About Regions Financial Corp (RF)
Regions Financial Corporation is a financial holding company. The Company conducts its banking operations through Regions Bank, an Alabama state-chartered commercial bank, which is a member of the Federal Reserve System. It operates in three segments: Corporate Bank, which represents its commercial banking functions, including commercial and industrial, commercial real estate and investor real estate lending; Consumer Bank, which represents its branch network, including consumer banking products and services related to residential first mortgages, home equity lines and loans, small business loans, indirect loans, consumer credit cards and other consumer loans, as well as the corresponding deposit relationships, and Wealth Management, which offers individuals, businesses, governmental institutions and non-profit entities a range of solutions to enable transfer of wealth. It provides traditional commercial, retail and mortgage banking services, as well as other financial services.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Regional - Southeast Banks
- Sub-Industry: Regional Banks
- Exchange: NYSE
- Symbol: RF
- CUSIP: 7591EP10
- Previous Close: $14.31
- 50 Day Moving Average: $15.02
- 200 Day Moving Average: $13.11
- 52-Week Range: $7.53 - $16.03
- Trailing P/E Ratio: 16.37
- Foreward P/E Ratio: 12.66
- P/E Growth: 1.67
- Market Cap: $17.25B
- Outstanding Shares: 1,205,258,000
- Beta: 1.37
- Net Margins: 19.49%
- Return on Equity: 7.09%
- Return on Assets: 0.92%
- Debt-to-Equity Ratio: 0.49%
- Current Ratio: 0.86%
- Quick Ratio: 0.86%
Companies Related to Regions Financial Corp:
Consensus Ratings for Regions Financial Corp (NYSE:RF) (?) The ratings breakdown includes the most recent rating from each analyst that has rated the stock within the last twelve months. The ratings score is a calculation of the average number of sell, hold, buy and strong buy ratings (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). The consensus price target is a mean average of the most recent price target set by each analyst that has set a price target for the stock in the last twelve months.
|Ratings Breakdown: ||1 Sell Rating, 16 Hold Ratings, 5 Buy Ratings|
|Consensus Rating:||Hold (Score: 2.18)|
|Consensus Price Target: ||$12.46 (12.90% downside)|
Analysts' Ratings History for Regions Financial Corp (NYSE:RF)
(Data available from 3/29/2015 forward)
|Date||Firm||Action||Rating||Price Target||Impact on Share Price||Details|
|3/1/2017||Stephens||Downgrade||Overweight -> Equal Weight||N/A|
|2/16/2017||SunTrust Banks, Inc.||Upgrade||Hold -> Buy||N/A|
|1/31/2017||FBR & Co||Upgrade||Market Perform -> Outperform||N/A|
|1/23/2017||Compass Point||Downgrade||Buy -> Neutral||$15.00||N/A|
|1/3/2017||Barclays PLC||Boost Price Target||Underweight||$10.00 -> $15.00||N/A|
|12/5/2016||Evercore ISI||Boost Price Target||Buy||$14.00 -> $15.00||N/A|
|12/1/2016||Susquehanna Bancshares Inc||Downgrade||Positive -> Neutral||N/A|
|11/30/2016||Deutsche Bank AG||Boost Price Target||Hold||$10.50 -> $13.00||N/A|
|11/28/2016||Jefferies Group LLC||Downgrade||Buy -> Hold||$11.50 -> $14.00||N/A|
|11/16/2016||Piper Jaffray Companies||Downgrade||Overweight -> Neutral||N/A|
|11/8/2016||Sandler O'Neill||Downgrade||Buy -> Hold||$11.50||N/A|
|10/6/2016||Raymond James Financial, Inc.||Downgrade||Strong-Buy -> Outperform||$10.50||N/A|
|9/14/2016||Credit Suisse Group AG||Set Price Target||Neutral -> Hold||$9.50||N/A|
|8/25/2016||Keefe, Bruyette & Woods||Upgrade||Underperform -> Market Perform||$10.50||N/A|
|8/16/2016||Sanford C. Bernstein||Downgrade||Outperform -> Market Perform||$9.56 -> $9.50||N/A|
|7/20/2016||Drexel Hamilton||Reiterated Rating||Hold||N/A|
|7/9/2016||Wells Fargo & Co||Reiterated Rating||Hold||N/A|
|6/29/2016||Bank of America Corp||Downgrade||Buy -> Neutral||N/A|
|4/19/2016||Robert W. Baird||Reiterated Rating||Hold||N/A|
|4/17/2016||FIG Partners||Upgrade||Underperform -> Market-Perform||N/A|
|4/1/2016||Macquarie||Downgrade||Outperform -> Neutral||$10.00 -> $8.50||N/A|
|3/28/2016||Wunderlich||Boost Price Target||Hold||$12.00 -> $13.00||N/A|
|2/11/2016||Morgan Stanley||Downgrade||Overweight -> Equal Weight||$12.00 -> $9.00||N/A|
|2/4/2016||Guggenheim||Lower Price Target||$12.00 -> $10.00||N/A|
|1/12/2016||Janney Montgomery Scott||Reiterated Rating||Buy||$12.00 -> $10.00||N/A|
|11/20/2015||Sterne Agee CRT||Boost Price Target||Buy||$11.50||N/A|
|4/22/2015||Royal Bank of Canada||Downgrade||Outperform -> Sector Perform||$12.00 -> $11.00||N/A|
Earnings History for Regions Financial Corp (NYSE:RF)Earnings History by Quarter for Regions Financial Corp (NYSE:RF)
(Data available from 1/1/2011 forward)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|4/13/2017|| || || || || || || || |
|10/18/2016||Q316||$0.21||$0.24||$1.38 billion||$1.46 billion||View||Listen|
|7/19/2016||Q216||$0.21||$0.20||$1.37 billion||$1.40 billion||View||Listen|
|10/20/2015||Q315||$0.20||$0.19||$1.33 billion||$1.33 billion||View||Listen|
|7/21/2015||Q215||$0.20||$0.20||$1.31 billion||$1.41 billion||View||Listen|
|10/21/2014||Q314||$0.21||$0.22||$1.30 billion||$1.30 billion||View||Listen|
|7/22/2014||Q214||$0.21||$0.21||$1.29 billion||$1.28 billion||View||N/A|
|1/21/2014||Q413||$0.20||$0.21||$1.31 billion||$1.36 billion||View||N/A|
|10/22/2013||Q313||$0.21||$0.20||$1.32 billion||$1.32 billion||View||N/A|
|7/23/2013||Q2 2013||$0.21||$0.18||$1.31 billion||View||N/A|
|4/23/2013||Q1 2013||$0.20||$0.23||$1.33 billion||View||N/A|
|1/22/2013||Q4 2012||$0.20||$0.19||$1.35 billion||$1.35 billion||View||N/A|
Earnings Estimates for Regions Financial Corp (NYSE:RF)
Current Year EPS Consensus Estimate: $0.98 EPS
Next Year EPS Consensus Estimate: $1.13 EPS
(Data provided by Zacks Investment Research)
|Quarter||Number of Estimates||Low Estimate||High Estimate||Average Estimate|
Current Dividend Information for Regions Financial Corp (NYSE:RF)
|Dividend Growth:||46.20% (3 Year Average)|
|Payout Ratio:||29.89% (Trailing 12 Months of Earnings) |
26.53% (Based on This Year's Estimates)
23.01% (Based on Next Year's Estimates)
|Track Record:||4 Years of Consecutive Dividend Growth|
Dividend History by Quarter for Regions Financial Corp (NYSE:RF)
(Data available from 1/1/2013 forward)
|Announced||Period||Amount||Yield||Ex-Dividend Date||Record Date||Payable Date|
Insider Trading and Institutional Ownership History for Regions Financial Corp (NYSE:RF)
Insider Ownership Percentage: 0.88%Insider Trades by Quarter for Regions Financial Corp (NYSE:RF)
Institutional Ownership Percentage: 74.09%
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Details|
|2/15/2017||Barbara Godin||EVP||Sell||15,000||$15.60||$234,000.00|| |
|1/30/2017||C. Matthew Lusco||EVP||Sell||43,000||$14.52||$624,360.00|| |
|1/26/2017||Brett D Couch||EVP||Sell||65,848||$14.64||$964,014.72|| |
|1/24/2017||Barbara Godin||EVP||Sell||35,000||$14.18||$496,300.00|| |
|11/21/2016||William E Horton||EVP||Sell||12,000||$13.17||$158,040.00|| |
|11/16/2016||William E Horton||EVP||Sell||50,000||$12.99||$649,500.00|| |
|10/26/2016||William D Ritter||EVP||Sell||69,410||$10.73||$744,769.30|| |
|10/20/2016||Brett D Couch||EVP||Sell||32,342||$10.63||$343,795.46|| |
|8/26/2016||Scott M Peters||EVP||Sell||23,391||$9.73||$227,594.43|| |
|8/18/2016||Ellen S Jones||EVP||Sell||10,000||$9.53||$95,300.00|| |
|8/9/2016||C. Keith Herron||EVP||Sell||38,753||$9.38||$363,503.14|| |
|5/24/2016||Ellen S Jones||EVP||Sell||20,000||$9.61||$192,200.00|| |
|3/3/2016||Susan W Matlock||Director||Sell||26,000||$8.10||$210,600.00|| |
|2/12/2016||David J. Cooper||Director||Buy||13,000||$7.62||$99,060.00|| |
|12/1/2015||Cynthia M Rogers||EVP||Sell||9,500||$10.21||$96,995.00|| |
|8/14/2015||C. Matthew Lusco||EVP||Sell||35,000||$10.55||$369,250.00|| |
|7/24/2015||David J Turner Jr||CFO||Sell||100,087||$10.59||$1,059,921.33|| |
|7/23/2015||Barbara Godin||EVP||Sell||44,972||$10.76||$483,898.72|| |
|7/23/2015||Grayson Hall||CEO||Sell||298,256||$10.75||$3,206,252.00|| |
|5/13/2015||John B Owen||EVP||Sell||40,000||$10.14||$405,600.00|| |
|5/5/2015||Cynthia M Rogers||EVP||Sell||9,500||$10.00||$95,000.00|| |
|1/23/2015||David J Turner Jr||CFO||Buy||65,000||$9.16||$595,400.00|| |
|9/9/2014||James R Malone||Director||Sell||9,112||$10.00||$91,120.00|| |
|9/5/2014||James R Malone||Director||Sell||16,878||$10.12||$170,805.36|| |
|8/29/2014||Ellen S Jones||EVP||Sell||9,500||$10.13||$96,235.00|| |
|7/24/2014||James R Malone||Director||Sell||20,000||$10.23||$204,600.00|| |
|4/28/2014||James Malone||Director||Sell||3,000||$10.01||$30,030.00|| |
|4/25/2014||C. Keith Herron||EVP||Sell||46,544||$10.26||$477,541.44|| |
|4/25/2014||Grayson Hall||CEO||Sell||122,149||$10.16||$1,241,033.84|| |
|3/7/2014||James Malone||Director||Sell||3,299||$10.93||$36,058.07|| |
|2/24/2014||Susan Matlock||Director||Sell||19,189||$10.45||$200,525.05|| |
|1/23/2014||David Edmonds||CAO||Sell||61,049||$10.78||$658,108.22|| |
|1/23/2014||William Ritter||EVP||Sell||59,096||$10.80||$638,236.80|| |
|10/25/2013||James R Malone||Director||Sell||2,531||$9.47||$23,968.57|| |
|8/1/2013||C. Keith Herron||EVP||Sell||13,290||$10.20||$135,558.00|| |
|7/29/2013||C. Keith Herron||EVP||Sell||6,210||$10.21||$63,404.10|| |
|6/13/2013||David B Edmonds||CAO||Sell||20,000||$9.15||$183,000.00|| |
|5/28/2013||Scott M Peters||EVP||Sell||56,039||$9.26||$518,921.14|| |
|5/15/2013||James R Malone||Director||Sell||6,000||$9.09||$54,540.00|| |
Headline Trends for Regions Financial Corp (NYSE:RF)
Latest Headlines for Regions Financial Corp (NYSE:RF)
Frequently Asked Questions for Regions Financial Corp (NYSE:RF)
What is Regions Financial Corp's stock symbol?
Regions Financial Corp trades on the New York Stock Exchange (NYSE) under the ticker symbol "RF."
How often does Regions Financial Corp pay dividends? What is the dividend yield for Regions Financial Corp?
Regions Financial Corp declared a quarterly dividend on Thursday, February 9th. Stockholders of record on Friday, March 10th will be given a dividend of $0.065 per share on Friday, March 31st. This represents a $0.26 annualized dividend and a dividend yield of 1.82%. The ex-dividend date of this dividend is Wednesday, March 8th.
How were Regions Financial Corp's earnings last quarter?
Regions Financial Corp (NYSE:RF) issued its quarterly earnings results on Friday, January, 20th. The company reported $0.23 earnings per share (EPS) for the quarter, hitting analysts' consensus estimates of $0.23. The firm earned $1.39 billion during the quarter. Regions Financial Corp had a return on equity of 7.09% and a net margin of 19.49%. The business's revenue was up 2.1% on a year-over-year basis. During the same quarter in the previous year, the business posted $0.21 EPS.
When will Regions Financial Corp make its next earnings announcement?
Regions Financial Corp is scheduled to release their next quarterly earnings announcement on Thursday, April, 13th 2017.
Where is Regions Financial Corp's stock going? Where will Regions Financial Corp's stock price be in 2017?
22 equities research analysts have issued 12 month target prices for Regions Financial Corp's stock. Their predictions range from $8.50 to $16.00. On average, they expect Regions Financial Corp's stock price to reach $12.46 in the next twelve months.
What are analysts saying about Regions Financial Corp stock?
Here are some recent quotes from research analysts about Regions Financial Corp stock:
- 1. FBR & Co analysts commented, "RF reported solid 4Q16 results that were in line with our estimate and consensus. Results were supported by NIM expansion, which supported a higher-than-expected NII and lower-than-expected expenses, offset by lower-than-expected fee income. RF’s outlook for 2017 was unchanged, but we note that management was upbeat about the potential for improving loan growth, citing increased customer optimism, which we expect will translate into a better outlook for 2018. We continue to believe that RF is well positioned to benefit from the new political environment as the benefits of higher loan growth and higher NIMs are enhanced by greater capital deployment given RF’s strong capital ratios." (1/23/2017)
- 2. According to Zacks Investment Research, "Regions Financial’s first-quarter 2016 earnings outpaced the Zacks Consensus Estimate and came ahead of the prior-year quarter earnings as well. Results benefited from top-line growth and reduced expenses, partially offset by higher provisions. Further, growth in loan and deposit balances remained the tailwinds. We believe that the company’s favorable funding mix, improved core business performance and strategic acquisitions will act as catalysts in the near term. Also, steady capital-deployment measures boost the investors’ confidence in the stock. However, several issues including stricter regulations, exposure in the stressed energy sector and muted growth in fee income remain matters of concern." (4/19/2016)
- 3. Robert W. Baird analysts commented, "We estimate core pre-provision earnings +7% Q/Q and +17% Y/Y ." (4/19/2016)
Are investors shorting Regions Financial Corp?
Regions Financial Corp saw a increase in short interest during the month of February. As of February 15th, there was short interest totalling 31,463,945 shares, an increase of 14.3% from the January 31st total of 27,520,999 shares. Based on an average trading volume of 14,213,657 shares, the short-interest ratio is presently 2.2 days. Approximately 2.6% of the shares of the company are sold short.
Who owns Regions Financial Corp stock?
Regions Financial Corp's stock is owned by a number of of institutional and retail investors. Top institutional shareholders include FMR LLC (6.47%), State Street Corp (6.03%), Hotchkis & Wiley Capital Management LLC (1.35%), Basswood Capital Management L.L.C. (1.21%), Dimensional Fund Advisors LP (1.11%) and AQR Capital Management LLC (0.84%). Company insiders that own Regions Financial Corp stock include Barbara Godin, Brett D Couch, C Keith Herron, C Matthew Lusco, Cynthia M Rogers, David J Cooper, David J Turner Jr, Ellen S Jones, Grayson Hall, John B Owen, Scott M Peters, Susan W Matlock, William D Ritter and William E Horton.
Who sold Regions Financial Corp stock? Who is selling Regions Financial Corp stock?
Regions Financial Corp's stock was sold by a variety of institutional investors in the last quarter, including Basswood Capital Management L.L.C., Hotchkis & Wiley Capital Management LLC, FMR LLC, Putnam Investments LLC, Endeavour Capital Advisors Inc., Systematic Financial Management LP, Brown Advisory Inc. and Guggenheim Capital LLC. Company insiders that have sold Regions Financial Corp stock in the last year include Barbara Godin, Brett D Couch, C Keith Herron, C Matthew Lusco, Ellen S Jones, Scott M Peters, William D Ritter and William E Horton.
Who bought Regions Financial Corp stock? Who is buying Regions Financial Corp stock?
Regions Financial Corp's stock was acquired by a variety of institutional investors in the last quarter, including Norges Bank, Appaloosa LP, AQR Capital Management LLC, State Street Corp, Asset Management One Co. Ltd., Russell Investments Group Ltd., Marshall Wace LLP and Highland Capital Management LP.
How do I buy Regions Financial Corp stock?
Shares of Regions Financial Corp can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
How much does a share of Regions Financial Corp stock cost?
One share of Regions Financial Corp stock can currently be purchased for approximately $14.31.
Regions Financial Corp (RF) Chart for Wednesday, March, 29, 2017