Pinetree Capital (PNP) Competitors

Pinetree Capital (TSE:PNP) and VersaBank (TSE:VBNK) are both small-cap financial services companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, valuation, dividends, earnings, institutional ownership, analyst recommendations, media sentiment and risk.

Do analysts recommend PNP or VBNK?

VersaBank has a consensus target price of C$19.00, indicating a potential upside of 27.86%. Given VersaBank's stronger consensus rating and higher probable upside, analysts clearly believe VersaBank is more favorable than Pinetree Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pinetree Capital	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
VersaBank	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has better valuation and earnings, PNP or VBNK?

VersaBank has higher revenue and earnings than Pinetree Capital. Pinetree Capital is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pinetree Capital	C$32.99M	3.93	C$18.94M	C$3.32	4.16
VersaBank	C$112.25M	4.31	C$49.54M	C$1.10	13.51

Is PNP or VBNK more profitable?

Pinetree Capital has a net margin of 218.56% compared to VersaBank's net margin of 19.94%. Pinetree Capital's return on equity of 34.80% beat VersaBank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Pinetree Capital	218.56%	34.80%	17.18%
VersaBank	19.94%	9.95%	1.10%

Do institutionals and insiders have more ownership in PNP or VBNK?

11.3% of Pinetree Capital shares are owned by institutional investors. Comparatively, 5.7% of VersaBank shares are owned by institutional investors. 43.4% of Pinetree Capital shares are owned by insiders. Comparatively, 38.8% of VersaBank shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Does the media prefer PNP or VBNK?

In the previous week, Pinetree Capital and Pinetree Capital both had 1 articles in the media. Pinetree Capital's average media sentiment score of 0.75 beat VersaBank's score of 0.00 indicating that Pinetree Capital is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Pinetree Capital	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
VersaBank	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more risk and volatility, PNP or VBNK?

Pinetree Capital has a beta of 0.570531, suggesting that its share price is 43% less volatile than the S&P 500. Comparatively, VersaBank has a beta of 0.958426, suggesting that its share price is 4% less volatile than the S&P 500.

Summary

VersaBank beats Pinetree Capital on 8 of the 15 factors compared between the two stocks.