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NASDAQ:HTBK

Heritage Commerce (HTBK) Stock Price, News & Analysis

Heritage Commerce logo
$10.02 -0.04 (-0.35%)
As of 02:58 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About Heritage Commerce Stock (NASDAQ:HTBK)

Key Stats

Today's Range
$9.90
$10.05
50-Day Range
$9.25
$10.55
52-Week Range
$8.09
$11.27
Volume
122,030 shs
Average Volume
418,939 shs
Market Capitalization
$616.04 million
P/E Ratio
15.91
Dividend Yield
5.19%
Price Target
$10.67
Consensus Rating
Buy

Company Overview

Heritage Commerce Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
75th Percentile Overall Score

HTBK MarketRank™: 

Heritage Commerce scored higher than 75% of companies evaluated by MarketBeat, and ranked 431st out of 958 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Heritage Commerce has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for Heritage Commerce is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Heritage Commerce has received no research coverage in the past 90 days.

  • Read more about Heritage Commerce's stock forecast and price target.
  • Earnings Growth

    Earnings for Heritage Commerce are expected to grow by 12.50% in the coming year, from $0.80 to $0.90 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Heritage Commerce is 15.91, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.76.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Heritage Commerce is 15.91, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 246.53.

  • Price to Book Value per Share Ratio

    Heritage Commerce has a P/B Ratio of 0.89. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Heritage Commerce's valuation and earnings.
  • Percentage of Shares Shorted

    1.24% of the float of Heritage Commerce has been sold short.
  • Short Interest Ratio / Days to Cover

    Heritage Commerce has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Heritage Commerce has recently increased by 1.63%, indicating that investor sentiment is decreasing.
  • Dividend Leadership

    Heritage Commerce is a leading dividend payer. It pays a dividend yield of 5.12%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    Heritage Commerce does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Heritage Commerce is 82.54%. Payout ratios above 75% are not desirable because they may not be sustainable.

  • Dividend Sustainability

    Based on earnings estimates, Heritage Commerce will have a dividend payout ratio of 57.78% next year. This indicates that Heritage Commerce will be able to sustain or increase its dividend.

  • Read more about Heritage Commerce's dividend.
  • Percentage of Shares Shorted

    1.24% of the float of Heritage Commerce has been sold short.
  • Short Interest Ratio / Days to Cover

    Heritage Commerce has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Heritage Commerce has recently increased by 1.63%, indicating that investor sentiment is decreasing.
  • News Sentiment

    Heritage Commerce has a news sentiment score of 1.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.05 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 4 news articles for Heritage Commerce this week, compared to 3 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Heritage Commerce insiders have bought more of their company's stock than they have sold. Specifically, they have bought $185,000.00 in company stock and sold $0.00 in company stock.

  • Percentage Held by Insiders

    Only 2.71% of the stock of Heritage Commerce is held by insiders.

  • Percentage Held by Institutions

    75.55% of the stock of Heritage Commerce is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Heritage Commerce's insider trading history.
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HTBK Stock News Headlines

Heritage Commerce Director Makes Significant Stock Sale
Take a look at this picture ...
A strange investment secret — discovered just a few short weeks before this image was taken — correctly predicted it all. Even crazier, this secret accurately called every major financial event in recent history … Now it's signaling something very scary is about to hit the market again …tc pixel
See More Headlines

HTBK Stock Analysis - Frequently Asked Questions

Heritage Commerce's stock was trading at $9.38 on January 1st, 2025. Since then, HTBK shares have increased by 6.9% and is now trading at $10.0250.

Heritage Commerce Corp (NASDAQ:HTBK) posted its earnings results on Thursday, July, 24th. The financial services provider reported $0.21 EPS for the quarter, topping analysts' consensus estimates of $0.19 by $0.02. The financial services provider had revenue of $47.78 million for the quarter, compared to analysts' expectations of $47.17 million. Heritage Commerce had a net margin of 15.00% and a trailing twelve-month return on equity of 6.61%.

Heritage Commerce's top institutional investors include FJ Capital Management LLC (3.82%), JPMorgan Chase & Co. (2.98%), HoldCo Asset Management LP (2.64%) and Geode Capital Management LLC (2.54%). Insiders that own company stock include Jason Philip Dinapoli, Robertson Clay Jones Jr, Jack W Conner, Lawrence D Mcgovern, Robert Moles, Stephen G Heitel, Thomas A Sa, Susan Svensson Just and Kamran F Husain.
View institutional ownership trends
.

Shares of HTBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Heritage Commerce investors own include JPMorgan Chase & Co. (JPM), NVIDIA (NVDA), Tesla (TSLA), Advanced Micro Devices (AMD), Meta Platforms (META), Netflix (NFLX) and Home Depot (HD).

Company Calendar

Last Earnings
7/24/2025
Record date for 8/21 Dividend
8/07/2025
Ex-Dividend for 8/21 Dividend
8/07/2025
Dividend Payable
8/21/2025
Today
9/16/2025
Next Earnings (Estimated)
10/23/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - WEST
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:HTBK
CIK
1053352
Employees
330
Year Founded
1994

Price Target and Rating

High Price Target
$11.00
Low Price Target
$10.00
Potential Upside/Downside
+6.0%
Consensus Rating
Buy
Rating Score (0-4)
3.00
Research Coverage
2 Analysts

Profitability

EPS (Trailing Twelve Months)
$0.63
Trailing P/E Ratio
15.97
Forward P/E Ratio
12.58
P/E Growth
N/A
Net Income
$40.53 million
Net Margins
15.00%
Pretax Margin
20.86%
Return on Equity
6.61%
Return on Assets
0.82%

Debt

Debt-to-Equity Ratio
0.06
Current Ratio
0.77
Quick Ratio
0.77

Sales & Book Value

Annual Sales
$251.45 million
Price / Sales
2.46
Cash Flow
$0.69 per share
Price / Cash Flow
14.64
Book Value
$11.25 per share
Price / Book
0.89

Miscellaneous

Outstanding Shares
61,450,000
Free Float
59,782,000
Market Cap
$618.19 million
Optionable
Optionable
Beta
0.87

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This page (NASDAQ:HTBK) was last updated on 9/16/2025 by MarketBeat.com Staff
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