Citizens & Northern (CZNC) to Release Quarterly Earnings on Wednesday

Key Points

• Q1 2026 earnings: Citizens & Northern will report after the close on April 22, 2026, with analysts forecasting $0.58 EPS and $35.6 million in revenue and a conference call at 4:00 PM ET.
• Dividend: The bank pays a $0.28 quarterly dividend ($1.12 annualized) for a ~4.7% yield, with a dividend payout ratio of about 75.7%.
• Valuation & analyst stance: Market cap is roughly $422.5M with a P/E around 15.9 and a 52-week range of $18.02–$24.11; consensus rating is "Hold" with a $23.50 target.

Citizens & Northern (NASDAQ:CZNC - Get Free Report) is expected to be announcing its Q1 2026 results after the market closes on Wednesday, April 22nd. Analysts expect the company to announce earnings of $0.58 per share and revenue of $35.60 million for the quarter. Investors are encouraged to explore the company's upcoming Q1 2026 earning overview page for the latest details on the call scheduled for Wednesday, April 22, 2026 at 4:00 PM ET.

Citizens & Northern (NASDAQ:CZNC - Get Free Report) last posted its quarterly earnings data on Wednesday, January 28th. The financial services provider reported $0.56 earnings per share (EPS) for the quarter. The business had revenue of $64.78 million during the quarter. Citizens & Northern had a return on equity of 9.79% and a net margin of 13.75%. On average, analysts expect Citizens & Northern to post $2 EPS for the current fiscal year and $2 EPS for the next fiscal year.

Citizens & Northern Price Performance

NASDAQ:CZNC opened at $23.59 on Wednesday. The company has a debt-to-equity ratio of 0.47, a current ratio of 0.91 and a quick ratio of 0.91. The business has a 50 day simple moving average of $22.77 and a 200-day simple moving average of $21.17. Citizens & Northern has a 1 year low of $18.02 and a 1 year high of $24.11. The firm has a market capitalization of $422.50 million, a price-to-earnings ratio of 15.94 and a beta of 0.50.

Citizens & Northern Announces Dividend

The firm also recently declared a quarterly dividend, which was paid on Friday, February 13th. Stockholders of record on Monday, February 2nd were issued a $0.28 dividend. This represents a $1.12 annualized dividend and a dividend yield of 4.7%. The ex-dividend date was Monday, February 2nd. Citizens & Northern's dividend payout ratio is presently 75.68%.

Institutional Inflows and Outflows

Several institutional investors have recently bought and sold shares of the company. Vanguard Group Inc. increased its holdings in Citizens & Northern by 2.3% during the 3rd quarter. Vanguard Group Inc. now owns 823,059 shares of the financial services provider's stock worth $16,305,000 after purchasing an additional 18,165 shares during the period. Dimensional Fund Advisors LP increased its holdings in Citizens & Northern by 3.2% during the 4th quarter. Dimensional Fund Advisors LP now owns 604,257 shares of the financial services provider's stock worth $12,188,000 after purchasing an additional 18,510 shares during the period. Geode Capital Management LLC increased its holdings in Citizens & Northern by 13.8% during the 4th quarter. Geode Capital Management LLC now owns 416,153 shares of the financial services provider's stock worth $8,396,000 after purchasing an additional 50,343 shares during the period. State Street Corp increased its holdings in Citizens & Northern by 1.5% during the 4th quarter. State Street Corp now owns 322,819 shares of the financial services provider's stock worth $6,511,000 after purchasing an additional 4,806 shares during the period. Finally, Marshall Wace LLP increased its holdings in Citizens & Northern by 105.3% during the 2nd quarter. Marshall Wace LLP now owns 57,870 shares of the financial services provider's stock worth $1,096,000 after purchasing an additional 29,687 shares during the period. 30.83% of the stock is currently owned by hedge funds and other institutional investors.

Analyst Ratings Changes

Several brokerages have recently weighed in on CZNC. Piper Sandler increased their price target on Citizens & Northern from $22.50 to $23.50 and gave the stock a "neutral" rating in a report on Thursday, January 29th. Wall Street Zen upgraded Citizens & Northern from a "hold" rating to a "buy" rating in a report on Saturday. Zacks Research downgraded Citizens & Northern from a "strong-buy" rating to a "hold" rating in a report on Monday, March 16th. Finally, Weiss Ratings upgraded Citizens & Northern from a "hold (c+)" rating to a "buy (b-)" rating in a report on Thursday, January 15th. One analyst has rated the stock with a Buy rating and three have issued a Hold rating to the company's stock. According to data from MarketBeat.com, the company currently has a consensus rating of "Hold" and a consensus target price of $23.50.

About Citizens & Northern

Citizens & Northern Corporation is the bank holding company for Citizens & Northern Bank, a community-oriented financial institution headquartered in Wellsboro, Pennsylvania. Chartered in 1888, the company has cultivated deep roots in north central Pennsylvania and selected counties in upstate New York, offering a broad spectrum of banking services tailored to individuals, families and local businesses.

Through its flagship banking subsidiary, Citizens & Northern provides personal deposit products such as checking and savings accounts, certificates of deposit and money market accounts.

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