Enova International (NYSE:ENVA) Given New $225.00 Price Target at Stephens

Key Points

• Stephens raised Enova International’s price target to $225 from $215 and maintained an “overweight” rating, implying about 27.8% upside from the cited share price.
• Enova reported quarterly revenue of $1.01 billion, up 25.7% year over year, while EPS of $4.48 exceeded analyst expectations of $4.42. Analysts collectively rate the stock “Moderate Buy,” with a consensus price target of $234.17.
• ENVA shares opened at $176.02, down 2.2%, despite strong earnings momentum. Company insiders have sold roughly $8.2 million in stock over the past 90 days, while institutional investors own 89.43% of the shares.

Enova International (NYSE:ENVA - Get Free Report) had its target price increased by Stephens from $215.00 to $225.00 in a note issued to investors on Friday, Benzinga reports. The brokerage currently has an "overweight" rating on the credit services provider's stock. Stephens's price target would suggest a potential upside of 27.83% from the company's current price.

A number of other brokerages have also recently weighed in on ENVA. Citizens Jmp reduced their price objective on shares of Enova International from $270.00 to $215.00 and set a "market outperform" rating for the company in a research note on Tuesday, September 15th. Jefferies Financial Group lowered their target price on shares of Enova International from $300.00 to $275.00 and set a "buy" rating on the stock in a research note on Wednesday, October 7th. Weiss Ratings reiterated a "buy (b-)" rating on shares of Enova International in a report on Thursday, October 15th. BTIG Research lifted their target price on shares of Enova International from $199.00 to $270.00 and gave the stock a "buy" rating in a report on Tuesday, June 30th. Finally, Citigroup reissued a "market outperform" rating on shares of Enova International in a research report on Friday. Eight equities research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the stock. According to data from MarketBeat.com, Enova International has a consensus rating of "Moderate Buy" and a consensus price target of $234.17.

Enova International Stock Down 2.2%

ENVA opened at $176.02 on Friday. The firm has a market cap of $4.38 billion, a P/E ratio of 12.89 and a beta of 1.28. The company has a debt-to-equity ratio of 3.35, a quick ratio of 18.42 and a current ratio of 18.42. The business has a 50 day moving average price of $202.49 and a 200 day moving average price of $199.36. Enova International has a twelve month low of $111.93 and a twelve month high of $267.45.

Enova International (NYSE:ENVA - Get Free Report) last announced its quarterly earnings results on Thursday, October 22nd. The credit services provider reported $4.48 EPS for the quarter, beating the consensus estimate of $4.42 by $0.06. Enova International had a return on equity of 26.66% and a net margin of 10.31%. The company had revenue of $1.01 billion for the quarter, compared to the consensus estimate of $1 billion. During the same quarter last year, the company posted $3.36 earnings per share. The company's revenue for the quarter was up 25.7% compared to the same quarter last year. Research analysts forecast that Enova International will post 16.33 EPS for the current year.

Insider Transactions at Enova International

In related news, Chairman David Fisher sold 20,750 shares of the company's stock in a transaction on Thursday, September 17th. The shares were sold at an average price of $178.24, for a total transaction of $3,698,480.00. Following the completion of the transaction, the chairman directly owned 306,444 shares in the company, valued at $54,620,578.56. This represents a 6.34% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. Insiders have sold a total of 39,319 shares of company stock worth $8,185,473 over the last 90 days. Insiders own 8.40% of the company's stock.

Institutional Trading of Enova International

Several hedge funds and other institutional investors have recently bought and sold shares of the stock. HB Wealth Management LLC raised its position in shares of Enova International by 3.1% during the second quarter. HB Wealth Management LLC now owns 1,677 shares of the credit services provider's stock valued at $404,000 after buying an additional 51 shares during the last quarter. GAMMA Investing LLC lifted its stake in shares of Enova International by 2.2% in the third quarter. GAMMA Investing LLC now owns 2,962 shares of the credit services provider's stock valued at $495,000 after buying an additional 65 shares during the period. Sequoia Financial Advisors LLC lifted its stake in shares of Enova International by 4.7% in the second quarter. Sequoia Financial Advisors LLC now owns 1,903 shares of the credit services provider's stock valued at $458,000 after buying an additional 86 shares during the period. Pacer Advisors Inc. lifted its stake in shares of Enova International by 58.5% in the first quarter. Pacer Advisors Inc. now owns 412 shares of the credit services provider's stock valued at $56,000 after buying an additional 152 shares during the period. Finally, NewEdge Advisors LLC grew its position in Enova International by 5.2% during the second quarter. NewEdge Advisors LLC now owns 3,670 shares of the credit services provider's stock worth $883,000 after buying an additional 181 shares in the last quarter. 89.43% of the stock is currently owned by institutional investors and hedge funds.

Key Enova International News

Here are the key news stories impacting Enova International this week:

• Positive Sentiment: Enova delivered record quarterly revenue above $1 billion, up 25.7% year over year, while originations increased 31%. Adjusted EPS rose 33% to $4.48, exceeding analysts’ estimates near $4.42–$4.46. Enova Reports Third Quarter 2026 Results
• Positive Sentiment: Management highlighted broad portfolio growth and a record loan book, indicating continued demand for Enova’s online lending products. Revenue growth, higher originations and improved earnings support the company’s near-term operating momentum. Enova Tops $1 Billion Quarterly Revenue as Online Lending Surges
• Neutral Sentiment: The quarterly report showed diluted EPS of $4.06 and adjusted EPS of $4.48, with return on equity of 26.66% and a 10.31% net margin. Investors will likely focus on future credit performance and loan growth as the lending platform expands. Enova International Q3 Adjusted Earnings, Revenue Rise
• Negative Sentiment: Enova’s planned Grasshopper Bank transaction was terminated, removing a potential strategic benefit from the company’s plans and likely raising questions about its future funding and banking strategy. This setback may be overshadowing the earnings beat. Blue Tower on Enova International’s Grasshopper Bank Deal Termination

About Enova International

Enova International, Inc is a financial technology company that provides online financial services to consumers and small businesses. Its offerings include consumer installment loans and lines of credit, as well as small-business financing products designed to provide access to working capital. The company serves customers who may have limited access to traditional bank credit and uses data-driven underwriting and technology-enabled platforms in its lending operations.

Enova markets its products through brands including CashNetUSA and NetCredit, which provide consumer financial services, and OnDeck, which focuses on lending to small businesses.

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