NYSE:PFSI PennyMac Financial Services (PFSI) Stock Price, News & Analysis $99.87 +0.57 (+0.57%) (As of 07/26/2024 ET) Add Compare Share Share Today's Range$99.35▼$101.3650-Day Range$88.52▼$103.2652-Week Range$62.15▼$105.94Volume257,400 shsAverage Volume245,048 shsMarket Capitalization$5.09 billionP/E Ratio34.68Dividend Yield0.80%Price Target$107.17 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends Get PennyMac Financial Services alerts: Email Address PennyMac Financial Services MarketRank™ Stock AnalysisAnalyst RatingModerate Buy2.67 Rating ScoreUpside/Downside7.3% Upside$107.17 Price TargetShort InterestBearish2.20% of Float Sold ShortDividend StrengthWeakBased on Four FactorsSustainability-1.38Upright™ Environmental ScoreNews Sentiment0.33Based on 26 Articles This WeekInsider TradingSelling Shares$8.05 M Sold Last QuarterProj. Earnings Growth18.27%From $10.51 to $12.43 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.4.33 out of 5 starsFinance Sector170th out of 898 stocksMortgage Bankers & Correspondents Industry1st out of 8 stocks 1.3 Analyst's Opinion Consensus RatingPennyMac Financial Services has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 4 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoveragePennyMac Financial Services has only been the subject of 3 research reports in the past 90 days.Read more about PennyMac Financial Services' stock forecast and price target. Previous Next 2.0 Short Interest Percentage of Shares Shorted2.20% of the float of PennyMac Financial Services has been sold short.Short Interest Ratio / Days to CoverPennyMac Financial Services has a short interest ratio ("days to cover") of 4.1.Change versus previous monthShort interest in PennyMac Financial Services has recently increased by 13.77%, indicating that investor sentiment is decreasing significantly. Previous Next 1.7 Dividend Strength Dividend YieldPennyMac Financial Services has a dividend yield of 0.83%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthPennyMac Financial Services does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of PennyMac Financial Services is 27.78%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, PennyMac Financial Services will have a dividend payout ratio of 6.44% next year. This indicates that PennyMac Financial Services will be able to sustain or increase its dividend.Read more about PennyMac Financial Services' dividend. Previous Next 2.8 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScorePennyMac Financial Services has received a 20.89% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Mortgages provided by brick and mortar banks", "Mortgage loans for corporations", and "Mortgages provided by online banks" products. See details.Environmental SustainabilityThe Environmental Impact score for PennyMac Financial Services is -1.38. Previous Next 2.4 News and Social Media Coverage News SentimentPennyMac Financial Services has a news sentiment score of 0.33. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.49 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 26 news articles for PennyMac Financial Services this week, compared to 4 articles on an average week.MarketBeat Follows3 people have added PennyMac Financial Services to their MarketBeat watchlist in the last 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, PennyMac Financial Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $8,045,169.00 in company stock.Percentage Held by Insiders16.60% of the stock of PennyMac Financial Services is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions57.87% of the stock of PennyMac Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about PennyMac Financial Services' insider trading history. Previous Next 4.4 Earnings and Valuation Earnings GrowthEarnings for PennyMac Financial Services are expected to grow by 18.27% in the coming year, from $10.51 to $12.43 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of PennyMac Financial Services is 34.69, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 140.19.Price to Earnings Ratio vs. SectorThe P/E ratio of PennyMac Financial Services is 34.69, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 57.14.Price to Earnings Growth RatioPennyMac Financial Services has a PEG Ratio of 0.63. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioPennyMac Financial Services has a P/B Ratio of 1.42. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about PennyMac Financial Services' valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Paradigm PressMan who Predicted Trump 2016 Win: “Prepare for Election Meltdown”Former advisor to the CIA, the Pentagon and the White House Jim Rickards went on multiple TV news programs… A predicted Trump would win. You won’t believe what he’s predicting now.Click here to see it because it’s a SHOCKER… About PennyMac Financial Services Stock (NYSE:PFSI)PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan servicing for both newly originated loans that are under holding for sale and loans services for others. The segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; counsels delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. The company was founded in 2008 and is headquartered in Westlake Village, California.Read More PFSI Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart PFSI Stock News HeadlinesJuly 15, 2024 | marketbeat.comThis Stock Could Rally Following a Bottom in Mortgage Markets (PFSI)SoFi stock is getting Wall Street's attention just as the mortgage market is looking to make a bottom, in time before the Fed's interest rate cuts are hereJuly 13, 2024 | insidertrades.comDavid Spector Sells 10,000 Shares of PennyMac Financial Services, Inc. (NYSE:PFSI) StockJuly 26, 2024 | Porter & Company (Ad)Obama wins Presidential debate When I said Obama would seek a third term… They called me a conspiracy theorist, they said it couldn’t happen, that the 22nd Amendment makes it impossible. But as I explained on live radio years ago, “he could have a proxy… while he remains in control of the administration much like Putin did in Russia.” July 26 at 3:02 AM | americanbankingnews.comPennyMac Financial Services (NYSE:PFSI) PT Raised to $120.00 at WedbushJuly 26 at 1:19 AM | americanbankingnews.comPennyMac Financial Services, Inc. to Post Q2 2024 Earnings of $2.52 Per Share, Wedbush Forecasts (NYSE:PFSI)July 25 at 6:54 AM | americanbankingnews.comPennyMac Financial Services (NYSE:PFSI) Price Target Increased to $112.00 by Analysts at Piper SandlerJuly 25 at 2:41 AM | markets.businessinsider.comBuy Rating on PennyMac Financial Services Amid Strong Financials and Positive Mortgage Industry OutlookJuly 25 at 2:41 AM | markets.businessinsider.comBarclays Reaffirms Their Buy Rating on PennyMac Financial (PFSI)July 26, 2024 | Porter & Company (Ad)Obama wins Presidential debate When I said Obama would seek a third term… They called me a conspiracy theorist, they said it couldn’t happen, that the 22nd Amendment makes it impossible. But as I explained on live radio years ago, “he could have a proxy… while he remains in control of the administration much like Putin did in Russia.” July 24 at 10:34 AM | seekingalpha.comPennyMac Financial Services, Inc. 2024 Q2 - Results - Earnings Call PresentationJuly 24 at 9:57 AM | markets.businessinsider.comPFSI Stock Earnings: PennyMac Financial Servs Beats EPS, Misses Revenue for Q2 2024July 24 at 9:57 AM | msn.comPennyMac Financial Services, Inc. (NYSE:PFSI) Q2 2024 Earnings Call TranscriptJuly 23 at 6:55 PM | msn.comKeefe, Bruyette & Woods Downgrades PennyMac Financial Services (PFSI)July 23 at 6:55 PM | seekingalpha.comPennyMac Financial Services, Inc. (PFSI) Q2 2024 Earnings Call TranscriptJuly 23 at 5:50 AM | americanbankingnews.comPennyMac Financial Services (NYSE:PFSI) Downgraded by Keefe, Bruyette & Woods to Market PerformJuly 22, 2024 | americanbankingnews.comPennyMac Financial Services (PFSI) to Release Quarterly Earnings on TuesdayMay 20, 2024 | businesswire.comPennyMac Financial Services, Inc. Announces Pricing of Private Offering of $650 Million of Senior NotesMay 20, 2024 | markets.businessinsider.comPennyMac Financial Plans Private Offering Of $650 Mln Of Senior Notes Due 2030See More Headlines Receive PFSI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for PennyMac Financial Services and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 5/24 Dividend5/13/2024Dividend Payable5/24/2024Last Earnings7/23/2024Today7/26/2024Ex-Dividend for 8/23 Dividend8/13/2024Dividend Payable8/23/2024Next Earnings (Estimated)10/24/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Mortgage bankers & correspondents Sub-IndustryN/A Current SymbolNYSE:PFSI CUSIPN/A CIK1568669 Webwww.pennymacfinancial.com Phone(818) 224-7442FaxN/AEmployees3,900Year Founded2008Price Target and Rating Average Stock Price Target$107.17 High Stock Price Target$120.00 Low Stock Price Target$85.00 Potential Upside/Downside+7.3%Consensus RatingModerate Buy Rating Score (0-4)2.67 Research Coverage6 Analysts Profitability EPS (Most Recent Fiscal Year)$2.88 Trailing P/E Ratio34.69 Forward P/E Ratio9.51 P/E Growth0.63Net Income$144.66 million Net Margins13.13% Pretax Margin13.48% Return on Equity12.78% Return on Assets2.37% Debt Debt-to-Equity Ratio2.33 Current Ratio0.39 Quick Ratio0.39 Sales & Book Value Annual Sales$1.40 billion Price / Sales3.63 Cash Flow$7.45 per share Price / Cash Flow13.41 Book Value$70.52 per share Price / Book1.42Miscellaneous Outstanding Shares50,920,000Free Float42,470,000Market Cap$5.09 billion OptionableOptionable Beta1.72 Social Links Metaverse Stocks And Why You Can't Ignore ThemThinking about investing in Meta, Roblox, or Unity? Click the link to learn what streetwise investors need to know about the metaverse and public markets before making an investment.Get This Free Report Key ExecutivesMr. David A. Spector (Age 61)CEO & Chairman Comp: $2.7MMr. Douglas Edward Jones (Age 67)President, Chief Mortgage Banking Officer & Director Comp: $1.79MMr. Daniel Stanley Perotti (Age 43)Senior MD & CFO Comp: $1.08MMr. James Follette (Age 51)Senior MD & Chief Digital Officer Comp: $849.1kMr. William Chang (Age 46)Senior MD & Chief Capital Markets Officer Comp: $857.39kMr. Gregory L. Hendry (Age 63)Chief Accounting Officer Mr. Mike HoganSenior Managing Director & Chief Information OfficerMr. Kevin ChamberlainExecutive Vice President of Investor RelationsMr. Derek W. Stark J.D. (Age 56)Senior MD, Chief Legal Officer & Secretary Ms. Susan Hallock SmithSenior MD & Chief Marketing OfficerMore ExecutivesKey CompetitorsNuveen Churchill Direct LendingNYSE:NCDLGuildNYSE:GHLDUWMNYSE:UWMCOnity GroupNYSE:ONITFinance of America CompaniesNYSE:FOAView All CompetitorsInsiders & InstitutionsBank of New York Mellon CorpBought 4,930 shares on 7/26/2024Ownership: 0.358%Dakota Wealth ManagementSold 6,914 shares on 7/22/2024Ownership: 0.028%Assenagon Asset Management S.A.Sold 28,144 shares on 7/18/2024Ownership: 0.078%Blue Trust Inc.Bought 413 shares on 7/18/2024Ownership: 0.001%MorganRosel Wealth Management LLCSold 586 shares on 7/15/2024Ownership: 0.020%View All Insider TransactionsView All Institutional Transactions PFSI Stock Analysis - Frequently Asked Questions How have PFSI shares performed this year? PennyMac Financial Services' stock was trading at $88.37 at the start of the year. Since then, PFSI stock has increased by 13.1% and is now trading at $99.91. View the best growth stocks for 2024 here. How were PennyMac Financial Services' earnings last quarter? PennyMac Financial Services, Inc. (NYSE:PFSI) issued its quarterly earnings data on Tuesday, July, 23rd. The real estate investment trust reported $1.85 earnings per share for the quarter, missing analysts' consensus estimates of $2.65 by $0.80. The firm's quarterly revenue was up 20.7% compared to the same quarter last year. Who are PennyMac Financial Services' major shareholders? PennyMac Financial Services' top institutional shareholders include Bank of New York Mellon Corp (0.36%), Assenagon Asset Management S.A. (0.08%), QRG Capital Management Inc. (0.07%) and Dakota Wealth Management (0.03%). Insiders that own company stock include Doug Jones, Daniel Stanley Perotti, David Spector, Joseph F Mazzella, Vandad Fartaj, Gregory L Hendry, Patrick Kinsella, William Herbert Chang, James K Hunt, Derek Stark, Steven Richard Bailey, James Follette, Donald J White, Anne Mccallion, Mfn Partners, Lp and Farhad Nanji. View institutional ownership trends. How do I buy shares of PennyMac Financial Services? Shares of PFSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of PennyMac Financial Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that PennyMac Financial Services investors own include Alibaba Group (BABA), NVIDIA (NVDA), Taiwan Semiconductor Manufacturing (TSM), Advanced Micro Devices (AMD), Intel (INTC), Innovative Industrial Properties (IIPR) and Verizon Communications (VZ). This page (NYSE:PFSI) was last updated on 7/26/2024 by MarketBeat.com Staff From Our Partners625,000% GainImagine swapping your daily coffee expense for a future free of financial worries. It might seem far-fetche...Crypto Swap Profits | Sponsored“Generational Bull Run” IncomingLIVE Cash Flow Workshop Event / Hosted Virtually Weds @ 7PM EST Everyone who attends will also receive 3 sp...Unstoppable Prosperity | SponsoredThis student turned $1,300 into $45,000 in just 4 Months!With the help of S.A.M. 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