	3.97%	5.59%	-5.01%	0.68%	0.00%
Debt-free Net Working Capital to Revenue	30.29%	33.78%	35.71%	46.02%	16.14%	0.00%
Net Working Capital to Revenue	30.29%	33.78%	35.71%	46.02%	16.14%	0.00%
Earnings Adjustments	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.36	$0.18	$0.00	$0.06	$0.00	$0.00
Adjusted Weighted Average Basic Shares Outstanding	124.37M	123.51M	122.10M	112.76M	0.00	0.00
Adjusted Diluted Earnings per Share	$0.35	$0.18	$0.00	$0.06	$0.00	$0.00
Adjusted Weighted Average Diluted Shares Outstanding	127.71M	125.07M	122.10M	118.82M	0.00	0.00
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	124.97M	123.92M	123.29M	121.02M	0.00	0.00
Normalized Net Operating Profit after Tax (NOPAT)	37	16	-2.08	9.31	14	14
Normalized NOPAT Margin	4.21%	2.62%	-0.42%	2.35%	4.56%	5.78%
Pre Tax Income Margin	6.19%	4.09%	-0.26%	2.62%	6.09%	7.84%
Debt Service Ratios	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00
EBIT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00
Payout Ratios	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	370.02%	0.00%	0.00%
Augmented Payout Ratio	0.00%	0.00%	0.00%	370.02%	0.00%	0.00%

This table displays calculated financial ratios and metrics derived from Paymentus' official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	48.88%	56.48%	51.93%	32.55%	24.64%	24.68%	18.94%	24.15%	27.10%	22.24%	26.04%
EBITDA Growth	52.21%	43.82%	58.65%	55.32%	152.95%	108.92%	140.72%	211.53%	51.07%	65.90%	14.73%
EBIT Growth	83.57%	55.27%	128.43%	122.45%	964.31%	516.38%	660.21%	312.76%	26.25%	368.55%	-184.98%
NOPAT Growth	117.29%	49.37%	156.85%	78.64%	462.34%	1,234.85%	832.91%	376.29%	-61.12%	-87.80%	-251.43%
Net Income Growth	91.16%	39.85%	126.28%	60.37%	926.42%	882.45%	965.26%	338.23%	-59.02%	-79.49%	-274.64%
EPS Growth	83.33%	57.14%	120.00%	40.00%	500.00%	250.00%	600.00%	350.00%	0.00%	-50.00%	0.00%
Operating Cash Flow Growth	360.48%	14.21%	-48.74%	-31.91%	129.98%	65.99%	774.35%	588.89%	46.64%	10,726.47%	-129.53%
Free Cash Flow Firm Growth	209.20%	-309.28%	80.35%	93.03%	108.25%	113.97%	-1,276.66%	45.74%	66.05%	0.00%	96.57%
Invested Capital Growth	-1.76%	12.08%	10.87%	5.11%	0.08%	-0.43%	48.48%	43.33%	33.31%	34.29%	3.03%
Revenue Q/Q Growth	6.73%	11.36%	17.30%	6.79%	12.18%	8.12%	2.34%	0.41%	12.22%	3.14%	6.82%
EBITDA Q/Q Growth	4.48%	19.84%	11.46%	12.03%	-3.89%	32.20%	9.12%	82.44%	-20.62%	52.32%	41.22%
EBIT Q/Q Growth	10.37%	17.92%	17.69%	19.84%	-6.64%	73.48%	14.61%	565.63%	-166.58%	257.67%	56.47%
NOPAT Q/Q Growth	6.22%	-5.15%	57.20%	37.20%	-26.98%	63.09%	9.33%	378.29%	-369.01%	189.55%	58.79%
Net Income Q/Q Growth	5.05%	-8.88%	54.10%	29.59%	-23.14%	47.44%	9.21%	729.40%	-26.44%	229.85%	69.93%
EPS Q/Q Growth	0.00%	0.00%	57.14%	16.67%	-14.29%	40.00%	0.00%	400.00%	-50.00%	300.00%	50.00%
Operating Cash Flow Q/Q Growth	80.71%	314.32%	-62.63%	64.60%	-55.18%	85.96%	-50.37%	455.97%	-67.65%	855.46%	-150.70%
Free Cash Flow Firm Q/Q Growth	191.02%	-20.67%	-210.57%	-190.65%	-38.39%	111.33%	-10.07%	-7.43%	-4.24%	-1,016.97%	95.66%
Invested Capital Q/Q Growth	-9.21%	-0.66%	7.44%	1.38%	3.58%	-1.73%	1.86%	-3.47%	3.04%	46.55%	-1.68%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	23.99%	25.60%	26.20%	29.76%	28.52%	30.03%	30.78%	30.79%	27.02%	31.12%	29.54%
EBITDA Margin	9.98%	10.19%	9.47%	9.97%	9.50%	11.09%	9.07%	8.50%	4.68%	6.62%	4.48%
Operating Margin	5.70%	5.50%	5.22%	5.18%	4.51%	5.55%	3.48%	3.11%	-0.66%	1.16%	-0.72%
EBIT Margin	5.72%	5.53%	5.22%	5.20%	4.64%	5.57%	3.47%	3.10%	-0.67%	1.13%	-0.74%
Profit (Net Income) Margin	5.02%	5.10%	6.23%	4.74%	3.91%	5.71%	4.18%	3.92%	0.47%	0.72%	-0.58%
Tax Burden Percent	77.60%	80.77%	99.97%	75.10%	67.16%	83.95%	88.58%	93.02%	157.14%	37.40%	167.12%
Interest Burden Percent	113.10%	114.17%	119.37%	121.35%	125.50%	121.95%	135.98%	135.90%	-45.16%	171.75%	46.67%
Effective Tax Rate	22.40%	19.23%	0.03%	24.90%	32.84%	16.05%	11.42%	6.98%	-57.14%	62.60%	0.00%
Return on Invested Capital (ROIC)	16.82%	14.83%	15.37%	10.79%	7.73%	11.58%	8.56%	7.71%	-2.47%	1.00%	-1.42%
ROIC Less NNEP Spread (ROIC-NNEP)	16.07%	13.97%	14.06%	9.84%	6.75%	10.55%	7.71%	6.90%	-3.78%	0.78%	-1.38%
Return on Net Nonoperating Assets (RNNOA)	-7.42%	-5.99%	-5.67%	-4.07%	-2.65%	-4.25%	-3.72%	-3.28%	1.64%	-0.35%	0.79%
Return on Equity (ROE)	9.41%	8.84%	9.70%	6.72%	5.09%	7.34%	4.84%	4.43%	-0.83%	0.65%	-0.64%
Cash Return on Invested Capital (CROIC)	18.95%	2.67%	2.15%	5.19%	8.66%	6.94%	-34.81%	-34.05%	-24.96%	-30.23%	0.00%
Operating Return on Assets (OROA)	9.96%	8.92%	7.80%	7.26%	6.16%	7.09%	3.96%	3.52%	-0.74%	1.20%	-0.69%
Return on Assets (ROA)	8.74%	8.22%	9.31%	6.62%	5.19%	7.26%	4.77%	4.45%	0.53%	0.77%	-0.54%
Return on Common Equity (ROCE)	9.41%	8.84%	9.70%	6.72%	5.09%	7.34%	4.84%	4.43%	-0.83%	0.65%	-0.64%
Return on Equity Simple (ROE_SIMPLE)	10.14%	0.00%	8.62%	7.17%	6.56%	0.00%	3.32%	1.66%	-0.38%	0.00%	0.81%
Net Operating Profit after Tax (NOPAT)	12	11	12	7.69	5.60	7.67	4.70	4.30	-1.55	0.57	-0.64
NOPAT Margin	4.42%	4.44%	5.22%	3.89%	3.03%	4.66%	3.09%	2.89%	-1.04%	0.43%	-0.50%
Net Nonoperating Expense Percent (NNEP)	0.76%	0.86%	1.31%	0.94%	0.99%	1.04%	0.85%	0.81%	1.31%	0.22%	-0.04%
Return On Investment Capital (ROIC_SIMPLE)	2.43%	2.36%	-	-	-	1.79%	-	-	-	0.14%	-
Cost of Revenue to Revenue	76.01%	74.40%	73.80%	70.24%	71.48%	69.97%	69.22%	69.21%	72.98%	68.88%	70.46%
SG&A Expenses to Revenue	3.34%	3.75%	3.86%	4.67%	4.92%	5.49%	5.96%	5.86%	6.17%	6.89%	7.32%
R&D to Revenue	5.49%	5.26%	5.69%	6.35%	6.52%	6.46%	7.24%	7.32%	7.86%	7.79%	8.08%
Operating Expenses to Revenue	18.29%	20.10%	20.98%	24.57%	24.01%	24.49%	27.29%	27.69%	27.68%	29.96%	30.26%
Earnings before Interest and Taxes (EBIT)	16	14	12	10	8.57	9.18	5.29	4.62	-0.99	1.49	-0.95
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	27	26	22	20	18	18	14	13	6.94	8.75	5.74
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	6.52	8.39	5.32	5.22	6.42	5.15	4.91	3.19	2.73	2.48	3.02
Price to Tangible Book Value (P/TBV)	11.51	15.23	9.97	10.15	12.78	10.44	10.26	6.78	5.91	5.38	6.41
Price to Revenue (P/Rev)	3.39	4.67	3.20	3.37	4.33	3.60	3.52	2.34	2.07	1.98	2.52
Price to Earnings (P/E)	64.26	92.19	61.65	72.89	97.74	99.03	147.75	192.61	0.00	0.00	373.06
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	1.56%	1.08%	1.62%	1.37%	1.02%	1.01%	0.68%	0.52%	0.00%	0.00%	0.27%
Enterprise Value to Invested Capital (EV/IC)	12.01	13.98	8.28	8.37	10.32	8.23	7.51	4.63	3.71	3.38	5.72
Enterprise Value to Revenue (EV/Rev)	3.13	4.43	2.96	3.10	4.05	3.30	3.24	2.05	1.79	1.68	2.04
Enterprise Value to EBITDA (EV/EBITDA)	31.75	45.20	29.72	31.25	42.28	39.21	44.66	33.44	37.16	36.09	49.13
Enterprise Value to EBIT (EV/EBIT)	57.52	85.45	57.35	65.00	95.23	111.97	180.93	273.33	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	69.33	105.16	69.88	84.35	118.06	126.11	213.29	349.85	118.14	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	29.21	60.70	38.25	32.54	35.13	29.45	31.87	25.91	44.31	42.05	183.13
Enterprise Value to Free Cash Flow (EV/FCFF)	62.84	554.57	405.31	165.22	119.21	118.22	0.00	0.00	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Long-Term Debt to Equity	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Financial Leverage	-0.46	-0.43	-0.40	-0.41	-0.39	-0.40	-0.48	-0.48	-0.43	-0.45	-0.57
Leverage Ratio	1.18	1.18	1.18	1.17	1.17	1.17	1.26	1.23	1.21	1.19	1.31
Compound Leverage Factor	1.33	1.35	1.40	1.42	1.47	1.43	1.71	1.67	-0.55	2.05	0.61
Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.05%	0.05%	0.00%	0.00%	0.19%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.05%	0.05%	0.00%	0.00%	0.19%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	99.95%	99.95%	100.00%	100.00%	99.81%
Debt to EBITDA	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.00	0.00	0.04
Net Debt to EBITDA	0.00	0.00	0.00	0.00	0.00	0.00	-3.95	-4.76	0.00	0.00	-11.44
Long-Term Debt to EBITDA	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.00	0.00	0.04
Debt to NOPAT	0.00	0.00	0.00	0.00	0.00	0.00	0.02	0.06	0.00	0.00	-0.26
Net Debt to NOPAT	0.00	0.00	0.00	0.00	0.00	0.00	-18.87	-49.78	0.00	0.00	76.55
Long-Term Debt to NOPAT	0.00	0.00	0.00	0.00	0.00	0.00	0.02	0.06	0.00	0.00	-0.26
Altman Z-Score	24.17	29.33	19.99	20.69	24.67	19.54	18.94	13.47	11.54	10.82	6.58
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	4.46	4.24	4.31	4.55	4.47	4.31	4.28	4.70	4.52	4.45	2.43
Quick Ratio	4.27	3.99	4.02	4.32	4.22	4.07	3.98	4.41	4.28	4.18	1.69
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	17	-18	-15	-4.88	5.39	8.75	-77	-70	-65	-63	-5.61
Operating Cash Flow to CapEx	540.17%	311.46%	75.29%	194.41%	116.63%	289.28%	147.91%	305.15%	57.48%	193.74%	-23.88%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	1.74	1.61	1.49	1.39	1.33	1.27	1.14	1.14	1.11	1.06	0.94
Accounts Receivable Turnover	10.45	8.89	8.37	8.90	8.11	8.52	8.46	9.29	8.24	8.90	9.47
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	729.97	642.17	519.29	439.67	401.50	363.50	316.92	294.17	276.55	257.05	220.44
Accounts Payable Turnover	14.69	14.90	13.40	13.34	12.38	13.42	13.41	13.46	12.04	12.87	12.60
Days Sales Outstanding (DSO)	34.93	41.08	43.60	41.02	45.01	42.82	43.16	39.30	44.29	41.03	38.54
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	24.85	24.50	27.23	27.35	29.48	27.20	27.22	27.11	30.33	28.36	28.97
Cash Conversion Cycle (CCC)	10.08	16.58	16.37	13.67	15.53	15.62	15.94	12.19	13.97	12.66	9.58
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	251	276	278	259	255	246	251	246	255	247	169
Invested Capital Turnover	3.80	3.34	2.95	2.77	2.55	2.49	2.77	2.67	2.37	2.30	2.84
Increase / (Decrease) in Invested Capital	-4.49	30	27	13	0.22	-1.07	82	74	64	63	4.96
Enterprise Value (EV)	3,012	3,862	2,301	2,166	2,635	2,027	1,884	1,140	947	835	967
Market Capitalization	3,262	4,072	2,492	2,359	2,819	2,210	2,050	1,303	1,092	985	1,192
Book Value per Share	$4.00	$3.90	$3.77	$3.64	$3.55	$3.47	$3.38	$3.31	$3.24	$3.23	$3.21
Tangible Book Value per Share	$2.27	$2.14	$2.01	$1.87	$1.78	$1.71	$1.62	$1.56	$1.50	$1.49	$1.52
Total Capital	500	486	469	452	439	430	418	409	400	397	395
Total Debt	0.00	0.00	0.00	0.00	0.00	0.00	0.20	0.20	0.00	0.00	0.75
Total Long-Term Debt	0.00	0.00	0.00	0.00	0.00	0.00	0.20	0.20	0.00	0.00	0.75
Net Debt	-250	-209	-191	-193	-184	-183	-167	-162	-145	-150	-225
Capital Expenditures (CapEx)	9.34	8.96	8.95	9.27	9.39	8.45	8.89	8.68	8.29	7.60	8.16
Debt-free, Cash-free Net Working Capital (DFCFNWC)	31	55	55	37	33	24	29	27	36	28	-47
Debt-free Net Working Capital (DFNWC)	281	264	246	230	217	208	196	190	181	177	179
Net Working Capital (NWC)	281	264	246	230	217	208	196	190	181	177	179
Net Nonoperating Expense (NNE)	-1.64	-1.69	-2.35	-1.68	-1.62	-1.73	-1.67	-1.54	-2.25	-0.38	0.10
Net Nonoperating Obligations (NNO)	-250	-209	-191	-193	-184	-183	-167	-162	-145	-150	-225
Total Depreciation and Amortization (D&A)	12	12	9.84	9.40	8.99	9.09	8.53	8.05	7.94	7.26	6.69
Debt-free, Cash-free Net Working Capital to Revenue	3.21%	6.27%	7.07%	5.25%	5.05%	3.97%	4.92%	4.89%	6.85%	5.59%	-10.02%
Debt-free Net Working Capital to Revenue	29.16%	30.29%	31.57%	32.82%	33.33%	33.78%	33.60%	34.03%	34.28%	35.71%	37.75%
Net Working Capital to Revenue	29.16%	30.29%	31.57%	32.82%	33.33%	33.78%	33.60%	34.03%	34.28%	35.71%	37.75%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.11	$0.10	$0.12	$0.08	$0.06	$0.07	$0.05	$0.05	$0.01	$0.02	($0.01)
Adjusted Weighted Average Basic Shares Outstanding	124.94M	124.37M	124.54M	124.26M	123.95M	123.51M	123.62M	123.38M	123.29M	122.10M	122.74M
Adjusted Diluted Earnings per Share	$0.11	$0.11	$0.11	$0.07	$0.06	$0.07	$0.05	$0.05	$0.01	$0.02	($0.01)
Adjusted Weighted Average Diluted Shares Outstanding	128.80M	127.71M	127.61M	127.25M	126.92M	125.07M	125.64M	124.01M	123.79M	122.10M	122.74M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	125.13M	124.97M	124.63M	124.48M	124.17M	123.92M	123.70M	123.51M	123.35M	123.29M	122.99M
Normalized Net Operating Profit after Tax (NOPAT)	12	11	12	7.69	5.60	7.67	4.70	4.30	-0.69	1.08	-0.64
Normalized NOPAT Margin	4.42%	4.44%	5.22%	3.89%	3.03%	4.66%	3.09%	2.89%	-0.46%	0.81%	-0.50%
Pre Tax Income Margin	6.47%	6.31%	6.23%	6.32%	5.82%	6.80%	4.72%	4.21%	0.30%	1.94%	-0.34%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBIT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions About Paymentus' Financials

When does Paymentus's fiscal year end?

According to the most recent income statement we have on file, Paymentus' financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Paymentus' net income changed over the last 5 years?

Paymentus' net income appears to be on an upward trend, with a most recent value of $44.17 million in 2024, rising from $13.70 million in 2019. The previous period was $22.32 million in 2023. View Paymentus' forecast to see where analysts expect Paymentus to go next.

What is Paymentus's operating income?

Paymentus's total operating income in 2024 was $44.86 million, based on the following breakdown:

Total Gross Profit: $238.17 million
Total Operating Expenses: $193.31 million

How has Paymentus revenue changed over the last 5 years?

Over the last 5 years, Paymentus' total revenue changed from $235.78 million in 2019 to $871.75 million in 2024, a change of 269.7%.

How much debt does Paymentus have?

Paymentus' total liabilities were at $90.65 million at the end of 2024, a 20.5% increase from 2023, and a 123.8% increase since 2020.

How much cash does Paymentus have?

In the past 4 years, Paymentus' cash and equivalents has ranged from $46.67 million in 2020 to $205.90 million in 2024, and is currently $205.90 million as of their latest financial filing in 2024.

How has Paymentus' book value per share changed over the last 5 years?

Over the last 5 years, Paymentus' book value per share changed from 0.00 in 2019 to 3.90 in 2024, a change of 389.6%.

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This page (NYSE:PAY) was last updated on 5/27/2025 by MarketBeat.com Staff

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