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CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
First Capital, Inc. stock logo
FCAP
First Capital
$42.41
-3.1%
$41.55
$28.50
$53.85
$142.50M0.658,748 shs3,809 shs
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
$23.50
-3.6%
$25.43
$20.97
$33.06
$313.96M0.4539,915 shs33,108 shs
OFG Bancorp stock logo
OFG
OFG Bancorp
$41.36
-3.9%
$43.59
$33.15
$47.66
$1.84B0.8308,799 shs238,539 shs
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
$18.16
+0.2%
$18.42
$16.12
$20.98
$698.07M1.08110,936 shs94,178 shs
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Compare Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
First Capital, Inc. stock logo
FCAP
First Capital
-2.97%-6.16%+1.37%+0.76%+21.56%
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
-0.53%-1.06%-6.66%-10.57%-12.37%
OFG Bancorp stock logo
OFG
OFG Bancorp
+0.87%+1.30%-2.00%-3.58%+0.89%
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
-0.17%+0.74%-3.00%+0.54%-6.50%
CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
First Capital, Inc. stock logo
FCAP
First Capital
$42.41
-3.1%
$41.55
$28.50
$53.85
$142.50M0.658,748 shs3,809 shs
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
$23.50
-3.6%
$25.43
$20.97
$33.06
$313.96M0.4539,915 shs33,108 shs
OFG Bancorp stock logo
OFG
OFG Bancorp
$41.36
-3.9%
$43.59
$33.15
$47.66
$1.84B0.8308,799 shs238,539 shs
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
$18.16
+0.2%
$18.42
$16.12
$20.98
$698.07M1.08110,936 shs94,178 shs
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Compare Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
First Capital, Inc. stock logo
FCAP
First Capital
-2.97%-6.16%+1.37%+0.76%+21.56%
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
-0.53%-1.06%-6.66%-10.57%-12.37%
OFG Bancorp stock logo
OFG
OFG Bancorp
+0.87%+1.30%-2.00%-3.58%+0.89%
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
-0.17%+0.74%-3.00%+0.54%-6.50%
CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
First Capital, Inc. stock logo
FCAP
First Capital
3.00
BuyN/AN/A
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
2.50
Moderate Buy$29.2524.47% Upside
OFG Bancorp stock logo
OFG
OFG Bancorp
2.83
Moderate Buy$48.3316.86% Upside
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
2.67
Moderate Buy$22.0021.15% Upside

Current Analyst Ratings Breakdown

Latest VEL, OFG, FCAP, and OBT Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
10/9/2025
OFG Bancorp stock logo
OFG
OFG Bancorp
UBS Group
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Set Price Target$50.00
10/9/2025
OFG Bancorp stock logo
OFG
OFG Bancorp
Truist Financial
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Initiated CoverageBuy$50.00
10/8/2025
First Capital, Inc. stock logo
FCAP
First Capital
Weiss Ratings
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Reiterated RatingBuy (B-)
10/8/2025
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
Weiss Ratings
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Reiterated RatingHold (C+)
10/8/2025
OFG Bancorp stock logo
OFG
OFG Bancorp
Weiss Ratings
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Reiterated RatingBuy (B)
10/8/2025
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
Weiss Ratings
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Reiterated RatingHold (C)
9/29/2025
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
Zacks Research
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
UpgradeStrong SellHold
9/27/2025
First Capital, Inc. stock logo
FCAP
First Capital
Weiss Ratings
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Reiterated RatingBuy (B-)
9/27/2025
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
Weiss Ratings
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Reiterated RatingHold (C+)
9/27/2025
OFG Bancorp stock logo
OFG
OFG Bancorp
Weiss Ratings
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Reiterated RatingBuy (B)
9/27/2025
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
Weiss Ratings
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Reiterated RatingHold (C)
(Data available from 10/10/2022 forward. View 10+ years of historical ratings with our analyst ratings screener.)
CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
First Capital, Inc. stock logo
FCAP
First Capital
$58.13M2.45$4.57 per share9.27$34.22 per share1.24
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
$128.82M2.44$2.62 per share8.97$16.35 per share1.44
OFG Bancorp stock logo
OFG
OFG Bancorp
$667.34M2.76$4.67 per share8.86$27.33 per share1.51
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
$135.80M5.14$2.64 per share6.89$15.71 per share1.16
CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
First Capital, Inc. stock logo
FCAP
First Capital
$11.94M$3.9410.76N/A21.45%11.23%1.10%10/24/2025 (Estimated)
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
$27.88M$2.569.207.19N/A19.84%14.19%1.16%10/29/2025 (Estimated)
OFG Bancorp stock logo
OFG
OFG Bancorp
$198.17M$4.249.759.42N/A22.06%14.97%1.66%10/22/2025 (Estimated)
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
$68.42M$2.218.229.22N/A51.11%15.89%1.49%11/6/2025 (Estimated)

Latest VEL, OFG, FCAP, and OBT Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
11/6/2025Q3 2025
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
$0.6050N/AN/AN/A$48.89 millionN/A
10/29/2025Q3 2025
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
$0.68N/AN/AN/A$28.60 millionN/A
10/22/2025Q3 2025
OFG Bancorp stock logo
OFG
OFG Bancorp
$1.16N/AN/AN/A$186.71 millionN/A
8/7/2025Q2 2025
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
$0.5330$0.73+$0.1970$0.69$39.87 million$85.84 million
7/30/2025Q2 2025
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
$0.76$0.87+$0.11$0.87$29.00 million$32.46 million
7/25/2025Q2 2025
First Capital, Inc. stock logo
FCAP
First Capital
N/A$1.13N/A$1.13N/A$12.43 million
7/17/2025Q2 2025
OFG Bancorp stock logo
OFG
OFG Bancorp
$1.05$1.15+$0.10$1.15$181.50 million$182.20 million
CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
First Capital, Inc. stock logo
FCAP
First Capital
$1.242.92%N/A31.47%2 Years
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
$0.522.21%N/A20.31%N/A
OFG Bancorp stock logo
OFG
OFG Bancorp
$1.202.90%N/A28.30%5 Years
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
N/AN/AN/AN/AN/A

Latest VEL, OFG, FCAP, and OBT Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
7/30/2025
OFG Bancorp stock logo
OFG
OFG Bancorp
quarterly$0.302.76%9/30/20259/30/202510/15/2025
8/18/2025
First Capital, Inc. stock logo
FCAP
First Capital
quarterly$0.312.85%9/12/20259/12/20259/26/2025
8/21/2025
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
quarterly$0.131.96%9/8/20259/8/20259/16/2025
(Data available from 1/1/2013 forward)
CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
First Capital, Inc. stock logo
FCAP
First Capital
N/A
0.70
0.70
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
0.20
0.90
0.90
OFG Bancorp stock logo
OFG
OFG Bancorp
0.34
0.87
0.87
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
8.95
38.99
38.99

Institutional Ownership

CompanyInstitutional Ownership
First Capital, Inc. stock logo
FCAP
First Capital
11.65%
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
42.55%
OFG Bancorp stock logo
OFG
OFG Bancorp
92.73%
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
97.49%

Insider Ownership

CompanyInsider Ownership
First Capital, Inc. stock logo
FCAP
First Capital
4.01%
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
9.30%
OFG Bancorp stock logo
OFG
OFG Bancorp
3.11%
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
4.60%
CompanyEmployeesShares OutstandingFree FloatOptionable
First Capital, Inc. stock logo
FCAP
First Capital
2203.36 million3.22 millionNot Optionable
Orange County Bancorp, Inc. stock logo
OBT
Orange County Bancorp
21013.36 million12.12 millionNot Optionable
OFG Bancorp stock logo
OFG
OFG Bancorp
2,24644.52 million43.13 millionOptionable
Velocity Financial, Inc. stock logo
VEL
Velocity Financial
22038.44 million36.67 millionOptionable

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First Capital stock logo

First Capital NASDAQ:FCAP

$42.41 -1.34 (-3.06%)
Closing price 04:00 PM Eastern
Extended Trading
$42.76 +0.36 (+0.84%)
As of 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides residential mortgage loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, credit cards and other personal loans, and loans secured by savings deposits, as well as unsecured consumer loans. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.

Orange County Bancorp stock logo

Orange County Bancorp NASDAQ:OBT

$23.50 -0.87 (-3.57%)
Closing price 04:00 PM Eastern
Extended Trading
$23.54 +0.04 (+0.15%)
As of 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and individuals. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services. The company operates full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.

OFG Bancorp stock logo

OFG Bancorp NYSE:OFG

$41.36 -1.67 (-3.88%)
Closing price 03:59 PM Eastern
Extended Trading
$41.47 +0.11 (+0.27%)
As of 04:20 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

OFG Bancorp, a financial holding company, provides a range of banking and financial services. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, and individual retirement accounts; certificate of deposits, as well as time deposit products; commercial, consumer, auto leasing, and mortgage lending services; credit cards; cash management; financial planning and insurance services; and corporate and individual trust, and retirement services. In addition, it provides securities brokerage and investment advisory services, including various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients; and separately-managed accounts and mutual fund asset allocation programs. Further, the company engages in the insurance agency and reinsurance businesses; administration and servicing of retirement plans; and various treasury-related functions with an investment portfolio consisting of mortgage-backed securities, obligations of U.S. government sponsored agencies, and U.S. Treasury securities and money market instruments. Additionally, it offers money management and investment banking services; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company provides investment brokerage, transactional, international trade financing, residential mortgage, and consumer finance services. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico.

Velocity Financial stock logo

Velocity Financial NYSE:VEL

$18.16 +0.04 (+0.22%)
Closing price 03:59 PM Eastern
Extended Trading
$18.16 0.00 (0.00%)
As of 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

Velocity Financial, Inc. operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by first mortgage liens on income-producing and/or owner/user commercial properties, including investor 1-4, a non-owner occupied residential rental properties with 1-4 units; residential apartments combined with office or retail space; and multi-family comprising traditional apartment buildings, condominiums, and other residential properties with 5+ units. The company also finances for retail properties with various types of retail products and merchandise or services; commercial properties occupied by professional or business offices; and warehouse and other properties, which include self-storage units, auto services, hospitality, light industrial, and other commercial enterprises, as well as provides short-term and interest-only loans for acquisition and improvement of 1-4-unit residential properties. It offers its products through a network of independent mortgage brokers for independent real estate investors and small business owners. The company was founded in 2004 and is headquartered in Westlake Village, California.