Cullen/Frost Bankers (CFR) Stock Price, News & Analysis

Company Overview

Cullen/Frost Bankers, Inc. is a financial holding company headquartered in San Antonio, Texas, and the parent company of Frost Bank. Through Frost, the company provides banking, investment, and financial services to individuals, businesses, and institutions.

Frost Bank offers personal and business deposit accounts, consumer and commercial lending, treasury management, payment services, and other banking products. Its wealth management operations provide trust, investment management, and financial planning services, while the company also offers services related to insurance and investment banking.

Founded in 1868 by Thomas Claiborne Frost, the company has a long history of serving Texas markets. Frost operates a network of financial centers across much of Texas, with a presence in major metropolitan areas including San Antonio, Austin, Dallas-Fort Worth, Houston, and Corpus Christi. Cullen/Frost Bankers is led by Chairman and Chief Executive Officer Phillip D. Green.

Key Stats

• Today's Range: $153.83 to $155.77
• 50-Day Range: $152.92 to $169.96
• 52-Week Range: $119.00 to $170.80
• Volume: 322,739 shs
• Average Volume: 488,672 shs
• Market Capitalization: $9.63 billion
• P/E Ratio: 14.65
• Dividend Yield: 2.66%
• Price Target: $169.45
• Consensus Rating: Hold

Cullen/Frost Bankers Stock Analysis - MarketRank™

Cullen/Frost Bankers scored higher than 71% of companies evaluated by MarketBeat, and ranked 447th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.9 / 5
• Analyst Rating: Hold

Consensus Rating

Cullen/Frost Bankers has received a consensus rating of Hold. The company's average rating score is 2.31, and is based on no strong buy ratings, 5 buy ratings, 7 hold ratings, and 1 sell rating.

Upside/Downside

The consensus price target for Cullen/Frost Bankers is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Cullen/Frost Bankers has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 5.76%

Earnings Growth

Earnings for Cullen/Frost Bankers are expected to grow by 5.76% in the coming year, from $10.94 to $11.57 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Cullen/Frost Bankers is 14.65, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.66.

Price to Earnings Ratio vs. Sector

The P/E ratio of Cullen/Frost Bankers is 14.65, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.42.

Price to Earnings Growth Ratio

Cullen/Frost Bankers has a PEG Ratio of 2.37. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Cullen/Frost Bankers has a P/B Ratio of 2.24. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.57% of the float of Cullen/Frost Bankers has been sold short.

Short Interest Ratio / Days to Cover

Cullen/Frost Bankers has a short interest ratio ("days to cover") of 8.18.

Change versus previous month

Short interest in Cullen/Frost Bankers has recently increased by 4.11%, indicating that investor sentiment is decreasing.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Cullen/Frost Bankers pays a meaningful dividend of 2.66%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Cullen/Frost Bankers has been increasing its dividend for 32 years.

Dividend Coverage

The dividend payout ratio of Cullen/Frost Bankers is 38.94%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Cullen/Frost Bankers will have a dividend payout ratio of 35.61% next year. This indicates that Cullen/Frost Bankers will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 0.67

News Sentiment

Cullen/Frost Bankers has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Cullen/Frost Bankers this week, compared to 4 articles on an average week.

Search Interest

2 people have searched for CFR on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

MarketBeat Follows

1 people have added Cullen/Frost Bankers to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Cullen/Frost Bankers insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.14% of the stock of Cullen/Frost Bankers is held by insiders.

Percentage Held by Institutions

86.90% of the stock of Cullen/Frost Bankers is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/30/2026
• Record date for 9/15 Dividend: 8/31/2026
• Ex-Dividend for 9/15 Dividend: 8/31/2026
• Dividend Payable: 9/15/2026
• Today: 10/05/2026
• Next Earnings (Estimated): 10/29/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:CFR
• CIK: 39263
• Web: www.frostbank.com
• Phone: (210) 220-4011
• Fax: 210-220-4325
• Employees: 6,008
• Year Founded: 1868

Price Target and Rating

• Average Price Target for Cullen/Frost Bankers: $169.45
• High Price Target: $201.00
• Low Price Target: $144.00
• Potential Upside/Downside: +9.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.31
• Research Coverage: 13 Analysts

Profitability

• EPS (Trailing Twelve Months): $10.58
• Trailing P/E Ratio: 14.65
• Forward P/E Ratio: 14.17
• P/E Growth: 2.37
• Net Income: $648.56 million
• Net Margins: 23.34%
• Pretax Margin: 27.76%
• Return on Equity: 15.55%
• Return on Assets: 1.29%

Debt

• Debt-to-Equity Ratio: 0.05
• Current Ratio: 0.63
• Quick Ratio: 0.63

Sales & Book Value

• Annual Sales: $2.92 billion
• Price / Sales: 3.30
• Cash Flow: $12.15 per share
• Price / Cash Flow: 12.76
• Book Value: $69.25 per share
• Price / Book: 2.24

Miscellaneous

• Outstanding Shares: 62,150,000
• Free Float: 61,441,000
• Market Cap: $9.63 billion
• Optionable: Optionable
• Beta: 0.56