OP Bancorp (OPBK) Competitors

OP Bancorp (NASDAQ:OPBK) and Old Second Bancorp (NASDAQ:OSBC) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, risk, media sentiment, community ranking, analyst recommendations, profitability, dividends, valuation and earnings.

Is OPBK or OSBC more profitable?

Old Second Bancorp has a net margin of 24.95% compared to OP Bancorp's net margin of 13.68%. Old Second Bancorp's return on equity of 13.73% beat OP Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
OP Bancorp	13.68%	10.64%	0.91%
Old Second Bancorp	24.95%	13.73%	1.52%

Do analysts recommend OPBK or OSBC?

OP Bancorp currently has a consensus price target of $18.00, indicating a potential upside of 35.64%. Old Second Bancorp has a consensus price target of $20.10, indicating a potential upside of 16.93%. Given OP Bancorp's higher probable upside, equities analysts clearly believe OP Bancorp is more favorable than Old Second Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OP Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Old Second Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.00

Does the MarketBeat Community believe in OPBK or OSBC?

Old Second Bancorp received 274 more outperform votes than OP Bancorp when rated by MarketBeat users. Likewise, 59.29% of users gave Old Second Bancorp an outperform vote while only 53.70% of users gave OP Bancorp an outperform vote.

Company	Underperform	Outperform
OP Bancorp	Outperform Votes 58 53.70%	Underperform Votes 50 46.30%
Old Second Bancorp	Outperform Votes 332 59.29%	Underperform Votes 228 40.71%

Do insiders & institutionals believe in OPBK or OSBC?

53.6% of OP Bancorp shares are held by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are held by institutional investors. 21.3% of OP Bancorp shares are held by insiders. Comparatively, 3.8% of Old Second Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Which has higher valuation & earnings, OPBK or OSBC?

Old Second Bancorp has higher revenue and earnings than OP Bancorp. OP Bancorp is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OP Bancorp	$84.70M	2.34	$21.07M	$1.42	9.35
Old Second Bancorp	$282.62M	2.74	$85.26M	$1.83	9.39

Is OPBK or OSBC a better dividend stock?

OP Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 3.6%. Old Second Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.4%. OP Bancorp pays out 33.8% of its earnings in the form of a dividend. Old Second Bancorp pays out 13.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has increased its dividend for 1 consecutive years.

Does the media favor OPBK or OSBC?

In the previous week, Old Second Bancorp had 5 more articles in the media than OP Bancorp. MarketBeat recorded 7 mentions for Old Second Bancorp and 2 mentions for OP Bancorp. OP Bancorp's average media sentiment score of 1.82 beat Old Second Bancorp's score of 1.70 indicating that OP Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
OP Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Old Second Bancorp	6 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has more risk and volatility, OPBK or OSBC?

OP Bancorp has a beta of 0.65, indicating that its stock price is 35% less volatile than the S&P 500. Comparatively, Old Second Bancorp has a beta of 0.78, indicating that its stock price is 22% less volatile than the S&P 500.

Summary

Old Second Bancorp beats OP Bancorp on 17 of the 22 factors compared between the two stocks.