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OTCMKTS:CZFSCitizens Financial Services Stock Price, Forecast & News

$50.85
+0.85 (+1.70 %)
(As of 07/7/2020 04:00 PM ET)
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Today's Range
$50.85
Now: $50.85▼
$50.85
50-Day Range
$48.76
MA: $51.99▼
$55.00
52-Week Range
$35.64
Now: $50.85▼
$69.30
Volume1,100 shs
Average Volume1,721 shs
Market Capitalization$199.64 million
P/E Ratio9.20
Dividend Yield3.58%
Beta0.44
Citizens Financial Services, Inc. operates as the holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as manages oil and gas matters related to the customers land; and mutual funds, annuities, and health and life insurance products. As of December 31, 2018, the company operated 26 full-service banking branches in Potter, Tioga, Bradford, Clinton, Lebanon, Lancaster, Berks, Schuylkill, and Centre counties, Pennsylvania; and Allegany County, New York, as well as a limited branch office each in Union and Lancaster counties, Pennsylvania. Citizens Financial Services, Inc. was founded in 1984 and is headquartered in Mansfield, Pennsylvania.
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Beat the Market (BTM) Rank™

Analyst Opinion: 0.0Community Rank: 3.0Dividend Strength: 1.7Insider Behavior: 0.0Valuation: 1.3 5 -4 -3 -2 -1 -

Overall Beat the Market Rank™

1.18 out of 5 stars


Industry, Sector and Symbol

Stock Exchange OTCMKTS
Industry State commercial banks
Sub-IndustryN/A
SectorFinance
Current SymbolOTCMKTS:CZFS
Previous Symbol
CUSIPN/A
CIKN/A
Webwww.firstcitizensbank.com
Phone570-662-2121

Debt

Debt-to-Equity Ratio0.52
Current Ratio0.93
Quick Ratio0.93

Price-To-Earnings

Trailing P/E Ratio9.20
Forward P/E RatioN/A
P/E GrowthN/A

Sales & Book Value

Annual Sales$70.37 million
Price / Sales2.84
Cash Flow$5.80 per share
Price / Cash Flow8.77
Book Value$43.47 per share
Price / Book1.17

Profitability

EPS (Most Recent Fiscal Year)$5.48
Net Income$19.49 million
Net Margins27.82%
Return on Equity12.77%
Return on Assets1.34%

Miscellaneous

Employees261
Outstanding Shares3,926,000
Market Cap$199.64 million
Next Earnings Date7/22/2020 (Estimated)
OptionableNot Optionable
OTC:CZFS Rates by TradingView

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Citizens Financial Services (OTCMKTS:CZFS) Frequently Asked Questions

How has Citizens Financial Services' stock been impacted by COVID-19 (Coronavirus)?

Citizens Financial Services' stock was trading at $56.07 on March 11th, 2020 when Coronavirus (COVID-19) reached pandemic status according to the World Health Organization. Since then, CZFS shares have decreased by 9.3% and is now trading at $50.85. View which stocks have been most impacted by Coronavirus.

When is Citizens Financial Services' next earnings date?

Citizens Financial Services is scheduled to release its next quarterly earnings announcement on Wednesday, July 22nd 2020. View our earnings forecast for Citizens Financial Services.

How were Citizens Financial Services' earnings last quarter?

Citizens Financial Services Inc. (OTCMKTS:CZFS) released its quarterly earnings results on Friday, April, 24th. The company reported $1.29 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.06 by $0.23. The business earned $14.74 million during the quarter, compared to the consensus estimate of $14.48 million. Citizens Financial Services had a return on equity of 12.77% and a net margin of 27.82%. View Citizens Financial Services' earnings history.

Has Citizens Financial Services been receiving favorable news coverage?

News stories about CZFS stock have been trending negative on Wednesday, InfoTrie Sentiment reports. The research firm identifies positive and negative press coverage by monitoring more than six thousand blog and news sources in real time. The firm ranks coverage of companies on a scale of negative five to positive five, with scores closest to five being the most favorable. Citizens Financial Services earned a news sentiment score of -2.1 on InfoTrie's scale. They also assigned media headlines about the company a news buzz of 0.0 out of 10, indicating that recent press coverage is extremely unlikely to have an impact on the company's share price in the next several days. View the latest news about Citizens Financial Services.

Who are some of Citizens Financial Services' key competitors?

Who are Citizens Financial Services' key executives?

Citizens Financial Services' management team includes the following people:
  • Mr. Randall E. Black, CEO, Pres & Director (Age 52)
  • Mr. Mickey L. Jones CPA, Exec. VP, COO, CFO & Treasurer (Age 58)
  • Mr. Jeffrey L. Wilson, Exec. VP & Chief Lending Officer of First Citizens Community Bank (Age 57)
  • Mr. Terry B. Osborne, Exec. VP, Chief Credit Officer & Sec. (Age 65)
  • Mr. Robert W. Chappell, Assistant Sec. & Director (Age 52)

What is Citizens Financial Services' stock symbol?

Citizens Financial Services trades on the OTCMKTS under the ticker symbol "CZFS."

How do I buy shares of Citizens Financial Services?

Shares of CZFS can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.

What is Citizens Financial Services' stock price today?

One share of CZFS stock can currently be purchased for approximately $50.85.

How big of a company is Citizens Financial Services?

Citizens Financial Services has a market capitalization of $199.64 million and generates $70.37 million in revenue each year. The company earns $19.49 million in net income (profit) each year or $5.48 on an earnings per share basis. Citizens Financial Services employs 261 workers across the globe.

What is Citizens Financial Services' official website?

The official website for Citizens Financial Services is www.firstcitizensbank.com.

How can I contact Citizens Financial Services?

Citizens Financial Services' mailing address is 15 S MAIN ST, MANSFIELD PA, 16933. The company can be reached via phone at 570-662-2121 or via email at [email protected]

This page was last updated on 7/8/2020 by MarketBeat.com Staff

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