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NYSE:SYF

Synchrony Financial (SYF) Stock Price, News & Analysis

Synchrony Financial logo
$75.36 -0.25 (-0.32%)
As of 11:57 AM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About Synchrony Financial Stock (NYSE:SYF)

Key Stats

Today's Range
$74.53
$76.00
50-Day Range
$66.80
$76.85
52-Week Range
$40.54
$77.41
Volume
595,666 shs
Average Volume
3.96 million shs
Market Capitalization
$28.04 billion
P/E Ratio
9.15
Dividend Yield
1.59%
Price Target
$74.05
Consensus Rating
Moderate Buy

Company Overview

Synchrony Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
93rd Percentile Overall Score

SYF MarketRank™: 

Synchrony Financial scored higher than 93% of companies evaluated by MarketBeat, and ranked 127th out of 914 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Synchrony Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on 12 buy ratings, 8 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for Synchrony Financial is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Synchrony Financial has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about Synchrony Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for Synchrony Financial are expected to grow by 13.82% in the coming year, from $7.67 to $8.73 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Synchrony Financial is 9.13, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 278.76.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Synchrony Financial is 9.13, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 232.10.

  • Price to Earnings Growth Ratio

    Synchrony Financial has a PEG Ratio of 0.76. PEG Ratios below 1 indicate that a company could be undervalued.

  • Price to Book Value per Share Ratio

    Synchrony Financial has a P/B Ratio of 1.91. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Synchrony Financial's valuation and earnings.
  • Percentage of Shares Shorted

    3.92% of the float of Synchrony Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Synchrony Financial has a short interest ratio ("days to cover") of 4.3.
  • Change versus previous month

    Short interest in Synchrony Financial has recently increased by 17.94%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Synchrony Financial pays a meaningful dividend of 1.59%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Synchrony Financial has only been increasing its dividend for 4 years.

  • Dividend Coverage

    The dividend payout ratio of Synchrony Financial is 14.56%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Synchrony Financial will have a dividend payout ratio of 13.75% next year. This indicates that Synchrony Financial will be able to sustain or increase its dividend.

  • Read more about Synchrony Financial's dividend.
  • Percentage of Shares Shorted

    3.92% of the float of Synchrony Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Synchrony Financial has a short interest ratio ("days to cover") of 4.3.
  • Change versus previous month

    Short interest in Synchrony Financial has recently increased by 17.94%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    Synchrony Financial has a news sentiment score of 1.43. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.98 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 19 news articles for Synchrony Financial this week, compared to 22 articles on an average week.
  • Search Interest

    Only 9 people have searched for SYF on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.
  • MarketBeat Follows

    Only 5 people have added Synchrony Financial to their MarketBeat watchlist in the last 30 days. This is a decrease of -17% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Synchrony Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,376,450.00 in company stock.

  • Percentage Held by Insiders

    Only 0.33% of the stock of Synchrony Financial is held by insiders.

  • Percentage Held by Institutions

    96.48% of the stock of Synchrony Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Synchrony Financial's insider trading history.
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SYF Stock News Headlines

Synchrony Financial (NYSE:SYF) Sets New 12-Month High - Here's What Happened
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Synchrony Financial (SYF) Stock Trades Up, Here Is Why
See More Headlines

SYF Stock Analysis - Frequently Asked Questions

Synchrony Financial's stock was trading at $65.00 at the beginning of 2025. Since then, SYF stock has increased by 15.7% and is now trading at $75.2160.

Synchrony Financial (NYSE:SYF) posted its quarterly earnings results on Tuesday, July, 22nd. The financial services provider reported $2.50 EPS for the quarter, beating the consensus estimate of $1.72 by $0.78. The firm's quarterly revenue was down 1.8% compared to the same quarter last year.
Read the conference call transcript
.

Synchrony Financial's board approved a stock buyback program on Wednesday, April 24th 2024, which permits the company to buy back $1,000,000,000 in shares, according to EventVestor. This means that the company could purchase up to 5.5% of its stock through open market purchases. Stock buyback programs are usually a sign that the company's leadership believes its stock is undervalued.

Synchrony Financial subsidiaries include these companies: Pets Best, Loop Commerce Inc., GPShopper, CareCredit LLC, GPShopper LLC, Retail Finance Credit Services LLC, Retail Finance International Holdings Inc., and more.

Top institutional shareholders of Synchrony Financial include Vanguard Group Inc. (13.03%), State Street Corp (5.08%), Bank of America Corp DE (3.65%) and Geode Capital Management LLC (2.74%). Insiders that own company stock include Margaret M Keane, Brian D Doubles, Jonathan S Mothner, Curtis Howse, Carol Juel, Alberto Casellas, Brian J Sr Wenzel, Bart Schaller, Darrell Owens, Darrell Owens and David P Melito.
View institutional ownership trends
.

Shares of SYF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Synchrony Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), GE Aerospace (GE), Netflix (NFLX) and Adobe (ADBE).

Company Calendar

Last Earnings
7/22/2025
Record date for 8/15 Dividend
8/05/2025
Ex-Dividend for 8/15 Dividend
8/05/2025
Dividend Payable
8/15/2025
Today
9/08/2025
Next Earnings (Estimated)
10/15/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
FIN - MISC SVCS
Sub-Industry
Banking
Current Symbol
NYSE:SYF
CIK
1601712
Fax
N/A
Employees
20,000
Year Founded
1932

Price Target and Rating

High Price Target
$100.00
Low Price Target
$56.00
Potential Upside/Downside
-2.1%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.60
Research Coverage
20 Analysts

Profitability

EPS (Trailing Twelve Months)
$8.24
Trailing P/E Ratio
9.18
Forward P/E Ratio
9.86
P/E Growth
0.76
Net Income
$3.50 billion
Net Margins
14.43%
Pretax Margin
18.74%
Return on Equity
21.34%
Return on Assets
2.71%

Debt

Debt-to-Equity Ratio
1.02
Current Ratio
1.24
Quick Ratio
1.24

Sales & Book Value

Annual Sales
$22.65 billion
Price / Sales
1.24
Cash Flow
$8.17 per share
Price / Cash Flow
9.26
Book Value
$39.45 per share
Price / Book
1.92

Miscellaneous

Outstanding Shares
372,060,000
Free Float
370,830,000
Market Cap
$28.15 billion
Optionable
Optionable
Beta
1.48

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This page (NYSE:SYF) was last updated on 9/8/2025 by MarketBeat.com Staff
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