VersaBank (VBNK) Competitors

VersaBank (TSE:VBNK) and Sprott (TSE:SII) are both financial services companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, dividends, risk, institutional ownership, earnings, media sentiment, analyst recommendations and profitability.

Does the media favor VBNK or SII?

In the previous week, VersaBank had 1 more articles in the media than Sprott. MarketBeat recorded 3 mentions for VersaBank and 2 mentions for Sprott. Sprott's average media sentiment score of 0.55 beat VersaBank's score of 0.00 indicating that Sprott is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
VersaBank	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Sprott	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility & risk, VBNK or SII?

VersaBank has a beta of 0.958426, suggesting that its share price is 4% less volatile than the S&P 500. Comparatively, Sprott has a beta of 1.086854, suggesting that its share price is 9% more volatile than the S&P 500.

Which has better earnings & valuation, VBNK or SII?

VersaBank has higher earnings, but lower revenue than Sprott. VersaBank is trading at a lower price-to-earnings ratio than Sprott, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
VersaBank	C$112.25M	4.77	C$49.54M	C$1.10	14.96
Sprott	C$186.32M	12.76	C$32.26M	C$1.94	47.50

Do institutionals & insiders have more ownership in VBNK or SII?

5.7% of VersaBank shares are owned by institutional investors. Comparatively, 21.6% of Sprott shares are owned by institutional investors. 38.8% of VersaBank shares are owned by insiders. Comparatively, 17.7% of Sprott shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Do analysts recommend VBNK or SII?

VersaBank currently has a consensus price target of C$19.00, suggesting a potential upside of 15.43%. Sprott has a consensus price target of C$88.33, suggesting a potential downside of 4.14%. Given VersaBank's higher probable upside, equities research analysts plainly believe VersaBank is more favorable than Sprott.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
VersaBank	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Sprott	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	3.00

Is VBNK or SII more profitable?

Sprott has a net margin of 28.20% compared to VersaBank's net margin of 19.94%. Sprott's return on equity of 15.02% beat VersaBank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
VersaBank	19.94%	9.95%	1.10%
Sprott	28.20%	15.02%	10.25%

Is VBNK or SII a better dividend stock?

VersaBank pays an annual dividend of C$0.10 per share and has a dividend yield of 0.6%. Sprott pays an annual dividend of C$1.15 per share and has a dividend yield of 1.2%. VersaBank pays out 9.1% of its earnings in the form of a dividend. Sprott pays out 59.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Sprott beats VersaBank on 12 of the 17 factors compared between the two stocks.