OP Bancorp (OPBK) Competitors

Old Second Bancorp (NASDAQ:OSBC) and OP Bancorp (NASDAQ:OPBK) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, community ranking, earnings, media sentiment, valuation, institutional ownership, profitability, risk and analyst recommendations.

Which has more risk and volatility, OSBC or OPBK?

Old Second Bancorp has a beta of 0.78, suggesting that its stock price is 22% less volatile than the S&P 500. Comparatively, OP Bancorp has a beta of 0.65, suggesting that its stock price is 35% less volatile than the S&P 500.

Which has higher earnings & valuation, OSBC or OPBK?

Old Second Bancorp has higher revenue and earnings than OP Bancorp. OP Bancorp is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Old Second Bancorp	$282.62M	2.74	$85.26M	$1.83	9.39
OP Bancorp	$84.70M	2.33	$21.07M	$1.42	9.33

Is OSBC or OPBK more profitable?

Old Second Bancorp has a net margin of 24.95% compared to OP Bancorp's net margin of 13.68%. Old Second Bancorp's return on equity of 13.73% beat OP Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Old Second Bancorp	24.95%	13.73%	1.52%
OP Bancorp	13.68%	10.64%	0.91%

Does the MarketBeat Community prefer OSBC or OPBK?

Old Second Bancorp received 274 more outperform votes than OP Bancorp when rated by MarketBeat users. Likewise, 59.29% of users gave Old Second Bancorp an outperform vote while only 53.70% of users gave OP Bancorp an outperform vote.

Company	Underperform	Outperform
Old Second Bancorp	Outperform Votes 332 59.29%	Underperform Votes 228 40.71%
OP Bancorp	Outperform Votes 58 53.70%	Underperform Votes 50 46.30%

Does the media refer more to OSBC or OPBK?

In the previous week, Old Second Bancorp had 5 more articles in the media than OP Bancorp. MarketBeat recorded 7 mentions for Old Second Bancorp and 2 mentions for OP Bancorp. OP Bancorp's average media sentiment score of 1.82 beat Old Second Bancorp's score of 1.70 indicating that OP Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Old Second Bancorp	6 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
OP Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do insiders & institutionals hold more shares of OSBC or OPBK?

67.8% of Old Second Bancorp shares are owned by institutional investors. Comparatively, 53.6% of OP Bancorp shares are owned by institutional investors. 3.8% of Old Second Bancorp shares are owned by company insiders. Comparatively, 21.3% of OP Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Do analysts rate OSBC or OPBK?

Old Second Bancorp currently has a consensus price target of $20.10, suggesting a potential upside of 17.00%. OP Bancorp has a consensus price target of $18.00, suggesting a potential upside of 35.85%. Given OP Bancorp's higher probable upside, analysts plainly believe OP Bancorp is more favorable than Old Second Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Old Second Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.00
OP Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is OSBC or OPBK a better dividend stock?

Old Second Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.4%. OP Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 3.6%. Old Second Bancorp pays out 13.1% of its earnings in the form of a dividend. OP Bancorp pays out 33.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has raised its dividend for 1 consecutive years.

Summary

Old Second Bancorp beats OP Bancorp on 17 of the 22 factors compared between the two stocks.