Positive News SentimentPositive NewsNYSE:PFS Provident Financial Services (PFS) Stock Price, News & Analysis $16.52 -0.17 (-0.99%) As of 01:09 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Provident Financial Services Stock (NYSE:PFS) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get PFS alerts:Sign Up Key Stats Today's Range$16.32▼$16.5550-Day Range$14.68▼$17.9952-Week Range$13.07▼$22.24Volume73,419 shsAverage Volume750,252 shsMarket Capitalization$2.16 billionP/E Ratio15.74Dividend Yield5.81%Price Target$24.25Consensus RatingBuy Company OverviewProvident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, office buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning. Further, it sells insurance and investment products, including annuities; operates as a real estate investment trust for acquiring mortgage loans and other real estate related assets; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.Read More… Provident Financial Services Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks90th Percentile Overall ScorePFS MarketRank™: Provident Financial Services scored higher than 90% of companies evaluated by MarketBeat, and ranked 158th out of 913 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.5 / 5Analyst RatingBuy Consensus RatingProvident Financial Services has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 4 buy ratings, no hold ratings, and no sell ratings.Amount of Analyst CoverageProvident Financial Services has only been the subject of 1 research reports in the past 90 days.Read more about Provident Financial Services' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth5.61% Earnings GrowthEarnings for Provident Financial Services are expected to grow by 5.61% in the coming year, from $2.14 to $2.26 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Provident Financial Services is 15.70, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.77.Price to Earnings Ratio vs. SectorThe P/E ratio of Provident Financial Services is 15.70, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.36.Price to Book Value per Share RatioProvident Financial Services has a P/B Ratio of 0.83. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Provident Financial Services' valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.38% of the outstanding shares of Provident Financial Services have been sold short.Short Interest Ratio / Days to CoverProvident Financial Services has a short interest ratio ("days to cover") of 4.4.Change versus previous monthShort interest in Provident Financial Services has recently decreased by 7.74%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipProvident Financial Services is a leading dividend payer. It pays a dividend yield of 5.38%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthProvident Financial Services does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Provident Financial Services is 86.49%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on earnings estimates, Provident Financial Services will have a dividend payout ratio of 42.48% next year. This indicates that Provident Financial Services will be able to sustain or increase its dividend.Read more about Provident Financial Services' dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted2.38% of the outstanding shares of Provident Financial Services have been sold short.Short Interest Ratio / Days to CoverProvident Financial Services has a short interest ratio ("days to cover") of 4.4.Change versus previous monthShort interest in Provident Financial Services has recently decreased by 7.74%, indicating that investor sentiment is improving significantly. News and Social Media3.1 / 5News Sentiment1.59 News SentimentProvident Financial Services has a news sentiment score of 1.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.98 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Provident Financial Services this week, compared to 4 articles on an average week.Search Interest4 people have searched for PFS on MarketBeat in the last 30 days. This is an increase of 300% compared to the previous 30 days.MarketBeat FollowsOnly 2 people have added Provident Financial Services to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Provident Financial Services insiders have bought more of their company's stock than they have sold. Specifically, they have bought $16,730.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 3.10% of the stock of Provident Financial Services is held by insiders.Percentage Held by Institutions71.97% of the stock of Provident Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Provident Financial Services' insider trading history. Receive PFS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Provident Financial Services and its competitors with MarketBeat's FREE daily newsletter. Email Address PFS Stock News HeadlinesDecoding Provident Financial Services Inc (PFS): A Strategic SWOT InsightMay 9, 2025 | gurufocus.comGlenbrook Capital Management Issues Statement Highlighting ISS and Glass Lewis Support of PFS Trust's Shareholder Proposal to Enable Tejon Ranch Shareholders to Call Special MeetingsMay 7, 2025 | prnewswire.comWashington Is Broke—and Eyeing Your Savings NextWashington is running out of money…And guess where they'll look next? When governments go broke, they take from the people. It's happened before, and it's happening again. The Department of Justice just admitted that cash isn't legally YOUR property.May 23, 2025 | Priority Gold (Ad)Provident Financial Services Inc (PFS) Q1 2025 Earnings Call Highlights: Strong Earnings and ...April 26, 2025 | gurufocus.comQ1 2025 Provident Financial Services Inc Earnings Call TranscriptApril 26, 2025 | gurufocus.comProvident Financial Services Inc (PFS) Q1 2025 Earnings: EPS of $0. ...April 25, 2025 | gurufocus.comProvident Financial Services, Inc. (PFS) Q1 2025 Earnings Call TranscriptApril 25, 2025 | seekingalpha.comProvident Financial Services, Inc. Reports Strong Q1 2025 Earnings with $64 Million Net IncomeApril 24, 2025 | quiverquant.comSee More Headlines PFS Stock Analysis - Frequently Asked Questions How have PFS shares performed this year? Provident Financial Services' stock was trading at $18.87 on January 1st, 2025. Since then, PFS stock has decreased by 12.6% and is now trading at $16.4920. View the best growth stocks for 2025 here. How were Provident Financial Services' earnings last quarter? Provident Financial Services, Inc. (NYSE:PFS) issued its earnings results on Thursday, April, 24th. The savings and loans company reported $0.50 earnings per share for the quarter, beating analysts' consensus estimates of $0.47 by $0.03. The company's revenue was up 82.4% on a year-over-year basis. Read the conference call transcript. Who are Provident Financial Services' major shareholders? Top institutional investors of Provident Financial Services include Vanguard Group Inc. (10.99%), Dimensional Fund Advisors LP (5.92%), Wellington Management Group LLP (2.46%) and American Century Companies Inc. (1.98%). Insiders that own company stock include Christopher P Martin, Vito Giannola, Frank L Fekete, Matthew K Harding, Valerie O Murray, James P Dunigan, James A Christy, Walter Sierotko, George Lista, Robert Mcnerney and Anthony J Labozzetta. View institutional ownership trends. How do I buy shares of Provident Financial Services? Shares of PFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Provident Financial Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that Provident Financial Services investors own include American Water Works (AWK), Humana (HUM), Waste Connections (WCN), The RMR Group (RMR), AUO (AUOTY), Voyager Therapeutics (VYGR) and DiamondRock Hospitality (DRH). Company Calendar Record date for 2/28 Dividend2/14/2025Ex-Dividend for 2/28 Dividend2/14/2025Dividend Payable2/28/2025Last Earnings4/24/2025Record date for 5/30 Dividend5/16/2025Ex-Dividend for 5/30 Dividend5/16/2025Today5/23/2025Dividend Payable5/30/2025Next Earnings (Estimated)7/24/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Federal savings institutions Sub-IndustryThrifts & Mortgage Finance Current SymbolNYSE:PFS CIK1178970 Webwww.provident.bank Phone(732) 590-9200Fax201-915-5480Employees1,150Year Founded1839Price Target and Rating Average Stock Price Target$24.25 High Stock Price Target$27.00 Low Stock Price Target$22.00 Potential Upside/Downside+47.0%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$1.11 Trailing P/E Ratio15.70 Forward P/E Ratio7.71 P/E GrowthN/ANet Income$115.53 million Net Margins10.13% Pretax Margin13.12% Return on Equity5.60% Return on Assets0.62% Debt Debt-to-Equity Ratio0.95 Current Ratio1.01 Quick Ratio1.01 Sales & Book Value Annual Sales$789.01 million Price / Sales2.73 Cash Flow$1.12 per share Price / Cash Flow14.77 Book Value$19.93 per share Price / Book0.83Miscellaneous Outstanding Shares130,501,000Free Float124,890,000Market Cap$2.15 billion OptionableOptionable Beta0.84 Social Links 7 Energy Stocks to Buy and Hold ForeverWith the proliferation of data centers and electric vehicles, the electric grid will only get more strained. 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