Compare Stocks: PRAA, ECPG, UPST, and LC

Comparative Price Performance Over Time

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
ECPG Encore Capital Group	$95.67 -0.6%	$87.03	$36.24 ▼ $98.15	$2.05B	1.27	300,554 shs	208,255 shs
LC LendingClub	$19.21	$18.66	$10.74 ▼ $21.67	$2.22B	1.98	1.96 million shs	N/A
PRAA PRA Group	$17.61 +0.9%	$16.85	$10.25 ▼ $22.55	$671.70M	1.1	544,159 shs	231,612 shs
UPST Upstart	$30.41 +3.3%	$31.32	$23.97 ▼ $85.31	$2.91B	2.29	4.74 million shs	5.18 million shs

7 Stocks That Will Be Magnificent in 2026

Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2026. Explore companies poised to replicate the growth, innovation, and value creation of the tech giants dominating today's markets.

Get This Free Report

Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
ECPG Encore Capital Group	+2.34%	+1.94%	+6.26%	+14.06%	+167.67%
LC LendingClub	0.00%	0.00%	0.00%	+12.53%	+23.22%
PRAA PRA Group	+0.46%	-2.57%	-4.54%	-18.38%	+15.87%
UPST Upstart	+7.25%	+7.06%	-15.38%	-5.58%	-62.85%

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
ECPG Encore Capital Group	$95.67 -0.6%	$87.03	$36.24 ▼ $98.15	$2.05B	1.27	300,554 shs	208,255 shs
LC LendingClub	$19.21	$18.66	$10.74 ▼ $21.67	$2.22B	1.98	1.96 million shs	N/A
PRAA PRA Group	$17.61 +0.9%	$16.85	$10.25 ▼ $22.55	$671.70M	1.1	544,159 shs	231,612 shs
UPST Upstart	$30.41 +3.3%	$31.32	$23.97 ▼ $85.31	$2.91B	2.29	4.74 million shs	5.18 million shs

7 Stocks That Will Be Magnificent in 2026

Get This Free Report

Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
ECPG Encore Capital Group	+2.34%	+1.94%	+6.26%	+14.06%	+167.67%
LC LendingClub	0.00%	0.00%	0.00%	+12.53%	+23.22%
PRAA PRA Group	+0.46%	-2.57%	-4.54%	-18.38%	+15.87%
UPST Upstart	+7.25%	+7.06%	-15.38%	-5.58%	-62.85%

Compare Analyst Forecasts

Company	Consensus Rating Score	Consensus Rating	Consensus Price Target	% Upside from Current Price
ECPG Encore Capital Group	2.67	Moderate Buy	$88.00	-8.02% Downside
LC LendingClub	2.89	Moderate Buy	$23.07	20.10% Upside
PRAA PRA Group	2.00	Hold	$25.00	41.96% Upside
UPST Upstart	2.35	Hold	$43.93	44.46% Upside

Current Analyst Ratings Breakdown

Latest PRAA, ECPG, UPST, and LC Analyst Ratings

Date	Company	Brokerage	Action	Rating	Price Target
7/22/2026	UPST Upstart	Citigroup Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Lower Price Target	Buy	$80.00 ➝ $61.00
7/9/2026	UPST Upstart	The Goldman Sachs Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Neutral	$32.00 ➝ $39.00
7/7/2026	UPST Upstart	BTIG Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Buy	$43.00
7/7/2026	UPST Upstart	Needham & Company LLC Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Buy	$37.00 ➝ $40.00
7/6/2026	ECPG Encore Capital Group	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Downgrade	Strong-Buy ➝ Hold
6/24/2026	PRAA PRA Group	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Sell (D)
6/17/2026	ECPG Encore Capital Group	Citigroup Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Market Outperform
6/17/2026	ECPG Encore Capital Group	Citizens Jmp Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Market Outperform	$108.00 ➝ $115.00
6/15/2026	UPST Upstart	Needham & Company LLC Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Buy	$37.00
6/11/2026	UPST Upstart	Citigroup Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Market Underperform
6/9/2026	UPST Upstart	Jefferies Financial Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Hold	$30.00

(Data available from 8/4/2023 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Compare Sales & Book Value

Company	Annual Revenue	Price/Sales	Cashflow	Price/Cash	Book Value	Price/Book
ECPG Encore Capital Group	$1.77B	1.16	$13.02 per share	7.35	$43.79 per share	2.18
LC LendingClub	$1.03B	2.14	$1.72 per share	11.14	$13.03 per share	1.47
PRAA PRA Group	$1.26B	0.53	$2.36 per share	7.45	$26.66 per share	0.66
UPST Upstart	$1.04B	2.79	$0.89 per share	34.03	$8.21 per share	3.70

Compare Profitability & Earnings

Company	Net Income	EPS	Trailing P/E Ratio	Forward P/E Ratio	P/E Growth	Net Margins	Return on Equity (ROE)	Return on Assets (ROA)	Next Earnings Date
ECPG Encore Capital Group	$256.83M	$12.89	7.42	6.90	N/A	16.00%	30.70%	5.58%	8/5/2026 (Estimated)
LC LendingClub	$135.68M	$1.49	12.89	8.73	N/A	16.99%	11.92%	1.55%	8/4/2026 (Estimated)
PRAA PRA Group	-$305.14M	-$7.16	N/A	6.22	N/A	-22.51%	13.19%	2.85%	8/6/2026 (Estimated)
UPST Upstart	$53.60M	$0.38	80.03	17.89	0.73	4.34%	5.63%	1.49%	8/4/2026 (Estimated)

Latest PRAA, ECPG, UPST, and LC Earnings

Date	Quarter	Company	Consensus Estimate	Reported EPS	Beat/Miss	Gap EPS	Revenue Estimate	Actual Revenue
8/6/2026	Q2 2026	PRAA PRA Group	$0.52	N/A	N/A	N/A	$299.99 million	N/A
8/5/2026	Q2 2026	ECPG Encore Capital Group	$2.67	N/A	N/A	N/A	$455.10 million	N/A
8/4/2026	Q2 2026	LC LendingClub	$0.43	N/A	N/A	N/A	$262.21 million	N/A
8/4/2026	Q2 2026	UPST Upstart	$0.1904	N/A	N/A	N/A	$352.29 million	N/A
5/7/2026	Q1 2026	PRAA PRA Group	$0.51	$0.73	+$0.22	$0.73	$295.90 million	$314.53 million
5/6/2026	Q1 2026	ECPG Encore Capital Group	$3.02	$3.86	+$0.84	$3.86	$446.26 million	$475.41 million
5/5/2026	Q1 2026	UPST Upstart	$0.39	-$0.07	-$0.46	-$0.07	$301.30 million	$308.21 million

Compare Dividends

Company	Annual Payout	Dividend Yield	5-Year Annualized Dividend Growth	Payout Ratio	Years of Consecutive Growth
ECPG Encore Capital Group	N/A	N/A	N/A	N/A	N/A
LC LendingClub	N/A	N/A	N/A	N/A	N/A
PRAA PRA Group	N/A	N/A	N/A	N/A	N/A
UPST Upstart	N/A	N/A	N/A	N/A	N/A

Compare Debt

Company	Debt-to-Equity Ratio	Current Ratio	Quick Ratio
ECPG Encore Capital Group	3.90	0.90	0.90
LC LendingClub	N/A	0.72	0.54
PRAA PRA Group	N/A	1.20	1.20
UPST Upstart	N/A	0.49	0.49

Compare Ownership

Institutional Ownership

Company	Institutional Ownership
ECPG Encore Capital Group	N/A
LC LendingClub	74.08%
PRAA PRA Group	97.22%
UPST Upstart	63.01%

Insider Ownership

Company	Insider Ownership
ECPG Encore Capital Group	3.00%
LC LendingClub	3.19%
PRAA PRA Group	2.20%
UPST Upstart	17.29%

Compare Miscellaneous Stats

Company	Employees	Shares Outstanding	Free Float	Optionable
ECPG Encore Capital Group	7,350	21.44 million	20.80 million	Optionable
LC LendingClub	1,075	115.35 million	111.53 million	Optionable
PRAA PRA Group	2,615	38.14 million	37.30 million	Optionable
UPST Upstart	1,405	95.71 million	79.16 million	Optionable

PRAA, ECPG, UPST, and LC Headlines

Recent News About These Companies

UPST Stock Edges Higher Overnight: Can Earnings Keep The Recovery Alive?

August 4 at 7:35 AM | stocktwits.comS

Ahead of Upstart (UPST) Q2 Earnings: Get Ready With Wall Street Estimates for Key Metrics

August 3 at 10:16 AM | zacks.com

Upstart Publishes July 2026 Originations and Latest UMI

August 3 at 7:55 AM | businesswire.com

Upstart Holdings, Inc. $UPST Shares Bought by First Trust Advisors LP

August 1 at 4:02 AM | marketbeat.com

Dave vs. Upstart: Which AI Fintech Stock Is the Better Choice in 2026?

July 31, 2026 | zacks.com

Upstart Holdings, Inc. (UPST) Increases Yet Falls Behind Market: What Investors Need to Know

July 30, 2026 | finance.yahoo.com

Upstart Holdings, Inc. (UPST) Increases Yet Falls Behind Market: What Investors Need to Know

July 30, 2026 | zacks.com

Upstart Holdings (UPST) Could Be 34% Below Fair Value As Castlelake Deal And Bank Approval Land

July 30, 2026 | finance.yahoo.com

Should Upstart’s OCC Bank Charter Bid and $4 Billion Loan Pact Require Action From Upstart Holdings (UPST) Investors?

July 29, 2026 | finance.yahoo.com

Analysts Estimate Galaxy Digital Inc. (GLXY) to Report a Decline in Earnings: What to Look Out for

July 29, 2026 | finance.yahoo.com

Upstart Announces Multi-Year $4 Billion Forward Flow Agreement with Castlelake

July 29, 2026 | finance.yahoo.com

Upstart Holdings, Inc. (NASDAQ:UPST) Receives Average Recommendation of "Hold" from Brokerages

July 29, 2026 | americanbankingnews.com

Upstart Holdings, Inc. (NASDAQ:UPST) Given Consensus Recommendation of "Hold" by Analysts

July 29, 2026 | marketbeat.com

Upstart Co-founder and CEO to Participate in Fireside Chat at the Bank of America 2026 SMID Cap Conference

July 28, 2026 | businesswire.com

Upstart Holdings, Inc. (UPST) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

July 28, 2026 | finance.yahoo.com

Upstart Holdings, Inc. (UPST) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

July 28, 2026 | zacks.com

Upstart Pursues Final Banking Approvals After Landing Conditional Nod

July 27, 2026 | pymnts.com

Upstart's SWOT analysis: ai lender's stock surges on prime shift, funding boost

July 27, 2026 | msn.com

Upstart Holdings, Inc. (UPST) Stock Falls Amid Market Uptick: What Investors Need to Know

July 24, 2026 | finance.yahoo.com

Upstart Holdings, Inc. (UPST) Stock Falls Amid Market Uptick: What Investors Need to Know

July 24, 2026 | zacks.com

Upstart receives conditional OCC approval to launch AI-powered digital bank

July 24, 2026 | cryptobriefing.comC

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

View All

PRAA, ECPG, UPST, and LC Company Descriptions

Encore Capital Group NASDAQ:ECPG

$95.67 -0.61 (-0.63%)

Closing price 03:59 PM Eastern

Extended Trading

$95.14 -0.53 (-0.55%)

As of 04:10 PM Eastern

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

LendingClub NYSE:LC

$19.21 0.00 (0.00%)

As of 08/3/2026

LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit. The company also provides loan products, such as consumer loans comprising unsecured personal loans, secured auto refinance loans, and patient and education finance loans; and commercial loans, including small business loans. In addition, it operates an online lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California.

PRA Group NASDAQ:PRAA

$17.61 +0.16 (+0.92%)

Closing price 03:59 PM Eastern

Extended Trading

$17.64 +0.03 (+0.16%)

As of 04:10 PM Eastern

PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans worldwide. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit card accounts, private label and other credit card accounts, personal loans, automobile loans, and small business loans from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators. In addition, it provides fee-based services on class action claims recoveries. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.

Upstart NASDAQ:UPST

$30.41 +0.98 (+3.34%)

Closing price 03:59 PM Eastern

Extended Trading

$32.60 +2.19 (+7.20%)

As of 04:13 PM Eastern

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

More Stock Comparisions from MarketBeat

More Stock Ideas from MarketBeat

Stock Lists

Low Priced Stocks

Stocks By Exchange

Latest Stock Ideas

Unlock superior investment research and tools.

Get MarketBeat All Access

In-depth profiles and analysis for 20,000 public companies.
Real-time analyst ratings, insider transactions, earnings data, and more.
Our daily ratings and market update email newsletter.

Sign In
Create Account

Your Email Address:

Your Password:

Forgot your password?

Your Email Address:

Choose a Password:

By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Compare Stocks

Comparative Price Performance Over Time

Compare Price & Volume

Compare Price Performance

Compare Price & Volume

Compare Price Performance

Compare Analyst Forecasts

Current Analyst Ratings Breakdown

Latest PRAA, ECPG, UPST, and LC Analyst Ratings

Compare Sales & Book Value

Compare Profitability & Earnings

Latest PRAA, ECPG, UPST, and LC Earnings

Compare Dividends

Compare Debt

Compare Ownership

Institutional Ownership

Insider Ownership

Compare Miscellaneous Stats

PRAA, ECPG, UPST, and LC Headlines

Recent News About These Companies

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

PRAA, ECPG, UPST, and LC Company Descriptions

Encore Capital Group NASDAQ:ECPG

LendingClub NYSE:LC

PRA Group NASDAQ:PRAA

Upstart NASDAQ:UPST

More Stock Comparisions from MarketBeat

Stock Comparison Ideas (A-K)

Stock Comparison Ideas (L-Z)

More Stock Ideas from MarketBeat

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

MarketBeat Products

Popular Tools

Financial Calendars

Terms & Info

Compare Stocks

Comparative Price Performance Over Time

Compare Price & Volume

Compare Price Performance

Compare Price & Volume

Compare Price Performance

Compare Analyst Forecasts

Current Analyst Ratings Breakdown

Latest PRAA, ECPG, UPST, and LC Analyst Ratings

Compare Sales & Book Value

Compare Profitability & Earnings

Latest PRAA, ECPG, UPST, and LC Earnings

Compare Dividends

Compare Debt

Compare Ownership

Institutional Ownership

Insider Ownership

Compare Miscellaneous Stats

PRAA, ECPG, UPST, and LC Headlines

Recent News About These Companies

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

PRAA, ECPG, UPST, and LC Company Descriptions

Encore Capital Group NASDAQ:ECPG

LendingClub NYSE:LC

PRA Group NASDAQ:PRAA

Upstart NASDAQ:UPST

More Stock Comparisions from MarketBeat

Stock Comparison Ideas (A-K)

Stock Comparison Ideas (L-Z)

More Stock Ideas from MarketBeat

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools