OPBK vs. XYF, ATLC, AMTB, MCBS, BFST, JFIN, NBBK, MCB, EQBK, and NBN
Should you be buying OP Bancorp stock or one of its competitors? The main competitors of OP Bancorp include X Financial (XYF), Atlanticus (ATLC), Amerant Bancorp (AMTB), MetroCity Bankshares (MCBS), Business First Bancshares (BFST), Jiayin Group (JFIN), NB Bancorp (NBBK), Metropolitan Bank (MCB), Equity Bancshares (EQBK), and Northeast Bank (NBN). These companies are all part of the "banking" industry.
OP Bancorp vs.
OP Bancorp (NASDAQ:OPBK) and X Financial (NYSE:XYF) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, community ranking, analyst recommendations, earnings, media sentiment, risk, institutional ownership, valuation and profitability.
In the previous week, OP Bancorp had 1 more articles in the media than X Financial. MarketBeat recorded 3 mentions for OP Bancorp and 2 mentions for X Financial. X Financial's average media sentiment score of 0.91 beat OP Bancorp's score of 0.29 indicating that X Financial is being referred to more favorably in the news media.
X Financial received 71 more outperform votes than OP Bancorp when rated by MarketBeat users. Likewise, 58.11% of users gave X Financial an outperform vote while only 53.70% of users gave OP Bancorp an outperform vote.
X Financial has higher revenue and earnings than OP Bancorp. X Financial is trading at a lower price-to-earnings ratio than OP Bancorp, indicating that it is currently the more affordable of the two stocks.
OP Bancorp has a beta of 0.65, meaning that its stock price is 35% less volatile than the S&P 500. Comparatively, X Financial has a beta of 0.05, meaning that its stock price is 95% less volatile than the S&P 500.
53.6% of OP Bancorp shares are held by institutional investors. Comparatively, 1.1% of X Financial shares are held by institutional investors. 21.3% of OP Bancorp shares are held by insiders. Comparatively, 31.6% of X Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.
X Financial has a net margin of 25.03% compared to OP Bancorp's net margin of 13.68%. X Financial's return on equity of 20.66% beat OP Bancorp's return on equity.
OP Bancorp currently has a consensus price target of $18.00, indicating a potential upside of 41.73%. Given OP Bancorp's stronger consensus rating and higher possible upside, equities research analysts plainly believe OP Bancorp is more favorable than X Financial.
OP Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 3.8%. X Financial pays an annual dividend of $0.16 per share and has a dividend yield of 0.9%. OP Bancorp pays out 33.8% of its earnings in the form of a dividend. X Financial pays out 3.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Summary
X Financial beats OP Bancorp on 11 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:OPBK) was last updated on 5/29/2025 by MarketBeat.com Staff
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