NYSE:SYF Synchrony Financial - SYF Stock Forecast, Price & News Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Synchrony Financial Please log in to your account or sign up in order to add this asset to your watchlist. $29.08 +0.53 (+1.86%) (As of 03/31/2023 12:00 AM ET) Add Compare Share Share Today's Range$28.28▼$29.1650-Day Range$28.01▼$37.7952-Week Range$27.15▼$41.88Volume5.36 million shsAverage Volume5.84 million shsMarket Capitalization$12.71 billionP/E Ratio4.77Dividend Yield3.16%Price Target$38.13 ProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainability Synchrony Financial MarketRank™ ForecastAnalyst RatingHold2.33 Rating ScoreUpside/Downside29.8% Upside$37.75 Price TargetShort InterestHealthy3.32% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainability-0.43Upright™ Environmental ScoreNews Sentiment0.09Based on 10 Articles This WeekInsider TradingSelling Shares$1.83 M Sold Last QuarterProj. Earnings Growth2.18%From $5.05 to $5.16 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.3.28 out of 5 starsFinance Sector49th out of 890 stocksNondepository Credit Institutions Industry1st out of 40 stocks 4.2 Analyst's Opinion Consensus RatingSynchrony Financial has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 7 buy ratings, 6 hold ratings, and 2 sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $37.75, Synchrony Financial has a forecasted upside of 29.8% from its current price of $29.08.Amount of Analyst CoverageSynchrony Financial has been the subject of 9 research reports in the past 90 days, demonstrating strong analyst interest in this stock. Previous Next 5.0 Short Interest Percentage of Shares Shorted3.32% of the float of Synchrony Financial has been sold short.Short Interest Ratio / Days to CoverSynchrony Financial has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Synchrony Financial has recently decreased by 8.51%, indicating that investor sentiment is improving significantly. Previous Next 2.5 Dividend Strength Dividend YieldSynchrony Financial pays a meaningful dividend of 3.27%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthSynchrony Financial has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Synchrony Financial is 15.08%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Synchrony Financial will have a dividend payout ratio of 17.83% next year. This indicates that Synchrony Financial will be able to sustain or increase its dividend. Previous Next 3.7 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreSynchrony Financial has received a 48.11% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Consumer savings accounts provided by online banks", "Consumer transaction accounts provided by online banks", "Mortgages provided by online banks", and "Commercial deposit accounts" products. See details.Environmental SustainabilityThe Environmental Impact score for Synchrony Financial is -0.43. Previous Next 2.8 News and Social Media Coverage News SentimentSynchrony Financial has a news sentiment score of 0.09. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.59 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 10 news articles for Synchrony Financial this week, compared to 4 articles on an average week.Search Interest81 people have searched for SYF on MarketBeat in the last 30 days. This is an increase of 224% compared to the previous 30 days.MarketBeat Follows14 people have added Synchrony Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 367% compared to the previous 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Synchrony Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,827,408.00 in company stock.Percentage Held by InsidersOnly 0.55% of the stock of Synchrony Financial is held by insiders.Percentage Held by Institutions95.97% of the stock of Synchrony Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.9 Earnings and Valuation Earnings GrowthEarnings for Synchrony Financial are expected to grow by 2.18% in the coming year, from $5.05 to $5.16 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Synchrony Financial is 4.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 126.08.Price to Earnings Ratio vs. SectorThe P/E ratio of Synchrony Financial is 4.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 138.63.Price to Earnings Growth RatioSynchrony Financial has a PEG Ratio of 1.33. PEG Ratios above 1 indicate that a company could be overvalued.Price to Book Value per Share RatioSynchrony Financial has a P/B Ratio of 1.08. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Synchrony Financial (NYSE:SYF) StockSynchrony Financial engages in the provision of consumer financial services. The firm is also involved in managing credit products through the following sales platforms: Home and Auto, Digital, Diversified and Value, Health and Wellness, and Lifestyle. The company was founded on September 12, 2003 and is headquartered in Stamford, CT.Read More Receive SYF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Synchrony Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address SYF Stock News HeadlinesMarch 29, 2023 | americanbankingnews.comSeaport Res Ptn Comments on Synchrony Financial's Q1 2023 Earnings (NYSE:SYF)March 28, 2023 | marketwatch.comSynchrony Financial stock falls Tuesday, underperforms marketMarch 31, 2023 | WealthPop (Ad)Adam Mesh: “This Strategy Saved My Trading Career”Adam Mesh was $50,000 in the hole - and ready to quit trading for good… Until he discovered the secret to unlocking double-digit income. This strategy has averaged 64% average gains in the last three years. Adam is hosting a free session to show ordinary folks how to execute this incredible strategy. Click here to let Adam show you how it’s done. March 24, 2023 | forbes.comThe Good And Bad: Synchrony Financial & Koss CorpMarch 21, 2023 | americanbankingnews.comSynchrony Financial (NYSE:SYF) Upgraded to "Outperform" at OppenheimerMarch 21, 2023 | americanbankingnews.comQ3 2023 EPS Estimates for Synchrony Financial Lifted by Oppenheimer (NYSE:SYF)March 17, 2023 | markets.businessinsider.comAnalyst Expectations for Synchrony Finl's FutureMarch 16, 2023 | marketwatch.comSynchrony Financial stock rises Thursday, still underperforms marketMarch 31, 2023 | WealthPop (Ad)Adam Mesh: “This Strategy Saved My Trading Career”Adam Mesh was $50,000 in the hole - and ready to quit trading for good… Until he discovered the secret to unlocking double-digit income. This strategy has averaged 64% average gains in the last three years. Adam is hosting a free session to show ordinary folks how to execute this incredible strategy. Click here to let Adam show you how it’s done. March 16, 2023 | msn.comSynchrony Financial credit card delinquency rate slightly higher in FebruaryMarch 16, 2023 | marketwatch.comSynchrony Financial stock underperforms Wednesday when compared to competitorsMarch 13, 2023 | marketwatch.comSynchrony Financial stock falls Monday, underperforms marketFebruary 26, 2023 | nasdaq.comSynchrony Financial's Preferred Stock, Series A Yield Pushes Past 7.5%January 31, 2023 | marketwatch.comSynchrony Financial stock outperforms market on strong trading dayJanuary 27, 2023 | nasdaq.comBlackRock Inc. Updates Holdings in Synchrony Financial (SYF)January 25, 2023 | markets.businessinsider.comRBC Capital Keeps Their Buy Rating on Synchrony Financial (SYF)January 25, 2023 | marketwatch.comSynchrony Financial stock rises Wednesday, outperforms marketJanuary 24, 2023 | finance.yahoo.comSynchrony Financial (NYSE:SYF) Q4 2022 Earnings Call TranscriptJanuary 23, 2023 | markets.businessinsider.comAnalysts Offer Insights on Financial Companies: Synchrony Financial (SYF) and Seven Hills Realty Trust (SEVN)January 23, 2023 | baystreet.caSynchrony Drops on Q4 FiguresJanuary 23, 2023 | finance.yahoo.comDiscover Financial, Kimberly Clark, Johnson & Johnson and Synchrony Financial are part of Zacks Earnings PreviewJanuary 23, 2023 | benzinga.comUS Stocks Mostly Higher; Synchrony Financial Earnings Top ViewsJanuary 23, 2023 | benzinga.comBaker Hughes, Synchrony Financial And 3 Stocks To Watch Heading Into MondayJanuary 19, 2023 | 247wallst.comEarnings Previews: Baker Hughes, Synchrony FinancialJanuary 3, 2023 | finance.yahoo.comSynchrony Financial (NYSE:SYF) shareholders have endured a 30% loss from investing in the stock a year agoDecember 29, 2022 | msn.comSynchrony (SYF) Up 16% in 6 Months: More Room to Run?December 15, 2022 | marketwatch.comSynchrony Financial stock falls Thursday, still outperforms marketSee More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive SYF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Synchrony Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address SYF Company Calendar Last Earnings1/23/2023Ex-Dividend for 2/17 Dividend2/03/2023Dividend Payable2/17/2023Today3/31/2023Next Earnings (Confirmed)4/19/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE Industry Nondepository credit institutions Sub-IndustryN/A SectorFinance Current SymbolNYSE:SYF CUSIPN/A CIK1601712 Webwww.synchronyfinancial.com Phone(203) 585-2400FaxN/AEmployees18,500Year Founded2003Price Target and Rating Average Stock Price Forecast$37.75 High Stock Price Forecast$53.00 Low Stock Price Forecast$22.00 Forecasted Upside/Downside+31.1%Consensus RatingHold Rating Score (0-4)2.33 Research Coverage15 Analysts Profitability EPS (Most Recent Fiscal Year)$6.10 Trailing P/E Ratio4.77 Forward P/E Ratio5.76 P/E Growth1.33Net Income$3.02 billion Net Margins17.51% Pretax Margin22.61% Return on Equity24.07% Return on Assets3.03% Debt Debt-to-Equity Ratio1.17 Current Ratio1.20 Quick Ratio1.20 Sales & Book Value Annual Sales$17.53 billion Price / Sales0.73 Cash Flow$7.84 per share Price / Cash Flow3.71 Book Value$26.94 per share Price / Book1.08Miscellaneous Outstanding Shares437,040,000Free Float434,631,000Market Cap$12.71 billion OptionableOptionable Beta1.62 Social Links Key ExecutivesBrian D. DoublesPresident, Chief Executive Officer & DirectorCarol D. JuelExecutive VP, Chief Technology & Operating OfficerBrian J. WenzelChief Financial Officer & Executive Vice PresidentCurtis HowseEVP, Chief Executive Officer-Home & AutoJonathan S. MothnerSecretary, Executive VP & General CounselKey CompetitorsCoinbase GlobalNASDAQ:COINLufaxNYSE:LUEquity LifeStyle PropertiesNYSE:ELSBrookfield Asset ManagementNYSE:BAMUDRNYSE:UDRView All CompetitorsInsiders & InstitutionsMetropolitan Life Insurance Co. NYSold 2,042 shares on 3/31/2023Ownership: 0.006%Diametric Capital LPBought 20,904 shares on 3/29/2023Ownership: 0.005%B. Riley Wealth Advisors Inc.Sold 784 shares on 3/15/2023Ownership: 0.004%Victory Capital Management Inc.Bought 6,171 shares on 3/10/2023Ownership: 0.448%Rockefeller Capital Management L.P.Sold 4,901 shares on 3/6/2023Ownership: 0.005%View All Insider TransactionsView All Institutional Transactions SYF Stock - Frequently Asked Questions Should I buy or sell Synchrony Financial stock right now? 15 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Synchrony Financial in the last twelve months. There are currently 2 sell ratings, 6 hold ratings and 7 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" SYF shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in SYF, but not buy additional shares or sell existing shares. View SYF analyst ratings or view top-rated stocks. What is Synchrony Financial's stock price forecast for 2023? 15 Wall Street research analysts have issued 1 year price targets for Synchrony Financial's shares. Their SYF share price forecasts range from $22.00 to $53.00. On average, they expect the company's share price to reach $37.75 in the next twelve months. This suggests a possible upside of 29.8% from the stock's current price. View analysts price targets for SYF or view top-rated stocks among Wall Street analysts. How have SYF shares performed in 2023? Synchrony Financial's stock was trading at $32.86 at the beginning of 2023. Since then, SYF shares have decreased by 11.5% and is now trading at $29.08. View the best growth stocks for 2023 here. Are investors shorting Synchrony Financial? Synchrony Financial saw a increase in short interest during the month of February. As of February 15th, there was short interest totaling 14,950,000 shares, an increase of 18.7% from the January 31st total of 12,590,000 shares. Based on an average daily volume of 5,250,000 shares, the days-to-cover ratio is currently 2.8 days. Currently, 3.4% of the company's shares are short sold. View Synchrony Financial's Short Interest. When is Synchrony Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, April 19th 2023. View our SYF earnings forecast. How can I listen to Synchrony Financial's earnings call? Synchrony Financial will be holding an earnings conference call on Wednesday, April 19th at 8:00 AM Eastern. Interested parties can register for or listen to the call using this link. How were Synchrony Financial's earnings last quarter? Synchrony Financial (NYSE:SYF) released its quarterly earnings data on Monday, January, 23rd. The financial services provider reported $1.26 earnings per share for the quarter, beating analysts' consensus estimates of $1.12 by $0.14. The financial services provider had revenue of $4.74 billion for the quarter, compared to analyst estimates of $4.04 billion. Synchrony Financial had a trailing twelve-month return on equity of 24.07% and a net margin of 17.51%. During the same period in the previous year, the firm posted $1.48 EPS. Read the conference call transcript. How often does Synchrony Financial pay dividends? What is the dividend yield for Synchrony Financial? Synchrony Financial declared a quarterly dividend on Wednesday, January 25th. Investors of record on Monday, February 6th will be paid a dividend of $0.23 per share on Friday, February 17th. This represents a $0.92 dividend on an annualized basis and a yield of 3.16%. The ex-dividend date is Friday, February 3rd. Read our dividend analysis for SYF. What ETFs hold Synchrony Financial's stock? ETFs with the largest weight of Synchrony Financial (NYSE:SYF) stock in their portfolio include BlackRock Future Financial and Technology ETF (BPAY), LeaderShares AlphaFactor Tactical Focused ETF (LSAT), First Trust Dorsey Wright Momentum & Value ETF (DVLU), First Trust NASDAQ Rising Dividend Achievers (RDVY), FT Cboe Vest Rising Dividend Achievers Target Income ETF (RDVI), SEI Enhanced U.S. Large Cap Value Factor ETF (SEIV), Proshares Equities For Rising Rates ETF (EQRR) and Invesco S&P 500 Equal Weight Financials ETF (RYF). Is Synchrony Financial a good dividend stock? Synchrony Financial (NYSE:SYF) pays an annual dividend of $0.92 per share and currently has a dividend yield of 3.27%. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 15.08%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, SYF will have a dividend payout ratio of 17.83% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for SYF. How will Synchrony Financial's stock buyback program work? Synchrony Financial announced that its board has initiated a stock buyback program on Monday, April 18th 2022, which permits the company to repurchase $2,800,000,000.00 in shares, according to EventVestor. This repurchase authorization permits the company to purchase up to 13.6% of its shares through open market purchases. Shares repurchase programs are usually an indication that the company's board of directors believes its shares are undervalued. What is Margaret M. Keane's approval rating as Synchrony Financial's CEO? 598 employees have rated Synchrony Financial Chief Executive Officer Margaret M. Keane on Glassdoor.com. Margaret M. Keane has an approval rating of 94% among the company's employees. This puts Margaret M. Keane in the top 30% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of Synchrony Financial own? Based on aggregate information from My MarketBeat watchlists, some companies that other Synchrony Financial investors own include Bank of America (BAC), AT&T (T), Intel (INTC), General Electric (GE), Cisco Systems (CSCO), Micron Technology (MU), Wells Fargo & Company (WFC), Verizon Communications (VZ), QUALCOMM (QCOM) and NVIDIA (NVDA). What is Synchrony Financial's stock symbol? Synchrony Financial trades on the New York Stock Exchange (NYSE) under the ticker symbol "SYF." Who are Synchrony Financial's major shareholders? Synchrony Financial's stock is owned by a number of institutional and retail investors. Top institutional shareholders include Geode Capital Management LLC (2.08%), Dimensional Fund Advisors LP (1.57%), Arrowstreet Capital Limited Partnership (1.34%), First Trust Advisors LP (1.31%), Morgan Stanley (1.21%) and Norges Bank (1.02%). Insiders that own company stock include Alberto Casellas, Bart Schaller, Carol Juel, David P Melito, Laurel Richie, Margaret M Keane, Paul Whynott, PW Parker and Will W Graylin. View institutional ownership trends. How do I buy shares of Synchrony Financial? Shares of SYF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Synchrony Financial's stock price today? One share of SYF stock can currently be purchased for approximately $29.08. How much money does Synchrony Financial make? Synchrony Financial (NYSE:SYF) has a market capitalization of $12.71 billion and generates $17.53 billion in revenue each year. The financial services provider earns $3.02 billion in net income (profit) each year or $6.10 on an earnings per share basis. How many employees does Synchrony Financial have? The company employs 18,500 workers across the globe. Does Synchrony Financial have any subsidiaries? The following companies are subsidiares of Synchrony Financial: CareCredit LLC, GPShopper, GPShopper LLC, Loop Commerce Inc., Pets Best, RFS Holding Inc., RFS Holding L.L.C., Retail Finance Credit Services LLC, Retail Finance International Holdings Inc., Retail Finance Servicing LLC, Synchrony Bank, Synchrony Card Funding LLC, Synchrony Financial Canada, Synchrony Financial Canada Company, Synchrony Financial Services Puerto Rico LLC, Synchrony Global Services Philippines Inc., Synchrony Holding Company, Synchrony International Resource Management LLC, Synchrony International Services Private Limited, Synchrony Lending Inc., and Synchrony Sales Finance Holding LLC.Read More How can I contact Synchrony Financial? Synchrony Financial's mailing address is 777 LONG RIDGE ROAD, STAMFORD CT, 06902. The official website for the company is www.synchronyfinancial.com. The financial services provider can be reached via phone at (203) 585-2400 or via email at investorrelations@syf.com. This page (NYSE:SYF) was last updated on 3/31/2023 by MarketBeat.com Staff Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis. 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