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Yiren Digital (YRD) Financials

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$6.53 -0.23 (-3.40%)
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Annual Income Statements for Yiren Digital

Annual Income Statements for Yiren Digital

This table shows Yiren Digital's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 -4.46 42 160 -29 230 166 -107 162 173 293 217
Consolidated Net Income / (Loss)		 -4.46 42 160 -29 230 166 -107 162 173 293 217
Net Income / (Loss) Continuing Operations		 -4.46 42 160 -29 230 166 -107 162 173 293 217
Total Pre-Tax Income 		-4.45 61 158 29 260 201 -119 189 217 373 255
Total Operating Income		 -4.45 62 156 -12 113 162 -109 202 213 365 226
Total Gross Profit		 32 200 464 1,770 1,482 1,142 439 583 385 552 674
Total Revenue		 32 200 464 1,770 1,637 1,237 609 703 498 690 795
Operating Revenue		 31 199 464 1,770 1,637 1,237 609 703 498 690 795
Total Cost of Revenue		 0.00 0.00 0.00 0.00 154 95 170 119 113 137 121
Operating Cost of Revenue		 - - - - 154 95 170 119 113 137 121
Total Operating Expenses		 36 138 309 1,782 1,369 980 548 381 172 187 449
Selling, General & Admin Expense		 10 21 46 203 194 106 97 47 39 33 38
Marketing Expense		 22 103 225 1,382 969 640 293 244 83 92 164
Research & Development Expense		 - - - - - - - 33 22 21 56
Other Operating Expenses / (Income)		 3.51 13 26 191 144 233 57 58 27 41 191
Total Other Income / (Expense), net		 0.00 -0.99 2.54 41 147 39 -10 -13 3.41 7.12 29
Interest Expense		 0.00 1.73 2.83 13 -35 -11 13 17 1.07 -4.31 -29
Other Income / (Expense), net		 0.00 0.00 0.08 37 100 28 2.28 4.18 4.48 2.82 0.25
Income Tax Expense		 0.00 20 -2.00 58 28 34 -12 27 44 80 38
Other Gains / (Losses), net		 - - - 0.78 -1.35 -0.31 - - - - -0.06
Basic Earnings per Share		 ($0.28) $2.74 $9.44 ($1.03) $8.58 $6.24 ($3.84) $6.11 $6.84 $11.77 $1.25
Weighted Average Basic Shares Outstanding		 100M 100.65M 118.24M 182.44M 184.23M 185.22M 180.30M 169.03M 174.70M 176.75M 173.26M
Diluted Earnings per Share		 ($0.28) $2.74 $9.39 ($1.03) $8.48 $6.20 ($3.84) $6.06 $6.81 $11.64 $1.24
Weighted Average Diluted Shares Outstanding		 100M 100.65M 118.94M 182.44M 186.27M 186.54M 180.30M 170.59M 175.39M 178.69M 174.71M
Weighted Average Basic & Diluted Shares Outstanding		 100M 100.65M 119.51M 121.34M 123.13M 185.60M 167.97M 170.00M 178.58M 174.71M 172.61M

Quarterly Income Statements for Yiren Digital

No quarterly income statements for Yiren Digital are available.

Annual Cash Flow Statements for Yiren Digital

This table details how cash moves in and out of Yiren Digital's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Change in Cash & Equivalents		 0.22 202 123 252 -210 34 -86 37 205 239 -268
Net Cash From Operating Activities		 -37 131 303 28 -576 39 43 25 268 306 195
Net Cash From Continuing Operating Activities		 -37 131 303 28 -576 39 43 25 268 306 195
Net Income / (Loss) Continuing Operations		 -4.46 42 160 -29 230 166 -107 162 173 293 217
Consolidated Net Income / (Loss)		 -4.46 42 160 -29 230 166 -107 162 173 293 217
Depreciation Expense		 0.18 0.55 1.52 22 22 18 14 6.78 3.83 1.00 1.22
Amortization Expense		 - - - 0.00 0.00 39 36 15 3.83 2.58 2.66
Non-Cash Adjustments To Reconcile Net Income		 -5.73 -5.89 5.30 63 87 -22 330 -111 73 41 82
Changes in Operating Assets and Liabilities, net		 -27 95 136 -28 -915 -161 -230 -49 14 -32 -108
Net Cash From Investing Activities		 -0.58 -43 -204 -179 480 159 -276 -54 7.62 14 -426
Net Cash From Continuing Investing Activities		 -0.58 -43 -204 -179 480 159 -276 -54 7.62 14 -426
Purchase of Property, Plant & Equipment		 -0.58 -2.50 -4.30 -33 -20 -6.89 -2.11 -1.48 -0.13 -0.63 -1.26
Acquisitions		 - - - 0.00 0.00 -38 -2.33 0.00 0.00 -0.71 0.00
Purchase of Investments		 0.00 -54 -255 -1,001 -548 -196 -89 -185 -364 -2,263 -1,755
Sale of Property, Plant & Equipment		 0.00 0.00 0.00 5.86 0.09 0.01 0.20 0.10 0.13 0.02 0.00
Divestitures		 - - - - 0.00 2.65 -182 - - - 0.11
Sale and/or Maturity of Investments		 0.00 12 31 814 1,029 479 251 195 224 2,225 1,659
Other Investing Activities, net		 0.00 1.59 24 35 20 -82 -252 -62 148 53 -329
Net Cash From Financing Activities		 37 114 19 406 -115 -165 147 67 -71 -80 -38
Net Cash From Continuing Financing Activities		 37 114 19 406 -115 -165 147 67 -71 -80 -38
Repayment of Debt		 - - 0.00 -179 -1,009 -41 -2.86 -12 -58 -136 0.00
Repurchase of Common Equity		 0.00 0.00 -3.13 0.00 -0.04 -5.29 -0.47 -0.43 -0.56 -6.78 -10
Payment of Dividends		 - 0.00 0.00 -93 -16 - - - - - -17
Other Financing Activities, net		 37 0.01 -45 -204 -63 -227 18 -11 -12 62 -11
Effect of Exchange Rate Changes		 0.00 0.02 4.21 -2.47 - 0.03 -0.43 -0.15 0.36 -0.55 1.26
Cash Interest Paid		 - - - 0.00 2.24 1.64 0.25 13 18 8.81 0.00
Cash Income Taxes Paid		 0.00 15 9.45 46 49 26 16 9.94 11 23 19

Quarterly Cash Flow Statements for Yiren Digital

No quarterly cash flow statements for Yiren Digital are available.

Annual Balance Sheets for Yiren Digital

This table presents Yiren Digital's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Total Assets		 65 333 686 1,154 2,074 1,385 1,031 1,214 1,238 1,447 1,779
Total Current Assets		 59 253 318 877 941 732 318 144 416 356 912
Restricted Cash		 0.00 74 175 277 62 10 36 13 13 38 36
Short-Term Investments		 0.00 - - 148 122 66 27 28 141 72 11
Accounts Receivable		 26 13 4.10 3.28 5.87 0.49 19 48 216 186 542
Prepaid Expenses		 33 38 - 164 371 191 43 55 47 60 324
Plant, Property, & Equipment, net		 0.55 2.46 5.09 13 39 28 23 16 11 11 11
Total Noncurrent Assets		 5.49 78 363 264 1,095 625 690 1,055 810 1,080 856
Long-Term Investments		 - - - 1.53 80 0.95 0.51 0.35 0.39 1.47 2.17
Noncurrent Note & Lease Receivables		 0.00 - - - - 0.00 - 266 75 16 67
Noncurrent Deferred & Refundable Income Taxes		 0.00 27 63 123 27 6.52 2.58 1.16 12 10 11
Other Noncurrent Operating Assets		 5.49 51 301 139 989 617 687 787 723 1,052 776
Total Liabilities & Shareholders' Equity		 65 333 686 1,154 2,074 1,385 1,031 1,214 1,238 1,447 1,779
Total Liabilities		 29 185 379 698 2,127 740 450 458 363 309 471
Total Current Liabilities		 29 83 143 204 364 340 187 189 193 216 228
Accounts Payable		 29 0.68 1.96 5.19 45 6.26 1.52 2.99 2.05 4.35 5.91
Accrued Expenses		 - 44 81 199 319 334 186 186 191 211 222
Total Noncurrent Liabilities		 0.00 102 236 494 1,763 400 262 269 171 93 243
Noncurrent Deferred Revenue		 0.00 18 24 34 83 51 7.83 1.94 9.50 7.61 1.30
Noncurrent Deferred & Payable Income Tax Liabilities		 - - 0.00 1.73 71 31 5.96 18 12 17 5.68
Other Noncurrent Operating Liabilities		 0.00 83 211 458 1,610 315 172 88 38 68 236
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 36 149 307 456 -53 645 581 757 874 1,139 1,307
Total Preferred & Common Equity		 36 149 307 456 -53 645 581 757 874 1,139 1,307
Total Common Equity		 36 149 307 456 -53 645 581 757 874 1,139 1,307
Common Stock		 51 121 134 172 188 723 778 800 748 728 712
Retained Earnings		 -15 28 169 282 -244 -77 -193 -39 132 420 608
Treasury Stock		 - - - 0.00 -0.04 -5.33 -6.17 -6.73 -6.78 -13 -23
Accumulated Other Comprehensive Income / (Loss)		 -0.25 0.02 4.22 1.70 2.39 3.14 2.63 1.81 1.13 3.33 11

Quarterly Balance Sheets for Yiren Digital

No quarterly balance sheets for Yiren Digital are available.

Annual Metrics And Ratios for Yiren Digital

This table displays calculated financial ratios and metrics derived from Yiren Digital's official financial filings.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 909.26% 532.91% 132.15% 281.22% -7.53% -24.41% -50.74% 15.31% -29.13% 38.47% 15.35%
EBITDA Growth		 48.40% 1,577.22% 149.30% -70.68% 409.91% 4.76% -122.72% 508.06% -1.15% 64.88% -38.21%
EBIT Growth		 46.65% 1,503.94% 149.07% -84.28% 772.66% -11.22% -156.09% 294.01% 5.67% 69.03% -38.66%
NOPAT Growth		 46.65% 1,467.37% 269.76% -92.02% 701.19% 33.34% -156.62% 328.23% -1.68% 68.54% -33.26%
Net Income Growth		 46.59% 1,040.90% 281.87% -236.06% 896.78% -27.84% -164.22% 252.14% 6.87% 69.12% -26.01%
EPS Growth		 -232.25% 1,087.22% 243.12% -110.98% 922.71% -26.96% -162.02% 257.60% 12.50% 70.88% -24.33%
Operating Cash Flow Growth		 -223.81% 459.19% 131.11% -90.68% -2,140.20% 106.83% 10.20% -42.77% 980.18% 14.04% -36.20%
Free Cash Flow Firm Growth		 0.00% 438.24% -16.93% 0.00% 105.50% -224.33% 16.84% 80.38% 297.13% -57.68% -26.39%
Invested Capital Growth		 0.00% -248.66% 90.57% -4,996.34% -327.14% 115.93% 435.97% 47.66% -5.21% 23.56% 15.60%
Revenue Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBITDA Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBIT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
NOPAT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Income Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Profitability Metrics		 - - - - - - - - - - -
Gross Margin		 100.00% 100.00% 100.00% 200.00% 90.56% 92.28% 72.12% 83.01% 77.38% 80.06% 84.79%
EBITDA Margin		 -13.50% 31.52% 33.85% 2.60% 14.36% 19.90% -9.18% 32.47% 45.29% 53.93% 28.89%
Operating Margin		 -14.08% 31.24% 33.50% -0.69% 6.90% 13.09% -17.82% 28.75% 42.85% 53.00% 28.37%
EBIT Margin		 -14.08% 31.24% 33.52% 2.76% 26.08% 15.32% -17.44% 29.34% 43.75% 53.41% 28.40%
Profit (Net Income) Margin		 -14.10% 20.96% 34.48% -1.63% 28.10% 13.41% -17.49% 23.07% 34.79% 42.49% 27.25%
Tax Burden Percent		 100.11% 68.18% 202.53% -100.00% 177.17% 82.72% 89.58% 85.86% 79.90% 78.64% 84.98%
Interest Burden Percent		 100.00% 98.41% 101.58% 118.00% 121.62% 105.85% 111.92% 91.57% 99.51% 101.17% 112.92%
Effective Tax Rate		 0.00% 31.82% -2.53% 202.69% 10.89% 17.12% 0.00% 14.15% 20.10% 21.36% 14.99%
Return on Invested Capital (ROIC)		 -17.41% 0.00% 0.00% 0.00% 0.00% 0.00% -21.56% 23.58% 19.96% 30.92% 16.34%
ROIC Less NNEP Spread (ROIC-NNEP)		 1,189.76% 0.00% 0.00% 0.00% 0.00% 0.00% -9.83% 6.60% 26.98% 23.67% -34.47%
Return on Net Nonoperating Assets (RNNOA)		 -7.33% 0.00% 0.00% 0.00% 0.00% 0.00% 4.18% 0.66% 1.28% -1.82% 1.38%
Return on Equity (ROE)		 -24.74% 45.38% 70.28% -7.57% 114.16% 56.07% -17.39% 24.24% 21.24% 29.11% 17.72%
Cash Return on Invested Capital (CROIC)		 -217.41% 0.00% 0.00% 0.00% 0.00% -606.74% -158.67% -14.91% 25.31% 9.85% 1.87%
Operating Return on Assets (OROA)		 -6.87% 31.38% 30.54% 2.66% 13.22% 10.96% -8.80% 18.37% 17.77% 27.43% 14.00%
Return on Assets (ROA)		 -6.87% 21.05% 31.41% -3.14% 14.25% 9.59% -8.82% 14.44% 14.13% 21.82% 13.44%
Return on Common Equity (ROCE)		 -24.74% 45.38% 70.28% -7.57% 232.60% 56.07% -17.39% 24.24% 21.24% 29.11% 17.72%
Return on Equity Simple (ROE_SIMPLE)		 -12.37% 28.18% 52.17% -6.33% -869.43% 25.74% -18.34% 21.42% 19.81% 25.73% 16.58%
Net Operating Profit after Tax (NOPAT)		 -3.12 43 158 13 101 134 -76 173 171 287 192
NOPAT Margin		 -9.86% 21.30% 33.93% 0.71% 6.15% 10.85% -12.47% 24.68% 34.24% 41.68% 24.12%
Net Nonoperating Expense Percent (NNEP)		 -1,207.17% -0.67% 1.00% -8.10% 19.09% 5.39% -11.73% 16.98% -7.02% 7.25% 50.81%
Return On Investment Capital (ROIC_SIMPLE)		 - - - - - - - - - - 14.67%
Cost of Revenue to Revenue		 0.00% 0.00% 0.00% 0.00% 9.44% 7.72% 27.88% 16.99% 22.62% 19.94% 15.21%
SG&A Expenses to Revenue		 32.89% 10.44% 9.91% 11.47% 11.88% 8.60% 15.92% 6.66% 7.91% 4.72% 4.73%
R&D to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 4.64% 4.42% 3.04% 7.09%
Operating Expenses to Revenue		 114.08% 68.76% 66.50% 100.69% 83.66% 79.19% 89.93% 54.26% 34.53% 27.06% 56.42%
Earnings before Interest and Taxes (EBIT)		 -4.45 62 156 24 213 189 -106 206 218 368 226
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -4.27 63 157 46 235 246 -56 228 226 372 230
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.00 0.00 3.79 5.72 0.00 0.53 0.53 0.32 0.13 0.24 0.32
Price to Tangible Book Value (P/TBV)		 0.00 0.00 3.79 5.72 0.00 0.53 0.53 0.32 0.13 0.24 0.32
Price to Revenue (P/Rev)		 0.00 0.00 2.50 1.47 0.40 0.28 0.51 0.34 0.23 0.40 0.53
Price to Earnings (P/E)		 0.00 0.00 7.26 0.00 2.84 2.06 0.00 1.48 0.67 0.95 1.93
Dividend Yield		 0.00% 0.00% 0.00% 3.44% 16.56% 0.00% 0.00% 0.00% 0.00% 0.00% 4.17%
Earnings Yield		 0.00% 0.00% 13.77% 0.00% 35.26% 48.56% 0.00% 67.49% 148.77% 105.17% 51.70%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.00 0.00 0.00 0.00 0.00 0.54 0.41 0.09 0.16 0.29
Enterprise Value to Revenue (EV/Rev)		 0.00 0.00 1.83 2.14 0.01 0.00 0.53 0.51 0.15 0.24 0.47
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 5.41 41.14 0.04 0.00 0.00 1.58 0.33 0.45 1.61
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 5.47 155.08 0.04 0.00 0.00 1.75 0.34 0.45 1.64
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 5.40 150.88 0.66 0.00 0.00 2.08 0.43 0.58 1.93
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 2.81 67.12 0.00 0.00 7.44 14.53 0.27 0.55 1.90
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 7.78 7.20 0.02 0.00 0.00 0.00 0.34 1.83 16.90
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.00 0.00 0.01 0.00 0.00 0.00 0.13 0.21 0.13 0.00 0.00
Long-Term Debt to Equity		 0.00 0.00 0.01 0.00 0.00 0.00 0.13 0.21 0.13 0.00 0.00
Financial Leverage		 -0.01 -1.09 -1.13 -1.34 -3.36 -1.99 -0.42 0.10 0.05 -0.08 -0.04
Leverage Ratio		 1.80 2.16 4.47 2.41 8.01 5.85 1.97 1.68 1.50 1.33 1.32
Compound Leverage Factor		 1.80 2.12 2.27 2.85 19.49 6.19 2.21 1.54 1.50 1.35 1.49
Debt to Total Capital		 0.00% 0.37% 1.08% 0.00% 0.00% 0.41% 11.70% 17.58% 11.29% 0.00% 0.00%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 0.00% 0.37% 0.54% 0.00% 0.00% 0.41% 11.70% 17.58% 11.29% 0.00% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 100.00% 99.63% 99.46% 100.00% 100.00% 99.59% 88.30% 82.42% 88.71% 100.00% 100.00%
Debt to EBITDA		 0.00 0.01 0.01 0.00 0.00 0.01 -1.38 0.71 0.49 0.00 0.00
Net Debt to EBITDA		 0.00 -3.20 -1.98 0.00 0.00 -2.17 -0.23 0.53 -0.19 0.00 0.00
Long-Term Debt to EBITDA		 0.00 0.01 0.01 0.00 0.00 0.01 -1.38 0.71 0.49 0.00 0.00
Debt to NOPAT		 0.00 0.01 0.01 0.00 0.00 0.02 -1.01 0.93 0.65 0.00 0.00
Net Debt to NOPAT		 0.00 -4.74 -3.96 0.00 0.00 -3.98 -0.17 0.70 -0.25 0.00 0.00
Long-Term Debt to NOPAT		 0.00 0.01 0.02 0.00 0.00 0.02 -1.01 0.93 0.65 0.00 0.00
Altman Z-Score		 0.00 0.00 3.92 4.89 2.96 1.88 0.55 1.36 1.54 2.38 2.34
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Current Ratio		 2.04 3.04 2.22 4.30 2.58 2.15 1.70 0.76 2.16 1.65 4.00
Quick Ratio		 0.91 1.70 2.00 2.14 2.79 1.56 1.27 0.40 1.85 1.20 2.42
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -39 132 109 263 541 -672 -559 -110 216 92 22
Operating Cash Flow to CapEx		 -6,347.25% 5,252.65% 7,053.72% 102.40% 0.00% 572.05% 2,267.29% 1,799.27% 16,811,419.75% 50,359.90% 15,514.56%
Free Cash Flow to Firm to Interest Expense		 0.00 76.27 38.63 19.86 0.00 0.00 -44.14 -6.31 201.49 0.00 0.00
Operating Cash Flow to Interest Expense		 0.00 76.00 214.18 2.13 0.00 0.00 3.42 1.43 249.86 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense		 0.00 74.55 211.15 0.05 0.00 0.00 3.27 1.35 249.85 0.00 0.00
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.49 1.00 0.91 1.92 2.03 0.72 0.50 0.63 0.41 0.51 0.49
Accounts Receivable Turnover		 1.22 10.36 55.49 479.86 357.79 389.21 62.93 21.06 3.78 3.44 2.19
Inventory Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover		 57.35 132.68 122.92 199.87 63.76 37.02 24.01 36.29 36.49 61.70 72.55
Accounts Payable Turnover		 0.00 0.00 0.00 0.00 6.19 3.75 43.67 52.89 44.67 42.94 23.57
Days Sales Outstanding (DSO)		 299.98 35.23 6.58 0.76 1.02 0.94 5.80 17.33 96.57 106.25 166.94
Days Inventory Outstanding (DIO)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)		 0.00 0.00 0.00 0.00 117.87 97.37 8.36 6.90 8.17 8.50 15.49
Cash Conversion Cycle (CCC)		 299.98 35.23 13.16 0.76 -115.83 -96.43 -2.56 10.43 88.40 97.75 151.45
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 36 -53 -5.02 -256 -696 111 594 877 831 1,027 1,259
Invested Capital Turnover		 1.77 -22.97 -15.95 -13.58 -3.44 -4.23 1.73 0.96 0.58 0.74 0.68
Increase / (Decrease) in Invested Capital		 36 -89 48 -251 -440 807 483 283 -46 196 170
Enterprise Value (EV)		 0.00 0.00 850 1,896 9.28 -192 323 361 73 167 371
Market Capitalization		 0.00 0.00 1,162 2,607 652 342 310 240 116 279 419
Book Value per Share		 $0.36 $1.48 $2.62 $3.81 ($0.44) $5.24 $3.13 $4.50 $5.14 $6.38 $7.48
Tangible Book Value per Share		 $0.36 $1.48 $2.62 $3.81 ($0.44) $5.24 $3.13 $4.50 $5.14 $6.38 $7.48
Total Capital		 36 149 309 456 -53 647 658 918 986 1,139 1,307
Total Debt		 0.00 0.56 1.66 0.00 0.00 2.67 77 161 111 0.00 0.00
Total Long-Term Debt		 0.00 0.56 1.66 0.00 0.00 2.67 77 161 111 0.00 0.00
Net Debt		 -0.22 -202 -312 -711 -643 -534 13 121 -43 -112 -48
Capital Expenditures (CapEx)		 0.58 2.50 4.30 28 20 6.88 1.91 1.38 0.00 0.61 1.26
Debt-free, Cash-free Net Working Capital (DFCFNWC)		 30 -33 -139 -37 13 -144 67 -85 70 30 637
Debt-free Net Working Capital (DFNWC)		 30 170 175 673 577 392 131 -45 223 140 683
Net Working Capital (NWC)		 30 170 175 673 577 392 131 -45 223 140 683
Net Nonoperating Expense (NNE)		 1.34 0.68 -2.57 41 -129 -32 31 11 -2.72 -5.60 -25
Net Nonoperating Obligations (NNO)		 -0.22 -202 -312 -711 -643 -534 13 121 -43 -112 -48
Total Depreciation and Amortization (D&A)		 0.18 0.55 1.52 22 22 57 50 22 7.66 3.58 3.88
Debt-free, Cash-free Net Working Capital to Revenue		 94.15% -16.43% -29.89% -2.08% 0.82% -11.63% 11.00% -12.17% 13.96% 4.38% 80.11%
Debt-free Net Working Capital to Revenue		 94.85% 84.82% 75.27% 38.02% 35.24% 31.66% 21.42% -6.40% 44.87% 20.34% 85.92%
Net Working Capital to Revenue		 94.85% 84.82% 75.27% 76.05% 70.47% 31.66% 21.42% -6.40% 44.87% 20.34% 85.92%
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $0.44 $1.36 $1.75 $1.15 $0.90 ($0.59) $6.11 $6.84 $11.77 $1.25
Adjusted Weighted Average Basic Shares Outstanding		 0.00 117M 118.24M 120.46M 122.24M 185.22M 180.30M 169.03M 174.70M 176.75M 173.26M
Adjusted Diluted Earnings per Share		 $0.00 $0.44 $1.35 $1.72 $1.13 $0.89 ($0.59) $6.06 $6.81 $11.64 $1.24
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 117M 118.94M 122.26M 124.29M 186.54M 180.30M 170.59M 175.39M 178.69M 174.71M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.44 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 100.65M 119.51M 121.34M 123.13M 185.60M 167.97M 170.00M 178.58M 174.71M 172.61M
Normalized Net Operating Profit after Tax (NOPAT)		 -3.12 43 117 -3.94 155 134 -5.38 173 171 287 192
Normalized NOPAT Margin		 -9.86% 21.30% 25.21% -0.22% 18.95% 10.85% -0.88% 24.68% 34.24% 41.68% 24.12%
Pre Tax Income Margin		 -14.08% 30.74% 34.05% 1.63% 31.72% 16.21% -19.52% 26.87% 43.54% 54.04% 32.07%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.00 36.21 55.00 1.85 0.00 0.00 -8.39 11.86 203.02 0.00 0.00
NOPAT to Interest Expense		 0.00 24.69 111.32 0.95 0.00 0.00 -6.00 9.97 158.89 0.00 0.00
EBIT Less CapEx to Interest Expense		 0.00 34.77 53.48 -0.24 0.00 0.00 -8.54 11.78 203.02 0.00 0.00
NOPAT Less CapEx to Interest Expense		 0.00 23.24 54.14 -1.13 0.00 0.00 -6.15 9.89 158.89 0.00 0.00
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% -321.81% 6.75% 0.00% 0.00% 0.00% 0.00% 0.00% 7.73%
Augmented Payout Ratio		 0.00% 0.00% 1.95% -321.81% 6.77% 3.19% -0.44% 0.27% 0.32% 2.31% 12.51%

Quarterly Metrics And Ratios for Yiren Digital

No quarterly metrics and ratios for Yiren Digital are available.

Frequently Asked Questions About Yiren Digital's Financials

When does Yiren Digital's fiscal year end?

According to the most recent income statement we have on file, Yiren Digital's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Yiren Digital's net income changed over the last 10 years?

Yiren Digital's net income appears to be on an upward trend, with a most recent value of $216.77 million in 2024, falling from -$4.46 million in 2014. The previous period was $292.99 million in 2023.

What is Yiren Digital's operating income?
Yiren Digital's total operating income in 2024 was $225.65 million, based on the following breakdown:
  • Total Gross Profit: $674.44 million
  • Total Operating Expenses: $448.79 million
How has Yiren Digital revenue changed over the last 10 years?

Over the last 10 years, Yiren Digital's total revenue changed from $31.60 million in 2014 to $795.41 million in 2024, a change of 2,417.1%.

How much debt does Yiren Digital have?

Yiren Digital's total liabilities were at $471.31 million at the end of 2024, a 52.7% increase from 2023, and a 1,535.8% increase since 2014.

How has Yiren Digital's book value per share changed over the last 10 years?

Over the last 10 years, Yiren Digital's book value per share changed from 0.36 in 2014 to 7.48 in 2024, a change of 1,978.0%.


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This page (NYSE:YRD) was last updated on 6/13/2025 by MarketBeat.com Staff
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