NYSE:ENVA Enova International (ENVA) Stock Price, News & Analysis $243.24 +5.85 (+2.46%) As of 03:58 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Enova International Stock (NYSE:ENVA) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Enova International alerts:Sign Up Key Stats Today's Range$239.32▼$246.4950-Day Range$188.97▼$265.9352-Week Range$103.02▼$267.45Volume344,642 shsAverage Volume346,419 shsMarket Capitalization$6.06 billionP/E Ratio18.03Dividend YieldN/APrice Target$247.83Consensus RatingBuy Company Overview Enova International, Inc. (NYSE: ENVA) is a Chicago-based financial services company specializing in online lending solutions. Since its founding in 2004, Enova has leveraged proprietary data analytics and technology platforms to underwrite and deliver short-term consumer loans, lines of credit and installment loans. Through its flagship consumer brand NetCredit, Enova provides flexible credit options designed to serve a wide range of borrowers, including those with limited or non-traditional credit histories. In addition to its U.S. consumer operations, Enova operates dedicated commercial lending services under its OnDeck brand, offering small businesses access to working capital through term loans and revolving credit lines. The company has expanded internationally, serving customers in the United Kingdom and Brazil via localized online platforms. Enova’s risk and underwriting models draw upon machine learning and real-time data to assess creditworthiness, enabling rapid decision-making and funding. Enova differentiates itself through a fully digital customer experience and a focus on speed, with many approved applicants receiving funds within one business day. Its executive team brings deep expertise in financial technology, data science and regulatory compliance. The company continues to invest in its technology infrastructure and product suite to enhance its underwriting capabilities and broaden its service offerings across geographies.AI Generated. May Contain Errors. Read More Enova International Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks77th Percentile Overall ScoreENVA MarketRank™: Enova International scored higher than 77% of companies evaluated by MarketBeat, and ranked 336th out of 840 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.7 / 5Analyst RatingBuy Consensus RatingEnova International has received a consensus rating of Buy. The company's average rating score is 3.11, and is based on 1 strong buy rating, 8 buy ratings, no hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Enova International is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageEnova International has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Enova International's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth30.31% Earnings GrowthEarnings for Enova International are expected to grow by 30.31% in the coming year, from $16.30 to $21.24 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Enova International is 18.03, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.66.Price to Earnings Ratio vs. SectorThe P/E ratio of Enova International is 18.03, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.59.Price to Book Value per Share RatioEnova International has a P/B Ratio of 4.05. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Enova International's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted9.09% of the float of Enova International has been sold short.Short Interest Ratio / Days to CoverEnova International has a short interest ratio ("days to cover") of 4.98.Change versus previous monthShort interest in Enova International has recently decreased by 4.06%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldEnova International does not currently pay a dividend.Dividend GrowthEnova International does not have a long track record of dividend growth. News and Social Media4.4 / 5News Sentiment1.05 News SentimentEnova International has a news sentiment score of 1.05. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.85 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Enova International this week, compared to 4 articles on an average week.Search Interest8 people have searched for ENVA on MarketBeat in the last 30 days. This is an increase of 167% compared to the previous 30 days.MarketBeat Follows10 people have added Enova International to their MarketBeat watchlist in the last 30 days. This is an increase of 900% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Enova International insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $13,880,919.00 in company stock.Percentage Held by Insiders8.40% of the stock of Enova International is held by insiders.Percentage Held by Institutions89.43% of the stock of Enova International is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Enova International's insider trading history. Receive ENVA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Enova International and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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ENVA Stock News HeadlinesEnova International Inc (ENVA) Shares Fall 6.7% -- What GF Score of 77 Tells InvestorsAugust 20 at 8:00 PM | gurufocus.comEnova International: Great Business, But Looks PriceyAugust 9, 2026 | seekingalpha.comSmall Colorado Company (Backed by Sam Altman) Could Save U.S. Power GridA small Colorado company has secured rights to technology that could prevent the U.S. public power grid from collapsing — and billionaire Sam Altman is now an investor. This under-the-radar firm is drawing serious attention from those watching the energy infrastructure space closely.August 21 at 1:00 AM | Altimetry (Ad)Enova CEO Says Better Data, Not AI Hype, Will Decide Who Gets CreditAugust 7, 2026 | pymnts.comWhy Enova International (ENVA) Is Up 7.1% After Strong Q2 Earnings And Buybacks ReportedAugust 2, 2026 | au.finance.yahoo.comNew Report: Small Businesses Lean Into Growth and AIJuly 31, 2026 | prnewswire.comOppFi and Enova Bank Deals Put Lending Economics Under ScrutinyJuly 28, 2026 | pymnts.comIs Enova International (ENVA) Fully Priced Following Strong Q2 Results And Raised Guidance?July 25, 2026 | finance.yahoo.comSee More Headlines ENVA Stock Analysis - Frequently Asked Questions How have ENVA shares performed this year? Enova International's stock was trading at $156.52 on January 1st, 2026. Since then, ENVA stock has increased by 55.4% and is now trading at $243.24. How were Enova International's earnings last quarter? Enova International, Inc. (NYSE:ENVA) posted its quarterly earnings data on Thursday, July, 23rd. The credit services provider reported $4.31 earnings per share for the quarter, topping analysts' consensus estimates of $3.99 by $0.32. Enova International's quarterly revenue was up 21.6% on a year-over-year basis. Read the conference call transcript. How will Enova International's stock buyback program work? Enova International's board authorized a stock buyback program on Wednesday, November 12th 2025, which permits the company to buy back $400,000,000 in shares, according to EventVestor. This means that the company could buy up to 12.5% of its stock through open market purchases. Stock buyback programs are typically a sign that the company's management believes its stock is undervalued. Who are Enova International's major shareholders? Top institutional shareholders of Enova International include Wellington Management Group LLP (0.98%), Bank of New York Mellon Corp (0.64%), Tieton Capital Management LLC (0.44%) and Alyeska Investment Group L.P. (0.43%). Insiders that own company stock include David Fisher, Steven E Cunningham, Kirk Chartier, Sean Rahilly, William M Goodyear, Mark Tebbe, Gregg A Kaplan, James Joseph Lee, Linda Johnson Rice and James A Gray. View institutional ownership trends. How do I buy shares of Enova International? Shares of ENVA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Enova International own? Based on aggregate information from My MarketBeat watchlists, some other companies that Enova International investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), Netflix (NFLX), JPMorgan Chase & Co. (JPM) and Visa (V). Company Calendar Last Earnings7/23/2026Today8/21/2026Next Earnings (Estimated)10/22/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (4m+) 1-Year History Aug 25 Nov 25 Feb 26 May 26 Aug 26 ENVA's financial health is in the Green zone, according to TradeSmith. ENVA has been in this zone for over 4 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNYSE:ENVA CIK1529864 Webwww.enova.com Phone(312) 568-4200Fax312-268-6465Employees1,836Year Founded2004Price Target and Rating Average Price Target for Enova International$247.83 High Price Target$280.00 Low Price Target$200.00 Potential Upside/Downside+1.9%Consensus RatingBuy Rating Score (0-4)3.11 Research Coverage9 Analysts Profitability EPS (Trailing Twelve Months)$13.49 Trailing P/E Ratio18.03 Forward P/E Ratio14.92 P/E GrowthN/ANet Income$308.39 million Net Margins10.31% Pretax Margin13.40% Return on Equity26.66% Return on Assets5.55% Debt Debt-to-Equity Ratio3.35 Current Ratio18.42 Quick Ratio18.42 Sales & Book Value Annual Sales$3.15 billion Price / Sales1.92 Cash Flow$13.76 per share Price / Cash Flow17.68 Book Value$60.13 per share Price / Book4.05Miscellaneous Outstanding Shares24,900,000Free Float22,807,000Market Cap$6.06 billion OptionableOptionable Beta1.22 Social Links 10 Stocks Powering The Next AI Boom The AI boom is creating opportunities across semiconductors, cloud computing, enterprise software, infrastructure, cybersecurity, and automation. 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