Silvergate Capital (SI) Stock Price, News & Analysis

Company Overview

Silvergate Capital Corporation is the holding company for Silvergate Bank, a California-chartered commercial bank specializing in providing financial infrastructure and services tailored to participants in the digital currency industry. Founded in 1988 and headquartered in La Jolla, California, Silvergate Bank has evolved from a regional community bank into a leading provider of payment and lending solutions for institutional investors, cryptocurrency exchanges, payment processors, and stablecoin issuers.

Silvergate’s flagship product, the Silvergate Exchange Network (SEN), enables real-time, around-the-clock transfers of U.S. dollars between digital currency companies and their counterparties. Complementing SEN, the company offers lending facilities, deposit services, and treasury management solutions designed to meet the unique liquidity and risk management needs of its clients. Silvergate also provides brokerage and custody services through Silvergate Securities, helping institutional clients efficiently access and manage digital asset holdings.

Serving clients across North America, Europe, and the Asia-Pacific region, Silvergate Capital has built a global network of banking relationships that support cross-border settlement and compliance. The bank’s focus on regulatory adherence, anti-money laundering controls, and robust cybersecurity practices underpins its reputation as a trusted banking partner in the often volatile digital currency ecosystem.

Leadership at Silvergate Capital is headed by CEO and President Alan Lane, who has guided the bank’s strategic expansion into the digital asset sector. Supported by a senior management team with deep experience in banking, fintech, and regulatory oversight, Silvergate continues to innovate its product offerings to address the evolving needs of crypto-native and institutional market participants.

Key Stats

• Today's Range: $0.35 to $0.40
• 50-Day Range: $0.25 to $0.49
• 52-Week Range: $1.10 to $108.11
• Volume: 4,323 shs
• Average Volume: 14.80 million shs
• Market Capitalization: $12.66 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

SI Stock Analysis - Frequently Asked Questions

How have SI shares performed this year?

Silvergate Capital's stock was trading at $0.5010 at the beginning of the year. Since then, SI stock has decreased by 20.2% and is now trading at $0.40.

How were Silvergate Capital's earnings last quarter?

Silvergate Capital Co. (NYSE:SI) issued its quarterly earnings data on Monday, October, 18th. The company reported $0.88 earnings per share for the quarter, topping analysts' consensus estimates of $0.71 by $0.17. The company earned $51.71 million during the quarter, compared to analysts' expectations of $45.19 million. Silvergate Capital had a trailing twelve-month return on equity of 8.87% and a net margin of 45.10%.

Does Silvergate Capital have any subsidiaries?

Silvergate Capital subsidiaries include Silvergate Bank, Silvergate Capital Trust I, Silvergate Capital Trust II, and Spring Valley Lots.

When did Silvergate Capital IPO?

Silvergate Capital (SI) raised $52 million in an initial public offering (IPO) on Thursday, November 7th 2019. The company issued 3,700,000 shares at a price of $13.00-$15.00 per share. Barclays and Keefe, Bruyette & Woods (A Stifel Company) served as the underwriters for the IPO.

How do I buy shares of Silvergate Capital?

Shares of SI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Silvergate Capital own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Silvergate Capital investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), PayPal (PYPL), Alibaba Group (BABA).

Company Calendar

• Last Earnings: 10/18/2021
• Today: 7/12/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: N/A
• Current Symbol: NYSE:SI
• CIK: 1312109
• Web: www.silvergatebank.com
• Phone: 858-362-6300
• Fax: N/A
• Employees: 279
• Year Founded: 1988

Profitability

• EPS (Trailing Twelve Months): ($29.96)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$937.91 million
• Net Margins: 45.10%
• Pretax Margin: 56.58%
• Return on Equity: 8.87%
• Return on Assets: 0.81%

Debt

• Debt-to-Equity Ratio: 0.54
• Current Ratio: 0.25
• Quick Ratio: 0.18

Sales & Book Value

• Annual Sales: -$609.47 million
• Price / Sales: -0.02
• Cash Flow: $1.43 per share
• Price / Cash Flow: 0.28
• Book Value: $52.92 per share
• Price / Book: 0.01

Miscellaneous

• Outstanding Shares: 31,659,000
• Free Float: 31,118,000
• Market Cap: $12.66 million
• Optionable: No Data
• Beta: 2.23