Cullen/Frost Bankers (CFR) Competitors

BOK Financial (NASDAQ:BOKF) and Cullen/Frost Bankers (NYSE:CFR) are both mid-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, profitability, institutional ownership, earnings, valuation, media sentiment, dividends and analyst recommendations.

Which has preferable earnings & valuation, BOKF or CFR?

Cullen/Frost Bankers has lower revenue, but higher earnings than BOK Financial. BOK Financial is trading at a lower price-to-earnings ratio than Cullen/Frost Bankers, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BOK Financial	$3.48B	1.92	$523.57M	$8.70	11.94
Cullen/Frost Bankers	$2.85B	3.13	$582.54M	$9.11	15.21

Does the media favor BOKF or CFR?

In the previous week, Cullen/Frost Bankers had 4 more articles in the media than BOK Financial. MarketBeat recorded 10 mentions for Cullen/Frost Bankers and 6 mentions for BOK Financial. Cullen/Frost Bankers' average media sentiment score of 1.38 beat BOK Financial's score of 0.74 indicating that Cullen/Frost Bankers is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
BOK Financial	3 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Cullen/Frost Bankers	9 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders have more ownership in BOKF or CFR?

34.4% of BOK Financial shares are held by institutional investors. Comparatively, 86.9% of Cullen/Frost Bankers shares are held by institutional investors. 56.9% of BOK Financial shares are held by company insiders. Comparatively, 2.9% of Cullen/Frost Bankers shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Is BOKF or CFR more profitable?

Cullen/Frost Bankers has a net margin of 20.89% compared to BOK Financial's net margin of 16.39%. Cullen/Frost Bankers' return on equity of 15.70% beat BOK Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BOK Financial	16.39%	9.51%	1.05%
Cullen/Frost Bankers	20.89%	15.70%	1.17%

Do analysts prefer BOKF or CFR?

BOK Financial currently has a consensus target price of $110.50, suggesting a potential upside of 6.37%. Cullen/Frost Bankers has a consensus target price of $134.79, suggesting a potential downside of 2.75%. Given BOK Financial's stronger consensus rating and higher possible upside, equities analysts clearly believe BOK Financial is more favorable than Cullen/Frost Bankers.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BOK Financial	0 Sell rating(s)	8 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.27
Cullen/Frost Bankers	3 Sell rating(s)	9 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	1.93

Is BOKF or CFR a better dividend stock?

BOK Financial pays an annual dividend of $2.28 per share and has a dividend yield of 2.2%. Cullen/Frost Bankers pays an annual dividend of $4.00 per share and has a dividend yield of 2.9%. BOK Financial pays out 26.2% of its earnings in the form of a dividend. Cullen/Frost Bankers pays out 43.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. BOK Financial has increased its dividend for 20 consecutive years and Cullen/Frost Bankers has increased its dividend for 32 consecutive years. Cullen/Frost Bankers is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility & risk, BOKF or CFR?

BOK Financial has a beta of 0.86, suggesting that its stock price is 14% less volatile than the S&P 500. Comparatively, Cullen/Frost Bankers has a beta of 0.68, suggesting that its stock price is 32% less volatile than the S&P 500.

Summary

Cullen/Frost Bankers beats BOK Financial on 12 of the 19 factors compared between the two stocks.