Intact Financial (IFC) Competitors

Intact Financial (TSE:IFC) and Fairfax Financial (TSE:FFH) are both large-cap financial services companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, valuation, analyst recommendations, media sentiment, earnings, profitability, risk and dividends.

Does the media refer more to IFC or FFH?

In the previous week, Intact Financial had 2 more articles in the media than Fairfax Financial. MarketBeat recorded 2 mentions for Intact Financial and 0 mentions for Fairfax Financial. Intact Financial's average media sentiment score of 0.33 beat Fairfax Financial's score of 0.00 indicating that Intact Financial is being referred to more favorably in the media.

Company	Overall Sentiment
Intact Financial	Neutral
Fairfax Financial	Neutral

Do insiders and institutionals believe in IFC or FFH?

53.7% of Intact Financial shares are owned by institutional investors. Comparatively, 38.0% of Fairfax Financial shares are owned by institutional investors. 0.2% of Intact Financial shares are owned by insiders. Comparatively, 3.8% of Fairfax Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Which has more volatility & risk, IFC or FFH?

Intact Financial has a beta of 0.57, suggesting that its stock price is 43% less volatile than the S&P 500. Comparatively, Fairfax Financial has a beta of 0.83, suggesting that its stock price is 17% less volatile than the S&P 500.

Which has preferable earnings & valuation, IFC or FFH?

Fairfax Financial has lower revenue, but higher earnings than Intact Financial. Fairfax Financial is trading at a lower price-to-earnings ratio than Intact Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Intact Financial	C$26.64B	1.87	C$2.29B	C$12.91	21.64
Fairfax Financial	C$21.14B	1.84	C$2.94B	C$261.16	9.30

Is IFC or FFH a better dividend stock?

Intact Financial pays an annual dividend of C$4.84 per share and has a dividend yield of 1.7%. Fairfax Financial pays an annual dividend of C$20.29 per share and has a dividend yield of 0.8%. Intact Financial pays out 37.5% of its earnings in the form of a dividend. Fairfax Financial pays out 7.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do analysts recommend IFC or FFH?

Intact Financial currently has a consensus price target of C$322.20, indicating a potential upside of 15.28%. Fairfax Financial has a consensus price target of C$2,742.86, indicating a potential upside of 12.97%. Given Intact Financial's higher probable upside, research analysts plainly believe Intact Financial is more favorable than Fairfax Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Intact Financial	0 Sell rating(s)	3 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.63
Fairfax Financial	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.83

Is IFC or FFH more profitable?

Fairfax Financial has a net margin of 13.90% compared to Intact Financial's net margin of 8.60%. Fairfax Financial's return on equity of 17.43% beat Intact Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Intact Financial	8.60%	13.13%	3.55%
Fairfax Financial	13.90%	17.43%	4.27%

Summary

Fairfax Financial beats Intact Financial on 9 of the 17 factors compared between the two stocks.