NYSE:SYF Synchrony Financial - SYF Stock Forecast, Price & News Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat Daily Premium to add more stocks to your watchlist. Adding Synchrony Financial Please log in to your account or sign up in order to add this asset to your watchlist. $36.44 +0.29 (+0.80%) (As of 01/31/2023 11:31 AM ET) Add Compare Share Share Today's Range$35.84▼$36.4650-Day Range$31.98▼$37.5852-Week Range$27.22▼$45.56Volume1.40 million shsAverage Volume6.34 million shsMarket Capitalization$16.42 billionP/E Ratio5.97Dividend Yield2.48%Price Target$39.27 ProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainability Synchrony Financial MarketRank™ ForecastAnalyst RatingHold2.31 Rating ScoreUpside/Downside8.4% Upside$39.27 Price TargetShort InterestHealthy3.37% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainability-0.43Upright™ Environmental ScoreNews Sentiment0.27Based on 44 Articles This WeekInsider TradingSelling Shares$3.75 M Sold Last QuarterProj. Earnings Growth0.95%From $5.27 to $5.32 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.59 out of 5 starsFinance Sector250th out of 897 stocksNondepository Credit Institutions Industry6th out of 36 stocks 2.2 Analyst's Opinion Consensus RatingSynchrony Financial has received a consensus rating of Hold. The company's average rating score is 2.31, and is based on 6 buy ratings, 5 hold ratings, and 2 sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $39.27, Synchrony Financial has a forecasted upside of 8.4% from its current price of $36.23.Amount of Analyst CoverageSynchrony Financial has been the subject of 9 research reports in the past 90 days, demonstrating strong analyst interest in this stock. Previous Next 4.0 Short Interest Percentage of Shares Shorted3.37% of the float of Synchrony Financial has been sold short.Short Interest Ratio / Days to CoverSynchrony Financial has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Synchrony Financial has recently decreased by 1.95%, indicating that investor sentiment is improving. Previous Next 2.5 Dividend Strength Dividend YieldSynchrony Financial pays a meaningful dividend of 2.48%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthSynchrony Financial has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Synchrony Financial is 15.08%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Synchrony Financial will have a dividend payout ratio of 17.29% next year. This indicates that Synchrony Financial will be able to sustain or increase its dividend. Previous Next 3.7 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreSynchrony Financial has received a 48.11% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Consumer savings accounts provided by online banks", "Consumer transaction accounts provided by online banks", "Mortgages provided by online banks", and "Commercial deposit accounts" products. See details.Environmental SustainabilityThe Environmental Impact score for Synchrony Financial is -0.43. Previous Next 2.9 News and Social Media Coverage News SentimentSynchrony Financial has a news sentiment score of 0.27. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 44 news articles for Synchrony Financial this week, compared to 4 articles on an average week.Search Interest13 people have searched for SYF on MarketBeat in the last 30 days. This is an increase of 86% compared to the previous 30 days.MarketBeat Follows8 people have added Synchrony Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 33% compared to the previous 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Synchrony Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,747,588.00 in company stock.Percentage Held by InsidersOnly 0.55% of the stock of Synchrony Financial is held by insiders.Percentage Held by Institutions95.97% of the stock of Synchrony Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.9 Earnings and Valuation Earnings GrowthEarnings for Synchrony Financial are expected to grow by 0.95% in the coming year, from $5.27 to $5.32 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Synchrony Financial is 5.94, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 127.73.Price to Earnings Ratio vs. SectorThe P/E ratio of Synchrony Financial is 5.94, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 180.87.Price to Earnings Growth RatioSynchrony Financial has a PEG Ratio of 1.72. PEG Ratios above 1 indicate that a company could be overvalued.Price to Book Value per Share RatioSynchrony Financial has a P/B Ratio of 1.34. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Synchrony Financial (NYSE:SYF) StockSynchrony Financial engages in the provision of consumer financial services. It operates through three sales platforms: Retail Card, Payment Solutions, and CareCredit. The Retail Card platform is a provider of private label credit cards, and also provides Dual Cards and small-and medium-sized business credit products. The Payment Solutions platform is a provider of promotional financing for major consumer purchases, offering private label credit cards and installment loans. The CareCredit platform is a provider of promotional financing to consumers for elective healthcare procedures or services, such as dental, veterinary, cosmetic, vision and audiology. The company was founded on September 12, 2003, and is headquartered in Stamford, CT.Read More Receive SYF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Synchrony Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address SYF Stock News HeadlinesJanuary 29, 2023 | americanbankingnews.comSeaport Res Ptn Comments on Synchrony Financial's Q1 2023 Earnings (NYSE:SYF)January 28, 2023 | americanbankingnews.comFY2024 Earnings Estimate for Synchrony Financial Issued By Seaport Res Ptn (NYSE:SYF)January 31, 2023 | Investing Trends (Ad)Elon Musk Claims Solar Will Soon Power the WorldThe world's wealthiest person -- Elon Musk -- is a visionary investor. And he fully expects solar power to be our #1 energy source within a few decades. Utility-scale solar is already becoming the cheapest option for electricity generation globally. So with the push toward clean, renewable energy, it's no wonder solar is also becoming one of the fastest growing sectors in the U.S. stock market.January 28, 2023 | americanbankingnews.comSynchrony Financial Forecasted to Post Q4 2023 Earnings of $0.94 Per Share (NYSE:SYF)January 27, 2023 | nasdaq.comBlackRock Inc. Updates Holdings in Synchrony Financial (SYF)January 27, 2023 | americanbankingnews.comBMO Capital Markets Trims Synchrony Financial (NYSE:SYF) Target Price to $53.00January 27, 2023 | americanbankingnews.comMorgan Stanley Raises Synchrony Financial (NYSE:SYF) Price Target to $31.00January 27, 2023 | americanbankingnews.comSynchrony Financial (NYSE:SYF) to Post Q1 2023 Earnings of $1.74 Per Share, Oppenheimer ForecastsJanuary 31, 2023 | Porter & Company (Ad)The Next Big Crisis Is HereYou just can’t see it yet because it’s NOT a banking, financial, or economic crisis… it’s far worse and threatens every dollar in your retirement account.January 27, 2023 | americanbankingnews.comFinancial Analysis: Synchrony Financial (NYSE:SYF) vs. Coinbase Global (NASDAQ:COIN)January 26, 2023 | americanbankingnews.comJMP Securities Boosts Synchrony Financial (NYSE:SYF) Price Target to $42.00January 26, 2023 | americanbankingnews.comCredit Suisse Group Lowers Synchrony Financial (NYSE:SYF) Price Target to $37.00January 25, 2023 | markets.businessinsider.comRBC Capital Keeps Their Buy Rating on Synchrony Financial (SYF)January 25, 2023 | marketwatch.comSynchrony Financial stock rises Wednesday, outperforms marketJanuary 25, 2023 | americanbankingnews.comSynchrony Financial Forecasted to Earn Q1 2023 Earnings of $1.60 Per Share (NYSE:SYF)January 24, 2023 | finance.yahoo.comSynchrony Financial (NYSE:SYF) Q4 2022 Earnings Call TranscriptJanuary 24, 2023 | americanbankingnews.comSynchrony Financial (NYSE:SYF) Given New $45.00 Price Target at CitigroupJanuary 23, 2023 | markets.businessinsider.comAnalysts Offer Insights on Financial Companies: Synchrony Financial (SYF) and Seven Hills Realty Trust (SEVN)January 23, 2023 | baystreet.caSynchrony Drops on Q4 FiguresJanuary 23, 2023 | finance.yahoo.comDiscover Financial, Kimberly Clark, Johnson & Johnson and Synchrony Financial are part of Zacks Earnings PreviewJanuary 23, 2023 | benzinga.comUS Stocks Mostly Higher; Synchrony Financial Earnings Top ViewsJanuary 23, 2023 | americanbankingnews.comSynchrony Financial (NYSE:SYF) Posts Earnings Results, Beats Estimates By $0.14 EPSJanuary 23, 2023 | benzinga.comBaker Hughes, Synchrony Financial And 3 Stocks To Watch Heading Into MondayJanuary 19, 2023 | 247wallst.comEarnings Previews: Baker Hughes, Synchrony FinancialJanuary 3, 2023 | finance.yahoo.comSynchrony Financial (NYSE:SYF) shareholders have endured a 30% loss from investing in the stock a year agoDecember 29, 2022 | msn.comSynchrony (SYF) Up 16% in 6 Months: More Room to Run?December 15, 2022 | marketwatch.comSynchrony Financial stock falls Thursday, still outperforms marketSee More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive SYF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Synchrony Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address SYF Company Calendar Ex-Dividend for 11/10 Dividend10/31/2022Dividend Payable11/10/2022Last Earnings1/23/2023Today1/31/2023Ex-Dividend for 2/17 Dividend2/03/2023Dividend Payable2/17/2023Next Earnings (Estimated)4/17/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE Industry Nondepository credit institutions Sub-IndustryN/A SectorFinance Current SymbolNYSE:SYF CUSIPN/A CIK1601712 Webwww.synchronyfinancial.com Phone(203) 585-2400FaxN/AEmployees18,000Year Founded2003Price Target and Rating Average Stock Price Forecast$39.27 High Stock Price Forecast$53.00 Low Stock Price Forecast$22.00 Forecasted Upside/Downside+7.8%Consensus RatingHold Rating Score (0-4)2.31 Research Coverage13 Analysts Profitability EPS (Most Recent Fiscal Year)$6.10 Trailing P/E Ratio5.97 Forward P/E Ratio6.91 P/E Growth1.72Net Income$3.02 billion Net Margins17.51% Pretax Margin22.61% Return on Equity24.07% Return on Assets3.03% Debt Debt-to-Equity Ratio1.17 Current Ratio1.20 Quick Ratio1.21 Sales & Book Value Annual Sales$17.53 billion Price / Sales0.94 Cash Flow$7.96 per share Price / Cash Flow4.58 Book Value$26.94 per share Price / Book1.35Miscellaneous Outstanding Shares450,540,000Free Float448,063,000Market Cap$16.42 billion OptionableOptionable Beta1.61 Social Links Key ExecutivesBrian D. DoublesPresident, Chief Executive Officer & DirectorCarol D. JuelEVP, Chief Technology & Operating OfficerBrian J. WenzelChief Financial Officer & Executive Vice PresidentCurtis HowseEVP, Chief Executive Officer-Home & AutoJonathan S. MothnerSecretary, Executive VP & General CounselKey CompetitorsCoinbase GlobalNASDAQ:COINLufaxNYSE:LUBrown & BrownNYSE:BROCincinnati FinancialNASDAQ:CINFBrookfield Infrastructure PartnersNYSE:BIPView All CompetitorsInsiders & InstitutionsSumitomo Mitsui Trust Holdings Inc.Sold 496,514 shares on 1/30/2023Ownership: 0.509%New York State Common Retirement FundSold 17,914 shares on 1/30/2023Ownership: 0.108%International Assets Investment Management LLCBought 461,410 shares on 1/30/2023Ownership: 0.102%Signaturefd LLCBought 584 shares on 1/30/2023Ownership: 0.003%Center for Financial Planning Inc.Bought 948 shares on 1/27/2023Ownership: 0.000%View All Insider TransactionsView All Institutional Transactions SYF Stock - Frequently Asked Questions Should I buy or sell Synchrony Financial stock right now? 13 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Synchrony Financial in the last year. There are currently 2 sell ratings, 5 hold ratings and 6 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" SYF shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in SYF, but not buy additional shares or sell existing shares. View SYF analyst ratings or view top-rated stocks. What is Synchrony Financial's stock price forecast for 2023? 13 brokers have issued twelve-month target prices for Synchrony Financial's stock. Their SYF share price forecasts range from $22.00 to $53.00. On average, they anticipate the company's stock price to reach $39.27 in the next year. This suggests a possible upside of 8.6% from the stock's current price. View analysts price targets for SYF or view top-rated stocks among Wall Street analysts. How have SYF shares performed in 2023? Synchrony Financial's stock was trading at $32.86 on January 1st, 2023. Since then, SYF stock has increased by 10.0% and is now trading at $36.15. View the best growth stocks for 2023 here. When is Synchrony Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Monday, April 17th 2023. View our SYF earnings forecast. How were Synchrony Financial's earnings last quarter? Synchrony Financial (NYSE:SYF) released its quarterly earnings results on Monday, January, 23rd. The financial services provider reported $1.26 EPS for the quarter, beating analysts' consensus estimates of $1.12 by $0.14. The financial services provider earned $4.74 billion during the quarter, compared to analysts' expectations of $4.04 billion. Synchrony Financial had a net margin of 17.51% and a trailing twelve-month return on equity of 24.07%. During the same quarter in the previous year, the company posted $1.48 earnings per share. Read the conference call transcript. How often does Synchrony Financial pay dividends? What is the dividend yield for Synchrony Financial? Synchrony Financial declared a quarterly dividend on Wednesday, January 25th. Stockholders of record on Monday, February 6th will be paid a dividend of $0.23 per share on Friday, February 17th. This represents a $0.92 annualized dividend and a yield of 2.54%. The ex-dividend date of this dividend is Friday, February 3rd. Read our dividend analysis for SYF. Is Synchrony Financial a good dividend stock? Synchrony Financial (NYSE:SYF) pays an annual dividend of $0.92 per share and currently has a dividend yield of 2.52%. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 15.08%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, SYF will have a dividend payout ratio of 17.29% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for SYF. How will Synchrony Financial's stock buyback program work? Synchrony Financial announced that its board has initiated a share buyback program on Monday, April 18th 2022, which allows the company to buyback $2,800,000,000.00 in outstanding shares, according to EventVestor. This buyback authorization allows the company to buy up to 13.6% of its stock through open market purchases. Stock buyback programs are generally an indication that the company's leadership believes its shares are undervalued. What is Margaret M. Keane's approval rating as Synchrony Financial's CEO? 598 employees have rated Synchrony Financial Chief Executive Officer Margaret M. Keane on Glassdoor.com. Margaret M. Keane has an approval rating of 94% among the company's employees. This puts Margaret M. Keane in the top 30% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of Synchrony Financial own? Based on aggregate information from My MarketBeat watchlists, some companies that other Synchrony Financial investors own include Bank of America (BAC), AT&T (T), Intel (INTC), General Electric (GE), Cisco Systems (CSCO), Micron Technology (MU), Wells Fargo & Company (WFC), Verizon Communications (VZ), QUALCOMM (QCOM) and NVIDIA (NVDA). What is Synchrony Financial's stock symbol? Synchrony Financial trades on the New York Stock Exchange (NYSE) under the ticker symbol "SYF." Who are Synchrony Financial's major shareholders? Synchrony Financial's stock is owned by a number of retail and institutional investors. Top institutional investors include Sumitomo Mitsui Trust Holdings Inc. (0.51%), Wedge Capital Management L L P NC (0.20%), Ceredex Value Advisors LLC (0.19%), New York State Teachers Retirement System (0.14%), Wilsey Asset Management Inc. (0.14%) and New York State Common Retirement Fund (0.11%). Insiders that own company stock include Carol Juel, David P Melito, Laurel Richie, Margaret M Keane, Paul Whynott, PW Parker and Will W Graylin. View institutional ownership trends. How do I buy shares of Synchrony Financial? Shares of SYF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Synchrony Financial's stock price today? One share of SYF stock can currently be purchased for approximately $36.15. How much money does Synchrony Financial make? Synchrony Financial (NYSE:SYF) has a market capitalization of $16.29 billion and generates $16.01 billion in revenue each year. The financial services provider earns $3.02 billion in net income (profit) each year or $6.10 on an earnings per share basis. How many employees does Synchrony Financial have? The company employs 18,000 workers across the globe. Does Synchrony Financial have any subsidiaries? The following companies are subsidiares of Synchrony Financial: CareCredit LLC, GPShopper, GPShopper LLC, Loop Commerce Inc., Pets Best, RFS Holding Inc., RFS Holding L.L.C., Retail Finance Credit Services LLC, Retail Finance International Holdings Inc., Retail Finance Servicing LLC, Synchrony Bank, Synchrony Card Funding LLC, Synchrony Financial Canada, Synchrony Financial Canada Company, Synchrony Financial Services Puerto Rico LLC, Synchrony Global Services Philippines Inc., Synchrony Holding Company, Synchrony International Resource Management LLC, Synchrony International Services Private Limited, Synchrony Lending Inc., and Synchrony Sales Finance Holding LLC.Read More How can I contact Synchrony Financial? Synchrony Financial's mailing address is 777 LONG RIDGE ROAD, STAMFORD CT, 06902. The official website for the company is www.synchronyfinancial.com. The financial services provider can be reached via phone at (203) 585-2400 or via email at investorrelations@syf.com. This page (NYSE:SYF) was last updated on 1/31/2023 by MarketBeat.com Staff Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis. Start Your 30-Day Free Trial Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Your Password: or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Choose a Password: Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.